UNKNOWN

FEED

The Credit Administrator's primary responsibility is to support the loan process by performing the credit administration review/ approve within assigned lending limits of new and existing credits ensuring that financial ratios and other analyses are accurately completed by the assigned underwriter/account officer and that the materials presented to the Loan Committee are accurate and reflect the credit risk of the credits. 5+ years of commercial banking experience, including underwriting and monitoring all aspects of large, complex commercial loan transactions, with previous Commercial Banking Relationship Manager experience and/or equivalent Regional President experience.

<p><em><strong>Mission Bank is seeking a Credit Administrator to join the team! </strong></em>The <strong>Credit Administrator</strong> is responsible for all assigned credit analysis and administration functions related to the Bank's programs where any aspect of commercial credit risk exits. The Credit Administrator's primary responsibility is to support the loan process by performing the credit administration review/ approve within assigned lending limits of new and existing credits ensuring that financial ratios and other analyses are accurately completed by the assigned underwriter/account officer and that the materials presented to the Loan Committee are accurate and reflect the credit risk of the credits. In addition, the Credit administrator may own and oversee the banks loan workflow software.</p><p><strong>Responsibilities include but are not limited to:</strong></p><ol><li>Review and approve or decline new and complex commercial credit transactions in accordance with the Banks credit policies.</li><li>Thorough understanding of the Banks credit policy, which includes making sure that the structure of each commercial credit transaction (at the time of underwriting, and on an on-going basis) is in conformity with policy, and / or policy exceptions are noted and reported as required by policy.</li><li>Timely, accurate and effective communication to management of any potential material risks associated with existing commercial credits in the portfolio, including a recommendation for the appropriate course of action if warranted.</li><li>Performing portfolio-level analytics and stress testing to inform management of risks within the loan portfolio including concentration risk and interest rate risk.</li><li>Provide guidance that the risk rating is assigned to each commercial credit is accurate and based on the most recent information available to the Bank.</li><li>Oversee the preparation of the appropriate reports and forms used to communicate the current states of commercial credits (both performing and non-performing) to management.</li><li>Review that the underlying value of all collateral is current and reliable, particular for commercial credits determined to be a special mention or substandard.</li><li>Successfully be able to restructure or liquidate special mention and/or substandard commercial credits w/in an acceptable time period.</li><li>Working in coordination with the Compliance Officer to ensure compliance with all laws and regulations with respect to lending.</li><li>May act as the CRA officer, manage CRA reporting and compliance.</li><li>Working in coordination with the Compliance Officer and CFO on all internal control audits and financial statement audits as they relate to loan operations.</li><li>May perform portfolio reviews of credits approved directly by Regional Presidents, Division Managers, and the Chief Banking Officer.</li><li>Assist management with other responsibilities as needed.</li></ol><br/>Keyword: Credit Administrator <br/>Required Experience:<br/><p><strong>Minimum Requirements:</strong></p><ul><li>Bachelor’s degree in a related field</li><li><div>5+ years of commercial banking experience, including underwriting and monitoring all aspects of large, complex commercial loan transactions, with previous Commercial Banking Relationship Manager experience and/or equivalent Regional President experience.</div></li><li>5 plus years of commercial banking experience, particular underwriting and monitoring all aspects of large, complex commercial loan transactions.</li><li>Strong understanding of accounting, financial statement analysis and business valuation methods (solid analytical skills).</li><li>Proficient communication skills, both verbal and written.</li><li>High level working knowledge of software; Excel, Word, etc.</li><li>Ability to work w/ outside service providers (legal counsel, auditors, examiners, appraisers, etc.).</li><li>Working knowledge of the regulatory environment.</li><li>Proactive, precise, highly motivated and able to adapt and thrive within the Bank's credit culture.</li><li>Project a businesslike professionalism to the client in both appearance and manner.</li><li>Possess a strong customer service orientation, and a willingness to place the customer first.</li><li>Possess strong written/verbal communication skills as well as excellent organizational/time management skills.</li><li>Ability to work with minimal supervision while performing duties.</li><li><em>Preferred but not required:</em> MBA or 10 years of commercial banking experience, particular underwriting and monitoring all aspects of large, complex commercial loan transactions.</li></ul><div id="magneto_requiredExperience"><p>Target Compensation: $138,210 - 185,000 annually, depending on experience plus an annual bonus and equity awards.</p></div><br/><br/>Benefits:<br/><ul><li>Competitive Medical Insurance (PPO&HMO)</li><li>Dental Insurance</li><li>Vision Insurance</li><li>Life Insurance</li><li>Short-term and Long-term Disability</li><li>401k Retirement Plan</li><li>Vacation Hours</li><li>Sick Time</li><li>11 Paid Holidays Per Year!</li></ul><br/>From: Mission Bank

