Senior Payroll HRIS Analyst - REMOTE Ryder System IncSenior Payroll HRIS Analyst - REMOTEJefferson City, MORemotePartner with Payroll leadership and cross-functional teams to analyze business requirements, identify opportunities for improvement, and design scalable Workday solutions that support varying operational needs across employee populations, locations, business segments, and country-specific requirements. Compensation Information: The compensation offered to a candidate may be influenced by a variety of factors, including the candidate's relevant experience; education, including relevant degrees or certifications; work location; market data/ranges; internal equity; internal salary ranges; etc.
IT Business Analyst Commerce Bancshares IncIT Business AnalystKansas City, MO$72,500–$109,000 / yearThis compensation range is for the IT Business Analyst II & III job and contemplates a wide range of factors that are considered in determining most appropriate job level and making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs. The main purpose of this job is to collaborate with business and technology teams creating appropriate deliverables, such as use cases, user scenarios, data flows, user stories, etc to ensure customer need is clearly defined and the IT solution can be executed well.
NewFP&A Analyst Commerce Bancshares IncFP&A AnalystSt. Louis, MO$72,000–$85,000 / yearThe main purpose of this job is to work with various levels of management within the Business Unit, as well as corporate stakeholders to develop, interpret and implement financial reporting related to strategic planning, budgeting, and forecasting to drive business results. This compensation range is for the FP&A Analyst job and contemplates a wide range of factors that are considered in making compensation decisions, including but not limited to location, skill sets, education, relevant experience and training, licensure and certifications, and other business and organizational needs.
Laboratory Analyst I - Kansas City, MO. Bayer AGLaboratory Analyst I - Kansas City, MO.Kansas City, MO$47,200–$70,800 / yearThe primary responsibilities of this role, Lab Analyst I, are to: Perform routine analytical testing as directed by protocols and work instructions; Work a variety of shifts (including weekends and holidays); Request additional work to increase team productivity; Prepare solutions, clean glassware, dispose of solid/liquid waste and other duties to help in the overall operations of the laboratory; Train others on waste management; Alert lab leadership of issues or discrepancies involving sample integrity, supply inventory, safety concerns, or analysis irregularities; Communicate troubleshooting opportunities in testing processes; Perform routine analytical testing as directed by protocols and work instructions; Work a variety of shifts (including weekends and holidays); Request additional work to increase team productivity; Conduct basic (operational) preventative maintenance according to work instructions. Notify leads when supplies/consumables are at critical levels; Observe good safety and housekeeping practices; Participate in lab/site safety programs and cross-site initiatives; Maintain knowledge of RCRA hazardous waste regulations, waste determinations, waste codes, and how to immediately communicate the discovery of spills and leaks.
Senior Analyst, Cybersecurity Operations & Response Fox Rothschild LLPSenior Analyst, Cybersecurity Operations & ResponseKansas City, MO$100,000–$115,000 / yearThis role is responsible for assisting with security operations, incident response activities, and threat and vulnerability management initiatives to help protect the Firm's systems, applications, and data from cyber threats. As a member of the Information Services Department, the Senior Analyst, Cybersecurity Operations & Response supports the execution and continuous improvement of the Firm's Cybersecurity Operations & Response program.
Senior Data Analyst, Finance Equifax IncSenior Data Analyst, FinanceClayton, MOIdentify Finance user requirements and deliver technology solutions that effectively and efficiently solve key challenges, such as: Build and design dashboards and reports as scoped by clients and internal teams that summarize vast quantities of data. Champion Agile methodologies and Scrum frameworks to facilitate the iterative development and rapid deployment of high-impact, scalable solutions utilizing the Jira platform to ensure cross team collaboration and alignment.
NewSenior IT Compliance Analyst Vizient IncSenior IT Compliance AnalystCape Girardeau, MO$68,500–$116,300 / yearIn this role, you will serve as a trusted expert in Governance, Risk, and Compliance (GRC), directly contributing to the organization's security strategy and enhancing Vizient's overall security posture. We provide extensive opportunities for personal and professional development, building both employee competence and organizational capability to fuel exceptional performance through an inclusive environment both now and in the future.
