Mortgage Loan Originator Jet Direct MortgageMortgage Loan OriginatorRichmond, VAWe believe in empowering our originators, which is why weve implemented cutting-edge tools, including: World-Class Origination Software & CRM Intuitive Mobile Mortgage Application Technology Advanced Marketing Automation Platform Comprehensive Data Reporting & Analytic Software. Your Role and What Youll Bring to Our Team We are looking for experienced, ethical, and passionate professionals ready to join us as Mortgage Loan Officers/Originators (MLOs).
Mortgage Loan Originator Carter Bank & TrustMortgage Loan OriginatorFredericksburg, VASUMMARY: The Mortgage Loan Originator (MLO) is responsible for soliciting, structuring and closing 1-4 family real estate loans as well as developing new mortgage loan business. Complete necessary credit investigations on each loan application as appropriate for keeping credit files current for the duration of the loan including responsibility for collecting payments in a timely manner.
Mortgage Loan Originator Hancock Whitney BankMortgage Loan OriginatorPetersburg, FloridaIf the employee is unable to lift/move/carry this weight and can be accommodated without causing the department/division an “undue hardship” then the employee must be accommodated; hence omitting lifting/moving/carrying as a physical requirement. Ability to learn or knowledge of Microsoft Office products including Microsoft Word, Excel, PowerPoint and Access; Ability to learn or knowledge of Outlook email program.
Mortgage Loan Originator. Fifth Third BancorpMortgage Loan Originator.VAIncentive compensation is combined with either a base salary or a draw to determine total cash compensation, and incentive compensation is based upon company, line of business and/or individual performance. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience.
NewRetail Mortgage Loan Originator Truist Financial CorpRetail Mortgage Loan OriginatorChristiansburg, VAGeneral Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Please review the following job description: Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products.
Mortgage Loan Originator U.S. BancorpMortgage Loan OriginatorVAIn addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on the job training or some real estate brokerage experience.
Retail Mortgage Loan Originator Truist BankRetail Mortgage Loan OriginatorRichmond, VirginiaUp to 75% General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products.
Mortgage Loan Originator U.S. BankMortgage Loan OriginatorVirginiaIn addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures. - Working knowledge of underwriting requirements for FNMA, FHLMC, FHA, VA, local bonding programs, and private investors, as gained through on the job training or some real estate brokerage experience.
Reverse Mortgage Originator Development Program Mutual of Omaha MortgageReverse Mortgage Originator Development ProgramFredericksburg, VAFull timeState/local minimum wage base hourly non-recoverable draw plus commission for the first 12 months while we help you grow your business. You can expect the following: Our leading-edge compensation package sees our Loan Officers on average, earning $150,000 annually with the potential for more.
NewSales Training Program – Reverse Mortgage Loan Officer Mutual of Omaha MortgageSales Training Program – Reverse Mortgage Loan OfficerRichmond, VAFull timeOur goal isn't simply to help you become licensed or originate your first loan—it's to develop confident, knowledgeable, high-performing mortgage professionals with the skills, coaching, and support to build a rewarding long-term career. The most successful professionals in this role are those who build trust, ask thoughtful questions, listen with intention, and serve as trusted advisors through one of the most important financial decisions their clients will make.
Mortgage Loan Officer- US East Coast The Toronto-Dominion BankMortgage Loan Officer- US East CoastVA$11.54–$17.95 / hourOCC Language: This position falls within the definition of Loan Originator as defined under Regulation Z of the Truth in Lending Act, 12 CFR Part 1026.36, and the definition of Mortgage Loan Originator as defined under the Secure and Fair Enforcement for Mortgage Licensing Act of 2008 (SAFE Act), 12 U.S.C. §§ 5102 et seq., and its implementing regulations, 12 CFR Part 1007. Total Rewards at TD includes base salary and variable compensation/incentive awards (e.g., eligibility for cash and/or equity incentive awards, generally through participation in an incentive plan) and several other key plans such as health and well-being benefits, savings and retirement programs, paid time off (including Vacation PTO, Flex PTO, and Holiday PTO), banking benefits and discounts, career development, and reward and recognition.
