Health Care Benefits ā available the first of the month after 90 days of employment, including Medical, Health Savings Account, Flexible Spending Accounts (Medical and Dependent Care), Dental, Vision, Life Insurance, STD, LTD ā option for additional voluntary coverage, AFLAC, Pet Insurance, and Legal Shield. Communicate with buyers, sellers, lenders & agents to make sure all required items have been received to complete the transaction, including verification of commissions, septic inspections, bills, utilities, and any warranties, etc.