NewAccount Manager - State Farm Agent Team Member Mark Leal - State Farm AgentAccount Manager - State Farm Agent Team MemberArlington, TXFull timeIf you enjoy building relationships with business owners, identifying potential risks, and providing insurance solutions that help protect everything they have worked hard to build, I would like to speak with you. I understand the importance of building trust, maintaining strong business relationships, and helping customers make informed financial decisions.
Senior Manager - Insurance Consulting (Life, Annuity & Retirement) NTT DATA Services, LLCSenior Manager - Insurance Consulting (Life, Annuity & Retirement)Dallas, TXThe candidate will work closely with Account Executives to open doors, build relationships across buying centers, shape opportunities, and drive revenue, while also leading successful delivery of consulting engagements. NTT DATA recruiters will never ask for payment or banking information and will only use @nttdata.com and @talent.nttdataservices.com email addresses.
Legal Engineering Manager (Law Firm, Corporate) Harvey, Inc.Legal Engineering Manager (Law Firm, Corporate)Dallas, TX$315,000–$385,000 / yearQualified lawyer with 7+ PQE, including significant experience practicing corporate law, commercial contracting, mergers and acquisitions, private equity, emerging companies and venture capital, capital markets, or other corporate transactional work, or advising on corporate governance at a leading law firm. In addition to managing and developing the team, you will work directly with strategic customers, help shape Harvey's go-to-market approach, and partner cross-functionally with Product, Marketing, Enablement, and Engineering to improve how Harvey serves the legal industry.
National Account Manager HARLOW PAYMENTS TEXASNational Account ManagerHeath, TXFull timeHarlow Payments, we are based in Heath, Texas and specialize in providing innovative payment solutions for businesses of all sizes. Close Deals: Engage with qualified leads, understand their needs, and close sales to achieve and exceed targets.
Regional Sales Manager - Metal Fabrication Equipment - South Michael Page InternationalRegional Sales Manager - Metal Fabrication Equipment - SouthDallas, Texas$150,000–$180,000 / yearFull timeProven ability to achieve and exceed sales targets, excellent communication, negotiation, and presentation skills, strong analytical and problem-solving abilities, self-starter with the ability to work independently and manage time effectively, and willingness to travel extensively as required are also necessary. Regional Account ManagerWe are seeking a skilled and results-oriented Regional Account Manager to join our client's team.
Digital Sales Manager connoisseurmediaDigital Sales ManagerMcKinney, TexasYou’ll collaborate with local businesses to craft impactful, data-driven marketing solutions using today’s most effective digital tools — including website design, social media, search engine marketing, search engine and generative engine optimization, and programmatic advertising. If you have a proven record of exceeding revenue goals, building strong client relationships, and thinking outside the box to deliver real results , this is your opportunity to shine with one of the most innovative media companies in the business.
Regional Sales Manager Wave SystemsRegional Sales ManagerDallas, TexasTypical lead generation and pre-sales activities included within this critically important sales role include the following: Lead Generation Activities : • Outbound: calling/prospecting: marketing campaigns, targeted contact list sales campaigns. WAVE Systems, Inc., the #1 digital aquatics life safety provider in drowning prevention systems in the US, is looking for an energetic sales person to open new accounts with aquatics clients.
Corporate Sales Manager Goosehead Insurance AgencyCorporate Sales ManagerDallas, Texas$120,000–$200,000 / yearEnhance the team's capacity to establish professional networks with referral partners in the mortgage and real estate sectors using methods such as cold calling, in-person meetings, attending networking events, and employing effective follow-up strategies. Since 2003, Goosehead Insurance has been disrupting the insurance industry by giving clients the power of choice, utilizing a smarter marketing approach, and delivering world-class service.
NewAccount Manager Iii, Business Management Armanino McKenna Certified Public Accountants & ConsultantsAccount Manager Iii, Business ManagementDallas, TX$71,300–$97,000 / yearArmanino LLP is a licensed independent CPA firm that provides attest services, and Armanino Advisory LLC and its subsidiary entities provide tax, advisory, and business consulting services. Minimum of 5 years of accounting or bookkeeping experience, including business management experience supporting high-net-worth individuals, entertainers, or multi-entity clients.
