Retail Sales Consultant - Part Time - Paramus Park Mall - Paramus, NJ Swarovski AGRetail Sales Consultant - Part Time - Paramus Park Mall - Paramus, NJParamus, NJAs a Sales Consultant, you'll deliver exceptional service, create memorable brand experiences, and inspire customers with your passion for our products, all while achieving sales goals and contributing to a vibrant team. Founded in Austria in 1895, we design, manufacture, and sell the world's finest crystals, gemstones, Swarovski Created Diamonds, zirconia, jewelry, accessories, and home décor.
Underwriting Consultant, Wholesale Not For Profit CNA Financial Corp.Underwriting Consultant, Wholesale Not For ProfitNew York, NY$72,000–$141,000 / yearPerforms a combination of duties in accordance with departmental guidelines: Works on highly complex underwriting risks employing diagnostic and systematic analysis to assess acceptability. Determines appropriate pricing of complex risks for assigned book of business based on financial and competitive analysis in line with compliance requirements and with little oversight needed from superiors.
Senior Consultant - FTI Securities, Commodity And Derivatives Practice, Economics And Quantitative Strategy FTI Consulting, Inc.Senior Consultant - FTI Securities, Commodity And Derivatives Practice, Economics And Quantitative StrategyNew York, NYThe role involves supporting the senior team with writing articles, preparing proposals, preparing presentations for new opportunities, performing research, collaborating in the implementation of proprietary valuation, providing risk management solutions and developing practical and effective solutions to address client issues by bringing industry insight and experiences. Our team is made of true experts who have contributed to the theory, written seminal books on derivatives, traded global markets across asset classes, built and managed leading trading businesses in major financial institutions and advised on high- profile transactions and litigation in global capital markets and commodity trading groups.
Technical Consultant Trainee Thales GroupTechnical Consultant TraineeBogota, NJThales Cybersecurity & Digital Identity is opening a 12-month Technical Consultant Trainee program within our Mobile Communication Services organization - an intensive, structured path into the world of 5G, eSIM, IoT, and digital identity solutions. In one year, you'll gain the technical expertise, business knowledge, and customer-facing skills that would normally take much longer to build - through dedicated coaching, hands-on project ownership, and direct exposure to global MNO relationships.
Retail Sales Consultant - Part Time - American Dream - East Rutherford, NJ Swarovski AGRetail Sales Consultant - Part Time - American Dream - East Rutherford, NJEast Rutherford, NJAs a Sales Consultant, you'll deliver exceptional service, create memorable brand experiences, and inspire customers with your passion for our products, all while achieving sales goals and contributing to a vibrant team. Founded in Austria in 1895, we design, manufacture, and sell the world's finest crystals, gemstones, Swarovski Created Diamonds, zirconia, jewelry, accessories, and home décor.
Retail Sales Consultant - Full Time - Short Hills Mall - Short Hills, NJ Swarovski AGRetail Sales Consultant - Full Time - Short Hills Mall - Short Hills, NJNJAs a Sales Consultant, you'll deliver exceptional service, create memorable brand experiences, and inspire customers with your passion for our products, all while achieving sales goals and contributing to a vibrant team. Founded in Austria in 1895, we design, manufacture, and sell the world's finest crystals, gemstones, Swarovski Created Diamonds, zirconia, jewelry, accessories, and home décor.
Retail Sales Consultant - Part Time - Garden State Plaza - Paramus, NJ Swarovski AGRetail Sales Consultant - Part Time - Garden State Plaza - Paramus, NJParamus, NJAs a Sales Consultant, you'll deliver exceptional service, create memorable brand experiences, and inspire customers with your passion for our products, all while achieving sales goals and contributing to a vibrant team. Founded in Austria in 1895, we design, manufacture, and sell the world's finest crystals, gemstones, Swarovski Created Diamonds, zirconia, jewelry, accessories, and home décor.
Program Delivery Consultant Salsify, Inc.Program Delivery ConsultantNYRemote$174,250–$205,000 / yearHow You''ll Make an Impact: Strategic Advisory: Partner with executive level stakeholders at global brand manufacturers, in collaboration with Salsify's Sales, Customers Success, Services, Product and Enterprise Architect teams, to define their program and technology programs and roadmaps. Product Advocacy: Work closely with Salsify's Product and Engineering teams to advocate for the needs of our largest customers, in partnership with the Global Customer Success team, influencing the core product roadmap based on high-level enterprise requirements.
