ANALYST – OPERATIONS (Treasury) JobotANALYST – OPERATIONS (Treasury)New York, NY$75,000–$85,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Join a leading global investment firm building innovative technology that powers complex business operations across a diverse portfolio .
NewOperations Analyst- Collateral & Margin JobotOperations Analyst- Collateral & MarginNew York, NY$105,000–$120,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. You'll get hands-on exposure to sophisticated private equity and infrastructure strategies most professionals only read about, with real opportunity to shape process improvements and automation initiatives that leadership actually notices.
NewVice President / Director, Credit Analyst (Mortgage Sector) AxelonVice President / Director, Credit Analyst (Mortgage Sector)New York, NY$65–$72 / hourServe as a technical subject-matter expert on agency residential and commercial MBS, TBA, CMO, and DUS products for the Institutional Credit Analyst Team, Sales, and Trading teams. Collaborate with internal stakeholders, including coverage bankers, business lines, and risk teams, to provide credit expertise and support.
NewDocuSign Analyst ECLARODocuSign AnalystWhite Plains, NYProject Overview: The DocuSign CLM Analyst will support the Enterprise Business Systems team within the EPMO by providing day to day functional and technical support for DocuSign CLM and related contract lifecycle management technologies. Develop and deliver comprehensive end user training for DocuSign CLM, including creation of training materials, job aids, demonstrations, and ongoing reinforcement sessions to support adoption and proficiency across business units.
Administrative/Quality Assurance Analyst AxelonAdministrative/Quality Assurance AnalystNew York, NY$50–$70 / hour3+ years of project management experience; ability to plan and lead projects, facilitate project scope, develop project plans, manage timelines, and provide direction and support to project teams. Maintain a central repository of all hospital survey activity and provide key reports to leadership.
Systems Analyst / Engineer Kforce Inc.Systems Analyst / EngineerManhattan, NY$60–$65Responsibilities: Provides application, network, and systems support for critical banking technologies, including internal networks, servers, security systems, and payment platforms. Employee pay is based on factors like relevant education, qualifications, certifications, experience, skills, seniority, location, performance, union contract and business needs.
NewCustomer Load Management Analyst ECLAROCustomer Load Management AnalystWhite Plains, NY$45–$50 / hourProject Overview: The Customer Load Management (CLM) Analyst may work in various distinct areas, short-term forecasting, long-term forecasting, load research, load evaluations, capacity/UCAP forecasting, capacity reconciliation and various market and customer load related analytics. The CLM Analyst develops comprehensive, dynamic, and static forecasts of demand, energy, capacity and coincident peak loads, as well as production sales delivery and New York Independent System Operator (NYISO)-related bids and bilateral transactions for all of Client's customers as well as all of the enterprise-wide stakeholders.
NewSAP Budget Systems Analyst ECLAROSAP Budget Systems AnalystWhite Plains, NYPosition Overview: The SAP Budget Systems Analyst is a technical and functional role responsible for designing, developing, and supporting enterprise budgeting solutions using SAP Analytics Cloud for Planning (SAC P) and S / 4HANA. This position plays a pivotal role in the organization's multi-year transformation from legacy SAP platforms, including SAP ECC, SAP BW, and SAP BW IP, to modern, integrated planning and financial management capabilities.
NewPortfolio Analyst ECLAROPortfolio AnalystWHITE PLAINS, NY$45–$50 / hourPrepares portfolio level analysis and reporting of financial control, resource utilization, risk, change management, benefits, unplanned work, etc., compares planned versus actual/forecasted, and examines the impact to the overall business. Responsibilities: Assist in reviewing that projects and programs progress from initiation to closeout and review that the investments and initiatives achieve alignment with organizational asset investment strategies, financial targets, and benefits.
NewNetwork Analyst ECLARONetwork AnalystWHITE PLAINS, NY$55–$60 / hourIT Network Services team has several Digitization projects and work efforts in 2023 including, but not limited to: Digital Worker Connect (DW Connect) Communications Back Bone Project Core IT infrastructure LEM Client Cloud migration activities Upgrade Operations Turrets & Call manager BAU activities including the IT Switch Refresh and Patch management. Expert Knowledge of CISCO WLC environment including 5500,2504,9800 WLC Expert knowledge in design and implementation of highly complex networks.