Account Manager II, Business Management Armanino McKenna Certified Public Accountants & ConsultantsAccount Manager II, Business ManagementDallas, TX$62,700–$85,400 / yearArmanino LLP is a licensed independent CPA firm that provides attest services, and Armanino Advisory LLC and its subsidiary entities provide tax, advisory, and business consulting services. Any referrals, resumes, or candidates submitted to Armanino or any employee or owner of Armanino without a pre-existing agreement signed by both parties covering the submission will be considered the property of Armanino and not subject to any fees or charges.
Senior Account Executive, Workday Healthcare Marsh & McLennan Companies IncSenior Account Executive, Workday HealthcareDallas, TX$97,000–$194,500 / yearWe will count on you to: Achieve sales goals by maintaining and gaining high- yield accounts through referrals, following up on RFPs, general market exposure and frequent interactions with existing Marsh accounts. The Senior Account Executive will collaborate closely with internal Client Managers and Workday teams to convert new leads into qualified opportunities, engaging in both sales and pre-sales activities.
Customer Service Manager (Route & Account Management) - Dallas, TX Compass Group North AmericaCustomer Service Manager (Route & Account Management) - Dallas, TXCarrollton, TXWhen needed, perform the job functions of the Route Driver position, including driving a company vehicle over an established route to deliver products, render services by stocking and maintaining vending and related equipment. This role oversees route drivers, conducts customer site visits, resolves service issues, and helps drive customer satisfaction, retention, and account growth.
NewManager Accounts Receivable FREEMANManager Accounts ReceivableDallas, TX5 to 7 years of full cycle Accounts Receivable and Credit and Collections experience, including cash application, credit and collections, and reconciliation of trade and non trade AR to the General Ledger (GL), on commercial accounts, including 3+ years as an established, titled Manager. + Oversee workload distribution and maintain the department's report library, meeting OKRs, SLAs, performance metrics, and Month End Close deliverables.
Technical Success Manager DarktraceTechnical Success ManagerArlington, TexasIn this role, you will partner with security, IT, and technical stakeholders to turn deployment into meaningful adoption, helping customers embed the platform into daily security operations, reduce risk, and achieve measurable outcomes. The Technical Success Manager (TSM) is a high-impact customer-facing role for someone who enjoys combining technical depth, customer advocacy, and commercial awareness to help customers get lasting value from cybersecurity technology.
Account Executive RollKall TechnologiesAccount ExecutiveIrving, TexasRemoteRollKall was founded by a retired police officer with one goal in mind: help public safety professionals—police, firefighters, EMTs—connect with their communities through something called off-duty work . Along with competitive pay, full-time RollKall employees are eligible for the following benefits: Healthcare (medical, dental, vision, prescription drugs, FSA/HSA & Teladoc services).
NewAccount Manager- Commercial Insurance Insurance Office of AmericaAccount Manager- Commercial InsuranceSaginaw, TXRemote$45,000–$75,000 / yearFull timePlease note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. The scope, autonomy, and complexity of responsibilities increase by level , ranging from task execution (Account Associate) to independent account management and technical advisory (Account Manager Associate).
Technical Account Executive [Commercial] HyperscienceTechnical Account Executive [Commercial]Dallas, TexasRemoteLeading organizations including American Express, Charles Schwab, HM Revenue and Customs, Mars, Stryker, The United States Social Security Administration, The United States Department of Veterans Affairs, and several others use the Hypercell platform to achieve a faster path to decisions, dramatic increases in productivity, and unparalleled business impact. As a distinguished leader in its market category, including a Leader in the 2025 Gartner Magic Quadrant for Intelligent Document Processing Solutions and several other leading industry analyst reports , our technology flips the script with an AI platform that reads, understands, and processes documents at massive scale—automatically.