Service Desk Analyst World Wide Technology IncService Desk AnalystMaryland Heights, MO$22.88–$28.80 / hourAdditional Perks: Family Planning Benefits, Nursing Mothers Benefits, Voluntary Legal, Voluntary Supplemental Accident/Illness/Hospital, Voluntary ID Theft, Pet Insurance, Employee Discount Program. Our goal is to cultivate a culture of belonging that encourages innovation, collaboration, and respect for all team members, ensuring that WWT remains a great place to work for all!
GIS PROGRAMMER ANALYST Boone County, MOGIS PROGRAMMER ANALYSTColumbia, MO$66,560–$77,771 / yearExperience or training in ESRI ArcGIS Pro, ArcGIS Enterprise, ArcGIS Online, and computer programming; ArcGIS Maps SDK for JavaScript, NodeJS, JavaScript, CSS, HTML, ArcGIS API for Python, Python, ArcPy, ArcGIS Arcade, & Microsoft SQL Server desired. Other benefits include 100% County paid or low-cost employee health insurance premium options, 100% County paid employee dental premiums, subsidized dependent premiums, and County paid long-term disability and life insurance.
Sr Business System Analyst Federal Reserve Bank (FRB)Sr Business System AnalystSt. Louis, MOFull timeThe St. Louis Fed’s most critical responsibilities include promoting stable prices and economic growth, fostering a sound financial system, providing payment services to financial institutions, supporting the U.S. Treasury's financial operations, and advancing economic education, community development and fair access to credit. Louis The St Louis Fed is one of 12 Reserve Banks serving all or parts of Missouri, Illinois, Indiana, Kentucky, Tennessee, Mississippi, and Arkansas with branches in Little Rock, Louisville and Memphis.
Fraud Prevention Analyst UMB BankFraud Prevention AnalystKansas City, MissouriReview the queued single and multi- channel activity for evidence of suspicious and incongruent patterns by the daily specified deadlines, making judgment calls based on a comprehensive analysis of multi-channel activity and other information available, fully utilizing the systems available and working with clients as needed. The posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors.
Human Resources Director City of RiversideHuman Resources DirectorRiverside, Missouri$137,004–$157,554 / yearFull timeThe City of Riverside currently employees 85 full-time and 20 part-time employees across 12 areas including City Clerk, Communications/Events, Community Development, Dispatch, Finance, Fire, Human Resources, Information Technology, Municipal Court, Parks & Recreation, Police and Public Works. Responsibilities: Direct and oversee all human resources functions, including policy & procedure development, employee relations, talent acquisition, classification and compensation, performance management, and HR compliance with state and local laws to ensure achievement of goals and objectives of the Board of Alderman at the direction of the City Administrator.
Epic Hospital Billing Analyst- Consultant-Project Deloitte Touche Tohmatsu LtdEpic Hospital Billing Analyst- Consultant-ProjectSt. Louis, MOThe wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. PTM Epic Hospital Billing Professionals will support/coach/advise our Client's Project IT Team with tasks throughout the implementation cycle - Design/Workflows, System Build, Testing, Upgrades, and Activation while minimizing extensive travel.
Senior IT Business Analyst Rawlings Sporting Goods Co IncSenior IT Business AnalystSt. Louis, MOPosition Summary: The Senior Business Analyst will work closely with Business Functions to understand and analyze how core business processes interact with the ERP systems for Rawlings Sporting Goods Co. Inc. and identifies key opportunities for improvement. Extensive ERP implementation experience in performing business requirement & fit-gap analysis, prototyping, system configuration, data conversion, integration testing, regression testing and user training & development.
NewCivil Engineering Analyst Kimley-HornCivil Engineering AnalystKansas City, MissouriWe take pride in how our employee retention, robust benefits package, and company values have led to Kimley-Horn’s placement on the Fortune “100 Best Companies to Work” list for 19 years! Analysts will learn one or more software programs specific to their disciplines: AutoCAD, Civil 3D, Excel, Microstation, VISSIM, Open Roads, Synchro and/or GIS.
