1,662 Results for

Credit Manager Jobs in Silver Spring, MD

Jobs

Baltimore, MD8 days ago

$125,000–$145,000 Per Year

Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. This is a senior-level, primarily in-person position that ensures the financial health, regulatory compliance, and internal control integrity required to support large-scale, multi-entity neighborhood revitalization and real estate development initiatives.

Columbia, MD8 days ago

$90,000–$125,000 Per Year

Manage project setup logistics—submittals, RFIs, change orders, materials, labor, budgets, punch lists.

Jessup, MD8 days ago

$100,000–$150,000 Per Year

Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. The ideal candidate will have a proven track record in coordinating and overseeing a wide range of construction projects, from inception to completion.

New!

Severna Park, MD3 days ago

$100,000–$140,000 Per Year

Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Our benefits include shorter summer work weeks and extended holiday weekends (e.g., 4-day weekends for Memorial Day, Labor day and other holidays when possible).

New!

Baltimore, MDToday

$110,000–$132,000 Per Year

In this role, you will lead the team responsible for our shared application platform and its operational excellence—ensuring deployments run smoothly, environments remain stable, and cross-functional engineering teams are empowered to deliver with consistency and confidence.

8–10+ years of experience in software engineering,

3 or more years of progressive responsibility as an engineer on development teams directly responsible for building and delivering software-intensive systems.

New!

Baltimore, MDToday

$105,000–$126,000 Per Year

p>As an ideal candidate, you will be responsible for managing and scaling a talented team of ServiceNow analysts, engineers and specialists while positioning the platform as a strategic enabler for partner teams across the enterprise such as Prod Ops, App Dev, EA, IAM, HR, Legal, Compliance, Facilities, Procurement, Finance, Cyber.

Rather than owning functional delivery in those domains, your responsibility will be to ensure the ServiceNow platform, and the team deliver the workflows, automations, integrations, insights, and AI-driven enhancements these teams need to operate effectively, securely, and at scale.

New!

Washington, DC2 days ago

$150,000–$400,000 Per Year

li> Experience representing hospitals, health systems, physician groups, Medicare Advantage organizations, managed care organizations, pharmacy benefit managers (PBMs), healthcare technology companies, or private equity-backed healthcare platforms.

Demonstrated experience representing clients before the U.S. Department of Justice (DOJ), U.S. Attorney's Offices, Department of Health and Human Services Office of Inspector General (HHS-OIG), Centers for Medicare & Medicaid Services (CMS), state Medicaid agencies, and other federal or state enforcement authorities.

New!

Washington, DC1 day ago

The primary responsibility of the position is to oversee all compliance related activity for the operation of the division and all associated activities pertaining to the physical and financial monitoring of the Agency’s multifamily portfolio.

Supports the Asset Manager(s) to ensure the multifamily projects and portfolio is operating in compliance with all agreements and current affordable housing requirements.

New!

North Bethesda, MD1 day ago

$66,582–$106,358 Per Year

Aldridge Pite is a full-service provider of legal services to depository and non-depository financial institutions including banks, credit unions, mortgage servicing concerns, institutional investors, private firms, and other commercial clients. Aldridge Pite, LLP is a multi-state law firm that focuses heavily on the utilization of technology to create work flow synergies with its clients and business partners.

Hanover, MD30+ days ago

$139,000–$172,000 Per Year

This role partners closely with Accounting, IT, Legal, and business stakeholders, providing technical leadership, strategic insight, and hands-on execution across income tax, SALT, and indirect tax matters.

Oversee state and local sales and use tax audits and inquiries, including responses to information requests, audit workpaper review, negotiations, settlements, protests, and appeals.

Hanover, MD30+ days ago

$139,000–$172,000 Per Year

Oversee state and local sales and use tax audits and inquiries, including responses to information requests, audit workpaper review, negotiations, settlements, protests, and appeals.

New!

Baltimore, MDToday

$75,000–$85,000

Employee pay is based on factors like relevant education, qualifications, certifications, experience, skills, seniority, location, performance, union contract and business needs.

By clicking “Apply Today” you agree to receive calls, AI-generated calls, text messages or emails from Kforce and its affiliates, and service providers.

Reston, VA30+ days ago

$25–$29 Per Hour
Full-time
Employee

Accounts receivable and collections experience 2 years recertification experience or professional certification such as Certified Occupancy Specialist and any of the industry LIHTC/Section 8 designations Attention to detail and ability to work independently on assignments Proficient in Word, Excel, Outlook, One-Site Property Management Software and Internet This role is non-exempt with a pay rate of $25-29 an hour for a new employee depending on a number of relevant factors including individuals’ experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations. We are seeking an experienced and results-driven Assistant Community Manager to oversee leasing operations at our affordable housing community governed by Low-Income Housing Tax Credit (LIHTC) and HUD Section 8 regulations.