Mortgage Loan Officer - Member Direct Boeing Employees Credit UnionMortgage Loan Officer - Member DirectVA$24.35–$30.12 / hourIMPACT YOU'LL MAKE: As a Mortgage Loan Officer - Member Direct at BECU, you'll be the trusted guide helping our members navigate one of the most important financial decisions of their lives-purchasing or refinancing a home. Is it surprising to hear that a financial institution of 1.5 million members and over $30 billion in managed assets say that success comes from focusing on people, not profits?.
Remote Mortgage Loan Officer (Virginia) Zillow IncRemote Mortgage Loan Officer (Virginia)VARemoteThese include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company's reputation. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2025, and included on the PEOPLE Companies That Care® 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.
Mortgage Loan Officer Hanscom Federal Credit UnionMortgage Loan OfficerMc Lean, VirginiaDevelop, maintain and solicit residential first mortgage and HELOC loan business through effective relationships with real estate agents, community organizations (such as local Chamber of Commerce and Board of Realtors) and other referral sources (such as financial planners, attorneys, builders) to promote awareness of HFCU’s products and services. Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public.
Mortgage Loan Assistant Carter Bank & TrustMortgage Loan AssistantCharlottesville, VAThis MLA is also responsible for working with the origination team to ensure compliance related deadlines are met related to ECOA and HMDA for withdrawals and rejected loans that require Carter Bank adverse action and/or HMDA reporting. SUMMARY: The Mortgage Loan Assistant (MLA) provides support for the entire loan origination process and collaborates with Mortgage Loan Originators and Pipeline & Delivery Manager to ensure a smooth mortgage transaction.
Mortgage Originator Manufacturers and Traders TrustMortgage OriginatorManassas, VirginiaPrimarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer’s financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Loan Originator NE- VA Beach Hilltop Holdings IncLoan Originator NE- VA BeachVirginia Beach, VAWhether on the frontline working directly with customers in our branches or behind the scenes supporting our loan officers, our team members each play a vital role in delivering an outstanding customer experience. Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients.
Loan Originator NE-Richmond, VA Hilltop Holdings IncLoan Originator NE-Richmond, VARichmond, VAWhether on the frontline working directly with customers in our branches or behind the scenes supporting our loan officers, our team members each play a vital role in delivering an outstanding customer experience. Under the direction of the Branch and/or Production Manager, markets and promotes PrimeLending products and services to its client base of realtors, builders, bank officers and potential and past clients.
Mortgage Originator M&T Bank CorpMortgage OriginatorFalls Church, VAOverview: Primarily responsible for working with customers interested in identifying and obtaining permanent FHA/VA and conventional mortgage loans and other residential mortgage programs that best meet the customer's financial needs and objectives, and adhering to the requirements of federal registration under the SAFE Act. Primary Responsibilities: Interviews applicants to collect and analyze information regarding their income, assets, debts and credit data as well as their needs, desires, and earnings to assist in determining whether the loan will be an acceptable risk; obtains and analyzes pertinent financial and credit data.
Mortgage Loan Specialist City National Bank of West VirginiaMortgage Loan SpecialistWinchester, VAImplements corporate policies and procedures designed to produce profitable first mortgage loans in the retail market served, in order to meet the strategic and financial goals of the Bank. Compliance includes a review of the candidates financial responsibility, character, and general fitness prior to placement in the role and within 30 days of employment compliance with NMLS registration and corresponding background check requirements.
NewHigh-Impact Real Estate Loan Originator | $3M+/mo Dunmor is a DBA of BARH Dunmore, LLCHigh-Impact Real Estate Loan Originator | $3M+/moNorfolk, VAThe ideal candidate should have a proven record of exceeding $3 million in monthly sales, expertise in real estate financing, and skills in relationship management. A leading real estate financing firm is seeking ambitious Loan Originators to drive sales and revenue growth.
NewHigh-Impact Real Estate Loan Originator DunmorHigh-Impact Real Estate Loan OriginatorNorfolk, VAKey responsibilities include generating new business, managing a dynamic pipeline, and collaborating with internal teams for smooth loan processing. This role is ideal for sales professionals with a proven track record of achieving $3 million or more in monthly origination volume.
