NewRestaurant Store Manager Braum'sRestaurant Store ManagerSHERMAN, TX$83,500–$87,500 / yearGeneral Manager's role: Braum's leaders execute the company's brand strategy and promote its vision, mission and values, resulting in a great customer experience and maximized sales. Restaurant Manager - Food Service Supervisor - ManagementIf you are a positive, energetic person looking for a career that offers an excellent compensation package and the chance for advancement, Braum's is the place for you!
NewRestaurant Assistant Manager (NIGHT) Braum'sRestaurant Assistant Manager (NIGHT)ANNA, TXAssistant Restaurant Manager-Food Service Supervisor-ManagementIf you are a positive, energetic person looking for a career that offers an excellent compensation package and the chance for advancement, Braum's is the place for you! Assistant Manager's role: Braum's leaders execute the company's brand strategy and promote its vision, mission and values, resulting in a great customer experience and maximized sales.
NewRestaurant Assistant Manager (DAY) Braum'sRestaurant Assistant Manager (DAY)SHERMAN, TXAssistant Restaurant Manager-Food Service Supervisor-ManagementIf you are a positive, energetic person looking for a career that offers an excellent compensation package and the chance for advancement, Braum's is the place for you! Assistant Manager's role: Braum's leaders execute the company's brand strategy and promote its vision, mission and values, resulting in a great customer experience and maximized sales.
ASSISTANT MANAGER (NIGHT) BraumsASSISTANT MANAGER (NIGHT)VAN ALSTYNE, TX$53,500–$57,000Assistant Manager's role: Braum's leaders execute the company's brand strategy and promote its vision, mission and values, resulting in a great customer experience and maximized sales. Work Schedule: Work days vary based on a rotating 3 week schedule with an expected 45 hour work week.
STORE MANAGER BraumsSTORE MANAGERSHERMAN, TX$83,500–$87,500General Manager's role: Braum's leaders execute the company's brand strategy and promote its vision, mission and values, resulting in a great customer experience and maximized sales. •Teaching, coaching and providing leadership to the store crew members and ensures that unit goals are achieved.
ASSISTANT MANAGER (DAY) BraumsASSISTANT MANAGER (DAY)SHERMAN, TX$53,000–$55,000Assistant Manager's role: Braum's leaders execute the company's brand strategy and promote its vision, mission and values, resulting in a great customer experience and maximized sales. Work Schedule: Work days vary based on a rotating 3 week schedule with an expected 45 hour work week.
NewAssistant Community Manager Roscoe Property ManagementAssistant Community ManagerAnna, TXThe Assistant Community Manager greets prospects, processes applications, manages leases and renewals, handles rent collections and evictions, and promotes resident satisfaction and property visibility through effective communication and social media. Manage lease renewals, send renewal notices, handle move-outs based on lease terms, apply fees when necessary, and keep property management software updated with move-in/out and renewal data.
Assistant Community Manager CCMCAssistant Community ManagerAubrey, TXIf driving is, or becomes, a requirement of the role, it is required, at all times, that you hold a valid state driver’s license for the class of vehicle you are driving, maintain a clean motor vehicle report, and hold current automobile insurance at statutory limits. At CCMC, our Assistant Community Manager plays a crucial role in executing our company’s purpose statement: We build community by bringing people together in the neighborhoods where they live and in the offices where we work.
NewAssistant Community Manager RPM LivingAssistant Community ManagerAnna, TexasFull timePosition Summary: The Assistant Community Manager greets prospects, processes applications, manages leases and renewals, handles rent collections and evictions, and promotes resident satisfaction and property visibility through effective communication and social media. Manage lease renewals, send renewal notices, handle move-outs based on lease terms, apply fees when necessary, and keep property management software updated with move-in/out and renewal data.
