NewVP of Accounting Vaco LLCVP of AccountingCharlotte, NC$200,000–$250,000Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. The ideal candidate is a CPA with strong technical accounting expertise, extensive ERP experience, and a proven track record of leading high-performing teams in operationally intensive industries.
IT Infrastructure Audit , VP Page GroupIT Infrastructure Audit , VPCharlotte, NC$130,000–$180,000 / yearFull timeCoverage including key IT infrastructure including operating systems, databases, virtualization, middleware, unified communications, web application infrastructure, IT Governance, Change Management, Remote Access, Incident and Problem Management, Cloud, and more. Conduct regular audits of IT infrastructure related areas assessing adherence to firm and regulatory requirements and assessing design, operating effectiveness and sustainability of associated controls.
Assistant Medical Director in Rock Hill, SC TeamHealthAssistant Medical Director in Rock Hill, SCRock Hill, SCFull timeWe have an excellent, full-time assistant medical director opportunity for a physician to help lead our hospitalist team at Piedmont Medical Center in Rock Hill/Fort Mill, South Carolina, close to Charlotte, North Carolina. The assistant medical director, along with TeamHealth support staff, will strive to maintain a strong partnership between TeamHealth and the facility, resulting in the highest quality of patient care.
NewCIO Vaco LLCCIOCharlotte, NC$275,000–$300,000Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. Vaco by Highspring values a diverse workplace and strongly encourages women, people of color, LGBTQ+ individuals, people with disabilities, members of ethnic minorities, foreign-born residents, and veterans to apply.
NewChief Financial Officer Vaco LLCChief Financial OfficerCharlotte, NC$350,000–$500,000Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. As business complexity increases across finance, operations, supply chain, and technology, the organization is seeking a Chief Financial Officer to elevate strategic financial leadership while overseeing broad operational functions.
NewAVP - Cash Reconciliation Vaco LLCAVP - Cash ReconciliationCharlotte, NC$135,000–$145,000Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. Determining compensation for this role (and others) at Vaco/Highspring depends upon a wide array of factors including but not limited to the individual’s skill sets, experience and training, licensure and certifications, office location and other geographic considerations, as well as other business and organizational needs.
NewStaff Accountant - Corporate Vaco LLCStaff Accountant - CorporateCharlotte, NC$65,000–$75,000Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. Determining compensation for this role (and others) at Vaco/Highspring depends upon a wide array of factors including but not limited to the individual’s skill sets, experience and training, licensure and certifications, office location and other geographic considerations, as well as other business and organizational needs.
Vice President Operations North America Hitachi LtdVice President Operations North AmericaCharlotte, NCRemote$225,000–$270,000 / yearLeadership Experience Proven track record of leading teams and managing projects with a strategic oversight of a specific product or product group. Lead culture and behavioral change to continuously improve performance by driving continued improvements in compliance productivity delivery and cost optimization year on year.
VP of Operations EverblueVP of OperationsHuntersville, NCFull timeOur work powers the Weatherization Assistance Program, IRA Home Energy Rebates, and dozens of other programs that make a real difference in real people’s lives. Everblue helps government agencies and nonprofits run better through software, program management, and workforce training.
VP of Operations - Northeast Region Unifi Aviation, LLCVP of Operations - Northeast RegionCharlotte, NCFull timeJob Title VP of Operations - Northeast Region Date Tuesday, May 5, 2026 Entity Unifi Aviation, LLC Posting City Charlotte Posting State North Carolina Exempt or Non-Exempt Position Exempt Shift A.M. We are seeking individuals to join our growing team who are passionate, have integrity, and have empathy for how their words and decisions affect our employees, customers, and partners.
Assistant Vice President of Clinical Operations, Crisis Services, CABCO MonarchAssistant Vice President of Clinical Operations, Crisis Services, CABCOConcord, North CarolinaThe Assistant Vice President of Clinical Operations, Crisis Services is primarily responsible for overseeing direct operations of the services within the Stephen M. As a team, we provide hope, promote wellness, and empower individuals and families impacted by mental illness, substance use disorders, intellectual and developmental disabilities, and traumatic brain injury.