NewMaximo Mobile Analyst ECLAROMaximo Mobile AnalystWhite Plains, NYProject Overview: The IBM Maximo Mobile Project seeks a highly organized and self-motivated Analyst to provide crucial support for end users, troubleshooting issues, and assist in the development and modification of inspection forms related to Plant operations (Generation / Transmission / Substation Operator Rounds, Security Inspections etc.). Develop, revise and modify Maximo Inspection forms related to Plant operations (Generation / Transmission / Substation Operator Rounds, Security Inspections etc.) as assigned by the Maximo Inspection Form Review team.
Senior Business Analyst Hsbc Private BankSenior Business AnalystBuffalo, NYThe Senior Business Analyst (SBA) supports the US Regulatory Reporting change delivery and system maintenance (including RWAs), providing end-to-end business analysis across change initiation, requirements definition, process and control design, testing support, implementation and benefits realization. The SBA will help deliver regulatory reporting change driven by Basel III reforms and ongoing regulatory developments issued by the Federal Reserve Board (FRB), Office of the Comptroller of the Currency (OCC), and Federal Deposit Insurance Corporation (FDIC) (the “US Agencies”).
NewTraining Support Analyst ECLAROTraining Support AnalystWhite Plains, NYPosition Overview: The Training Support Analyst provides operational and logistical support for the planning, organization, and delivery of technical training pathways and programs that develop workforce capabilities across Client's Operations. The position works closely with training program managers, instructors, and subject matter experts to scope and develop structured learning pathways and workforce development initiatives.
Industrial Ecology Analyst AAA Advanced Solutions Corporation, d/b/a Better Building CareIndustrial Ecology AnalystRochester, NYFull timeEvaluate environmental risks, compliance issues, and sustainability opportunities in construction projects and operations; analyze materials, work practices, waste streams, pollution sources, equipment, and fuel choices; recommend measures to reduce waste, emissions, and resource use; monitor environmental performance and regulatory compliance. Requires Masters’ Degree in Environmental Science, Ecology, Biology, Chemistry, or Environmental Engineering and 36 months of experience as Industrial Ecologist, Sustainability Analyst, Environmental Engineer or similar occupation.
Functioning Testing Analyst (Manual and Automated) The Computer Merchant, LtdFunctioning Testing Analyst (Manual and Automated)Syracuse, NY$60–$66 / hourContractorWhile an hourly range is posted for this position, an eventual hourly rate is determined by a comprehensive salary analysis which considers multiple factors including but not limited to: job-related knowledge, skills and qualifications, education and experience as compared to others in the organization doing substantially similar work, if applicable, and market and business considerations. The functional testing analyst will support the application delivery team by analyzing requirements, creating detailed test cases, executing both manual and automated tests, reporting results, and facilitating resolution of identified functional defects.
NewTrade Operations Analyst - Hybrid Genesis10Trade Operations Analyst - HybridWhite Plains, NYTemporaryContractorFull timeRanked a Top Staffing Firm in the U.S. by Staffing Industry Analysts for six consecutive years, Genesis10 puts thousands of consultants and employees to work across the United States every year in contract, contract-for-hire, and permanent placement roles. With more than 300 active clients, Genesis10 provides access to many of the Fortune 100 firms and a variety of mid-market organizations across the full spectrum of industry verticals.
HRIS Analyst AtriumHRIS AnalystBronx, NY$68–$75 / hourThe HRIS Analyst also ensures data integrity, system compliance, user support, and assists with system implementations, upgrades, integrations, and ongoing process improvements to enhance the employee experience and organizational efficiency. The HRIS Analyst will be responsible for managing, maintaining, and optimizing an organization's Human Resources Information System (HRIS) to ensure accurate employee data, efficient HR processes, and reliable reporting.