Community Manager - Prose Northbend Education Realty Trust IncCommunity Manager - Prose NorthbendAubrey, TX4-6 years minimum of relevant experience that demonstrates the application of property management, sales, marketing, and customer service background sufficient to manage the day-to-day operation of an apartment community, resolve customer complaints and issues, complete financial records, documents, and reports, increase sales revenues, and coordinate the work of a team. Approves invoices from vendors, contractors, and service providers for payment by reconciling work performed or products purchased, ensuring validity of certificates of insurance, coding charges to appropriate Chart of Account codes, and managing communication between the vendor/contractor, accounting, and the client/owner as needed.
Community Manager - Prose Northbend Greystar Real Estate Partners LLCCommunity Manager - Prose NorthbendAubrey, TX4-6 years minimum of relevant experience that demonstrates the application of property management, sales, marketing, and customer service background sufficient to manage the day-to-day operation of an apartment community, resolve customer complaints and issues, complete financial records, documents, and reports, increase sales revenues, and coordinate the work of a team. Approves invoices from vendors, contractors, and service providers for payment by reconciling work performed or products purchased, ensuring validity of certificates of insurance, coding charges to appropriate Chart of Account codes, and managing communication between the vendor/contractor, accounting, and the client/owner as needed.
General Manager Panera BreadGeneral ManagerSherman, TXFull timeBuild subject matter experts within your cafe by coaching your managers and associates on certain responsibilities and then delegating those responsiblities to them. Lead your cafe through ongoing training, including people development, coaching, planning and prioritization, and creative problem solving.
Assistant Manager (Career Opportunities) Destination PetAssistant Manager (Career Opportunities)Prosper, TexasExperience in problem-solving, exercising sound judgment, maintaining confidentiality and the ability to interact professionally and effectively with co-workers, clients, and the general public. Manages center staff at the direction of the General Manager– motivate, recruit, hires, trains, promotes, coach/counsel, terminates when necessary.
NewAssistant Manager (Tax Credit Experience) Capstone CareersAssistant Manager (Tax Credit Experience)Aubrey, TexasReviews and submits invoices from vendors, contractors, and service providers for payment by reconciling work performed or products purchased, obtaining community manager approval, coding charges to appropriate Chart of Account codes, and managing communication between the vendor/contractor, accounting, and the client/owner as needed. • Completes the daily transactions and tasks related to the financial operation of the community by collecting and posting rent, fees, and other payments, preparing daily bank deposits and monthly close out reports, and processing invoices and payables.
Associate Branch Manager BrightView Holdings IncAssociate Branch ManagerTXABMs ensure the quality and efficiency of landscape management for BrightView''s clients, while achieving the company's goals of consistently improving market share and meeting financial targets. Education and Experience: Associate's or Bachelor's degree in horticulture, business-related field, or equivalent experience in a customer-focused service industry.
Part Sales Manager - Full Time AutoZone IncPart Sales Manager - Full TimeAnna, TXAs permitted by state or local law, AutoZone may consider certain offenses to be relevant to positions responsible for conducting or overseeing financial transactions on behalf of AutoZone, driving company vehicles and/or supervision of minors. Parts Sales & Inventory Management - Lead efforts to exceed sales targets, optimize inventory levels, and ensure timely returns processing and merchandising.
Food Service Manager AramarkFood Service ManagerProsper, TXAdopt all Aramark processes and systems, understand performance metrics, data, order and inventory trends; educate teams on key levers to improve margins. So, no matter what youre pursuing - a new challenge, a sense of belonging, or just a great place to work - our focus is helping you reach your full potential.
RN Clinic Manager STG International, Inc.RN Clinic ManagerSherman, TXFull timeGraduate of an accredited school of nursing and a graduate of an accredited program for RN from a National League for Nursing (NLN)-accredited school - Bachelor of Science in Nursing (BSN) OR Bachelor of Management in Healthcare administration preferred. The general duty of the Clinic Manager is to provide professional clinical services under the direction of the Community Based Outpatient Clinic (CBOC) and to manage the day to day activities of the clinic.