Credit & Collections Analyst (Contract) Stride, Inc.Credit & Collections Analyst (Contract)Jefferson City, MissouriThe ideal candidate has strong collections experience, excellent communication and negotiation skills, and is comfortable working across multiple systems including Excel, NetSuite, and Salesforce in a fast-paced environment. This role is responsible for student loan verifications and collections activities, including validating loan amounts, reconciling balances and monitoring overdue accounts for B2B and Workforce partners.
Cost Analyst WSP Global IncCost AnalystKansas City, MO$110,000–$130,000 / yearWSP USA is providing the compensation range that the company in good faith believes it might pay and offer for this position, based on the successful applicant's education, experience, knowledge, skills, abilities in addition to internal equity and specific geographic location. Job Duties: Support the Project Manager and Cost Control Manager in the day-to-day administration of cost control, budgeting, and change management activities.
Board Certified Behavior Analyst (BCBA) - Kansas City, MO (Hybrid) BlueSprigBoard Certified Behavior Analyst (BCBA) - Kansas City, MO (Hybrid)Independence, Missouri$83,000–$111,000 / yearAssociate Clinical Supervisor > Clinical Supervisor > Senior Clinical Supervisor > Associate Clinical Director > Clinical Director > Senior Clinical Director > Associate Director of Clinical Operations > Director of Clinical Operations > Senior Director of Clinical Operations . . Career Growth With our nationwide network of ~160 centers , you’ll have opportunities to advance your career in both clinical and operational paths - plus unique chances to participate in cutting-edge research through SprigLAB .
Senior Process Analyst Engineer Equifax IncSenior Process Analyst EngineerSt. Louis, MOWork with cross-functional teams to coordinate and streamline business processes; Work with leadership in planning, developing, and executing change initiatives across the business; Evaluate project plans and identify change initiatives required for successful project execution; Deliver specific plan to mitigate business risks and concerns. Assumes proactive role in defect trending and analysis, implementing corrective and preventative action plans, and following up on assessing the ongoing effectiveness of implemented mitigation plans.
NewAcademy Board Certified Behavior Analyst Kansas City Behavioral Health Holdco LLCAcademy Board Certified Behavior AnalystKansas City, MOBHA Academy BCBAs collaborate across interdisciplinary teams to ensure that behavioral supports, instructional strategies, and data-driven interventions align with each student's Individualized Education Program (IEP) and functional behavior needs. POSITION SUMMARY: At BHA Academy, Board Certified Behavior Analysts (BCBAs) are essential leaders in advancing our mission: empowering students with developmental disabilities and behavioral needs to achieve academic, social, and emotional success.
Senior Financial Analyst Lockton IncSenior Financial AnalystSt. Louis, MOThey will leverage and analyze data in collaboration with other financial and client service team members to prepare and deliver comprehensive financial reporting and insights for clients related to their health benefit plans. The entry base salary offered for this opportunity may vary, and is contingent upon candidate education, skills, abilities, essential competencies, experience, professional designations, unique qualifications, and geographic location.
Compliance Analyst-Fiduciary UMB BankCompliance Analyst-FiduciaryKansas City, MissouriThe posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Corporate Compliance Services partners with UMB management in its obligation to effectively manage compliance and related risks within the UMB family of corporations.
PostgreSQL Database Analyst General Dynamics Information TechnologyPostgreSQL Database AnalystSpringfield, MissouriTo ensure our employees are able to protect their income, other offerings such as short and long-term disability benefits, life, accidental death and dismemberment, personal accident, critical illness and business travel and accident insurance are provided or available. WHAT YOU'LL NEED TO SUCCEED: Requirements: • Bachelors Degree in a Computer Science or related technical discipline, or the equivalent combination of education, technical certifications or training, or work experience.
Transformative Technology Analyst University of MissouriTransformative Technology AnalystColumbia, MO$70,000–$80,000 / yearExperience administering a portfolio of SaaS or technology platforms, including license management, user provisioning, and vendor coordination; skilled at leveraging vendor resources and optimizing cost across a tool portfolio. Administer the Center's ecosystem of AI and technology platforms across the full lifecycle, including licensing, user access, provisioning, utilization audits, cost optimization, and security and data privacy vetting in coordination with MU's Division of IT.