Loan Originator Become a part of our amazing teamLoan OriginatorVirginia Beach, VirginiaThe ideal candidate will have a proven track record of funding $3 million or more in monthly origination volume in areas such as fix-and-flip, ground-up construction, single-family rental, and short-term bridge financing. This role is ideal for individuals with a strong background in exceeding sales targets, building strategic relationships, and driving revenue growth within the investment real estate sector.
Mortgage Loan Officer Burke & Herbert BankMortgage Loan OfficerWinchester, VADevelop application sources through internal and external centers of influence including but not limited to: Burke & Herbert Bank branches, realtors, builders, stockbrokers, financial planners, attorneys, accountants and past customers. Maintains lending compliance including but not limited to: early disclosures, government monitoring, high priced mortgage loans documentation, and customer information procedures.
Mortgage Loan Officer Northwest Federal Credit UnionMortgage Loan OfficerHerndon, Virginia$26.89–$45.74 / hourFull timeThe Mortgage Loan Officer will originate loans by assisting members in our contact center, handling inbound calls, making outbound calls to leads, and maintaining a strong network of business relationships that consistently generates referrals for new mortgage lending opportunities. Overview: The Mortgage Loan Officer originates high-quality residential mortgages and equity loan applications by fostering partnerships with internal and external referral sources, as well as utilizing the existing pool of Credit Union members.
Remote Mortgage Loan Officer United Nations Federal Credit UnionRemote Mortgage Loan OfficerMcLean, VARemoteIn this remote, self-sourcing role, you’ll originate residential mortgage loans, guide members through the financing process, and grow your pipeline through strong networking and member engagement. If you’re a consultative salesperson who enjoys helping people achieve major financial milestones, this is an opportunity to make a real impact while growing your career.
Mortgage Loan Officer (Richmond & Hampton Roads, VA) Atlantic Union Bankshares CorpMortgage Loan Officer (Richmond & Hampton Roads, VA)VA0-2 years of mortgage or financial services experience preferred, or industry equivalent if Sales Manager deems history acceptable. Works closely with Senior Mortgage Loan Officers and Sales Managers to create a business plan and build referral sources.
Mortgage Loan Officer (Tidewater Market, VA/ Remote) Atlantic Union Bankshares CorpMortgage Loan Officer (Tidewater Market, VA/ Remote)Richmond, VARemote0-2 years of mortgage or financial services experience preferred, or industry equivalent if Sales Manager deems history acceptable. Works closely with Senior Mortgage Loan Officers and Sales Managers to create a business plan and build referral sources.
NewMortgage Loan Officer (VA/MD/NC - Remote) Atlantic Union Bankshares CorpMortgage Loan Officer (VA/MD/NC - Remote)VARemote0-2 years of mortgage or financial services experience preferred, or industry equivalent if Sales Manager deems history acceptable. Works closely with Senior Mortgage Loan Officers and Sales Managers to create a business plan and build referral sources.
Mortgage Loan Officer PNC BankMortgage Loan OfficerChantilly, VirginiaPNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Mortgage Loan Officer Assistant TowneBankMortgage Loan Officer AssistantNorfolk, VAYour day-to-day may include: Facilitating accurate and timely completion of loan applications Making initial contact and following up with borrowers Taking loan applications and gathering underwriting documentation (credit docs, disclosures, etc.) Supporting clients throughout the mortgage process from start to finish Entering data into the Loan Origination System Handling administrative and organizational tasks Assisting with marketing and promotion of the Loan Officer's business Attending Loan Officer meetings and real estate partner events Communicating professionally with borrowers, Loan Officers, and internal teams Building relationships with realtors, builders, and referral partners Following all AML / BSA compliance requirements What You Need to Succeed Valid NMLS number (or ability to obtain one) Two or more years of experience working as a Loan Officer Assistant or Processor High school diploma or equivalent Strong organizational skills and attention to detail Excellent verbal and written communication Ability to thrive in a fast-paced mortgage banking environment Bonus Points If You Have Microsoft Office experience Relationships with real estate professionals or referral sources Background in customer service, sales, real estate, or mortgage banking Why You'll Love This Role You'll be part of a collaborative, supportive team that values relationships, professionalism, and helping people achieve their homeownership dreams. Physically you can anticipate to: ️ Express or exchange ideas by means of the spoken word via email and verbally ️ Exert up to 10 pounds of force occasionally, use your arms and legs, and sit most of the time ️ Have close visual acuity to perform activities such as analyzing data, viewing a computer terminal, reading, and preparing documentation ️ Not substantially exposed to adverse environmental conditions ️ The physical demands described here are representative of those that must be met by an employee to successfully perform the essential responsibilities of this job.