Assistant Center Manager European Wax Center- ProsperAssistant Center ManagerProsper, TexasThis is a high-visibility leadership role designed for a "go-getter" who thrives on driving sales, coaching a high-performing team, and ensuring every guest leaves feeling more confident than when they walked in. European Wax Center®, a leading beauty lifestyle brand founded in 2004, offers guests a full suite of waxing services and a proprietary line of beauty products.
CGO Execution Business Manager RTX CorpCGO Execution Business ManagerMcKinney, TXThe individual chosen for this position will manage junior analysts and coordinate all aspects regarding CGO EVMS submissions, develop, present and defend monthly Latest Revised Estimates (LRE), support investment business cases, and baseline scope expansion tasking. Analyzing capacitization investment EV metrics including weekly/monthly costs incurred and provide associated leading indicator guidance to CGO leadership and the program community.
NewProperty Manager (Tax-Credit experience) Capstone CareersProperty Manager (Tax-Credit experience)Aubrey, TexasApproves invoices from vendors, contractors, and service providers for payment by reconciling work performed or products purchased, ensuring validity of certificates of insurance, coding charges to appropriate Chart of Account codes, and managing communication between the vendor/contractor, accounting, and the client/owner as needed. Oversees the lease enforcement process by approving prospective resident applications, discounts and renewal leases, conducts periodic apartment inspections, follows proper notice requirements, evicts residents, and imposes and collects late fees and other charges as allowable and stated in the terms of the lease.
Aquatics Manager - Carrollton/Lewisville Texas British Swim SchoolAquatics Manager - Carrollton/Lewisville TexasAubrey, TexasThis person should also enjoy working with students and staff of all ages and have a high aptitude for learning, coaching other team members, and communicating effectively to customers and management. We invest in quality team members to teach our lessons with the mindset that we are two schools in one, a survival school first and a learn-to-swim school second.
NewK-12 Construction Project Manager Michael Page InternationalK-12 Construction Project ManagerCelina, Texas$117,800–$142,300 / yearFull timeA successful K-12 Construction Project Manager should have:5+ years of experience as a Project Manager in commercial constructionStrong experience with K-12 or similar institutional projectsProven ability to manage budgets, schedules, and multiple prioritiesExperience leading subcontractors and project teamsProficiency with construction management softwareStrong communication and leadership skillsBachelor's degree in Construction Management or related field preferredCompetitive salary ranging from $117,800 to $142,300 annually. Contact Paige Woods Quote job ref JN-052026-7026303Sector: ConstructionSub Sector: Project ManagerIndustry: PropertyWhere: CelinaContract Type: PermanentConsultant name: Paige WoodsJob Reference: JN-052026-7026303
Case Manager Encompass Health Rehabilitation Hospital of ProsperCase ManagerProsper, TXJoin Encompass Health, where being a Case Manager goes beyond just a job; it positions you as a vital link between exceptional care and the transformative impact on each patient's journey. Our achievements include being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For® Award, among other accolades, which is nothing short of amazing.
Catering Manager | Part-Time | Golf Tournaments Oak View GroupCatering Manager | Part-Time | Golf TournamentsOak Ridge, Texas$15.75–$19.25 / hourOak View Group: Oak View Group (OVG) is the global leader in premium live entertainment infrastructure and services, with a platform spanning venue development and end-to-end capabilities across venue management, hospitality, and sponsorship sales. Founded in 2015, the company serves a collection of seven world-class owned venues and a client roster of the most iconic arenas, stadiums, convention centers, music festivals, performing arts centers, and cultural institutions, spanning four continents.