Mission Bank

Credit Administrator

Administrative Skills

Analysis Skills

Bank Management

Bank Stress Testing

Banking Services

Commercial Banking

Commercial Loans

Communication Skills

Credit Analysis

Credit Risk

Customer Support/Service

Financial Analysis

Financial Audit

Financial Ratio

Financial Statements

Health Maintenance Organization (HMO)

Interest Rates

Internal Audit

Legal

Loan Operations

Loan Portfolio

Loan Structuring

Loans

Maintain Compliance

Materials Management

Microsoft Excel

Microsoft Word

Organizational Skills

People Management

Portfolio Analysis

Preferred Provider Organization (PPO)

Presentation/Verbal Skills

Regulations

Regulatory Compliance

Risk

Risk Management

Time Management

Underwriting

Workflow/BPM (Business Process Management) Software

Writing Skills

ATSOndemand

Our Benefits: Regular full-time US employees are eligible to participate in the following benefits: Generous time off policies (including 11 paid holidays, 12 for MA employees; Generous Accrued Time Off increasing with years of service; Generous paid sick time; Annual day of service; Floating Holiday) . About Us: WinnCompanies is a mission-driven, national business focused on building and operating top quality affordable housing communities for individuals and families of all incomes, including members of the U.S. Armed Forces and their families.

