Retail Sales Manager The Michaels Companies IncRetail Sales ManagerBala Cynwyd, PAThe Sales Manager supports the achievement of key sales and service KPIs through effective leadership, customer-focused coaching, and efficient day-to-day execution. Accordingly, if a reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the job, and/or to receive all other benefits and privileges of employment, please contact Customer Care at 1-800-642-4235 (1800-MICHAEL).
Sales manager The Michaels Companies IncSales managerSpringfield, PAThe Sales Manager supports the achievement of key sales and service KPIs through effective leadership, customer-focused coaching, and efficient day-to-day execution. Accordingly, if a reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the job, and/or to receive all other benefits and privileges of employment, please contact Customer Care at 1-800-642-4235 (1800-MICHAEL).
Claims Account Manager, Wholesale AXA SAClaims Account Manager, WholesaleEXTON, PA$139,300–$219,300 / yearClaims Account Manager - Wholesale Location - Exton, Hartford, NYC, Chicago As a Claims Account Manager - Wholesale, you will be responsible for claim account management functions for customers in our growing Wholesale (Programs, Excess & Surplus) business unit, helping to deliver on AXA XL Claims value in the marketplace and managing claims-related service issues for our customers, Third Party Administrators ("TPA") and key distribution partners. By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty.
Clinical Manager, RN, Adults Bayada Home Health Care, Inc.Clinical Manager, RN, AdultsWilmington, DEThis office provides best in class care to adult clients throughout New Castle County. Hence, we strongly encourage applications from people with these identities or who are members of other marginalized communities.
Manager, Design Quality Integrated Project Services IncManager, Design QualityBlue Bell, PAAt IPS, we are global leaders in developing innovative solutions for the consulting, architecture, engineering, project controls, procurement, construction management, and CQV of technically complex facilities, primarily in the life sciences industry. IPS, a Berkshire Hathaway company, is a global leader in technical consulting, architecture, engineering, procurement, construction management, commissioning, qualification, and validation services for technically complex facilities.
Manager, Client Development - Litigation Goodwin Procter LLPManager, Client Development - LitigationPA$117,000–$135,000 / yearThis role serves as a senior advisor to litigation practice leaders and industry teams, driving go-to-market strategy, overseeing high-value pursuits, and ensuring alignment across the Client Development team and with the Client Value team. • Oversee and drive high-value pitch and RFP responses, coordinating across the Client Development team and with the Client Value team to develop competitive fee proposals, alternative fee arrangements, and differentiated value propositions.
Care Experience Manager Aveanna Healthcare Holdings IncCare Experience ManagerBala Cynwyd, PAAs a Care Experience Manager (CEM), you'll play a vital role in supporting both our clients and caregivers - making a meaningful impact every single day. As an employer accepting Medicare and Medicaid funds, employees must comply with all health-related requirements in all relevant jurisdictions, including required vaccinations and testing, subject to exemptions for medical or religious reasons as appropriate.
Program Manager AtkinsRealis Group IncProgram ManagerPhiladelphia, PA$175,000–$200,000 / yearNote to staffing and direct hire agencies: In the event a recruiter or agency who is not on our preferred supplier list submits a resume/candidate to anyone in the company, Atkins Realis family of companies, we explicitly reserve the right to recruit and hire the candidate(s) at our discretion and without any financial obligation to the recruiter or agency. Will be based in OKC, business development efforts will be primarily focused on the Central region and position may support business development efforts in one or more other US regions within Atkins Realis: Northeast (primarily Philadelphia, New York).
Experience Manager Ulta Beauty, Inc.Experience ManagerNewark, DelawareFull timeAddress underperforming metrics related to the store’s services, boutiques, retail sales, services sales, loyalty, store visit and audit results by developing strategies using company programs, tools, and resources to improve and grow these areas of the business. We bring possibilities to life through the power of beauty each and every day in our stores and online with more than 25,000 products from approximately 500 well-established and emerging beauty brands across all categories and price points, including Ulta Beauty’s own private label.