Alexandria, VA30+ days ago

$65,000–$70,000 Per Year
Full-time
Employee

This role is exempt and has an anticipated annualized base salary range of $65,000-$70,000 for a new employee depending on a number of relevant factors including individuals’ experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations. Collects rents and other monies due from residents; posts collections to resident account cards, prepares and makes bank deposits, prepares financial reports and reviews same to assure accuracy and completeness prior to submission.

Falls Church, VA27 days ago

Full-time

p>This role is non-exempt and has an anticipated pay rate of $28.38 for a new employee depending on a number of relevant factors including individuals’ experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations. This position requires the ability to read and write English fluently, the ability to accurately perform intermediate mathematical functions and the ability to understand and perform all on-site resident management software functions.

Baltimore, MD7 days ago

Full-time

This role is exempt and has an anticipated annualized base salary range of $70,000 for a new employee depending on a number of relevant factors including individuals’ experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations.

The Community Manager’s primary responsibility and role is to serve as the point of contact for the managing property and stakeholders, provide leadership and direct supervision of the staff, superb customer service, and manage all aspects of the apartment community operations under their portfolio.

Rockville, MD30+ days ago

$80,000–$85,000 Per Year
Full-time
Employee

This role is exempt and has an anticipated annualized base salary range of $80,000-$85,000 for a new employee depending on a number of relevant factors including individuals’ experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations. The Community Manager’s primary responsibility and role is to serve as the point of contact for the managing property and stakeholders, provide leadership and direct supervision of the staff, superb customer service, and manage all aspects of the apartment community operations under their portfolio.

Woodbridge, VA20 days ago

$65,000–$70,000 Per Year
Full-time

This role is exempt and has an anticipated annualized base salary of $65K to $70K for a new employee depending on a number of relevant factors including individuals’ experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations. and role is to serve as the point of contact for the managing property and stakeholders, provide leadership and direct supervision of the staff, superb customer service, and manage all aspects of the apartment community operations under their portfolio.

Montgomery county, MD30+ days ago

Full-time
Employee

This role is non-exempt and has an anticipated pay range from $26 for a new employee depending on a number of relevant factors including individuals’ experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations. This position requires the ability to read and write English fluently, the ability to accurately perform intermediate mathematical functions and the ability to understand and perform all on-site resident management software functions.

Baltimore, MD30+ days ago

Full-time

p>The Senior Product Manager will partner closely with Engineering Leads, Product Designers, and cross-functional stakeholders to deliver customer-centric solutions aligned to the broader product roadmap, while serving as the primary day-to-day decision maker for their team. This role is responsible for translating strategic direction into actionable work, ensuring high-quality delivery, and maintaining strong alignment across engineering, business, and operations partners.

New!

Gaithersburg, MD5 days ago

$70,000–$80,000 Per Year
Full-time

This role is exempt and has an anticipated annual pay range of $70k-80k for a new employee depending on a number of relevant factors including individuals’ experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations. This includes monitoring tenant eligibility, verifying income documentation, managing HAP vouchering and reconciliation, processing TRACS transmissions, and conducting audits to maintain compliance with LIHTC, HUD, Section 8, and County Affordable Housing Programs.

Gaithersburg, MD30+ days ago

$55,000–$75,000 Per Year
Full-time
Employee

This role is exempt and has an anticipated annual pay range of $55k-75k for a new employee depending on a number of relevant factors including individuals’ experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations. Strong operational, compliance and regulatory understanding, including deep HUD Project Based Section 8 programs and Low-Income Housing Tax Credit (LIHTC) familiarity and knowledge.

Baltimore, MD30+ days ago

$55,000–$75,000 Per Year
Full-time
Employee

Washington, DC30+ days ago

$55,000–$75,000 Per Year
Full-time
Employee

Arlington, VA27 days ago

$55,000–$75,000 Per Year
Full-time

p>This role is exempt and has an anticipated annual pay range of $55k-75k for a new employee depending on a number of relevant factors including individuals’ experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations. To learn more about our company and our benefits, go to: https://pratumco.com/careers/.

New!

Bethesda, MD5 days ago

Full-time

Maintain a commitment to ongoing personal development and career growth though career path activities provided through the corporate office and external sources as needed.