Grants & Contracts Analyst CFSGrants & Contracts AnalystGarden City, NYGrantsAndContractsAnalyst #AccountingJobs #FinanceJobs #GrantAccounting #NonprofitFinance #GovernmentGrants. • Manage health and human services claims for county and city funders and support programs funded through municipal funding sources.
Senior Financial Analyst CFSSenior Financial AnalystWappingers Falls, NY$90,000–$125,000 / yearSupport month‑end management reporting and financial analysis, including variance analysis, revenue and margin drivers, inventory and expense analysis, cash flow, and working capital metrics. Support the Corporate Accounting team in driving a disciplined, timely month‑end close, including process improvements across monthly, quarterly, and annual cycles.
EDD Analyst Page GroupEDD AnalystManhattan, NY$25–$35 / hourIt has built a reputation for supporting cross-border banking needs while maintaining a significant presence in compliance, risk management, and financial services hiring. This organization is a New York-based financial institution offering commercial banking, lending, and treasury services across multiple U.S. markets.
NewBusiness Analyst - Finance Data & General Ledger Page GroupBusiness Analyst - Finance Data & General LedgerNew York, NY$60–$70 / hourContractorStrong finance and accounting knowledge - candidates must understand GL, journal processing, subledgers, balance sheet composition, reconciliation concepts, audits, assets/ liabilities, deposits, loans, trading products, securities, regulatory and risk reporting. This person must have a strong understanding of journal processing, subledgers, balance sheet composition, reconciliation concepts, audits, assests, etc.
NewBusiness Analyst/ERP Specialist Page GroupBusiness Analyst/ERP SpecialistNew York, NY$81,000–$99,000 / yearFull timeThe Business Analyst/ERP Specialist will work within the technology department, focusing on analyzing business processes and implementing ERP solutions to support operational goals and efficiency. A successful Business Analyst/ERP Specialist should have: Strong understanding of ERP systems and their applications.
Senior AI Financial Systems Analyst Page GroupSenior AI Financial Systems AnalystNew York, NY$175,000–$215,000 / yearFull timeThe Senior AI Financial Systems Analyst will play a crucial role in developing and optimizing AI-driven financial systems within the technology department. A successful Senior AI Financial Systems Analyst should have: Strong experience with AI and machine learning technologies applied to financial systems.
Regulatory Analyst National Fuel Gas CoRegulatory AnalystBuffalo, NY$62,500–$82,000 / yearKey responsibilities will include: Developing, compiling and submitting regulatory filings related to the construction and/or abandonment of facilities, working with various National Fuel internal departments, as well as coordinating the efforts of Company and contractor personnel, as needed. PRIMARY RESPONSIBILITIES: The Regulatory analyst will work under the direction of the Company's in-house attorneys, supporting the development of various infrastructure projects for National Fuel's federally regulated interstate pipeline business.
Senior Regulatory Analyst, Wholesale Market Policy LS Power Development, LLCSenior Regulatory Analyst, Wholesale Market PolicyNew York, New York$100,000–$125,000 / yearFull timeLS Power actively invests in and scales businesses that are meeting the growing needs of the energy expansion, including electric vehicle charging, demand response, microgrids, renewable fuels and waste-to-energy platforms. Founded in 1990, LS Power is a premier development, investment, and operating company focused on the North American power and energy infrastructure sector, with leading platforms across generation, transmission and energy expansion solutions.
NewPolicy & Strategy Analyst - Energy Regulatory Policy PSEGPolicy & Strategy Analyst - Energy Regulatory PolicyHicksville, New York$79,400–$125,600This includes review and written assessment of regulatory proposals and filings in areas such as Energy Storage, Greenhouse Gas Cap and Trade Programs, Capacity & Energy Markets, and Retail Access consistent with the targets and objectives defined under New York State’s Climate Legislation and Community Protection Act (CLCPA) and the State Energy Plan. Support the implementation and analysis of Market Policy and Strategy in all Regulatory Areas for LIPA market interests, including NYS Public Service Commission (PSC), NYS DEC and NYSERDA, NYISO, Pennsylvania Jersey Maryland (PJM), Independent System Operator (ISO)-NE and Federal Energy Regulatory Commission (FERC).