Territory Manager - Wilmington, DE Mineralys Therapeutics IncTerritory Manager - Wilmington, DEWilmington, DERemote$130,000–$165,000 / yearMineralys Therapeutics is a clinical-stage biopharmaceutical company focused on developing medicines to target hypertension and related comorbidities such as chronic kidney disease (CKD), obstructive sleep apnea (OSA) and other diseases driven by dysregulated aldosterone. Collaborate closely with adjacent field partners including Field Reimbursement Managers, Territory Managers, and Regional Business Directors to support customer needs and territory objectives.
Territory Manager - Cherry Hill, NJ Mineralys Therapeutics IncTerritory Manager - Cherry Hill, NJCherry Hill, NJRemote$130,000–$165,000 / yearMineralys Therapeutics is a clinical-stage biopharmaceutical company focused on developing medicines to target hypertension and related comorbidities such as chronic kidney disease (CKD), obstructive sleep apnea (OSA) and other diseases driven by dysregulated aldosterone. Collaborate closely with adjacent field partners including Field Reimbursement Managers, Territory Managers, and Regional Business Directors to support customer needs and territory objectives.
Territory Manager - Newark, DE Mineralys Therapeutics IncTerritory Manager - Newark, DENewark, DERemote$130,000–$165,000 / yearMineralys Therapeutics is a clinical-stage biopharmaceutical company focused on developing medicines to target hypertension and related comorbidities such as chronic kidney disease (CKD), obstructive sleep apnea (OSA) and other diseases driven by dysregulated aldosterone. Collaborate closely with adjacent field partners including Field Reimbursement Managers, Territory Managers, and Regional Business Directors to support customer needs and territory objectives.
Territory Manager - Philadelphia, PA Mineralys Therapeutics IncTerritory Manager - Philadelphia, PAPhiladelphia, PARemote$130,000–$165,000 / yearMineralys Therapeutics is a clinical-stage biopharmaceutical company focused on developing medicines to target hypertension and related comorbidities such as chronic kidney disease (CKD), obstructive sleep apnea (OSA) and other diseases driven by dysregulated aldosterone. Collaborate closely with adjacent field partners including Field Reimbursement Managers, Territory Managers, and Regional Business Directors to support customer needs and territory objectives.
Assistant Store Manager Carter's IncAssistant Store ManagerPhiladelphia-Northeast, PAWhat we love about Carter's: Carter's Inc. is the largest North American apparel retailer exclusively for babies and young children, encompassing Carter's, OshKosh B'gosh, Skip Hop, and Little Planet brands. You'll congratulate new parents and grandparents, introduce them to our new baby essentials, help prep them for the first day of school, and all the big and little moments on their parenting journey.
Territory Business Manager - Philadelphia PA Beta Bionics IncTerritory Business Manager - Philadelphia PAPhiladelphia, PA$90,000–$100,000 / yearIn partnership with the Clinical Diabetes Specialist and Inside Sales Specialist, you are accountable for achieving and exceeding sales results by strategic targeting, business planning/analytics, and establishing and maintaining strong relationships with our customers. Beta Bionics offers healthcare benefits for employees and their families including medical, dental, and vision coverage, as well as flexible spending accounts (FSA) and a health savings account (HSA) that includes an annual company contribution.
Sales Manager (Part Time) Carter's IncSales Manager (Part Time)Philadelphia-Northeast, PAWhat we love about Carter's: Carter's Inc. is the largest North American apparel retailer exclusively for babies and young children, encompassing Carter's, OshKosh B'gosh, Skip Hop, and Little Planet brands. You'll congratulate new parents and grandparents, the first to introduce our new baby essentials, and the first to help prep for the first day of school, and all the big and little moments in their parenting journey.
Talent Management Program Manager AXA SATalent Management Program ManagerEXTON, PA$116,600–$175,000 / yearWhat you'll bring We're looking for someone who has these abilities and skills: Required Skills and Abilities: • Program Management & Execution: Demonstrated success leading complex talent, learning, or capability-building initiatives from strategy through execution while managing multiple stakeholders, priorities, timelines, and deliverables. Talent Management Program Manager Boston, MA/ Exton, PA/ NYC, NY/ Stamford, CT As a key member of the Talent Management team, the Talent Management Program Manager will design, implement, and evolve strategic talent and capability-building programs that support business performance, employee development, and organizational growth.