Divisional Vice President of Operations - Kelso Corporate Kelso IndustriesDivisional Vice President of Operations - Kelso CorporateCharlotte, NCThis leader will partner closely with operating company presidents, functional leaders, and executive leadership to strengthen performance, build scalable systems, and develop the leadership bench needed to support continued growth. The Divisional Vice President will be accountable for driving operational and financial excellence across a designated division or region, including P&L performance, organic growth, leadership development, operational integration, and execution of Kelso's strategic priorities.
Vice President, Ports & Terminals Operations - Americas DP World LtdVice President, Ports & Terminals Operations - AmericasCharlotte, NCWe're rapidly transforming and integrating our businesses -- Ports and Terminals, Marine Services, Logistics and Technology - and uniting our global infrastructure with local expertise to create stronger, more efficient end-to-end supply chain solutions that can change the way the world trades. "Portfolio manage" the current portfolio including dealing with unperforming sites and assessing opportunities to monetize minority stakes or non-core assets in line with DP World strategy.
Treasury Operations Vice President SMBCTreasury Operations Vice PresidentCharlotte, NCSMBC Combined US Operations (CUSO) Treasury is seeking a dynamic leader with strong critical thinking and project management skills for a newly created Vice President role in Treasury Operations. This position offers the opportunity to spearhead the development and deployment of a Financial Aggregation tool to support SMBC’s Comprehensive Capital Analysis and Review (CCAR) forecasting processes, while building out a Financial Resource Management (FRM) framework to optimize business decisions.
VP Administrative Assistant (Store Operations) Lowe's Companies IncVP Administrative Assistant (Store Operations)Mooresville, NCBased in Mooresville, N.C., Lowe's supports the communities it serves through programs focused on creating safe, affordable housing, improving community spaces, helping to develop the next generation of skilled trade experts and providing disaster relief to communities in need. Produces a wide variety of routine and complex documents, reports, presentations, and other correspondence using advanced skills in Microsoft Office Suite with minimal direction from the Supervisor; organizes and creates orderly systems.
Area VP, Network Operations Macy's IncArea VP, Network OperationsNCAbility to solve problems as well as recognize issues and deal with them directly Proven track record of working cross-functionally with focus on Network Operations, Continuous Improvement, Transportation, Product Flow, and Inventory Planning Strong change management skills. Job OverviewThe Area Vice President, Network Operation is a key member of the Supply Chain and Network Operations team and will be responsible for operational leadership, direction, and P&L ownership.
VP, Operations Transformation Dentsu International LtdVP, Operations TransformationNCRemote$163,000–$275,000 / yearEmployees who live within a commutable distance of one of our hub offices, currently located in Chicago, metro Detroit, Los Angeles, and New York City, are required and expected to work from the office three days per week (two days per week for employees based in Los Angeles and Detroit). You will lead a lean, high-impact team that includes a senior business analyst who bridges process and technology, a technical architect, a machine learning engineer, a data and modeling specialist, and a group of AI-native business analysts who cover finance, sales, delivery, and project management.
Treasury Operations Vice President Sumitomo Mitsui Banking CorpTreasury Operations Vice PresidentCharlotte, NCOverview: SMBC Combined US Operations (CUSO) Treasury is seeking a dynamic leader with strong critical thinking and project management skills for a newly created Vice President role in Treasury Operations. This position offers the opportunity to spearhead the development and deployment of a Financial Aggregation tool to support SMBCs Comprehensive Capital Analysis and Review (CCAR) forecasting processes, while building out a Financial Resource Management (FRM) framework to optimize business decisions.
VP, Strategy and Operations Kanbrick LLCVP, Strategy and OperationsCharlotte, NCWhat success looks like in your first 12-18 months: relationships built with the CEOs and executive teams at approximately four of our partner companies, the lead partner role at two or three of them, your depth moving the needle meaningfully across multiple contexts, and real contribution to the Community. Founded by Tracy Britt Cool and Brian Humphrey, Kanbrick was built to be the option they wished existed for their own families' businesses - one with a decades-long horizon, an operating team that does the work, and partnerships built to be truly win/win.