Mortgage Loan Officer Abnb Federal Credit UnionMortgage Loan OfficerChesapeake, VAResponsibilities include: • Taking complete and accurate applications • Obtaining all necessary support documents • Overseeing the loan process by monitoring loan status and ensuring conformity with terms • Assisting in collecting additional documents • Promptly and effectively communicating loan status to all interested parties and obtaining loan documentation after closings, as directed by management • Quote terms, conditions, and explain various lending options with members and realtors • Preparing members for loan application by informing them of the documents they will need to bring to application. The Mortgage Loan Officer originates quality mortgage loans by selling ABNB mortgage loan products and services to meet the needs of its membership and participate in related business development activities.
Mortgage Loan Officer= NMLS License Required Coldwell Banker PremierMortgage Loan Officer= NMLS License RequiredVirginia Beach, VAHigh-Quality Leads – We work with 40 different lead companies to give you the best opportunity to help you close more loans. At Success Mortgage, we offer a unique opportunity to work directly with high-producing real estate agents through our local partnership.
Mortgage Loan Officer- NMLS License Required Coldwell Banker PremierMortgage Loan Officer- NMLS License RequiredWinchester, VAHigh-Quality Leads – We work with 40 different lead companies to give you the best opportunity to help you close more loans. At Success Mortgage, we offer a unique opportunity to work directly with high-producing real estate agents through our local partnership.
Experienced Call Center Mortgage Loan Officer Coldwell Banker PremierExperienced Call Center Mortgage Loan OfficerBayse, VARemoteThis is a fully remote, commission-only position with unlimited earning potential, ideal for motivated closers who are ready to take their career — and income — to the next level. High-converting leads provided daily: live transfers, outbound campaigns, and automated scheduling.
Mortgage Loan Officer NVR IncMortgage Loan OfficerWilliamsburg, VAPositively impact the customer experience, while maintaining weekly contact with all borrowers, brokers, NVR Mortgage staff, and NVR Homebuilding partners to answer questions regarding specific loans, share loan status, and build relationships. As the parent company of Ryan Homes, NVHomes and Heartland Homes, NVR is a Top 5 US homebuilder and Fortune 500 company that has been helping families build their happily ever after since 1948.
VA Mortgage Loan Officer ServisFirst Bancshares IncVA Mortgage Loan OfficerVirginia Beach, VAThe VA Mortgage Loan Officer (MLO) proactively solicits new residential mortgage business and identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Conduct networking activities such as community events, attending local Chambers of Commerce meetings, developing relationships with centers of influence and entertaining clients/prospects to enhance relationships and create new sales.
NewMortgage Loan Officer- Virginia Beach ServisFirst Bancshares IncMortgage Loan Officer- Virginia BeachVirginia Beach, VAThe Mortgage Loan Officer (MLO) proactively solicits new residential mortgage business and identifies, develops and maintains a quality network of business relationships that serves as a recurring source of referrals for new mortgage lending opportunities. Conduct networking activities such as community events, attending local Chambers of Commerce meetings, developing relationships with centers of influence and entertaining clients/prospects to enhance relationships and create new sales.
Mortgage Loan Officer The PNC Financial Services Group IncMortgage Loan OfficerChantilly, VAPNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Mortgage Loan Officer | National Lender- VA LeadlingMortgage Loan Officer | National Lender- VACharlottesville, VARemote$75,000–$200,000Leadling is actively searching for seeking experienced Mortgage Loan Officers ready to increase earnings, scale nationally, and gain full control of their business with a National Mortgage Lender. Most Loan Officers never see the true value of the loans they close.