Pre-Sales Solutions Consultant, Integrity TMS Fidelity National Information Services IncPre-Sales Solutions Consultant, Integrity TMSNew York, NY$116,730–$198,430 / yearAs a Pre-Sales Solution Consultant for Integrity Treasury Management System, you will serve as a trusted advisor to prospective clients, helping them define treasury transformation strategies and understand how FIS solutions can address their most complex business challenges. This role combines deep treasury and/or payments expertise, solution consulting, and executive engagement to drive business growth across the FIS Treasury and Payments portfolio.
Consultant Lead, Quantum (TMS) Fidelity National Information Services IncConsultant Lead, Quantum (TMS)New York, NY$101,500–$172,550 / yearFIS does not accept resumes from recruitment agencies which are not on the preferred supplier list and is not responsible for any related fees for resumes submitted to job postings, our employees, or any other part of our company. The pay range for this full-time position is $101,500 - $172,550 and reflects the minimum and maximum target for new hire salaries for this position based on the posted role, level, and location.
Digital Delivery Consultant - Civil 3D & Rail Infrastructure WSP Global IncDigital Delivery Consultant - Civil 3D & Rail InfrastructureMorristown, NJ$95,000–$124,000 / yearWSP is initiating a search for a Digital Solutions Consultant - Civil 3D & Rail Infrastructure to support the Newark Liberty International Airport (EWR) Redevelopment Program Management team in Newark, New Jersey. The Digital Delivery Consultant will report to WSP USA's National Transportation Digital Delivery team while supporting the EWR Airport Redevelopment Program and related transportation initiatives.
Murex FO Trader / Front Office Consultant NTT DATA Group CorpMurex FO Trader / Front Office ConsultantNew York, NY$85,000–$130,000 / yearNTT DATA recruiters will never ask for payment or banking information and will only use @nttdata.com, @nttdatafed.com and @talent.nttdataservices.com email addresses. Provide high-quality support in using the Murex platform for market data management, pricing, and structuring of complex financial products within trading domain (e.g.
Interior Design Consultant | Luxury Retail Sales (Eastern Long Island) Ethan Allen Interiors IncInterior Design Consultant | Luxury Retail Sales (Eastern Long Island)Huntington Station, NYAs an Ethan Allen Interior Design Consultant, you will operate your own interior design business within a proven, highly respected luxury brand-supported by vertically integrated manufacturing, extensive customization capabilities, and nationwide service and delivery. Ethan Allen is seeking experienced Design Professionals to join our established Eastern Long Island Design Centers in Huntington Station and Setauket-serving clients locally and throughout the Hamptons and surrounding coastal communities.
Senior Underwriting Consultant Manulife Financial CorpSenior Underwriting ConsultantNJRemote$92,475–$160,290 / yearManulife/John Hancock offers eligible employees a wide array of customizable benefits, including health, dental, mental health, vision, short- and long-term disability, life and AD&D insurance coverage, adoption/surrogacy and wellness benefits, and employee/family assistance plans. We strive to attract, develop and retain a workforce that is as diverse as the customers we serve and to foster an inclusive work environment that embraces the strength of cultures and individuals.
Senior Workday Consultant ApolisSenior Workday ConsultantNew York, NYRemote$45–$55 / hourWe are seeking an experienced Senior Workday Consultant with strong expertise in Workday HCM , ADP Workforce Now (WFN) , HRIS administration, payroll reconciliation, benefits administration, integrations, reporting, and compliance. The ideal candidate will have hands-on experience managing Workday and ADP environments, supporting third-party benefit platforms, and ensuring data integrity, security, and compliance across HR systems.
O9 Consultant Tanisha SystemsO9 ConsultantSunnyvale, CA/ Austin, TX, NJJob Description: Excellent Hand-on experience in solution design for o9 implementation engagements; including leading the requirement gathering process, translating business and technical requirements to solution design documentation and test case procedures. Work closely with the configuration team to provide architectural guidance, technical direction, and quality assurance to all model builders and configuration leads in o9 implementation projects.