Financial Analyst Sr UMB BankFinancial Analyst SrKansas City, MissouriUMB’s CFO Administration team provides support in a multitude of areas and across all lines of business- whether its basic booking keeping of expenses or financial reporting, each role impacts the overall profitability and survivability of the company. The Senior Financial Analyst is the one who performs a variety of financial activities including budgeting, forecasting, building financial models, assisting with financial planning, performing research and analysis, preparing reports, and assisting with close processes.
Software asset Management (SAM) Analyst Broadridge Financial Solutions IncSoftware asset Management (SAM) AnalystKansas City, MO$120,000–$135,000 / yearWe believe that associates do their best when they feel safe, understood, and valued, and we work diligently and collaboratively to ensure Broadridge is a company-and ultimately a community-that recognizes and celebrates everyone's unique perspective. Excellent communication, leadership, stakeholder management, facilitation, and problem-solving skills, with the ability to work effectively across technical, financial, and business teams.
Application Analyst II ECS Staging Jack Henry & Associates IncApplication Analyst II ECS StagingSpringfield, MO$38,650–$42,151 / yearAnalysts work with other members of the ECS team including Programmers, Vendors, Project Managers and Support Representatives to successfully complete data conversion projects. The ideal candidate brings technical troubleshooting knowledge and top-notch customer service with a mindfulness toward the sensitive and crucial nature of the data with which this team works.
QA Analyst I Barnes & Noble Education, Inc.QA Analyst ICOLUMBIA, MissouriWorking closely with cross-functional teams, the QA Analyst I helps ensure system performance, supports application maintenance, and contributes to the delivery of stable, high-quality technology solutions that support business operations. As a leading solutions provider for the education industry, we are committed to driving affordability, accessibility, and achievement at hundreds of academic institutions nationwide by ensuring millions of students are equipped for success in the classroom and beyond.
Civil Engineering Analyst Kimley-Horn and Associates IncCivil Engineering AnalystKansas City, MOWe take pride in how our employee retention, robust benefits package, and company values have led to Kimley-Horn's placement on the Fortune "100 Best Companies to Work" list for 19 years! Analysts will learn one or more software programs specific to their disciplines: AutoCAD, Civil 3D, Excel, Microstation, VISSIM, Open Roads, Synchro and/or GIS.
Board Certified Behavior Analyst (BCBA) Hydro RecruitingBoard Certified Behavior Analyst (BCBA)MissouriAbout Our Client : Our client has built a dedicated team of professionals specializing in Applied Behavior Analysis (ABA), Occupational Therapy, Physical Therapy, and Speech & Language Therapy. Together, we work toward one unified goal: providing comprehensive and integrated therapy services for children with Autism Spectrum Disorder and other developmental disorders.
Public Health Interoperability Lead (Sr. Public Health Data Analyst) Leidos Holdings IncPublic Health Interoperability Lead (Sr. Public Health Data Analyst)MO$107,900–$195,050 / yearThe role combines hands-on technical development with technical leadership and supports CDC modernization initiatives involving cloud-based analytics environments, enterprise data platforms, interoperability frameworks, and emerging public health technologies. The successful candidate will work closely with data managers, analysts, developers, architects, and program stakeholders to design, develop, implement, and support secure, scalable, and efficient data exchange solutions.
Core Banking Image Interface analyst Jack Henry & Associates IncCore Banking Image Interface analystSpringfield, MORemote$48,350–$60,400 / yearIn this Analyst role, you'll gain hands-on experience managing multiple projects, updating core system configurations, and supporting live client implementations in a dynamic, fast-paced environment. This team serves as a vital link between our ancillary products and core banking systems, ensuring successful implementations for our clients.
Epic Taperstry Benefits Sr. Analyst Deloitte Touche Tohmatsu LtdEpic Taperstry Benefits Sr. AnalystSt. Louis, MO$80,000–$110,000 / yearThe wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets; experience and training; licensure and certifications; and other business and organizational needs. Our purpose comes through in our work with clients that enables impact and value in their organizations, as well as through our own investments, commitments, and actions across areas that help drive positive outcomes for our communities.