YEAR

<h5>Regional Maintenance Manager </h5><p>WinnCompanies is looking for a Regional Maintenance Manager to join our team in the Central Valley, CA / Bakersfield area. </p><p>In this role, you will provide leadership and oversight of maintenance operations across properties located in the Central Valleyarea. This position requires regular travel throughout the region to support site teams, ensure compliance with financial controls and regulatory requirements, and serve as the primary point of contact for all maintenance personnel. </p><p>The salary range for this role is $75,000 to $85,000 annually dependent on experience. </p><h5>Responsibilities: </h5><ul><li>Oversee maintenance operations. </li><li>Maintain curb appeal and building interior & exterior to Winn Standards. </li><li>Review building systems for proper operations. </li><li>Ensure all site logs are being kept and are correct, apartment upkeeps & unit turnovers are completed to Winn Standards. </li><li>Ensure Customer Service & Work Orders are completed in a timely fashion. </li><li>Review WOPR report. </li><li>Complete annual maintenance audits. </li><li>Oversight of contractors and recommendations. </li><li>Ensure seasonal maintenance & snow removal is completed in a safe & timely fashion. </li><li>Participate in hire, fire, and discipline recommendations with direct managers & Director of Maintenance (DOM). </li><li>Assess, propose, develop and provide training for maintenance personnel. </li><li>Review Open Position Report & Work with site manager to fill the positions quickly. </li><li>Respond to and coordinate efforts in emergency situations on site, such as fires and floods, during and after normal business hours, to Winn standards and expectations. </li><li>Manage financial controls. </li><li>Work with property manager to adhere to budgets. </li><li>Partner with manager to forecast budgets & financial reviews. </li><li>Ensure timing of capital projects & completion dates, review 3-bid packages, approve scope of work and asses, analyze and recommend property projects. </li><li>Adhere to regulatory requirements. </li><li>Ensure compliance of all properties with federal, state and local & NSPIRE. </li><li>Administer pre-inspection of properties prior to NSPIREs ensuring above average inspection results. </li><li>Assess the potential of new property opportunities. </li><li>Partner with regional team to recommend action. </li><li>Review regulatory compliance of these properties. </li><li>Act as member of the due diligence team with other regional members. </li></ul><h5>Requirements: </h5><ul><li>High school diploma or GED equivalent. </li><li>8-10 years of relevant work experience. </li><li>5-8 years of supervisory / managerial experience. </li><li>Travel to various properties in the Central Valley at least 4 days a week (70% travel). </li><li>A current driver's license in good standing and ability to meet the driving records standards outlined in the Company Safe Vehicular Operations Policy. </li><li>Experience with web-based applications and computer systems such as Microsoft Office. </li><li>Ability to multi-task in a fast-paced office environment. </li><li>Ability to work with a diverse group of people and personalities. </li><li>Strong communications skills with stakeholders and direct reports. </li><li>Excellent leadership skills. </li><li>Ability to work collaboratively in small teams by offering ideas and identifying issues. </li></ul><h5>Preferred Qualifications: </h5><ul><li>Heating, ventilation, and air conditioning (HVAC) or Environmental Protection Agency (EPA) Universal certified. </li><li>Certifications in various trades. </li></ul><h5>Our Benefits: </h5><p>Regular full-time US employees are eligible to participate in the following benefits: </p><ul><li>Generous time off policies (including 11 paid holidays, 12 for MA employees; Generous Accrued Time Off increasing with years of service; Generous paid sick time; Annual day of service; Floating Holiday) </li><li>401(k) plan options with a company match </li><li>Various Comprehensive Medical, Dental, & Vision plan options </li><li>Flexible Spending Account, Dependent Care Flexible Spending Account, Health Savings Account options with HSA annual employer contribution </li><li>Long Term Disability and voluntary Short Term Disability; Basic Term Life Insurance and AD&D optional supplemental life insurance </li><li>Health Expense Reimbursement program (including gym memberships, equipment, and subscriptions) </li><li>Tuition Reimbursement program and continuous training and development opportunities </li><li>Wellbeing program (group challenges, seminars, opportunities to earn points to reduce medical premiums), Employee Assistance Program, & Commuter and Parking Reimbursement options </li><li>Employee Corporate Discount Programs (Verizon Wireless, Home Depot Pro, Staples, and more!) </li><li>Flexible and/or Hybrid schedules are available for certain roles </li><li>Employee Relief Program supporting employees with unexpected hardships that place undue financial stress on them and their families </li><li>To learn more, visit winnbenefits.com </li></ul><h5>Why WinnCompanies? </h5><p>A job you can be proud of: WinnCompanies is a nationally recognized leader in apartment community management and development. Our team members are committed to helping people in the communities we serve and making a positive difference in their lives. </p><p>A job that challenges you: Our employees are responsible for our growth and success, and we challenge our team members to always be their best in our fast-paced, dynamic and rewarding workplace. </p><p>A job you can learn from: We offer multi-faceted leadership and learning opportunities to support our team members' career growth and professional development. </p><p>A team that cares: We value teamwork, innovation, diversity and mutual respect. Through our recognition and rewards programs, we're committed to celebrating and uplifting our team members. </p><h5>About Us: </h5><p>WinnCompanies is a mission-driven, national business focused on building and operating top quality affordable housing communities for individuals and families of all incomes, including members of the U.S. Armed Forces and their families. Our people are the source of our success – 4,300+ team members working together to create the best possible living communities in 27 states, Washington, D.C., and Puerto Rico. </p><p>Whether your skills are in operations, maintenance, leasing, compliance, marketing, IT, HR, accounting or finance, there's a role for you at WinnCompanies. Your passion for excellence can help us make a positive impact in the lives of real people every day. </p>

Regional Administrator Jobs in Bakersfield, CA

Similar Job Searches

Stand out to leading employers.

Regional Administrator Jobs in Bakersfield, CA

Credit Administrator Mission Bank

Regional Maintenance Manager (Bakersfield area) WinnCompanies

Similar Job Searches