Senior Regulatory Reporting Analyst Starr CompaniesSenior Regulatory Reporting AnalystNew York, NY$78,000–$103,000 / yearIn addition to regulatory reporting duties, the role includes light accounting functions such as processing high-value invoices, knowledge of month-end close processes, and gathering data to support the creation of accounting reports. Summary: The Senior Regulatory Analyst is responsible for ensuring the timely and accurate completion of insurance regulatory reporting, working closely with various business units to extract, analyze, and submit data in compliance with state requirements.
Senior Regulatory Reporting Analyst Starr InsuranceSenior Regulatory Reporting AnalystAtlanta, New YorkIn addition to regulatory reporting duties, the role includes light accounting functions such as processing high-value invoices, knowledge of month-end close processes, and gathering data to support the creation of accounting reports. Summary: The Senior Regulatory Analyst is responsible for ensuring the timely and accurate completion of insurance regulatory reporting, working closely with various business units to extract, analyze, and submit data in compliance with state requirements.
NewRegulatory Affairs Analyst The Fountain Group LLCRegulatory Affairs AnalystNew York - Field, NYRemote$30–$34 / hourBy applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from and its affiliates, and contracted partners. Provide regulatory input for early innovation of new products by reviewing marketing concepts and claims for consumer studies.
Senior Analyst, Regulatory Operations Oscar Health IncSenior Analyst, Regulatory OperationsNew York, NYRemote$38.22–$50.16 / hourWork Location: This is a remote position, open to candidates who reside in: Arizona, California, Florida, Georgia, Illinois, Iowa, Kansas, Michigan, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas and Virginia. Build and support successful relationships with regulatory bodies, including state insurance regulators (e.g., DMHC in California, Arizona Department of Insurance, Texas Department of Insurance), state-based exchanges (e.g., Covered California), and federal insurance regulators (CMS, CCIIO, etc.).
Senior Analyst, Regulatory Operations Oscar HealthSenior Analyst, Regulatory OperationsNew York City, NYRemote$38.22–$50.16 / hourWork Location: This is a remote position, open to candidates who reside in: Arizona, California, Florida, Georgia, Illinois, Iowa, Kansas, Michigan, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas and Virginia. Build and support successful relationships with regulatory bodies, including state insurance regulators (e.g., DMHC in California, Arizona Department of Insurance, Texas Department of Insurance), state-based exchanges (e.g., Covered California), and federal insurance regulators (CMS, CCIIO, etc.).
Regulatory and Research Analyst (USA Remote) Clagam Global SolutionsRegulatory and Research Analyst (USA Remote)New YorkRemoteThis role includes performing research and analysis to support transactional and operational business functions within the natural gas and adjacent industrial marketplace. Perform administrative tasks related to projects, such as preparing progress reports, compiling report sections, and updating project schedules.
Senior Analyst - Compliance & Regulatory Affairs AXA SASenior Analyst - Compliance & Regulatory AffairsNEW YORK, NY$64,600–$107,300 / yearBy combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business - property, casualty, professional, financial lines and specialty. You will report to the Manager Regulatory Compliance Services What you will BRING Were looking for someone who has these abilities and skills: Required Skills and Abilities Property & Casualty Insurance experience in the field of regulatory compliance, state filings, product development, underwriting or underwriting support.
NewForensic Regulatory Data Analyst UtiliSave LLCForensic Regulatory Data AnalystNew York, NY$1,000–$3,000The core talent this role demands is the ability to rapidly absorb and master detailed billing rules, tariff schedules, demand charge structures, rider provisions, regulatory codes, and client usage data — and then deploy that knowledge creatively to find refunds and savings others miss. · Rapidly absorb and master the billing rules, tariff schedules, demand calculations, rider provisions, tax codes, and regulatory frameworks across each client's utility jurisdictions — using that knowledge to uncover billing errors, misapplied rates, and overlooked credits.