Account Manager, Public Relations (B2b Technology) Highwire Public RelationsAccount Manager, Public Relations (B2b Technology)Colorado, TXRemote$80,000–$95,000 / yearRemote: We hire for fully remote roles in the following states: California, Colorado, Connecticut, Florida, Georgia, Illinois, Iowa, Kansas, Maryland, Massachusetts, Michigan, New Hampshire, New Jersey, New York, North Carolina, Ohio, Oregon, Pennsylvania, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, and Washington, D.C. Please note: We are only able to consider candidates who reside in one of the locations listed above at the time of hire. With integrated expertise in strategic marketing and communications, corporate reputation, creative, and insights, we cut through the noise to deliver bold ideas and measurable impact across B2B technology, healthcare, cybersecurity, energy, professional and financial services, and more.
Account Executive LRSAccount ExecutiveDallas, TX$130,000–$150,000 / yearThe EOM Division comprises of 5 primary groups: North American Sales, EMEA and Asia-Pacific Sales, Global Channel Sales, EOM Services, and Product Development/Support. Though this is a direct sales (account) position, experience building relationships with field-based application partners, printer hardware vendors and MPS provider personnel is a plus.
Account Executive, Golf Perry WeatherAccount Executive, GolfDallas, TexasTrusted by the PGA of America, multiple state-level PGA Sections, Cabot Farms, Robert Trent Jones Golf Trail, and world-renowned private clubs, our products are used in the moments that matter most. As one of the fastest-growing technology companies in Texas and a recognized Great Place to Work, we're headquartered in Dallas's vibrant Oak Lawn neighborhood, right at The Centrum on the corner of Oak Lawn and Cedar Springs.
Client Service Account Manager - Vice President JPMorgan Chase & CoClient Service Account Manager - Vice PresidentPlano, TXAs a Vice President within Client Service Account Management (COS GCB Service), you will lead the delivery of best-in-class service to a portfolio of large, complex corporate subsidiary clients, including entities operating within global structures. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
Senior Builder Sales Manager, Dallas TX LG Electronics IncSenior Builder Sales Manager, Dallas TXDallas, TXYou will drive builder-facing strategy align with cross-functional partners SCM creditAR logistics showroomdisplay marketing and ensure our builder delivery experience supports LGs Lifes Good" brand promise. Come join the teamThe OpportunityThe Senior Builder Sales Manager leads and develops a small team of builder-channel Sales Reps while also managing a strategic portfolio of builder accounts.
Account Manager Lockton IncAccount ManagerPlano, TXDelivering account management services for an assigned client portfolio, contributing to the comprehensive service provision to clients, and ensuring adherence to the operational model of Lockton European Brokers Limited (LEBL). Deal effectively (and to the satisfaction of the client and the market) with queries, including but not limited to changes in cover and risk.
Account Executive RTM Business GroupAccount ExecutiveDallas, TXRemoteOur team travels together which is a truly unique experience, different from “traditional” work travel, which in turn cultivates interdepartmental relationships and friendships that drive our collaborative culture. Responsibilities: Drive sales process from end to end: lead prospecting, deal closing and account management for repeat and future business opportunities.
Teller/New Accounts Manager Guaranty Bank & TrustTeller/New Accounts ManagerAddison, TexasSpecific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes. About the Role: The Teller/New Accounts Manager serves as a member of the location’s management team and manages the day-to-day functions of the location by leading, directing, and coaching the Teller/New Accounts Representatives.
Corporate Sales Manager Goosehead Insurance IncCorporate Sales ManagerDallas, TX$120,000–$200,000 / yearPrincipal Duties and Responsibilities: Enhance the team's capacity to establish professional networks with referral partners in the mortgage and real estate sectors using methods such as cold calling, in-person meetings, attending networking events, and employing effective follow-up strategies. Since 2003, Goosehead Insurance has been disrupting the insurance industry by giving clients the power of choice, utilizing a smarter marketing approach, and delivering world-class service.
NewManager Accounts Receivable Freeman Decorating Services, Inc.Manager Accounts ReceivableDallas, TX5 to 7 years of full cycle Accounts Receivable and Credit and Collections experience, including cash application, credit and collections, and reconciliation of trade and non trade AR to the General Ledger (GL), on commercial accounts, including 3+ years as an established, titled Manager. Oversee workload distribution and maintain the department''s report library, meeting OKRs, SLAs, performance metrics, and Month End Close deliverables.