NewVice President, Sales Executive - Revenue Cycle Management Operations - Health Care Deloitte Touche Tohmatsu LtdVice President, Sales Executive - Revenue Cycle Management Operations - Health CareCharlotte, NC$175,300–$322,900 / yearQualify, shape, and lead pursuits for Operate deals, collaborating with practitioners and delivery teams to design tailored solutions that address client needs in areas such as custom application development and support, infrastructure and cloud managed services, data & analytics operations, establishing Cyber foundries, and managed services. Working hand-in-hand with Partners, Principals and Managing Directors, these sales executives focus their highly skilled efforts in securing relationships with qualified targets and decision-makers to uncover opportunities, develop effective sales strategies, manage the pursuit process, and act as a key advisor to the pursuit team throughout the sales process.
Vice President, Operation Compass Group North AmericaVice President, OperationCHARLOTTE, NCFor positions in Washington State, Maryland, or to be performed Remotely, click here or copy/paste the link below for paid time off benefits information: https://www.compass-usa.com/wp-content/uploads/2023/08/2023_WageTransparency_CCL.pdf. With four distinct operating companies - Morrison Living, Unidine, Coreworks, and The Hub - we are shaping the industrys future leaders with a culture of service focused on elevated hospitality for community living across the country.
VP of Sales Storm Guard Franchise Systems LLCVP of SalesCharlotte, NCWe are a rapidly growing organization with great opportunities for motivated and hard working professionals who have interest in building a successful career by assisting customers in time of need. If youre driven by purpose, energized by mentoring others, and believe that excellence in home service starts with strong leadership, we are looking for you.
Vice President, Head of Product KoalafiVice President, Head of ProductCharlotte, NCRemote$220,000–$330,000 / yearReporting to the CPTO, this executive will be responsible for the company-wide product strategy and roadmap, partnering closely with the CPTO and executive leadership team to shape the long-term direction of the business. This role requires both visionary leadership and operational discipline, combining customer empathy, analytical rigor, and strategic judgment in a fintech environment where growth must be balanced with risk, compliance, and long-term portfolio performance.
Vice President of Financial Planning & Analysis (FP&A) Ferretti SearchVice President of Financial Planning & Analysis (FP&A)Concord, NCIn addition, this role will partner with highly skilled professionals across the business to drive data-driven decision-making, enhance financial performance, and ensure alignment with overall business objectives. ?????The Vice President of Financial Planning & Analysis (FP&A) role will be responsible for leading, coordinating, and executing the organization’s financial planning, budgeting, forecasting, and strategic analysis functions.
VP of Sales Storm Guard CharlotteVP of SalesCharlotte, North CarolinaWe are a rapidly growing organization with great opportunities for motivated and hard working professionals who have interest in building a successful career by assisting customers in time of need. If you're driven by purpose, energized by mentoring others, and believe that excellence in home service starts with strong leadership, we are looking for you.
VP of Customer Success AvidXchange Holdings Inc.VP of Customer SuccessCharlotte, NCWeeCare Childcare Service: helps teammates find affordable daycare, childcare, and tutors 40% less expensive than traditional daycare centers. What we''re looking for: Minimum of 12 years of experience in customer success, account management, or related roles within the fintech industry, with at least 5 years in a leadership position.
VP of Contract Management - Charlotte, NC The Lane Construction CorpVP of Contract Management - Charlotte, NCCharlotte, NCBuilding Responsibility-Advanced Business Acumen-Intermediate Claims-Advanced Construction Delivery Methods-Intermediate Contract Administration-Advanced Contract Law-Advanced Contract Management-Advanced Contract Negotiation-Intermediate Critical Thinking-Advanced Customer and Commercial Mindset-Advanced Federal, State and Local Regulations-Intermediate Influencing and Communicating-Advanced Results Orientation-Advanced Strategic Thinking-Advanced. For 135 years, it has contributed to the development of the country's transportation systems including the Interstate Highway System and a vast network of roads, bridges, airports, metros, and railways.