Senior Regulatory Reporting Analyst biBerk Business Insurance IncSenior Regulatory Reporting AnalystNY$50,000–$80,000 / yearPreparation of data for submission to rating bureaus or state departments of insurance, which includes: scanning data for errors, communication with other departments within the company regarding any issues, preparing a final data file, proposing changes to prevent future errors from occurring. Interaction with rating bureaus or state departments of insurance including: responding to questions about the data, retrieving Error Reports from the insurance bureaus websites, fixing errors found by the rating bureaus, departments of insurance, or as requested by management.
Analyst, Regulatory Affairs Oscar Health IncAnalyst, Regulatory AffairsNew York, NY$31.45–$41.28 / hourYou will support the Regulatory Affairs Evidence of Coverage team by serving as a resource on Oscar processes and identify risks to escalate in partnership with their manager. Responsibilities: Support annual QHP filings by ensuring the quality and timeliness of annual filing inputs through initial submission and regulator facing negotiation periods.
Senior Analyst, Regulatory Affairs Oscar Health IncSenior Analyst, Regulatory AffairsNew York, NYRemote$79,488–$104,328 / yearManage the end-to-end administrative lifecycle of each dispute by maintaining real-time updates on project management boards, gathering and redacting member documentation, and uploading supporting evidence to the appropriate portal stages within set regulatory deadlines. Work Location: This is a remote position, open to candidates who reside in: Arizona, Florida, Georgia, Illinois, Iowa, Kansas, Michigan, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas and Virginia.
Senior Analyst, Regulatory Affairs Oscar HealthSenior Analyst, Regulatory AffairsNew York City, NYRemote$79,488–$104,328 / yearManage the end-to-end administrative lifecycle of each dispute by maintaining real-time updates on project management boards, gathering and redacting member documentation, and uploading supporting evidence to the appropriate portal stages within set regulatory deadlines. Work Location: This is a remote position, open to candidates who reside in: Arizona, Florida, Georgia, Illinois, Iowa, Kansas, Michigan, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas and Virginia.
Analyst, Regulatory Affairs Oscar HealthAnalyst, Regulatory AffairsNew York, NY$31.45–$41.28 / hourYou will support the Regulatory Affairs Evidence of Coverage team by serving as a resource on Oscar processes and identify risks to escalate in partnership with their manager. Responsibilities: Support annual QHP filings by ensuring the quality and timeliness of annual filing inputs through initial submission and regulator facing negotiation periods.
Regulatory Compliance Analyst Ripple Labs IncRegulatory Compliance AnalystNew York, NY$72,000–$90,000 / yearWhat you'll do: Prepare and submit state license renewal applications, annual reports, and other maintenance filings; manage surety bond renewals and adjustments; and coordinate change notifications - working across Finance, Legal, and other internal teams to meet deadlines. Assist in preparing for regulatory examinations-managing information requests, coordinating cross-functionally to gather and prioritize responsive documentation, and drafting correspondence in close collaboration with senior team members.
Regulatory Reporting Analyst MUFG Americas Holdings CorpRegulatory Reporting AnalystNew York, NY$77,000–$98,000 / yearAdditionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. Job Summary: The Financial Reporting Analyst reports to the Regulatory Reporting Manager and is responsible for the timely and accurate preparation and filing of various financial regulatory reports (including daily 15c3-1 daily net capital computation) in compliance with all regulatory requirements, Company policies and procedures, and generally accepted accounting principles.
Business Analyst, Data & Regulatory Reporting Phaxis LLCBusiness Analyst, Data & Regulatory ReportingNew York, NY$79.26 / hourThe role involves detailed data-driven analysis, documenting data needs, performing gap analyses, and collaborating with Finance, Technology, and Regulatory teams to drive improvements. The US Legal Entity Regulatory Control team ensures regulatory compliance, preparing and filing FOCUS reports and calculating daily customer reserve requirements.