Lead Consultant | Artificial Intelligence | Artificial Intelligence - ALL Varite, IncLead Consultant | Artificial Intelligence | Artificial Intelligence - ALLNew York, NY$60.71–$62.50 / hourDesign, build, and deploy agentic AI systems using generative AI models, agent frameworks, custom orchestrators, enterprise systems, APIs, and third party tools. Demonstrate strong experience in enterprise level data ingestion, transformation, analysis, and problem solving, along with effective cross functional communication skills.
Infrastructure Operations Consultant - Core Banking NTT DATA Group CorpInfrastructure Operations Consultant - Core BankingJersey City, NJ$127,890–$170,520 / yearNTT DATA recruiters will never ask for payment or banking information and will only use @nttdata.com and @talent.nttdataservices.com email addresses. We are one of the world''s leading AI and digital infrastructure providers, with unmatched capabilities in enterprise-scale AI, cloud, security, connectivity, data centers and application services.
Interior Design Consultant | Luxury Retail Sales (Manhattan) Ethan Allen Interiors IncInterior Design Consultant | Luxury Retail Sales (Manhattan)New York, NYAs an Ethan Allen Design Consultant, you will operate your own interior design business within a proven, highly respected luxury brand-supported by vertically integrated manufacturing, extensive customization capabilities, and nationwide service and delivery. In 2025, experienced Design Consultants in this market averaged $118,832 in total earnings, with top performers exceeding $200,000 in earnings.
Technical Consultant Veralto CorpTechnical ConsultantNY$150,000–$165,000 / yearManager, Pretreatment & Polymer, the Technical Consultant plays a critical role in supporting the sales organization as a trusted technical advisor / plays a critical role as a trusted technical advisor, supporting the technical strategy within the sales cycle and influencing customer outcomes alongside the sales team. An associate's position within the salary range will be based on several factors, including, but not limited to, relevant education, qualifications, certifications, experience, skills, seniority, geographic location, performance, shift, travel requirements, sales or revenue-based metrics, any collective bargaining agreements, and business or organizational needs.
Sales Consultant CarMax, Inc.Sales ConsultantNewark, NJ$15.01–$20 / hourAssociates considered full-time salaried are entitled to paid time away with no specified limit as needed for sick, vacation, bereavement, jury duty, holidays, floating holiday, etc. With over 250 store locations and over 30,000 associates, we are proud to have been recognized as one of the Fortune 100 Best Companies to Work For and are committed to helping our communities thrive.
Actuarial Consultant Aon PlcActuarial ConsultantNew York, NY$115,000–$130,000 / yearSTG- Reserving - Senior Actuarial Consultant Locations: Chicago, New York, New York, Bloomington MN Aon's Strategy and Technology Group (STG) are seeking an experienced actuarial student to join their team and help to accelerate the development of their actuarial advisory business focused on clients in the insurance and reinsurance industries. Required Skills and Qualifications 3+ years of experience in an analytics-centric environment, preferably in property/casualty insurance, reinsurance, or consulting ACAS, FCAS or similar actuarial credential or advanced technical degree Financial modeling, consulting, reinsurance, or credit default analytics experience preferred.t
Consultant Developer (Kotlin + Java) Hybrid position in USA ThoughtWorks IncConsultant Developer (Kotlin + Java) Hybrid position in USANY$83–$120 / hourSoftware Developers collaborate with Business and Quality Analysts, Designers, Project Managers and more to design software solutions that will create meaningful change for our clients. For 30+ years, we've delivered extraordinary impact together with our clients by helping them solve complex business problems with technology as the differentiator.
Business Analyst Ampcus IncorporatedBusiness AnalystWhite Plains, NYThis includes upgrading end of life and end of support technologies, acquiring new capabilities, and ensuring continued alignment with organizational strategy. Documentation, Training, and Knowledge Transfer Develop and maintain BRDs, functional specs, process maps, and procedure documents.
Business Analyst Veterans Sourcing GroupBusiness AnalystWhite Plains, NYRemoteThis includes upgrading end of life and end of support technologies, acquiring new capabilities, and ensuring continued alignment with organizational strategy. Hybrid schedules are permissible with a minimum of 3 days on-site depending on assignment and can be fully on-site depending on business needs.