Automotive Finance Manager The Fred Beans Automotive GroupAutomotive Finance ManagerExton, PAProvide customers with thorough explanations of all financing, insurance, aftermarket products, extended warranties and manufacturer and dealership service policies and procedures while maintaining a high level of customer satisfaction and adhering to Security Act procedures. As a family-owned business with over 50 years of success, we're committed to supporting our employees, promoting from within, and providing ample opportunities for growth.
Account Manager - Landscape Maintenance Ruppert LandscapeAccount Manager - Landscape MaintenanceKing of Prussia, Pennsylvania$60,000–$80,000 / yearThe ideal candidate brings a strategic mindset to workforce management, budgeting, and service delivery, while fostering strong client relationships and ensuring high-quality, safe, and efficient landscape operations. Position Description: The Area Manager oversees the operational and financial performance of landscape maintenance teams, with a focus on team leadership, client satisfaction, and business growth.
NewRetail Part-Time Merchandise Manager The Michaels Companies IncRetail Part-Time Merchandise ManagerMiddletown, DEAccordingly, if a reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the job, and/or to receive all other benefits and privileges of employment, please contact Customer Care at 1-800-642-4235 (1800-MICHAEL). This role ensures accurate pricing, timely promotional execution, and a customer-ready store environment through strong workload planning and inventory management.
Marketing Channel Strategy Manager NewRezMarketing Channel Strategy ManagerFort Washington, PAHighly analytical and data-driven, this individual serves as a key liaison between marketing strategy and execution-ensuring channel plans are actionable, measurable, and continuously optimized based on performance insights. POSITION SUMMARY: The Marketing Channel Strategy Manager is responsible for designing and optimizing cross-channel marketing strategies that drive lead conversion across the customer journey.
Part Time Merchandise manager The Michaels Companies IncPart Time Merchandise managerSpringfield, PAAccordingly, if a reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the job, and/or to receive all other benefits and privileges of employment, please contact Customer Care at 1-800-642-4235 (1800-MICHAEL). This role ensures accurate pricing, timely promotional execution, and a customer-ready store environment through strong workload planning and inventory management.
Part time Merchandise Manager The Michaels Companies IncPart time Merchandise ManagerKing of Prussia, PAAccordingly, if a reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the job, and/or to receive all other benefits and privileges of employment, please contact Customer Care at 1-800-642-4235 (1800-MICHAEL). This role ensures accurate pricing, timely promotional execution, and a customer-ready store environment through strong workload planning and inventory management.
Merchandise Manager Full Time - 4806 Exton, PA The Michaels Companies IncMerchandise Manager Full Time - 4806 Exton, PAExton, PAAccordingly, if a reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the job, and/or to receive all other benefits and privileges of employment, please contact Customer Care at 1-800-642-4235 (1800-MICHAEL). This role ensures accurate pricing, timely promotional execution, and a customer-ready store environment through strong workload planning and inventory management.
Merchandise Manager The Michaels Companies IncMerchandise ManagerWilmington, DEAccordingly, if a reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the job, and/or to receive all other benefits and privileges of employment, please contact Customer Care at 1-800-642-4235 (1800-MICHAEL). This role ensures accurate pricing, timely promotional execution, and a customer-ready store environment through strong workload planning and inventory management.
Newmarchendise manager The Michaels Companies Incmarchendise managerSpringfield, PAAccordingly, if a reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the job, and/or to receive all other benefits and privileges of employment, please contact Customer Care at 1-800-642-4235 (1800-MICHAEL). This role ensures accurate pricing, timely promotional execution, and a customer-ready store environment through strong workload planning and inventory management.
NewRetail Merchandise Manager Part Time The Michaels Companies IncRetail Merchandise Manager Part TimeNewark, DEAccordingly, if a reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the job, and/or to receive all other benefits and privileges of employment, please contact Customer Care at 1-800-642-4235 (1800-MICHAEL). This role ensures accurate pricing, timely promotional execution, and a customer-ready store environment through strong workload planning and inventory management.