VP of Customer Success AvidXchangeVP of Customer SuccessCharlotte, North CarolinaWeeCare Childcare Service: helps teammates find affordable daycare, childcare, and tutors 40% less expensive than traditional daycare centers . Collaborate with Product, Revenue Operations, Account Managers, Marketing, and critical partners to ensure a seamless customer experience and address customer issues proactively.
VP of Sales (OTE $300,000/year USD) - CXT Software Connexion Technology LLCVP of Sales (OTE $300,000/year USD) - CXT SoftwareCharlotte, NCRemoteThis role offers a rare opportunity to help shape a newly unified sales organization following the merger of two industry leaders, with direct impact on revenue growth, go-to-market execution, and market leadership. 15+ years of progressive experience in B2B SaaS sales, including at least 7 years in senior SaaS sales leadership roles with direct ownership of multi-million-dollar revenue targets.
Vice President of Health, Safety, and Environmental (HSE) Riley Power Group LLCVice President of Health, Safety, and Environmental (HSE)Rock Hill, SCClose visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer screen; expansive reading; visual inspection involving small effects, small parts and or operation of office equipment at distances close to the eyes. Evaluate and conduct onsite safety training requirements during orientation such as fall protection, forklift, elevated work platforms, etc. for RPG personnel based on initial start of client projects.
VP of Sales - SBS Automatic Data Processing IncVP of Sales - SBSCharlotte, NCYou will obtain from sales management written action plans that will improve the performance of sales personnel who are under desired quota levels and be responsible for human resource management activities for your area such as the maintenance of proper staffing levels, attainment of desired employee retention rates, harmonious employee relations, monitoring performance management plans, and incorporating excellent employee communication channels. You'll prepare a Monthly Situation Report following the designated format established by the Divisional Vice President of Sales, as well as establish a Prospective Business Report or Master Prospect List accurately forecasting accounts that will close.
VP of GPO Partnerships Compass Group North AmericaVP of GPO PartnershipsCharlotte, NCRemote$140,000–$160,000 / yearIndustry Knowledge: Familiarity with Support Services (EVS, Facility Maintenance, Clinical Engineering, Patient Transport), and other Healthcare support service operations, third party consultants and benchmarking, Group Purchasing Organizations (GPOs), affiliates, and aggregation groups. Crothall has more than 32,000 team members, with core services include: Environmental Services, Patient Transportation, Patient Observation, Healthcare Facilities Management, Sterile Processing Services, and Ambulatory EVS.
Regional VP of Wholesale Mortgage Spring EQ LLCRegional VP of Wholesale MortgageCharlotte, NCCustomer Service & Issue Resolution: Address and resolve any issues or concerns raised by TPO partners, ensuring a positive experience and building strong, long-lasting relationships. The Regional Sales Manager will lead a team of sales professionals, guide them in developing relationships, and ensure that the region's TPO strategy is aligned with the company's goals for growth, profitability, and customer satisfaction.
SR. VICE PRESIDENT OF COMMUNICATIONS (CHARLOTTE, NC) Compass Group North AmericaSR. VICE PRESIDENT OF COMMUNICATIONS (CHARLOTTE, NC)CHARLOTTE, NCThe SVP of Communications is a strategic enterprise-level leader responsible for defining and driving the organizations communication strategy with a focus on market positioning, reputation management, internal coordination, and change management. For positions in Washington State, Maryland, or to be performed Remotely, click here or copy-paste the link below for paid time off benefits information: https://www.compass-usa.com/wp-content/uploads/2023/08/23_WageTransparency_CorpAndFoodbuy.pdf.
Regional Vice President AgeWell Solvere LivingRegional Vice PresidentCharlotte, North CarolinaParticipates in monthly sales meetings, either on site or via Microsoft Teams to review semi- annual marketing plan SMART goals and productivity report key indicators with Regional Managing Director of Sales and VP of Marketing. Prepares annual budgets for managed communities with other home office representatives by reviewing past year’s budget and the plan it supports by meeting established census, revenue and expense targets.