Senior Analyst, Regulatory Licensing Oscar Health IncSenior Analyst, Regulatory LicensingNew York, NYRemote$29.86–$39.19 / hourAbout the role: The Senior Analyst, Regulatory Licensing is an important member of the Corporate Legal team responsible for project managing and supporting discrete tasks to ensure Oscar is compliant with federal and state certificate of authority and product filing requirements. Work Location: This is a remote position, open to candidates who reside in: Arizona, Florida, Georgia, Illinois, Iowa, Kansas, Michigan, Missouri, Nebraska, New Jersey, New York, North Carolina, Ohio, Pennsylvania, South Carolina, Tennessee, Texas and Virginia.
Regulatory Compliance Analyst Ripple LabsRegulatory Compliance AnalystNew York, NY$72,000–$90,000 / yearWhat you’ll do: Prepare and submit state license renewal applications, annual reports, and other maintenance filings; manage surety bond renewals and adjustments; and coordinate change notifications — working across Finance, Legal, and other internal teams to meet deadlines. Assist in preparing for regulatory examinations—managing information requests, coordinating cross-functionally to gather and prioritize responsive documentation, and drafting correspondence in close collaboration with senior team members.
Regulatory Compliance Analyst RippleRegulatory Compliance AnalystNew York, NY$72,000–$90,000 / yearWhat you'll do: Prepare and submit state license renewal applications, annual reports, and other maintenance filings; manage surety bond renewals and adjustments; and coordinate change notifications - working across Finance, Legal, and other internal teams to meet deadlines. Assist in preparing for regulatory examinations-managing information requests, coordinating cross-functionally to gather and prioritize responsive documentation, and drafting correspondence in close collaboration with senior team members.
NewAnalyst II, Regulatory Accounting Liberty Utilities (Canada) Corp.Analyst II, Regulatory AccountingMerrick, NY$68,000–$95,000 / yearDeveloping professional role responsible for independently supporting regulatory accounting, FERC/NARUC reporting, rate-case support, and commission data-request activities. $95,000.00 per year*Liberty considers several factors when extending an offer, including but not limited to, the role and responsibilities, a candidates work experience, education, training and skills, and geographic location.
Regulatory Reporting Analyst Mitsubishi UFJ Financial GroupRegulatory Reporting AnalystNew York, New YorkAdditionally, our Total Rewards program provides colleagues with a competitive benefits package (in accordance with the eligibility requirements and respective terms of each) that includes comprehensive health and wellness benefits, retirement plans, educational assistance and training programs, income replacement for qualified employees with disabilities, paid maternity and parental bonding leave, and paid vacation, sick days, and holidays. The Financial Reporting Analyst reports to the Regulatory Reporting Manager and is responsible for the timely and accurate preparation and filing of various financial regulatory reports (including daily 15c3-1 daily net capital computation) in compliance with all regulatory requirements, Company policies and procedures, and generally accepted accounting principles.
NewPharma Labeling Regulatory Affairs Analyst / Remote Work Pioneer DataPharma Labeling Regulatory Affairs Analyst / Remote WorkPearl River, NYRemoteOur client, a world-leading Pharmaceutical Company in Pearl River, NY is currently looking for an Pharma Labeling Regulatory Affairs Analyst to join their expanding team. Experience in interpreting and applying global and local regulatory guidance around labeling/regulatory and associated supportive documentation desirable.
Regulatory Reporting Analyst BP&CRegulatory Reporting AnalystAlbany, New YorkThe Analyst will develop technical and analytical skills to contribute to data-driven reporting, improve data quality, and support ongoing enhancements to regulatory reporting processes. Assist in the preparation and submission of regulatory reporting and statistical reports (e.g., Workers’ Compensation, Proof of Coverage, unit statistical data, financial data calls).
NewRegulatory Affairs Analyst Adults and Children with Learning and Disabilities IncRegulatory Affairs AnalystBethpage, NYProvide expert technical and consulting support, regarding OPWDD regulations, ACLD policies and procedures in regulatory affairs related programs and other complex related matters to the ACLD workforce. Assist in the training of all new management level staff to ensure consistency in training and orientation of new managers and administrators within assigned programs, i.e., personal needs allowance, etc.