Field Operations Manager SOLitude Lake ManagementField Operations ManagerWilmington, DelawareLead and oversee all aspects of field operations, including aquatic vegetation management, water quality monitoring, fishery management, and erosion control projects. By applying to this job, you agree to receive initial texts from systems used on behalf of Rentokil North America, Inc., possibly including Workday, Loop, and HireVue.
Associate Property Manager Storage Rentals of AmericaAssociate Property ManagerNewark, DelawareFlexible Spending Accounts (FSA), Health Savings Accounts (HSA), and Dependent Care Flexible Spending Accounts (DCFSA) for tax-advantaged savings. Are you the kind of person who gets bored working in an office and wishes you could have a job that would give you the opportunity to talk to customers, walk outside to get your daily steps and other stuff?
Property Manager Storage Rentals of AmericaProperty ManagerNew Castle, DelawareFlexible Spending Accounts (FSA), Health Savings Accounts (HSA), and Dependent Care Flexible Spending Accounts (DCFSA) for tax-advantaged savings. Are you the kind of person who gets bored working in an office and wishes you could have a job that would give you the opportunity to talk to customers, walk outside to get your daily steps and other stuff?
(USA) Continuous Skills Development Manager Walmart Inc(USA) Continuous Skills Development ManagerNJ$65,500–$98,000 / yearOversees coordinates and provides leadership to project team supporting change initiatives establishing and measuring change key performance indicators for change programs ensuring consistency in messaging between multiple projects delivering clear direction to end users for example project team facility leadership facility associate and managing site communications and developing a communication strategy and execution model. Supports associate engagement by providing learning opportunities building relationships providing crosstraining opportunities consistently encouraging cross functional teamwork monitoring work plans workloads and associates schedules in order to meet deadlines resolving issues to avoid delays in project deliverables and using systems to audit progress and identify concerns early.
(USA) Maintenance Manager (Grocery) Walmart Inc(USA) Maintenance Manager (Grocery)NJ$104,000–$156,000 / yearFacility Maintenance, Financial Modeling and Analysis, General Maintenance, Managing challenging workforce issues, Material Handling Equipment (MHE), Modeling/Forecasting, Preparing and executing budgets, Profit and Loss (P&L) Accountability, Project Management, Supervising Associates, Walmart Logistics Manager, Walmart Logistics Systems. Associate's degree or equivalent technical certification (e.g., Maintenance, Controls, Electrical) and 1 year of experience in an operations, distribution, logistics, or retail environment with responsibilities including: supervising and developing managers/supervisors, managing workload across multiple departments, participating in hiring and promotions.
Therapeutic Education Manager (Pennsylvania, New York, Massachusetts) Recordati SpATherapeutic Education Manager (Pennsylvania, New York, Massachusetts)PACollaborate cross-functionally with other field-based teams and case managers to support patient access, enrollment and appropriate adherence to prescribed therapy. This is moderately a sedentary role; however, the employee frequently is required to stand; walk; use hands to finger, handle or feel; and reach with hands and arms; talk and hear.
Senior Manager, CRM Program Management and Governance Becton Dickinson and CoSenior Manager, CRM Program Management and GovernancePAOperating at the intersection of strategy, delivery, data, and change, this role connects enterprise strategy to execution - coordinating cross-functional and TDS delivery teams, establishing strong governance and decision rights, and ensuring initiatives deliver measurable business value and sustained adoption. The position owns the decision-making forums, demand-intake discipline, vendor and technology governance, and the operating cadence that turn strategy into delivered, adopted outcomes.
Manager of Building Structures - Industrial AtkinsRealis Group IncManager of Building Structures - IndustrialExton, PA$185,000–$220,000 / yearAtkinsRéalis is seeking a Manager of Building Structures - Industrial to join our team in Exton, PA, leading a high-performing structural engineering group delivering complex, fast-paced design/build projects in the manufacturing and pharmaceutical sectors. Note to staffing and direct hire agencies: In the event a recruiter or agency who is not on our preferred supplier list submits a resume/candidate to anyone in the company, AtkinsRéalis family of companies, we explicitly reserve the right to recruit and hire the candidate(s) at our discretion and without any financial obligation to the recruiter or agency.