This role is non-exempt and has an anticipated pay range from $26.44 for a new employee depending on a number of relevant factors including individuals’ experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations. This position requires the ability to read and write English fluently, the ability to accurately perform intermediate mathematical functions and the ability to understand and perform all on-site resident management software functions.

Bethesda, MD27 days ago

Full-time

Gaithersburg, MD30+ days ago

$75,000–$90,000 Per Year
Full-time
Employee

Familiarity with industry-relevant marketing and technology platforms is required, including Yardi PMS, EliseAI CRM, Google Ads and Ad Words, AI-supported marketing tools, Microsoft Office Suite, Adobe Creative Suite, Canva, Flipbook platforms, SurveyMonkey, reputation management monitoring software, website design software tools, Mailchimp, Loomly, and social media optimization tools. The Marketing and Leasing Manager at Pratum Companies is responsible for developing and executing a results-driven marketing and resident strategy that directly supports leasing performance, occupancy growth, and overall asset value across a diverse multifamily portfolio.

Germantown, MD30+ days ago

Global Credit Analyst and North America Collections Analyst); Additionally, this position provides oversight and works closely with International teams including Shared Services Centers (Shenzhen and Pune) AR teams, and Regional Finance members in North America, Latin America, EMEA, and APAC. Other critical skills include sound business judgment, calibrating advice and strategy based on the company's risk tolerance, strong organization and prioritization/time management skills, attention to detail, strategic thinking, goal and team orientation, and the ability to develop relationships with a variety of people at different levels and functions throughout the Company.

Baltimore, MD30+ days ago

$62,500–$115,500 Per Year

This analysis and interpretation will include detailed reviews of customer financial statements including balance sheets, income statements and statement of cashflows, notes to financial statements, along with effective utilization of traditional credit scoring tools such as Dunn & Bradstreet, F&D, S&P, Moody's and Credit Risk Monitor reporting services. The RCM will maintain a detailed knowledge of all customer account activity from order through cash collection and deduction management and will identify process issues leading to repeated payment delays or deductions and recommend and implement "order to cash" process improvements that will result in greater customer satisfaction and improved payment and profit performance.

Arlington, VA30+ days ago

p>The Work:

Team with clients on their SAP functional transformation programs through your combined SAP application and functional process expertise which includes your ability to:

Engage with senior client Finance executives on the business challenges/trends and the potential value of SAP solutions (current & future).
Then join Accenture and build a rewarding career improving the way the world works and lives, as you help clients innovate with leading-edge SAP and Accenture Finance solutions and technologies on some of the most innovative projects in the world.

Washington, DC30+ days ago

$175,000–$250,000 Per Year

Enterprise Talent Leader: Inspects and manages the health of the bench to ensure succession for the organization, while supporting enterprise talent needsPeople Manager & Coach: Coaches to sustain and elevates organizational performance while differentiating to ensure pay for performanceFinancial Steward: Efficiently allocates and manages resources across the organization to drive short and long term profitabilityRisk Manager: Inspects and challenges risk controls, governance and culture to ensure the timely identification, escalation, debate and remediation of risk across the organizationDriver of Business Outcomes: Mobilizes organizational resources to deliver the full range of the bank's capabilities to meet client needs and to gain competitive advantageManager of Process & Data: Challenges end-to-end process efficiency and effectiveness, champion data driven decision-making and removes obstacles to optimize operationsEnterprise Advocate & Communicator: Contributes to enterprise strategy and influence messaging to connect team contributions to business purpose, results, and successOpportunity & Inclusion Champion: Breaks down barriers to create a more inclusive environment that supports company Great Place to Work goalsRequired Qualifications: 10+ years of experience in commercial real estate credit, with significant exposure to Low Income Housing Tax Credit (LIHTC) transactions across originations, underwriting, portfolio, or asset managementDesired Qualifications: Bachelor's Degree in Finance, Accounting, Real Estate, or similar fields Deep transactional experience with LIHTC deal structures and credit considerationsCredit TrainedSkills:Credit Documentation RequirementsDecision MakingExecutive PresenceLoan StructuringRisk ManagementAnalytical ThinkingCollaborationOral CommunicationsPrioritizationUnderwritingBusiness AcumenClient Solutions AdvisoryCoachingHiring and OnboardingWritten CommunicationsShift:1st shift (United States of America)Hours Per Week: 40 Learn more about this role Apply × To proceed with your application, you must be at least 18 years of age. Responsibilities:Challenges end-to-end process efficiency and effectiveness, champion data driven decision-making and removes obstacles to optimize operationsContributes to enterprise strategy and influence messaging to connect team contributions to business purpose, results, and successInspects and challenges risk controls, governance and culture to ensure the timely identification, escalation, debate and remediation of risk across the organizationCoaches to sustain and elevates organizational performance while differentiating to ensure pay for performanceAllocates and manages resources efficiently across the organization to drive short and long term profitabilityMobilizes organizational resources to deliver the full range of the bank's capabilities to meet client needs and to gain competitive advantageBreaks down barriers to create a more inclusive environment that supports company Great Place to Work goalsManagerial Responsibilities:This position may also have responsibilities for managing associates.