Treasury Consultant - Global Treasury Practice RSMTreasury Consultant - Global Treasury PracticeNew York, NY$85,100–$161,700 / yearWhether your background is in treasury technology, treasury operations, treasury advisory, financial services treasury, or consulting, we welcome professionals who are passionate about helping clients solve complex treasury challenges and drive meaningful business outcomes. Team members have the opportunity to work on strategic initiatives across a broad range of industries, including corporate treasury and financial services, while developing expertise in both business transformation and technology-enabled solutions.
Retirement Planning Consultant - Newark, NJ Corebridge FinancialRetirement Planning Consultant - Newark, NJNewark, New Jersey$60,000–$70,000 / yearCandidates for the role must not have made any political contributions that, under 17 CFR § 275.206(4)-5 or other federal or state pay-to-play regulations, would disqualify the candidate or Corebridge Financial from conducting Corebridge Financial’s business, or that would otherwise create a conflict of interest for Corebridge Financial. Presentations include enrollment meetings, age-based financial education meetings, and sophisticated financial literacy meetings as requested by the plan sponsor or determined by the applicable communication and education plan.
Service Delivery Optimization Consultant - East Coast PhamilyService Delivery Optimization Consultant - East CoastWest New York, NJPhamily, the company's core technology platform, has transformed chronic disease management with clinically tested AI and easy-to-use technology that enables physicians and care teams to offer high-touch, individualized patient care that has been proven to reduce investment in extra labor and the overall cost of care. For nearly a decade, the company has leveraged its easy-to-use, proprietary technology to enable health systems, medical groups, and ACOs to deliver high-quality, high-ROI proactive care to hundreds of thousands of previously underserved patients.
INS/Senior Consultant - Insurance Brokerage Infosys LtdINS/Senior Consultant - Insurance BrokerageNew York, NY$116,875–$148,125 / year149151BRGeorgia, Illinois, New Jersey, New York, TexasUSAInfosys Limited Senior Associate - Business ConsultingITL USA Atlanta, GA, Basking Ridge, NJ, Houston, TX, Lisle, IL, New York, NY, Richardson, TXInsuranceProcess|Consulting processes|Technology Consulting process Senior Consultant - Insurance Brokerage116875148125. With offices in 20 countries and backed by the power of the global Infosys brand, our teams help the C-suite navigate today's digital landscape to win market share and create shareholder value for lasting competitive advantage.
NewLife Sciences Consultant - Commercial Strategy Accenture PlcLife Sciences Consultant - Commercial StrategyMorristown, NJThis role focuses on supporting strategy work across asset / brand strategy, launch, portfolio growth, market access, patient services, functional transformation, operating model, process redesign, and AI/data-enabled reinvention. As a Consultant, you will support client workstreams that help life sciences organizations make critical commercial decisions - from how to launch and grow assets to how to redesign functions and enterprise ways of working.
NewIndustrial & Automotive Manufacturing Engineering Consultant Accenture PlcIndustrial & Automotive Manufacturing Engineering ConsultantMorristown, NJWHO WE ARE: Accenture is a leading solutions and services company that helps the world's leading enterprises reinvent by building their digital core and unleashing the power of AI to create value at speed across the enterprise, bringing together the talent of our approximately 786,000 people, our proprietary assets and platforms, and deep ecosystem relationships. Our next generation production and manufacturing methods leverage AI, IoT, automation, wearables, and predictive analytics to enable multi-site plant optimization; to increase production reliability, product quality, worker safety and sustainable operations with a more productive digital workforce.
Senior Solutions Consultant Outreach CorpSenior Solutions ConsultantNY$135,000–$170,000 / yearDiversity and inclusion programs that promote employee resource groups like Outreach Women''s Network, Latinx community, Outreach Black Connection, AAPI community, Pride/LGBTQIA+, Gender+, Disability Community, and Veterans/Military. Inquisitive Problem Solver - You ask thoughtful questions resulting in meaningful insights; you probe in a way that leads people to step outside their mindset; you unearth pain points and elicit new ideas.
Talent Acquisition Consultant, Executive Recruiting, Value Creation Vista Equity Partners Management LLCTalent Acquisition Consultant, Executive Recruiting, Value CreationNYRemote$125,000–$135,000 / yearThe Talent Acquisition Consultant will partner directly with CEOs and board working teams to run end-to-end executive searches for Vistas portfolio companies, while building out a diverse, top-tier talent network across the SaaS ecosystem. This person will partner with external search firms to drive consistent, high-quality results, help continuously improve Vistas hiring best practices, and play a lead role in driving GenAI-enabled recruiting workflows across the team.