Manager, Distribution Client Services Catalent Pharma Solutions, Inc.Manager, Distribution Client ServicesPhiladelphia, PALeadership skills including excellent interpersonal and communication abilities with all levels of stakeholders, strong ability to lead, mentor, train, motivate, direct, and empower a team, influence and lead change, provide strategic and analytical insight for problem solving, and partner with cross-functional teams to identify gaps and develop continuous improvement ideas. Catalent is an exciting and growing international company where employees work directly with pharma, biopharma and consumer health companies of all sizes to advance new medicines from early development to clinical trials and to the market.
NewHealthcare Finance Decision Support Manager FutureSoft ConsultingHealthcare Finance Decision Support ManagerDelaware City, DelawareThis position is responsible for leading the organization's decision support, financial planning, business analytics, and cost accounting functions to drive data-driven decisions that improve operational efficiency, financial performance, and long-term strategic growth. Working closely with Finance, Clinical Leadership, Operations, Revenue Cycle, and Executive Management, you will analyze financial and operational data, identify trends, evaluate performance, and recommend strategies to improve profitability and efficiency.
NewHealthcare Finance Decision Support Manager FutureSoft Consulting IncHealthcare Finance Decision Support ManagerDelaware City, DEThis position is responsible for leading the organization's decision support, financial planning, business analytics, and cost accounting functions to drive data-driven decisions that improve operational efficiency, financial performance, and long-term strategic growth. Working closely with Finance, Clinical Leadership, Operations, Revenue Cycle, and Executive Management, you will analyze financial and operational data, identify trends, evaluate performance, and recommend strategies to improve profitability and efficiency.
NewFraud Client Services Advanced Manager Vanguard GroupFraud Client Services Advanced ManagerMalvern, PAThe Fraud Client Services Advanced Manager leads a client-facing team responsible for addressing fraud concerns, preventing fraud in real-time, and guiding clients and participants through complex fraud situations from the initial interaction through final resolution. Success requires strong relationship management, operational leadership, and collaboration across AWM, VWS, and key business partners to support the evolving needs of clients, participants, plan sponsors, advisors, and the business.
Government Services Manager Consultant- Fema EisnerAmperGovernment Services Manager Consultant- FemaPhiladelphia, PARemoteThis role is ideal for someone with strong familiarity with Federal Emergency Management Agency (FEMA) funded initiatives, including the Public Assistance, Individual Assistance, Hazard Mitigation, and Building Resilient Infrastructure and Communities programs and a proven track record of supporting complex programs in a compliance- or finance-related role. EisnerAmper provides a full scope of services to large programs, including those funded for federal relief to recover from significant declared disasters (ARPA, CARES, FEMA PA/IA and HUD-CDBG/CDSG) and large federally funded infrastructure, housing and energy programs (IIJA, IRA, EPA, etc.).
Tax Manager - Private Client Services (Pcs) EisnerAmperTax Manager - Private Client Services (Pcs)Philadelphia, PAOur clients are enterprises as diverse as sophisticated financial institutions and start-ups, global public firms, and middle-market companies, as well as high net worth individuals, family offices, not-for-profit organizations, and entrepreneurial ventures across a variety of industries. About our Private Client Services (PCS) Team: The EisnerAmper Private Client Services Team connects family owned, closely held businesses and high net worth individuals with the solutions they need to reach their short- and long-term financial goals.
Truancy Case Managers - Philadelphia CORA Services IncTruancy Case Managers - PhiladelphiaPhiladelphia, PAPart timeIn addition, as a Truancy Case Manager your duties will include: Engaging clients (students), families and other relevant individuals in a collaborative relationship that will enhance the potential for the client’s completion of service with positive outcomes; caseload size will vary. Collecting/monitoring required school data and client satisfaction materials in the prescribed format; communicating with DHS and the Court and, within privacy rights protections, with school personnel and other service providers regarding service status and outcomes for RTC-involved students and families.
Automotive Service Manager/Customer Service Midas Tire & Auto ExpertsAutomotive Service Manager/Customer ServiceMount Ephraim, New Jersey$60,000–$100,000 / yearResponsibilities As a Midas automotive service manager, you will manage and direct all automotive and general service technicians in the operation of the shop, including: Deliver exceptional customer service while listening and consulting customers. At Midas we are dedicated to providing quality services to customer vehicles in the areas of inspection, diagnosis and repair utilizing the expertise attained through ASE Certifications and/or years of automotive repair experience.