Arlington, Virginia30+ days ago

Remote

style="min-height:1.5em">We’re growing fast, and there’s a lot more to do: we’re going after the two biggest Western markets (UK and US) where trillions worth of financial products are held by big banks with dated systems and painful processes..

Office meals & snacks: enjoy a fully stocked kitchen, plus complimentary lunches prepared by in-house chefs on in-office days at select locations.

Baltimore, MD24 days ago

Works as a change agent and challenges the departmental processes to improve and streamline department operations, through the continuous assessment of policies and procedures, work processes and program effectiveness and value.

While this is intended to be an accurate reflection of the current job, management reserves the right to revise the current job or to require that other or different tasks be performed when circumstances change, (e.g.

McLean, VA11 days ago

$159,000–$305,000 Per Year

They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions.

About this role:

Wells Fargo is seeking a Commercial Banking Portfolio Management Senior Manager to lead a centralized team of credit approvers supporting C&I clients with annual revenue of $25 million to $2B+ across the East Region.

Arlington, VA30+ days ago

p>Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process.

Arlington, VA13 days ago

We bring together the talent of our approximately 786,000 people with proprietary assets and platforms, deep process and industry expertise, and leading ecosystem relationships to deliver end-to-end solutions and measurable outcomes at scale. The Commercial Credit Consultant designs and implements business changes that drive industry-specific, function and digital operating model transformation, focusing on task relating to people and process.

Columbia, MD30+ days ago

Partners with Relationship Managers, Credit Portfolio Managers, and the Credit Portfolio Management Team Leader in delivering credit solutions through: underwriting, portfolio management, deal team management, and extensive internal and external client interaction. If supporting commercial real estate lenders, requisite skills would also include construction loan underwriting and administration (construction budgets, sources/uses, construction draw administration, property entitlement, lease analysis and property valuation principles).

Washington, DC20 days ago

$35–$41 Per Hour

We are seeking an experienced and results-driven Assistant Community Manager to oversee leasing operations at our affordable housing community governed by Low-Income Housing Tax Credit (LIHTC) and HUD Section 8 regulations. This role is non-exempt with a pay rate of $35-$41 an hour for a new employee depending on a number of relevant factors including individuals' experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations.

Bethesda, MD20 days ago

$30–$34 Per Hour

p>This role is non-exempt with a pay rate of $30-$34 an hour for a new employee depending on a number of relevant factors including individuals' experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations.

Alexandria, Virginia30+ days ago

$94,000–$118,000 Per Year

The HR team plays a key role in driving organizational success through talent management, compliance, and employee engagement initiatives, and is currently implementing a new HR system to enhance operations. Addison Group is partnering with our client, a well-established, member-focused financial services organization, to identify an experienced HR Manager.

Bethesda, MD13 days ago

$65,000–$70,000 Per Year

p>This role is exempt and has an anticipated annualized base salary range of $65,000-$70,000 for a new employee depending on a number of relevant factors including individuals' experience, qualifications, knowledge, skills, abilities, client/property or company budgetary limitations/guidelines, and other job-related company and market considerations. Collects rents and other monies due from residents; posts collections to resident account cards, prepares and makes bank deposits, prepares financial reports and reviews same to assure accuracy and completeness prior to submission.

McLean, VA30+ days ago

$128,000–$192,000 Per Year

p>Our Impact:

The Single-Family Seller Credit Risk Management team is an integral part of ensuring the credit risk Freddie Mac takes on is appropriately monitored and managed at a Seller/Servicer level to support our mission of affordable housing and promotion of liquidity in a safe, sound, and responsible way.

Position Overview:

The Credit Manager for Single-Family Seller Credit Risk Management is tasked with identifying, evaluating, and managing credit risk at the Seller/Servicer level, ensuring alignment with Freddie Mac's Seller/Servicer Guide, risk appetite, and housing mission.

Baltimore, Maryland21 days ago

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Provide guidance to direct reports to ensure risk ratings are timely and accurate and Regional Credit Officers and Credit Risk leaders have appropriate details to make timely and informative decisions on credit requests for existing and new customers.