Business Consultant, Quantitative Data London Stock Exchange Group PlcBusiness Consultant, Quantitative DataNew York, NY$145,200–$242,000 / yearWe support the sales team through our in-depth knowledge of LSEG products, financial data, and customer workflows. Please take a moment to read this privacy notice carefully, as it describes what personal information London Stock Exchange Group (LSEG) (we) may hold about you, what it's used for, and how it's obtained, your rights and how to contact us as a data subject.
Principal Consultant, Artificial Intelligence (AI) (Remote - US) Atmosera IncPrincipal Consultant, Artificial Intelligence (AI) (Remote - US)NYRemote$170,000–$190,000 / yearAs a Microsoft Partner with seven specializations, GitHub AI Partner of the Year, a member of the GitHub Advisory Board, and a member of the prestigious Microsoft Intelligent Security Association (MISA), Atmosera expertly delivers cutting-edge, integrated solutions that deliver business value. We are seeking a Principal Consultant to join our Data & AI practice and lead engagements from client discovery and value identification through use case portfolio development, ROI prioritization, and end‑to‑end solution architecture.
Oracle Field Service Consultant Accenture PlcOracle Field Service ConsultantMorristown, NJCollaborate across client stakeholders, Accenture delivery teams, product teams, integration teams, testing teams, training teams, and offshore resources to deliver coordinated OFS outcomes. Combining unmatched experience and specialized skills across more than 40 industries, we offer Strategy and Consulting, Interactive, Technology and Operations services-all powered by the world's largest network of Advanced Technology and Intelligent Operations centers.
Workplace Mental Health Consultant (Part Time) Spring HealthWorkplace Mental Health Consultant (Part Time)New York, NY$110–$117 / hourWith outcomes independently validated by JAMA Network Open and the Validation Institute, Spring Health reaches more than 170 million people worldwide through leading employers, health plans, and partners. Demonstrate a strong track record of supporting executives and high-performing professionals navigating organizational change, strategic pressure, and complex stakeholder dynamics.
AI Deployment Consultant Treasure AIAI Deployment ConsultantNew York, New York$130,000–$145,000You work with both new and existing customers to deploy AI agents and skills via Treasure AI Studio, designing and building autonomous processes and agent-based solutions that address real business needs. Hands-on experience designing and deploying AI-based solutions — agentic workflows, LLM applications, or intelligent decisioning — in a client-facing context.
Mortgage Consultant (US, Virtual) Sirva Worldwide IncMortgage Consultant (US, Virtual)NYFrom corporate relocation and household goods to home sale and commercial moving and storage, our portfolio of brands (including Sirva, Allied, northAmerican, Global Van Lines, Alliance, and Sirva Mortgage) provide everything needed to move talent and deliver experience. As a leading global relocation management and moving services company, we bring together personalized program solutions, expansive global reach, innovative technology, and an unmatched supply chain to transform businesses of any size and empower talent moving to their next opportunity.
NewSAP EWM Consultant - Life Science Accenture PlcSAP EWM Consultant - Life ScienceMorristown, NJThe ideal candidate combines deep SAP EWM functional expertise with strong leadership capabilities, client relationship management skills, and a proven track record of delivering complex SAP S/4HANA supply chain programs. You Are: We are looking for an experienced SAP Extended Warehouse Management (EWM) Consultant to lead large-scale warehouse transformation programs for our clients across manufacturing, retail, pharmaceuticals, and consumer goods industries.
NewSAP EWM Consultant - Products Accenture PlcSAP EWM Consultant - ProductsMorristown, NJThe ideal candidate combines deep SAP EWM functional expertise with strong leadership capabilities, client relationship management skills, and a proven track record of delivering complex SAP S/4HANA supply chain programs. You Are: We are looking for an experienced SAP Extended Warehouse Management (EWM) Consultant to help lead large-scale warehouse transformation programs for our clients across manufacturing, retail, pharmaceuticals, and consumer goods industries.
Consultant, Revenue Cycle Alvarez & Marsal Healthcare Industry Group, LLCConsultant, Revenue CycleNew York, NYFull timeOur professionals collaborate with a wide range of organizations, including health systems, physician groups, medical schools, behavioral health institutes, managed care organizations, healthcare investors, medical device companies, and suppliers, as well as vision centers, dental practices, and laboratories. Revenue cycle projects may include, but are not limited to due diligences, performance assessments, enterprise performance improvement, full-scale implementations, and interim management for a broad range of healthcare providers and supporting services companies.
