Director Revenue Operations Energy ExemplarDirector Revenue OperationsSalt Lake, UtahThe ideal candidate has successfully built and scaled Revenue Operations within a global B2B SaaS or enterprise software organisation and is passionate about enabling high-performing commercial teams through data, systems, and process excellence. Partner with executive leadership to drive Annual Operating Planning (AOP), revenue planning, capacity modelling, territory design, quota allocation, compensation planning, and coverage strategies.
NewDirector Of Finance Scaling.comDirector Of FinanceMapleton, Utah County$180,000–$220,000 / yearYou’ll partner directly with the CEO and company partners, turn financial information into clear decisions, and personally own the work that keeps the business accurate, prepared, and moving forward. Experience in a broad, hands-on finance leadership role such as Director of Finance, Head of Finance, Senior Finance Manager, or Controller.
Nursing Director Intermountain Healthcare IncNursing DirectorSalt Lake City, UT$58.62–$90.48 / hourJob duties are distributed as follows: 20% Tactical (staffing, equipment, employee relations), 50% Operational (budget management, supply acquisition, process improvement, performance evaluations), and 30% Strategic (developing goals, holding employees accountable). Frequent interactions with providers, colleagues, customers, patients/clients, and visitors that require employee to verbally communicate as well as hear and understand spoken information, needs, and issues quickly and accurately.
Director, Catering & Events - Year Round Deer Valley ResortsDirector, Catering & Events - Year RoundPark City, UTAs a member of the resort's leadership team, the Director collaborates closely with Sales & Marketing, Food & Beverage, Banquets, Culinary, Lodging, Finance, and Resort Operations to maximize group revenue, enhance the guest experience, and achieve the resort's financial and operational goals. Recruit, develop, mentor, and retain a high-performing Catering Sales and Conference Services team, as well as the resorts Public Events Manager and Event Specialist.
Director, Talent Acquisition PodiumDirector, Talent AcquisitionLehi, UTTrusted by 60,000+ businesses across Auto, Home Services, and Aesthetics, Podium captures and converts leads 24/7, driving both new business and repeat customers. 7+ years recruiting experience, including experience leading leaders and building high-performing teams.
Director Engineering Nice LtdDirector EngineeringSandy, UTThis is also achieved by demonstrating leadership behaviors consistent with inContacts 4E leadership model and mentoring and leading one or more groups within the engineering organization at various times as a model for how a top-performing leader should lead an organization. To land this gig, you will need: • Bachelors degree in Computer Science, Business Information Systems, or related field, or equivalent work experience required • Masters degree in Computer Science or Business Management preferred • Relevant certifications also preferred, among other indications of someone who values continuing education.
Business Development Director Pro Mach IncBusiness Development DirectorSalt Lake City, UTProMach Integrated Solutions is seeking a Director, Business Development - Household & Personal Care to contribute to the success of the company and develop, implement and execute sales strategies that identify new submarket opportunities and increase overall sales for both existing and new ProMach customers. Act as primary point of contact for accounts in the Personal & Household Care market with development and execution of business development strategies with identified top targets that are best positioned to provide sustainable revenue for ProMach Integrated Solutions.
Director, Logistics Projects Americas Amer Sports CorpDirector, Logistics Projects AmericasOgden, UTLead and mentor a high-performing regional project management team, with a scope primarily focused on North America (NAM) and opportunities to influence global strategy across Europe and Asia; consisting of 4 team members across USA, CAN, and MEX. What you need to succeed: This role requires a minimum of 10+ years progressive experience in Logistics / Warehousing / Transport, with contribution to significant logistics projects such as warehouse extension, warehouse automation and 8+ years prior experience managing a team.
Banking & Capital Markets Tax Director PricewaterhouseCoopers LLPBanking & Capital Markets Tax DirectorSalt Lake City, UT$150,000–$438,000 / yearPwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . At PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members.
Oracle CX Implementation Consultant (Utilities) - Director PricewaterhouseCoopers LLPOracle CX Implementation Consultant (Utilities) - DirectorSalt Lake City, UT$155,000–$410,000 / yearAs a Director, you are responsible for setting the strategic direction and leading business development efforts, making impactful decisions and overseeing multiple projects while maintaining executive-level client relations. PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy .
Director Of Sales - Pchc Pro Mach IncDirector Of Sales - PchcSalt Lake City, UTDrive profitable growth in the PCHC market by partnering with manufacturers to design, justify, and deliver integrated capital equipment solutions that improve throughput, food safety, and operational efficiency-while building long-term customer relationships and a predictable pipeline. The Director of Sales will lead complex, consultative sales efforts with PCHC manufacturers, develop and manage a robust pipeline, and coordinate cross-functional teams (engineering, operations, service) to deliver turnkey integrated solutions.
Director of Engineering Forum VenturesDirector of EngineeringSalt Lake City, UtahThat means the integrity and scalability of the core platform, the internal tooling that operations, finance, and sales run on, the AI and agent automation that removes manual work from workflows, and the customer-facing products and integrations that embed Outlast with its suppliers and buyers. The role is based in Salt Lake City, working in person alongside the team and the business, with occasional travel to customers and sites to understand operator workflows firsthand.
Assistant Center Director Code NinjasAssistant Center DirectorSouth Jordan, Utah$12–$18 / hourWe are looking for an Assistant Center Director to join our team of dynamic, energetic, forward-thinking minds, working toward our common goal: providing a fun and safe learning environment for children. Maybe your kids are grown, maybe you simply have extra time in your schedule, or maybe you’re looking for a refreshing new chapter that brings purpose, people, and a little extra income into your week.
Center Director Code NinjasCenter DirectorSalt Lake City, UtahWe are looking for a Center Director to join our team of dynamic, energetic, forward-thinking minds, working toward our common goal: providing a fun and safe learning environment for children. Parents are thrilled as their children gain confidence and new skills including coding, math, logic, and problem-solving, as they progress from white to black belt.
Director- Third Party Risk and Business Continuity Mountain America Credit UnionDirector- Third Party Risk and Business ContinuitySandy, UtahThe role is responsible for overseeing the day-to-day execution and continued maturity of the third-party risk management and operational resilience programs, including business continuity, crisis management, operational scenario analysis, and alignment with technology recovery capabilities and disaster recovery dependencies. Excellent written and verbal communication skills, with the ability to synthesize risk information, prepare executive-ready materials, and collaborate effectively with cross-functional teams, including Compliance, Internal Audit, and senior leadership.
Environmental Safety & Health Director - Multi-State Travel Layton Construction Co LLCEnvironmental Safety & Health Director - Multi-State TravelSandy, UTThe Safety Director will proactively plan, direct and implement the Company's ESH program to ensure a safe, healthy and accident free work environment; supports field personnel in ensuring each construction project is conducting operations in a safe manner for the protection of our employees, clients, subcontractors and the general public; ensures compliance with all applicable federal, state, county and local safety related regulations; demonstrates strong leadership skills, works well in a team environment, has excellent communication skills and strives to enrich the Company Culture. They will partner with Strategic Business Unit (SBU) Executive Vice Presidents, Senior Operations Leadership, Health and Safety, and SBU staff to build and sustain a positive, proactive safety culture while supporting field operations and ensuring the successful implementation of the Company''s environmental, health, and safety initiatives.
NewTourism Director Washington County, UtahTourism DirectorSt. George, UTPresent to the Tourism Tax Advisory Board and Board of County Commissioners, participate in public meetings, serve on committees and boards, and represent the County at domestic and international travel, trade, and consumer shows. This is a high-impact executive leadership opportunity for someone who knows how to turn a destination's strengths into compelling stories, successful partnerships, measurable marketing results, and memorable visitor experiences.
Director, HR MDS Becton Dickinson Medical DevicesDirector, HR MDSSalt LakeAligned with business objectives across multiple business lines and functions, provides strategic HR leadership to leaders and teams to identify and resolve talent gaps impacting business outcomes and addressing through systemic counter measures. The Director, Human Resources provides strategic HR Business Partner leadership and support primarily to two of our Global Platform Teams, Regulatory Affairs, Global Marketing and serves as the site HR leader for the SLC BD campus with one direct report.