Bakery Dept Manager (DFW) H.E. Butt Grocery CoBakery Dept Manager (DFW)TX3+ years of leadership experience - Certified Bakery Expert or equivalent (e.g., Retail Bakery Association-Certified Master Baker preferred) - SORM or equivalent - Food Safety certification - Forklift / power jack training Do you have what it takes to be a fit as an H-E-B Bakery Department Manager? As a Bakery Manager, you are responsible for the overall direction, coordination, and evaluation of the Bakery department, and get to know our Customers, and treat them to excellent service.
Financial Center Manager First United BankFinancial Center ManagerDurant, OKThe Financial Center Manager is responsible for leading and directing the overall retail performance of the community bank, including expanding our customer base, driving sales and service excellence, and empowering customers to spend life wisely. Serves as the primary retail leader of the financial center, responsible for day-to-day leadership while aligning strategies with the Community Bank President.
Office Manager Equity Lifestyle Properties IncOffice ManagerTXServe as the first point of contact for customer-related issues, including all customer requests and complaints that need to be addressed with management or investigated during property tours using Manage America's work order system. This position oversees customer relations, prepares forms, manages accounts payable and receivable, manages petty cash and collections and trains other administrative staff.
Nurse Manager - Cardiac Cath Lab and Interventional Radiology Methodist Health SystemNurse Manager - Cardiac Cath Lab and Interventional RadiologyTXThe four-story medical center will open with 51 beds, with plans for expansion, and will feature a range of services including cardiology, women's services, orthopedics, robotic surgery, and more. Methodist Celina Medical Center is located on a 40+ acre campus just off of Dallas Parkway, and will serve as the community's first full-service hospital, serving Celina and surrounding communities.
STORE MANAGER CANDIDATE IN AUBREY, TX Dollar General CorpSTORE MANAGER CANDIDATE IN AUBREY, TXTXAssist with store merchandising by facilitating and/or participating in staging, stocking and storage of merchandise; ensuring that merchandise is presented according to established practices and store manager direction; and properly utilizing merchandise fixtures, signing and pricing of merchandise. GENERAL SUMMARY: The Store Manager Candidate supports the Store Manager in the effective implementation of all store processes including employee supervision, staffing, inventory management, stocking and receiving, paperwork, and store needs.
NewSTORE MANAGER CANDIDATE IN WHITESBORO, TX Dollar General CorpSTORE MANAGER CANDIDATE IN WHITESBORO, TXTXAssist with store merchandising by facilitating and/or participating in staging, stocking and storage of merchandise; ensuring that merchandise is presented according to established practices and store manager direction; and properly utilizing merchandise fixtures, signing and pricing of merchandise. GENERAL SUMMARY: The Store Manager Candidate supports the Store Manager in the effective implementation of all store processes including employee supervision, staffing, inventory management, stocking and receiving, paperwork, and store needs.
NewSTORE MANAGER CANDIDATE IN SHERMAN, TX Dollar General CorpSTORE MANAGER CANDIDATE IN SHERMAN, TXSHERMAN, TXAssist with store merchandising by facilitating and/or participating in staging, stocking and storage of merchandise; ensuring that merchandise is presented according to established practices and store manager direction; and properly utilizing merchandise fixtures, signing and pricing of merchandise. GENERAL SUMMARY: The Store Manager Candidate supports the Store Manager in the effective implementation of all store processes including employee supervision, staffing, inventory management, stocking and receiving, paperwork, and store needs.
Manager, Facilities Engineering Caterpillar IncManager, Facilities EngineeringDenison, TX$97,530–$146,290 / yearThis role is responsible for supervising facility maintenance activities, partnering with engineers, suppliers, and business stakeholders, and ensuring utilities, equipment, and site operations support safe, efficient manufacturing performance. Join a manufacturing site in Denison, Texas as a Manager, Facilities Engineering and lead the maintenance, reliability, and continuous improvement of plant facilities and infrastructure.
NewAssistant Property Manager Avenue5 Residential IncAssistant Property ManagerTXMaintain all accounts receivable including collecting rent, posting rent, making daily bank deposits, and maintaining a balanced, accurate rent roll. This includes ensuring efficient operations, overseeing supplier contracts and maintenance, lease administration, monthly reporting, and ensuring a positive experience for the residents, associates, and property owners.