Mortgage Home Lending Officer - Central Southeast Region Citigroup IncMortgage Home Lending Officer - Central Southeast RegionVA$60,000–$175,000 / yearAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Citi provides consumers, corporations, governments and institutions with a broad range of financial products and services, including consumer banking and credit, corporate and investment banking, securities brokerage, and wealth management.
Mortgage Community Lending Officer - Central Southeast Region Citigroup IncMortgage Community Lending Officer - Central Southeast RegionVAAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. The Mortgage Community Lending Officer is an entry level position responsible for driving mortgage sales and client relationships through engagement with community clients, diverse real estate agents, and affordable housing non-profit partners in coordination with the Consumer Product Sales team.
Senior Mortgage Loan Officer-HLC SIT The PNC Financial Services Group IncSenior Mortgage Loan Officer-HLC SITVA$37,440–$44,990 / yearPNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
NewSenior Mortgage Loan Officer-Home Lending Center ILC The PNC Financial Services Group IncSenior Mortgage Loan Officer-Home Lending Center ILCVA$37,440–$45,157 / yearPNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Senior Mortgage Loan Officer-Home Lending Center relocation The PNC Financial Services Group IncSenior Mortgage Loan Officer-Home Lending Center relocationVA$37,440–$44,990 / yearPNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Mortgage Loan Officer Spectra Federal Credit UnionMortgage Loan OfficerALEXANDRIA, VAJob Purpose: The Mortgage Loan Officer at SPECTRA CREDIT UNION is responsible for assisting clients in securing mortgage loans by evaluating their financial information, providing expert guidance, and ensuring a seamless loan application process. Provide expert advice on various mortgage products and guide clients in selecting the best options tailored to their needs.
NewMortgage Loan Officer - Fredericksburg Area Virginia Credit UnionMortgage Loan Officer - Fredericksburg AreaFredericksburg, VirginiaPromotes VACU mortgage products and realty services via VACU finance seminars and cross promote other VACU financial services options such as consumer lending, investment services, property and casualty insurance, title and settlement services. Assist in the development of marketing strategies to deepen mortgage relationships and opportunities with members, perspective members, VACU partners, builders and realtors.
Mortgage Loan Officer - Roanoke Area Virginia Credit UnionMortgage Loan Officer - Roanoke AreaRoanoke, VirginiaPromotes VACU mortgage products at branch locations, VACU finance seminars, and cross promotes other VACU financial services options such as consumer lending, investment services, property and casualty insurance, title and settlement services, and VACU Realty / Select and Joyner Fine Properties. Comply with Regulations B, X and Z regarding the completion of required disclosures including, but not limited to, the Good Faith Estimate, Truth in Lending, Potential Transfer of Servicing Form, and if required, the Adverse Action notice.
Mortgage Loan Officer - New River Valley Area Virginia Credit UnionMortgage Loan Officer - New River Valley AreaChristiansburg, VirginiaPromotes VACU mortgage products at branch locations, VACU finance seminars, and cross promotes other VACU financial services options such as consumer lending, investment services, property and casualty insurance, title and settlement services, and VACU Realty / Select and Joyner Fine Properties. Comply with Regulations B, X and Z regarding the completion of required disclosures including, but not limited to, the Good Faith Estimate, Truth in Lending, Potential Transfer of Servicing Form, and if required, the Adverse Action notice.
Mortgage Loan Officer - Lynchburg Area Virginia Credit UnionMortgage Loan Officer - Lynchburg AreaLynchburg, VirginiaPromotes VACU mortgage products at branch locations, VACU finance seminars, and cross promotes other VACU financial services options such as consumer lending, investment services, property and casualty insurance, title and settlement services, and VACU Realty / Select and Joyner Fine Properties. Comply with Regulations B, X and Z regarding the completion of required disclosures including, but not limited to, the Good Faith Estimate, Truth in Lending, Potential Transfer of Servicing Form, and if required, the Adverse Action notice.