Product Counsel Senior Director Rocket SoftwareProduct Counsel Senior DirectorSalt Lake City, UTRemote$164,500–$222,075 / yearPrincipal duties include leading Rocket's responsible AI legal program, advising on product development, commercialization, and go-to-market strategies, and serving as a key legal resource on technology transactions including licensing, strategic partnerships, and M&A. + Monitor, analyze, and advise on developments in AI law and regulation, data privacy, open source, and other technology-related legal areas that affect Rocket's products and business, and proactively translate regulatory developments into actionable guidance.
NewSAP Brim Consultant, Director PwCSAP Brim Consultant, DirectorSalt Lake City, UT$155,000–$410,000 / yearAs a SAP BRIM Consultant, Director, you will play a pivotal role in helping clients optimize their operational efficiency through specialized consulting services for SAP Customer Relationship Management (CRM) applications. PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy .
NewOracle HCM Director PwCOracle HCM DirectorSalt Lake City, UT$155,000–$410,000 / yearAs an Oracle HCM Director, you will specialize in consulting services for Oracle human capital management applications, analyzing client requirements, implementing HCM software solutions, and providing training and support for seamless integration and utilization. Preference for a Master's or Masters of Business Administration degree in at least one of the following fields of study: Human Resources Management, Business Administration/Management, Psychology, Organizational Leadership, Management Information Systems.
NewOracle Fusion Field Service Implementation Director PwCOracle Fusion Field Service Implementation DirectorSalt Lake City, UT$155,000–$410,000 / yearPreference for a Master's or Masters of Business Administration degree in at least one of the following fields of study: Business Administration/Management, Marketing, Commerce, Finance, Management Information Systems, Computer and Information Science. As an Oracle Fusion Field Service Implementation Director, you will lead the implementation and configuration of Oracle's suite of applications, focusing on managing the entire customer journey from lead generation to revenue realization.
SAP BRIM Consultant, Director PricewaterhouseCoopers LLPSAP BRIM Consultant, DirectorSalt Lake City, UT$155,000–$410,000 / yearAs a SAP BRIM Consultant, Director, you will play a pivotal role in helping clients optimize their operational efficiency through specialized consulting services for SAP Customer Relationship Management (CRM) applications. PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy .
Center Director Code Ninjas - Draper, UTCenter DirectorSalt Lake City, UTPart timeWe are looking for a Center Director to join our team of dynamic, energetic, forward-thinking minds, working toward our common goal: providing a fun and safe learning environment for children. Parents are thrilled as their children gain confidence and new skills including coding, math, logic, and problem-solving, as they progress from white to black belt.
Associate Creative Director Us ZAGG BrandsAssociate Creative DirectorMidvale, UtahStrong working knowledge of Figma, including experience building design systems, shared libraries, reusable components, and scalable templates that help teams create consistent work across brand, retail, e-commerce, and social channels. You’ll help shape the visual direction for multiple brands, lead art direction for photography and video, guide social-first content creation, and make sure our products show up with clarity, purpose, and consistency everywhere they appear.
Medical Director - Utilization Management/Care Management, Select Health Intermountain Health IncMedical Director - Utilization Management/Care Management, Select HealthMurray, UT$332,300–$377,400 / yearEfficiency & Innovation: Identify process improvements, redesign workflows, and implement processes including auto-approvals, alternative site criteria evaluation, artificial intelligence solutions and prior authorization efficiency where appropriate to reduce administrative burden. Pro-Active Care (Value-based Care): Participate in system innovation opportunities such as risk-based contracting, appropriate reduction of prior authorization or other identified opportunities to affect administrative simplification and reduce abrasion for members and providers.
Payer Quality Consultant, Director PwCPayer Quality Consultant, DirectorSalt Lake City, UT$155,000–$410,000 / yearPreference for at least one of the following fields of study: Accounting, Actuarial Science, Analytics/Data Science, Business Administration/Management, Computer Science/Information Systems, Economics, Engineering, Finance, Government/Public Policy, Health Administration/Public Health, Mathematics/Statistics, Operations/Supply Chain, Organizational Management/Behavior, Risk Management/Insurance. PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy .
Sr Director Analyst - HR and L&D Technology (Remote - U.S.) Gartner IncSr Director Analyst - HR and L&D Technology (Remote - U.S.)UTRemote12+ years of relevant experience in HR technology leadership roles or an equivalent combination of education and experience, including the following subject matter expertise: Specific knowledge of core L&D platforms and technologies is essential, including the unique challenges of transitioning legacy systems to emerging solutions, the impact of AI-enabled skills on learning systems and the role of L&D team structures on the ownership, governance and ongoing maintenance of technologies. Create innovative, thought-provoking and highly leveraged research offering compelling, objective and actionable advice for Gartner clients in multiple formats (i.e., writing, video, infographics, podcasts) on topics including (but not limited to) the L&D technology landscape and other HR tech markets that support core HR functions, HR tech roadmapping and emerging AI in HR use cases.
Director, Credit Risk Brex IncDirector, Credit RiskSalt Lake City, UTRemote$198,000–$247,500 / yearAs our customer base continues to grow across startups, commercial businesses, middle-market companies, and enterprises, we''re investing in leaders who can help scale our portfolio, strengthen our commercial credit capabilities, and modernize how we make decisions. You''ll also lead the transformation of Brex''s credit organization by building AI-native underwriting and portfolio management capabilities that automate routine work, elevate human judgment, and enable the business to scale without proportionally increasing operational complexity.
Merchandising Director Baltic BornMerchandising DirectorLehi, UtahThis is a highly visible leadership role that partners closely with planning, design, marketing, and executive leadership to drive profitable growth. You will lead a team of buyers responsible for procuring hundreds of thousands of units of apparel annually, ensuring the right product, in the right quantity, at the right time.
Director Of Sales - Food Pro Mach IncDirector Of Sales - FoodSalt Lake City, UTTHE MISSION: Drive profitable growth in the food market by partnering with manufacturers to design, justify, and deliver integrated capital equipment solutions that improve throughput, food safety, and operational efficiency-while building long-term customer relationships and a predictable pipeline. The Director of Sales will lead complex, consultative sales efforts with food manufacturers, develop and manage a robust pipeline, and coordinate cross-functional teams (engineering, operations, service) to deliver turnkey integrated solutions.
Director, Enterprise Epic Applications- Clinical - SolutionHealth - Full Time SolutionHealthDirector, Enterprise Epic Applications- Clinical - SolutionHealth - Full TimeUTThis role provides deep domain leadership for Epic and tightly integrated third party clinical and ancillary systems that enable safe, efficient, and high-quality clinical workflows, including documentation, orders, clinical decision support, ancillary services, and care coordination within the clinical record. Provides strategic leadership for Epic and third-party clinical applications supporting inpatient, ambulatory, home care, and ancillary care delivery, including clinical documentation, orders, results, clinical decision support, and specialty workflows across the continuum of care.
NewFinancial Services Tax - Real Estate Director PricewaterhouseCoopers LLPFinancial Services Tax - Real Estate DirectorSalt Lake City, UT$150,000–$438,000 / yearAt PwC, we recognize that conviction records may have a direct, adverse, and negative relationship to responsibilities such as accessing sensitive company or customer information, handling proprietary assets, or collaborating closely with team members. PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy .
NewDirector, National Sales of the West Turning Point Brands IncDirector, National Sales of the WestSalt Lake City, UTBE AWARE OF FRAUD: When applying for a job at Turning Point Brands (TPB) you will be contacted via correspondence through our official job portal with a clrco.com e-mail address; direct phone call from a member of the TPB team; or direct e-mail with a tpbi.com e-mail address. Develops and leads the capabilities of a U.S. region (group of specified states) of sales leaders through effective coaching and training, as well as a select list of key accounts, to drive overall organizational and business results.