Private Client Account Manager Hub International LtdPrivate Client Account ManagerDallas, TXHUB International is one of the largest global insurance brokers providing a broad array of property, casualty, risk management, life and health, employee benefits, investment and wealth management products and services. Our entrepreneurial culture fosters an environment that empowers our people to make the best decisions for our customers and organization, focusing on expanding the industry knowledge of our insurance professionals to better serve our valued clients.
NewPrivate Client Account Manager Hub International InsurancePrivate Client Account ManagerDallas, TexasHUB International is one of the largest global insurance brokers providing a broad array of property, casualty, risk management, life and health, employee benefits, investment and wealth management products and services. Our entrepreneurial culture fosters an environment that empowers our people to make the best decisions for our customers and organization, focusing on expanding the industry knowledge of our insurance professionals to better serve our valued clients.
Account Executive - Dallas TimescapesAccount Executive - DallasDallas, TXAccount Expansion Quickly grow our footprint within newly acquired accounts via a project-by-project sales motion, identifying additional projects and upsell opportunities and building effective account expansion plans. CRM Management & Data Quality With the assistance of our AI Sales Agent, accurately maintain and update all sales activities, customer interactions, and pipeline information within the CRM (HubSpot) to ensure data integrity, facilitate reporting, and support accurate sales forecasting.
NewEnterprise Account Executive project44Enterprise Account ExecutiveDallas, TXWe’re building a company that every one of us at project44 is proud to work for, and our journey of becoming a more diverse, equitable and inclusive organization, where all have a sense of belonging, is shaped through the actions of our leadership, global teams and individual team members. As a Strategic Account Executive, you will work cross-functionally with our lead generation, pre-sales engineering and value engineering teams to position project44 within our target market’s supply chain technology.
Account Executive, Angiography - Dallas Siemens HealthineersAccount Executive, Angiography - DallasDallas, TXFull timeIt is Siemens Healthineers' policy to comply fully and completely with all United States export control laws and regulations, including those implemented by the Department of Commerce through the Export Administration Regulations (EAR), by the Department of State through the International Traffic in Arms Regulations (ITAR), and by the Treasury Department through the Office of Foreign Assets Control (OFAC) sanctions regulations.". Beware of Job Scams: Please beware of potentially fraudulent job postings or suspicious recruiting activity by persons that are currently posing as Siemens Healthineers recruiters/employees.
Expression Of Interest - Business Development Manager SerkoExpression Of Interest - Business Development ManagerDallas, TXHunt where it counts: Proactively identify and secure new partners across our three core verticals: Displacement/Claims/Institutional Travel, Workforce Deployment & Staffing, and Project-based & Field Operations. Build the business case: Get comfortable with numbers, sizing a partner's travel spend, translating booking volume into revenue projections, and showing prospects the ROI of consolidating their lodging program.
Construction Project Manager or Project Executive (Senior PM) - Solar and BESS / Renewables - Nationwide Opportunities! MasTec IncConstruction Project Manager or Project Executive (Senior PM) - Solar and BESS / Renewables - Nationwide Opportunities!Dallas, TexasRemote$130,000–$160,000 / yearFull timeWe’re looking for a Construction Project Manager or Project Executive (Senior Project Manager) to lead utility-scale solar projects across the U.S. In this role, you’ll not only manage complex construction efforts but also mentor and empower project teams, fostering a culture of excellence, safety, and innovation. Experience in project management on utility scale renewables projects such as Solar, BESS or wind preferred, experience in project management on EPC or other large scale construction projects such as experience working for a heavy general contractor will be considered.