District Sales Manager - CPA Channel Paychex IncDistrict Sales Manager - CPA ChannelPhiladelphia, PAAs Paychex and Paycor come together, we're combining innovative technology, data-driven insights, AI, and human expertise to help organizations work smarter, support their people, and achieve better business outcomes. Coaches, supervises, and provides ongoing training of assigned sales representatives in technical knowledge, competitive knowledge, and sales skills knowledge.
Manager of Building Structures – Industrial AtkinsRealis USA Inc.Manager of Building Structures – IndustrialExton, PAFull timeAtkinsRéalis is seeking a Manager of Building Structures – Industrial to join our team in Exton, PA , leading a high-performing structural engineering group delivering complex, fast-paced design/build projects in the manufacturing and pharmaceutical sectors. In the event a recruiter or agency who is not on our preferred supplier list submits a resume/candidate to anyone in the company, AtkinsRéalis family of companies, we explicitly reserve the right to recruit and hire the candidate(s) at our discretion and without any financial obligation to the recruiter or agency.
Government Program Manager Neuroflow IncGovernment Program ManagerPhiladelphia, PAWe build more than just engaging digital health tools for self-care: we create platforms that identify population behavioral health risk early, engage individuals with acuity-specific resources, and enable care teams to make smarter and more efficient decisions. Manage Performance-Based Contracts: Manage, document, track, and report KPIs and quality metrics, conducting data analysis to demonstrate program outcomes and support evidence-based decision-making for agency stakeholders.
Territory Manager, Spark Clear Aligners (Pennsylvania/South New Jersey) Envista Holdings CorpTerritory Manager, Spark Clear Aligners (Pennsylvania/South New Jersey)Cherry Hill, NJRemote$73,600–$90,000 / yearEnvista will consider unsolicited referrals and/or resumes submitted by vendors such as search firms, staffing agencies, professional recruiters, fee-based referral services and recruiting agencies (Agency) to have been referred by the Agency free of charge and Envista will not pay a fee for any placement resulting from the receipt such unsolicited resumes. An Agency must obtain advance written approval from Envista's internal Talent Acquisition or Human Resources team to submit resumes, and then only in conjunction with a valid fully-executed contract approved by the Global Talent Acquisition leader and in response to a specific job opening.
PT Merchandise Manager The Michaels Companies IncPT Merchandise ManagerNJ$16.75–$22.60 / hourAccordingly, if a reasonable accommodation is required to fully participate in the job application or interview process, to perform the essential functions of the job, and/or to receive all other benefits and privileges of employment, please contact Customer Care at 1-800-642-4235 (1800-MICHAEL). This role ensures accurate pricing, timely promotional execution, and a customer-ready store environment through strong workload planning and inventory management.
Territory Manager, Spark Clear Aligners (Pennsylvania/South New Jersey) EnvistaTerritory Manager, Spark Clear Aligners (Pennsylvania/South New Jersey)Cherry Hill, NJRemote$73,600–$90,000 / yearEnvista will consider unsolicited referrals and/or resumes submitted by vendors such as search firms, staffing agencies, professional recruiters, fee-based referral services and recruiting agencies (Agency) to have been referred by the Agency free of charge and Envista will not pay a fee for any placement resulting from the receipt such unsolicited resumes. An Agency must obtain advance written approval from Envista's internal Talent Acquisition or Human Resources team to submit resumes, and then only in conjunction with a valid fully-executed contract approved by the Global Talent Acquisition leader and in response to a specific job opening.
Tax Senior Manager - Private Client Services WeaverTax Senior Manager - Private Client ServicesPhiladelphia, PA$141,000–$290,000 / yearCPA with 7+ years of experience in federal tax compliance, planning and consulting at a public accounting firm with a focus on high-net-worth individuals, privately owned business, investment partnerships, estates, and trusts. A Private Client Services Tax Senior Manager provides federal tax compliance and planning services to high-net-worth individual clients and privately-held businesses.