Ensure sustained satisfactory reviews by regulators, internal auditors, external auditors, and loan review for depth of underwriting, identification of Policy Exceptions, and appropriate underwriting stress analysis of credits underwritten under their purview.

Sterling, VA30+ days ago

This role is responsible for assessing credit risk practices, portfolio trends, risk appetite alignment, and control effectiveness to ensure the organization's credit strategies across the credit lifecycle remain safe, sound, data-driven, and compliant with evolving regulatory expectations. Provide second‑line oversight of credit strategy and decisioning frameworks across the lifecycle, including policies, analytics, and supporting models/tools, with an emphasis on governance, performance outcomes, and risk alignment.

New!

Bowie, MD5 days ago

$120,000–$135,000 Per Year

p>WesBanco has an excellent benefits package to include medical, dental, and vision, Health Care Flexible Spending, Dependent Care Flexible Spending, Transportation Fringe Benefit Plan, Group Life, Long Term Disability, Optional Life, access to voluntary benefit products such as Cancer, Term & Universal Life, Accident, Short-Term Disability and Critical Illness policies, and other ancillary benefit products.

Assists staff and borrowers in understanding and implementing workout options including discussion of modifications; assist staff with follow-up actions required of the borrower to obtain the loss mitigation and/or workout option.

Rockville, MD30+ days ago

$138,800–$215,900 Per Year

What you bring to the role: 7+ years' experience providing tax planning services or preparing and reviewing client work papers and income tax returns Bachelor's degree in accounting, finance, or other business-related field Knowledge of HLBV Accounting Concepts Certified or in the process of obtaining a CPA, enrolled agent, or other appropriate certification Financial modeling expertise Travel up to 10% Skills you need for this role: Previous Big 4 experience Experience working in a fast-paced, team environment Strong verbal and written communication skills Knowledge of fund accounting and general ledger accounting Demonstrated basic understanding of Subchapter K and investment partnership taxation Demonstrated knowledge of tax equity investment structures Knowledge of the investment and production tax credits associated with wind, solar, biomass projects What you can expect from us: Our shared values that foster inclusion and belonging including uncompromising integrity, collaboration, trust, and mutual respect The opportunity to innovate and do work that motivates and engages you A collaborative environment focused on enabling you to further your career growth and continuous professional development Competitive compensation and a total rewards package that focuses on all aspects of your wellbeing Flexibility to do impactful work and the time to enjoy your life outside of work Opportunities to connect and learn from professionals from different backgrounds and with different cultures Benefits Information: Cherry Bekaert cares about our people. (Sections 48/48E) Production Tax Credits (Sections 45/45E) Clean Hydrogen (Section 45V) Clean Fuel (Section 45Z) Advanced Manufacturing (Section 45X) Nuclear (Section 45U) Carbon Sequestration (Section 45Q) Clean Fuel (Section 45Z) 2. Experience with the Transferability rules (Section 6418) and experience with prior credit transferability transactions.

McLean, VA30+ days ago

Subject Matter Expertise: Partner closely with Investment Banking peers to ensure effective delivery of complex financing solutions to TCCB clients through industry specific lens; responsible for maintaining extensive level of knowledge of corporate banking, investment banking and commercial banking solutions, in addition to market trends and business drivers. 15% Span of Control (include # direct reports): may have direct reports, encompasses regular communication with Clients and Prospects, Portfolio Management teammates, Relationship Managers, Credit Risk Managers, Credit Review partners, Technology, and other internal and external audit and examiner functions.

DC25 days ago

$150,000–$180,000 Per Year

The successful candidate will bring deep experience in structured credit, credit and political risk underwriting, and/or surety, alongside a strong understanding of international insurance and reinsurance market dynamics.

Evaluate surety exposures, including commercial and contract surety risks, and monitor portfolio performance against established underwriting and risk management objectives.

Baltimore, MD30+ days ago

$113,932–$189,878 Per Year

p>Skills Required to Perform the Primary Responsibilities of this Position:

• Excellent management skills • Excellent communication skills, both written and verbal • Excellent organizational, analytical and interpersonal skills • Excellent customer service skills • Ability to use a personal computer and job-related software • MS Word - Basic Level • MS Excel - Intermediate Level • MS PowerPoint - Basic Level • Exceptional knowledge of a wide range of commercial lending (C&I & Cap markets), underwriting practices, and banking practices • Knowledge of commercial banking policies, procedures and government regulations. • Provide guidance to direct reports to ensure risk ratings are timely and accurate and Regional Credit Officers and Credit Risk leaders have appropriate details to make timely and informative decisions on credit requests for existing and new customers.

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