Supply Chain Program Manager II Sierra Nevada CorpSupply Chain Program Manager IIPlano, TXJoin the SNC-led SAOC team and be a part of exciting and meaningful work to modernize and deliver the next-generation SAOC aircraft trusted by the President, Secretary of Defense and Chairs of the Joint Chiefs of Staff to ensure continued critical command, control and communication during national emergencies. Supply Chain Communication and Coordination: Act as the liaison between the Supply Chain management team and the program to ensure alignment of prime requirements [i.e., Contract Data Requirements Lists (CDRLs) to Supplier Data Requirement Lists (SDRLs)] and timely resolution of problems.
Manager, Product Success (CoCounsel Legal) Thomson Reuters CorpManager, Product Success (CoCounsel Legal)Frisco, TX$147,000–$273,000 / yearFinally, Thomson Reuters offers the following additional benefits: optional hospital, accident and sickness insurance paid 100% by the employee; optional life and AD&D insurance paid 100% by the employee; Flexible Spending and Health Savings Accounts; fitness reimbursement; access to Employee Assistance Program; Group Legal Identity Theft Protection benefit paid 100% by employee; access to 529 Plan; commuter benefits; Adoption & Surrogacy Assistance; Tuition Reimbursement; and access to Employee Stock Purchase Plan. The ideal candidate is equally comfortable leading people and engaging with executives at our largest customers-setting direction for the team, modeling best-in-class customer and product success practices and rolling up their sleeves to drive outcomes for our customers.
Regional Sales Manager - Dallas Texas Area Natural Organics IncRegional Sales Manager - Dallas Texas AreaDallas, TXFull timeThe Central Region Sales Manager will collaborate closely with senior sales leadership and cross-functional partners, participating in management meetings and National Sales Summits to help shape future sales initiatives, promotional strategies, and new product launches. Job Title: Central Region Sales ManagerLocation: Dallas, TX (Remote/Field-Based - Central Region)Travel: Approximately 50%About the RoleNaturesPlus is seeking an experienced and driven Central Region Sales Manager to lead and accelerate sales growth across the Central United States.
Public Sector Contracts & Compliance Manager Qt Group PlcPublic Sector Contracts & Compliance ManagerDallas, TXb''rn rn Public Sector Contracts & Compliance Manager rn rnrn rn rn rn rnrn rnrn nn n n n n nn nn nnn nnnnnnnnnnnnnnnnn nn n nnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnnrnrn rn rn rnrnrn rnrnrnrnrn rn rn Skip to main contentrn rnrnrnrn. Qt Group (Nasdaq Helsinki:xe2x80xafQTCOM) is a global software company, trusted by industry leaders and over 1.5 million developers worldwide to create applications and smart devices that users love.xe2x80xafWe help our customers to increase productivity through the entire product development lifecycle - from UI design and software development to quality management and deployment.
Accounting Manager JobotAccounting ManagerCarrollton, TX$90,000–$120,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Prepare and present regular financial reports to project managers and senior management, providing insights into project performance and financial status.
Accounting Manager Vaco LLCAccounting ManagerRockwall, TX$140,000–$150,000 / yearDetermining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. Determining compensation for this role (and others) at Vaco/Highspring depends upon a wide array of factors including but not limited to the individual’s skill sets, experience and training, licensure and certifications, office location and other geographic considerations, as well as other business and organizational needs.
Associate Account Manager First American Financial CorpAssociate Account ManagerDallas, TXServes as the primary day-to-day relationship contact and provides proactive communication, monitors customer activity and engagement, and coordinates with internal partners to address customer needs and deliver a consistent customer experience. Develop a strong working knowledge of FirstFunding products, platform capabilities, and customer workflows and coordinate customer training or implementation support when needed.
Commercial Sales Account Manager - Plano Massey Services, Inc.Commercial Sales Account Manager - PlanoPlano, TX$55,000–$65,000 / yearCelebrating consecutive years of profitable growth since 1985, Massey Services and its subsidiary organizations employ over 2,800 team members and operate over 2,400 vehicles that provide Residential and Commercial Pest Prevention, Termite Protection, Landscape and Irrigation Services to over 800,000 customers from 180+ Service Centers throughout Florida, Georgia, Louisiana, Texas, South Carolina, North Carolina, Virginia, Tennessee and Oklahoma. As an Account Manager we give you access to multiple resources that are proven to provide ideal customer scenarios and ample sales opportunities when: Contacting new and existing customers to discuss their needs, answer questions, and identify solutions offered by our products and services.