Senior Application Support Analyst Back Office Lending-Credit Unions Jack Henry & Associates IncSenior Application Support Analyst Back Office Lending-Credit UnionsMonett, MORemote$68,700–$103,150 / yearThis role blends your technical expertise, procedural understanding, and financial institution experience to support our credit union partners-helping strengthen the relationship between Jack Henry, the credit union, and ultimately its members. In this fast‑paced environment, you will deliver high‑quality software support by analyzing client issues, identifying root causes, and guiding customers toward effective resolutions.
Sr. Information Security Risk Analyst UMB BankSr. Information Security Risk AnalystKansas City, MissouriThe posted compensation range on this listing represents UMB’s good faith and reasonable estimate based on its budget and what it expects to be the starting pay for this role, but the actual compensation may vary by geographic location, experience level, and other job-related factors. Proactively maintain a current and working understanding of information security best practices, the practical application of security concepts, relevant information security and technology regulations, threats, and industry trends.
Associate Support Enablement Analyst GainsightAssociate Support Enablement AnalystJefferson City, MissouriIn this role, you'll play a key role in helping customers achieve success on the Gainsight platform by diagnosing and resolving technical issues, managing customer expectations, and meeting SLA response and resolution targets across a global, geographically dispersed user base. This is a great opportunity for someone who thrives in a fast-paced, collaborative support environment and enjoys working cross-functionally with teams like L1, L2, and L3 Support, developers, and internal product teams.
Lead Analyst, Product Compliance Circle Internet Financial LLCLead Analyst, Product ComplianceKansas City, MORemote$140,000–$185,000 / yearYou will partner closely with product, engineering, and operations teams to embed compliance throughout the product lifecycle by leading risk assessments, defining and validating control requirements, and driving cross-functional readiness for domestic and cross-border money movement and settlement capabilities as well as USDC access and treasury initiatives. Experience assessing compliance and operational risk in payment networks, managed payments products, or regulated payment platforms, including controls related to onboarding, transaction execution, settlement, exception handling, and ongoing monitoring.
Implementation Analyst, Product Finance Lead BankImplementation Analyst, Product FinanceKansas City, MO$106,652–$137,826 / yearGuided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise to help our fintech partners scale their operations with compliance and creativity. This role will report to the Product Finance Manager, and will be a critical contributor to BaaS program implementation, data analytics, reconciliations, program reporting, and client relations with the Bank's fintech partners.
Board Certified Behavior Analyst (BCBA) CultivateBoard Certified Behavior Analyst (BCBA)Kansas City, MissouriExcellent organizational and time management skills including the ability to effectively multi-task and prioritize appropriately to deliver timely results and consistently meet deadlines. Ability to work full-time (40 hours/week), including some flexibility regarding schedule changes required to accommodate patient and staff needs.
Card Operations Analyst Lead BankCard Operations AnalystKansas City, MO$105,000–$125,000 / yearGuided by a team of entrepreneurs and technologists with decades of experience navigating intricate banking and payments regulations, Lead blends regulatory and technological expertise to help our fintech partners scale their operations with compliance and creativity. This role supports daily processing, reconciliation, compliance, reporting, and process improvement for card-related operations, working closely with Card Program Managers, vendors, and network partners.
Board Certified Behavior Analyst (Bcba) Cultivate Behavioral Management CorpBoard Certified Behavior Analyst (Bcba)Kansas City, MO$75,000–$85,000 / yearExcellent organizational and time management skills including the ability to effectively multi-task and prioritize appropriately to deliver timely results and consistently meet deadlines. Ability to work full-time (40 hours/week), including some flexibility regarding schedule changes required to accommodate patient and staff needs.
Geomatics Analyst WSP Global IncGeomatics AnalystKansas City, MO$56,000–$75,000 / yearWSP USA is providing the compensation range that the company in good faith believes it might pay and offer for this position, based on the successful applicant's education, experience, knowledge, skills, abilities in addition to internal equity and specific geographic location. Any unsolicited resumes, including those submitted to hiring managers or other business leaders, will become the property of WSP and WSP will have the right to hire that candidate without reservation - no fee or other compensation will be owed or paid to the recruiter, employment agency, or other staffing service.