Senior Consultant, Revenue Cycle Alvarez & Marsal Healthcare Industry Group, LLCSenior Consultant, Revenue CycleNew York, NYFull timeRevenue cycle projects may include, but are not limited to: due diligences, performance assessments, enterprise performance improvement, full-scale implementations, and interim management for a broad range of healthcare providers and supporting services companies. Working as a partner to our clients by building consultative relationships you will develop an in-depth understanding of the client's processes, financial positions, and key operational performance drivers in order to surface and address key issues, from the big picture to the smallest details.
NewLead Consultant, Strategy & Value OptimizelyLead Consultant, Strategy & ValueNew York, NY$195,000–$332,000 / yearLead value discovery pre-demo and across the sales cycle, running structured workshops with multiple customer stakeholders to surface outcomes, assumptions, and the inputs needed to build a compelling business case. You'll own the value motion end to end, from first discovery conversation to final business case, working directly alongside Account Executives to shape how we position Opal's impact, build the financial story, and give customers the confidence to invest.
Managing Consultant, Enterprise IT Contract Staffing Korn FerryManaging Consultant, Enterprise IT Contract StaffingNew York, NY$80,000–$100,000 / yearThe Korn Ferry Cares Wellbeing Platform offers Employees health benefits (Medical, Dental, Vision, Short Term Disability, Basic Life and Accidental Death & Dismemberment), Critical Illness, Accident Injury, Hospital Indemnity, and Legal Insurance. 5+ years of experience in staffing business development with experience to include cold calling, developing search strategies and client/candidate management; or relevant industry experience.
Senior Consultant 1, Analytics AdSwerve IncSenior Consultant 1, AnalyticsNY$80,000–$100,000 / yearLocation: Arizona, Colorado, Connecticut, Florida, Georgia, Iowa, Illinois, Indiana, Kansas, Maryland, Michigan, Minnesota, Missouri, North Carolina, New Jersey, New Mexico, New York, Oregon, Pennsylvania, Tennessee, Texas, Utah, Virginia, Washington, and Wisconsin. Experience working with other technical marketing platforms (e.g., Website Architecture, Customer Data Platforms (Segment, Tealium), Mobile Apps, Consent Management, Adobe Analytics, Looker) and / or cloud data platforms (GCP, AWS, Azure) is a strong plus.
Remote Role of SAP FS-CD Consultant ApolisRemote Role of SAP FS-CD ConsultantNew Brunswick, NJRemote$45–$50 / hourExpertise in payment lots, dunning, payment plans, etc., • Proficient in configuring master data, dunning procedures, and subledger account determination. • Manage high-volume billing, collections, payments, and agency reporting, ensuring integration between FS-CD and core systems like FS-PM and FI-GL.
Oracle to PostgreSQL Migration Consultant Tanisha SystemsOracle to PostgreSQL Migration ConsultantSunnyvale, CA/ Austin, TX (Onsite), TXRequired Skills & Experience 5+ years of overall database engineering/DBA experience; 3+ years hands-on with Oracle-to-PostgreSQL migration projects (not just theoretical knowledge). Optimize PostgreSQL performance post-migration (indexing strategy, query tuning, vacuum/autovacuum, connection pooling via PgBouncer, partitioning).
Service Drive Sales Consultant East Coast ToyotaService Drive Sales ConsultantWood-Ridge, New JerseyEast Coast Toyota is always looking for a qualified individuals to join our sales and service teams to help handle the overflow of work we are experiencing. Happy employees make happy customers, and we reward individuals who are ready to work hard and stay motivated.
Change Manager - Principal Consultant Slalom IncChange Manager - Principal ConsultantNY$130,000–$195,000 / yearAs a Principal in Slalom's Transformation - Workforce Modernization and HR Transformation Capability, you will lead high-impact transformation and workforce modernization efforts with a focus on delivery excellence, stakeholder alignment, and long-term adoption. From strategy through delivery, our agile teams across 52 offices in 12 countries collaborate with clients to bring powerful customer experiences, innovative ways of working, and new products and services to life.