Channel Account Manager - Central Rhombus, Inc.Channel Account Manager - CentralDallas, TXRemote$150,000–$180,000 / yearYou will establish influential executive-level partner relationships, build quarterly and ad-hoc business plans, design and deliver sales and technical training, lead/manage to- and through- partner marketing activities, act as the partners' advocate within Rhombus, and other duties as assigned. Founded in 2016, Rhombus is on a mission to make the world a safer place with our centralized platform that combines intelligent cameras, sensors, and AI analytics to help organizations improve safety and operations at scale.
Join our Talent Community for Key Account Managers in IV Spine Ferring Pharmaceuticals IncJoin our Talent Community for Key Account Managers in IV SpineDallas, TXRole overview: At Ferring we are on a mission to transform the treatment of radicular leg pain from lumbar disc herniation with a novel, only-in-class intradiscal therapy that offers patients a non surgical intervention to treat pain not resolved by conservative treatment. Responsibilities: Develop and execute network level account strategies that accelerate adoption across ASCs, IDNs, and Large Group Practice, address clinical, operational, and economic barriers to access.
Account Manager E Tech GroupAccount ManagerPlano, TXWe'reone of the largest engineering and system integration firms in the United States providing value for our clientsthrough IT automation and control solutions for more than 30 years to the Life Sciences, Mission Critical, Metals& Mining, Warehousing & Distribution, and CPG/Food & Beverage industries. The ideal candidate understands the technical nature of systems integration projects and can translate client needs into actionable scopes while identifying opportunities to expand services.
Account Manager I - Commercial Treasury Management PNC BankAccount Manager I - Commercial Treasury ManagementDallas, TexasPNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. In addition, PNC generally provides the following paid time off, depending on your eligibility: maternity and/or parental leave; up to 11 paid holidays each year; 9 occasional absence days each year, unless otherwise required by law; between 15 to 25 vacation days each year, depending on career level; and years of service.
NewAccount Manager - State Farm Agent Team Member Angelica Martinez - State Farm AgentAccount Manager - State Farm Agent Team MemberPantego, TXFull timeAs Account Manager - State Farm Agent Team Member for Angelica Martinez - State Farm Agent, you are vital to our daily business operations and customers’ success. You grow our agency through meaningful customer relations and acting as a liaison between customer needs and agency departments.
Accounting Senior Manager CornerStone Professional PlacementAccounting Senior ManagerDallas, Texas$65.48–$80 / hourAs the Senior Manager of Cost Accounting, you will lead inventory and cost accounting operations, ensure U.S. GAAP compliance, and oversee ERP and automation initiatives. This is an exciting opportunity to gain high-level industry experience, expand your professional network, and contribute to global accounting operations.
Hospice Account Executive / Business Development Representative Resource 1 Homecare StaffingHospice Account Executive / Business Development RepresentativeDallas, TexasThis role focuses on building partnerships with physicians, hospitals, skilled nursing facilities, assisted living communities, case managers, discharge planners, and other healthcare professionals while serving as a trusted resource for hospice education and patient referrals. This opportunity is ideal for a motivated healthcare sales professional who already has an established network of referral sources and is ready to leverage those relationships with an organization that offers a competitive base salary and an uncapped bonus plan.
Account Executive, Emerging Markets DoorDash IncAccount Executive, Emerging MarketsDallas, TX$19.37–$32.50 / hourWe value a diverse workforce - people who identify as women, non-binary or gender non-conforming, LGBTQIA+, American Indian or Native Alaskan, Black or African American, Hispanic or Latinx, Native Hawaiian or Other Pacific Islander, differently-abled, caretakers and parents, and veterans are strongly encouraged to apply. At DoorDash, our mission to empower local economies shapes how our team members move quickly, learn, and reiterate in order to make impactful decisions that display empathy for our range of users-from Dashers to merchant partners to consumers.