Senior Vice President — Multi-Unit Leader SitrepsSenior Vice President — Multi-Unit LeaderCharlotte, North CarolinaThe portfolio spans HVAC, plumbing, and electrical brands across the United States, with a growing footprint and an aggressive investment thesis centered on operational excellence, leadership development, and disciplined value creation. The Senior Vice President is a multi-unit leadership role with direct oversight of approximately 8 portfolio brands east of the Mississippi, representing a combined P&L of ~$200M.
NewVice President, Strategy Resideo Technologies IncVice President, StrategyCharlotte, NCResideo is a $6.76 billion global manufacturer, developer, and distributor of technology-driven sensing and control solutions that help homeowners and businesses stay connected and in control of their comfort, security, energy use, and smart living. Reporting directly to the CEO, the Vice President, Strategy serves as a trusted advisor, strategic architect, and enterprise execution leader, translating vision into action and ensuring the company''s most critical priorities are delivered.
Client Onboarding & Service AI Strategy VP JPMorgan Chase & CoClient Onboarding & Service AI Strategy VPCharlotte, NCJPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
NewVP, Finance - Global Supply Chain Hayward Industries, Inc.VP, Finance - Global Supply ChainCharlotte, NCHayward designs, manufactures, and markets a full line of residential and commercial pool and spa equipment including pumps, filters, heating, cleaners, salt chlorinators, automation, lighting, safety, flow control and energy solutions at our company owned facilities. Translate operational strategies (network optimization, make/buy decisions, manufacturing footprint optimization, capacity planning, cost savings) into clear financial implications and business cases.
VP, Global Accounts SBM ManagementVP, Global AccountsConcord, North CarolinaPosition at SBM ManagementThe Vice President of Global Accounts will be responsible for managing national and global account relationships focusing on developing National Account Directors and Managers and their strategies for operational excellence and top line growth with specific customer groups, developing maximum potential volume from all markets for the organization's services, increasing services, and improving budget performance through higher level negotiating strategies. Create an innovative approach to grow new business opportunities and collaborates with the Business Development Director, sales, and marketing as key contributors, maintaining positive internal relationships.
VP Services and Commissioning CFO Trane U.S. -CFOVP Services and CommissioningDavidson, North CarolinaRemoteCrucially, this leader will operate at the intersection of our data center business and our broader execution network—partnering deeply with both the Data Center leadership team and Trane's commercial HVAC field service organization to align resources, develop strategic growth plays, and ensure world-class delivery. Strategic Collaboration: Partner closely with the President of Data Centers, the Data Center leadership team, and the broader commercial HVAC field service organization to collaboratively develop, refine, and execute the overall data center services strategy.
Vice President Engineering, Connected Digital Products Stanley Black & Decker IncVice President Engineering, Connected Digital ProductsCharlotte, NC$375,000–$400,000 / yearLead a global team in designing, building, managing, and maintaining a complex suite of software, IoT hardware and digital components that deliver data to a suite of cloud services used by workflow applications for BIM, MEP prefabrication, tool asset management, construction anchor design, workforce safety, and more. Lead the architecture and delivery of robust workflow solutions leveraging, Autodesk Revit PC based software, AWS & AWS IoT Core cloud environments, short range Bluetooth and LoRa networking tags and microcontroller/microprocessor gateways to ingest, transform, and expose rich data in a secure and scalable manner to our PC, web and mobile applications.
Vice President, Finance Husqvarna GroupVice President, FinanceCharlotte, North CarolinaReporting directly to the Division Senior Vice President Finance and are part of the North American Executive Leadership Team, you will lead a team of finance professionals and collaborate closely with senior managers to optimize financial operations, ensure regulatory compliance, and support strategic initiatives to sustain and enhance market position. We are continuously accepting applicationsAs the Vice President Finance, Husqvarna Forest & Garden Business Unit North America, you will play a pivotal role in driving financial strategy, performance, and decision-making for the business unit.