Sr Analyst, SAP Change Enablement - REMOTE Belden IncSr Analyst, SAP Change Enablement - REMOTESt. Louis, MORemote$90,000–$120,000 / yearBelden also offers hybrid and remote work practices where feasible and provides employees with benefits that could include health/dental/vision, long term/short term disability, life insurance, HSA/FSA, matching retirement plans, paid vacation, parental leave, employee stock purchase plan, paid leave for volunteer work in your community, training opportunities, professional talent management and succession planning, corporate health well-being initiatives and a work culture which includes commitment to diversity, equity, inclusion and sustainability! The ideal candidate is a strong storyteller, an exceptional writer, and a collaborative team player with a keen eye for detail who understands the critical role of communication and engagement in driving organizational change.
Associate Support Enablement Analyst Gainsight, Inc.Associate Support Enablement AnalystMO$55,000–$60,000 / yearIn this role, youll play a key role in helping customers achieve success on the Gainsight platform by diagnosing and resolving technical issues, managing customer expectations, and meeting SLA response and resolution targets across a global, geographically dispersed user base. This is a great opportunity for someone who thrives in a fast-paced, collaborative support environment and enjoys working cross-functionally with teams like L1, L2, and L3 Support, developers, and internal product teams.
Accounts Payable/Accounting Analyst Ensign-Bickford IndustriesAccounts Payable/Accounting AnalystSaint Charles, MissouriThe ideal candidate is a hands-on AP professional who thrives on accuracy, organization, and process discipline—and prefers to build deep expertise in accounts payable rather than pursuing a management track. If you take pride in owning your work, value precision, and enjoy being the go-to expert in accounts payable, this is an opportunity to make a meaningful impact while building long-term expertise.
Board Certified Behavior Analyst/BCBA - Hybrid ABA SquadBoard Certified Behavior Analyst/BCBA - HybridSt Louis, MissouriOur diverse and experienced clinicians come from many educational and cultural backgrounds, but most importantly, the clinicians at ABA Squad share a unified vision— to positively change the way ABA services are provided, so families have access to quality, ethically-oriented services. ABA Squad is a growing and team-oriented ABA clinical company that provides high quality, ethically oriented applied behavior analysis (ABA) services to children with autism and other developmental disabilities.
Banking Back Office Operations Analyst Traveling Jack Henry & Associates IncBanking Back Office Operations Analyst TravelingSpringfield, MORemoteIn this role, you'll serve as a key liaison between our bank clients and the software installation team, traveling across the country to support the implementation of new or enhanced software applications across areas such as Deposit Operations, General Ledger, and Loan Operations. What you'll need to have: Minimum of 18 months of experience working in a financial institution in areas such as deposit operations (teller, new accounts, back office), general ledger, or other accounting related functions, or Loan Operations.
Financial Analyst Advisor Finance Business Partner Jack Henry & Associates IncFinancial Analyst Advisor Finance Business PartnerSpringfield, MOMinimum 10 years of combination of experience in any of the following financial categories: Strategic Finance, P&L Ownership, Accounting, Finance Business Partner, Finance Operations, Corporate Finance, or Financial Planning & Analysis (FP&A) such as annual budgeting, monthly forecasting, performing expense analysis, management reporting. This role is ideal for a Finance Leader who thrives on delivering complex financial insights and partnering closely with business leaders to drive performance and strategic decision-making.
Office Manager Eye Care PartnersOffice ManagerMaplewood, MOExecute day-to-day operations of the office by ensuring the following is completed: Team member scheduling, weekly meetings, report generation, inventory assessment, supply ordering, and team member training. Our national network of over 300 ophthalmologists and 700 optometrists provides a lifetime of care to our patients with a mission to enhance vision, advance eye care and improve lives.
Senior Data & BI Analyst – Oracle HCM Edward Jones InvestmentsSenior Data & BI Analyst – Oracle HCMSaint Louis, MOAs a Senior Data & BI Analyst, you’ll design and deliver impactful solutions in Oracle HCM, helping modernize processes and unlock new ways of working across the organization. Edward Jones’ compensation and benefits package includes medical and prescription drug, dental, vision, voluntary benefits (such as accident, hospital indemnity, and critical illness), short- and long-term disability, basic life, and basic AD&D coverage.