Director of Finance HirexHireDirector of FinanceSalt Lake, UtahRemoteReporting directly to the CEO, this individual will play a key role in driving financial strategy, leading forecasting and budgeting processes, establishing KPI reporting, and delivering insights that inform critical business decisions. HirexHire (pronounced hire by hire) is a Chicago-based recruiting and talent consultancy that integrates with companies short-term to provide long-term talent solutions.
Director of Accounting & Finance Tutti QuantiDirector of Accounting & FinanceSalt Lake, UtahReporting directly to the CEO, the Director of Accounting & Finance will lead the accounting and finance function, establishing disciplined, GAAP-compliant accounting processes and partnering closely with executive leadership to improve financial reporting, budgeting, forecasting, operational analytics, and business performance. Lead the accounting and finance function, establishing disciplined accounting processes, including month-end close, financial reporting, inventory accounting, and internal controls to support a growing private equity-backed business.
Senior Director Of Family Wealth Consulting Keybank National AssociationSenior Director Of Family Wealth ConsultingSalt Lake City, UT$128,000–$268,000 / yearThe Senior Director is responsible for introducing Family Wealth (FW) prospects to our suite of sophisticated business coaching and business transition planning solutions, including our advice on strategies and solutions for pre-transition value building, tax, trust & estate planning, business growth, tax reduction, asset protection, and wealth transfer. The Senior Director will also build and nurture relationships by developing prospecting ideas, collaborating closely with Family Wealth and other lines of business at Key (especially the commercial and capital markets teams), and helping generate new business through the BAS team.
Director of Product Management - Drinkware Trove BrandsDirector of Product Management - DrinkwareLehi, UtahThe Director serves as the Product Development counterpart to Brand Directors, partnering closely with Brand leadership, Engineering, Design, Legal, Supply Chain, and Commercial leaders to ensure products are user centered and commercially successful. You sign up for setting product direction across multiple categories, building and leading high performing teams, and translating long term strategy into clear, executable product plans.
Director of Food & Beverage Cottonwood Country ClubDirector of Food & BeverageHolladay, UtahThis position provides vision, leadership, and direction for all dining venues, banquet operations, beverage programs, and member hospitality experiences while fostering a culture of service excellence, teamwork, accountability, and continuous improvement. The Director of Food & Beverage serves as a key member of Cottonwood Country Club's Leadership Team and is responsible for the strategic leadership, operational excellence, and financial performance of all food and beverage operations throughout the Club.
Multi-Unit F&B Director I AvoltaMulti-Unit F&B Director ISalt Lake City, UT$86,355–$107,943 / yearMinimum Qualifications, Knowledge, Skills, and Work Environment: Each F&B Multi Unit Director II must have documented and demonstrated experience managing the types of restaurants (QSR, Casual Dine, Full Service, similar complexity, Union and Non-Union, etc) within the zone to which the role is assigned, to include overall responsibility for success and failure of those restaurants for multiple annual cycles for each type. Generally speaking, concurrent multi-unit, multi-concept management experience for a minimum of 3 years with underlying overall restaurant experience of 8-10 years is necessary to be successful in a small zone, and a minimum of 5 years with underlying overall restaurant experience of 8-10 years is necessary to be successful in a large zone.
NewDirector of Sales - Client Delivery MarketStarDirector of Sales - Client DeliveryOgden, UtahAs a Director of Sales, you will use your strategic sales and client relations expertise, marketing knowledge and technical aptitude to lead large sales teams to success and develop strategies to meet our client’s sales objectives. For the past 35+ years, we have been generating revenue for the most innovative tech companies across the globe through our outsourced B2B demand, sales, customer success, and revenue operations solutions.
Director Channel Sales - Americas NetcraftDirector Channel Sales - AmericasLehi, UtahCultivate and maintain strong relationships with executives and sales teams in partner/reseller organizations to secure new business while ensuring we provide the best experience to our partners, resellers, and end customers. The reward package: We like to look after our people well, so your compensation will include: Highly attractive base salary and bonus scheme, based on performance against defined targets, reviewed annually.