Vice President and General Manager, Scouting America Outfitters Scouting AmericaVice President and General Manager, Scouting America OutfittersCharlotte, NCFull timeThis position is responsible for understanding how today’s customers and members engage across physical retail, ecommerce, CRM-driven engagement, and in-store activation—and who can integrate those elements into a single, coherent operating system. The VP & General Manager of Scouting America Outfitters serves as the day-to-day execution leader —owning operational performance, systems delivery, inventory discipline, and cross-functional coordination.
Vice President Engineering- Data Centers Eaton Corporation PlcVice President Engineering- Data CentersCharlotte, NC$242,000–$355,000 / yearEstablish and lead a formal customer requirements intake and translation process (VOC, co-design outputs, reference design learnings) that convert customer-specific needs into clear product requirements, system requirements, and validation criteria. Establish an end-to-end system validation approach for integrated data center solutions (hardware, software/monitoring, and services), including test strategies, partner/customer validation, and documentation needed for deployment at scale.
Vice President, Chief Nursing Officer - Greater Charlotte Area Advocate Health and Hospitals CorporationVice President, Chief Nursing Officer - Greater Charlotte AreaCharlotte, North CarolinaReporting to the Senior Vice President and Chief Nursing Officer for the North Carolina and Georgia Division, the Senior Vice President and President for the Greater Charlotte Area, and the Senior Vice President and President for the Charlotte Area, the Greater Charlotte Area Chief Nursing Officer (CNO) is responsible for organizing, planning, directing, and evaluating all nursing functions and other patient care areas within the Greater Charlotte Area. The Greater Charlotte Area CNO must be able to engage and build lasting relationships and collaborations with senior leadership team members, physicians, nursing leadership and staff as well as key stakeholders in a complex and highly matrixed organization, with particular emphasis on: Negotiating with a genuine give-and-take approach, where all parties act as true peers and decisions are shared.
VP Services and Commissioning Trane Technologies PlcVP Services and CommissioningNCRemote$265,604.16–$346,937.49 / yearCrucially, this leader will operate at the intersection of our data center business and our broader execution network-partnering deeply with both the Data Center leadership team and Trane's commercial HVAC field service organization to align resources, develop strategic growth plays, and ensure world-class delivery. Strategic Collaboration: Partner closely with the President of Data Centers, the Data Center leadership team, and the broader commercial HVAC field service organization to collaboratively develop, refine, and execute the overall data center services strategy.
Vice President, Finance Husqvarna ABVice President, FinanceCharlotte, NCReporting directly to the Division Senior Vice President Finance and are part of the North American Executive Leadership Team, you will lead a team of finance professionals and collaborate closely with senior managers to optimize financial operations, ensure regulatory compliance, and support strategic initiatives to sustain and enhance market position. Consolidate financial & operating metrics across the NA Business Unit, analyzing key drivers of results; identify risks and opportunities, as well as actions to mitigate risk and capitalize on opportunities.
Medical Informatics Associate Vice President Surgical Services Advocate Health and Hospitals CorporationMedical Informatics Associate Vice President Surgical ServicesCharlotte, North CarolinaHeadquartered in Charlotte, North Carolina, Advocate Health services nearly 6 million patients and is engaged in hundreds of clinical trials and research studies, with Wake Forest University School of Medicine serving as the academic core of the enterprise. Providing care under the names Advocate Health Care in Illinois; Atrium Health in the Carolinas, Georgia and Alabama; and Aurora Health Care in Wisconsin, Advocate Health is a national leader in clinical innovation, health outcomes, consumer experience and value-based care.
VP, Risk Management - Property & Casualty (P&C) Risk USAAVP, Risk Management - Property & Casualty (P&C) RiskCharlotte, NC$257,250–$463,050 / yearOversee and guide an independent Risk Management function in establishing and monitoring compliance with risk limits, identifying and aggregating the firm's risks, assessing the firm's risk positions relative to the parameters of the firm's risk tolerance, and providing key risk information to senior management and the board of directors. The VP, Risk Management - Property & Casualty (P&C) will report directly to the SVP, Chief Risk Officer - P&C and will be responsible for recognizing and reporting strategic and aggregate risks across the P&C business while advancing the Risk Management function for aggregation, quantification, and qualification of risks.