Compensation Director Gong.io Inc.Compensation DirectorSalt Lake City, UT$188,000–$235,000 / yearPowered by the Gong Revenue Graph, AI-powered intelligence, specialized agents, and trusted applications, Gong helps more than 5,000 companies around the world deeply understand their teams and customers, automate critical sales workflows, and close more deals with less effort. This leader will play a critical role in shaping Gong's compensation philosophy, scaling compensation infrastructure, and ensuring programs remain competitive, equitable, and aligned to Gong's business strategy.
Compensation Director Gong I.O LtdCompensation DirectorSalt Lake City, UT$188,000–$235,000 / yearPowered by the Gong Revenue Graph, AI-powered intelligence, specialized agents, and trusted applications, Gong helps more than 5,000 companies around the world deeply understand their teams and customers, automate critical sales workflows, and close more deals with less effort. This leader will play a critical role in shaping Gong's compensation philosophy, scaling compensation infrastructure, and ensuring programs remain competitive, equitable, and aligned to Gong's business strategy.
Director, Total Rewards GC Services LPDirector, Total RewardsPark City, UT$95,000–$175,000 / yearThis is a highly visible, strategic role that partners directly with HR leadership and business executives to ensure our total rewards programs are competitive, equitable, compliant, and aligned with InteLogix's growth objectives across the US, Philippines, El Salvador, and Egypt. Lead the design and maintenance of salary structures, job grades, and pay bands across all geographies, ensuring internal equity and external competitiveness.
Senior Director of Family Wealth Consulting KeyCorpSenior Director of Family Wealth ConsultingSalt Lake City, UT$128,000–$268,000 / yearThe Senior Director is responsible for introducing Family Wealth (FW) prospects to our suite of sophisticated business coaching and business transition planning solutions, including our advice on strategies and solutions for pre-transition value building, tax, trust & estate planning, business growth,, tax reduction, asset protection, and wealth transfer. The Senior Director will also build and nurture relationships by developing prospecting ideas, collaborating closely with Family Wealth and other lines of business at Key (especially the commercial and capital markets teams), and helping generate new business through the BAS team.
NewResource Director of Quality - Behavioral Health Summit Behavioral Healthcare LLCResource Director of Quality - Behavioral HealthSummit, UTRemoteResponsible for the coordination and reporting of patient safety events/risks and compliance program in conjunction with the facility's Quality Assurance/Performance Improvement Committee (QAPI) with the oversite by the Medical Executive Committee (MEC) and Governing Board with the authority to intervene in situations which may pose an immediate threat to life, safety, risk, performance improvement, and compliance. Responsible for identifying and analyzing health care disparities for the populations served by the organization and leading activities to reduce those disparities, in coordination with the facility's Quality Assurance/Performance Improvement Committee (QAPI) and with the oversite by the Medical Executive Committee (MEC) and Governing Board.
Director of Manufacturing, Pellets Traeger IncDirector of Manufacturing, PelletsSalt Lake City, UTThe Director sets strategic direction, owns the long-range capacity and CAPEX plan, partners closely with Finance on budget and cost performance, and drives cross-functional alignment with Category Management, Sales, Operations and site leadership. What You''ll Need To Succeed: 10+ years of progressive experience in manufacturing operations, with at least 5 years in a senior leadership role overseeing multi-site or networked production environments.
Director, International Contracts L3Harris Technologies IncDirector, International ContractsSalt Lake City, UT$138,500–$257,500 / yearThis Contracts role is responsible for managing a complex portfolio of high-value pursuits, contracts, and international business activities across multiple customers and geographic regions while leading a team of Contracts professionals. This role requires a strong leader who can influence across functions, represent the company in discussions with senior customer representatives and internal executives, and support in-country pursuits through international travel.
Assistant Director, Network Innovations Programs Cambia HealthAssistant Director, Network Innovations ProgramsSalt Lake City, UT7 years of experience working directly with senior management to identify, develop, and execute strategic initiatives related to healthcare insurance or healthcare delivery including experience with value-based provider payment methodologies and program development, or equivalent combination of education and experience. As a member of the Network Innovations team, our Assistant Director, Network Innovations Programs partners with VP leadership to develop, execute, and track provider partnership strategies and alternative payment models (APMs) across all markets and lines of business.