Music School General Manager School of Rock ProsperMusic School General ManagerProsper, TXBuild relationships in the local community, networking with local businesses, service organizations, and other educational institutions, to increase visibility, create performance opportunities, and drive the business. Oversee and guide a team of instructional and administrative staff to cultivate a collaborative and supportive work environment while delivering a high quality educational experience.
NewMaterials Manager United Surgical Partners International Inc (USPI)Materials ManagerSherman, TXFull timeA diverse workforce, combined with an inclusive culture, makes USPI stronger and better able to meet the needs of our diverse patient and physician population. As an organization, one way we care for our communities and each other is by providing a comprehensive benefits package that includes the following, subject to employment status: Medical, dental, vision, and prescription coverage.
\n Practice Manager of Operations\n Heartland Dental Care\n Practice Manager of Operations\nMcKinney, TXThis is where patients come first, and continuous learning is encouraged!xa0 More about the roleStrive towards mastery of role by prioritizing and completing all PMO Training needed to develop technical, commitment and leadership skillsDevelop and pursue annual top 10 business goals and 16 personal development goals (5 technical, 5 commitment, 6 personality)Ensure goals and priorities of Doctors and teams are achieved through servant leadershipBell Leadership Training every 18-24 monthsSupport the Doctor Led, Hygiene Driven, Operations focus philosophy through synergy meetings monthly, team meetings weekly, and strong morning huddlesFocus and prioritize efforts of team to support Doctor achieving their Top 10 Professional goalsCreate alignment with doctor through daily one on ones, morning huddles and weekly touch points discussing communication, connection and support neededCommit to serving as a business partner for the Doctor collaborating and developing quarterly and annual financial goalsHelp Doctor prioritize, plan and block schedule for CE through Doctor Education and Leadership programsUnderstand the benefits and metrics of DMP and help Doctor to monitor progressIdentify and support future team growth by selecting candidates (BA, DA, Hygienists) that are an 80% match for both the position and the practicePartner with Doctors to identify skills needed for open positions and proper selection team within the practiceSuccessfully onboard new team members through partnerships with recruiting and support officeSupport team members to prioritize and plan their training through Core Essentials and beyond for growth in their rolesxa0What You'll Gainxa0Competitive benefits including health insurance and retirement savings plans, six paid holidays, and PTO (paid time off)Continuing education to provide you the opportunity to develop your full potential and be a true business partner to our supported DoctorsAccess to an expansive network of mentors and networking opportunities Top quality technology to assist in your daily responsibilities to allow for more efficiencies to deliver exceptional patient care xa0Minimum Qualificationsxa0Associate's or Bachelor''s degree or 3 - 5 years' leadership experience (in a professional office, hospitality, retail, banking, medical, etc.)Experience working in a fast-paced and customer-centric environmentAbility to analyze processes and information, identify problems and trends, and develop effective solutions and strategiesExcellent communication, leadership, coaching, and conflict resolution skillsTrustworthy; maintain patient confidentially and team ethics xa0Preferred Experiencexa0xa01+xa0years of experiencexa0in a dental or medical settingxa01+xa0years of experiencexa0with insurance billing and accountsxa0receivablexa0Dentrix or other dental software experiencexa0xa0Physical Requirements:Ability to perform essential duties satisfactorily with or without reasonable accommodation. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential duties of the positionProlonged periods sitting at a desk and working on a computerMust be able to lift up to 15 pounds at timesAvailability to attend virtual training sessions (or in-person once conditions allow) periodically throughout the year (some travel will eventually be involved)As part of our commitment to maintaining a safe and healthy environment for both team members and patients, a tuberculosis (TB) test is required for all new hires in dental office positions.
Mgr I, Quality Assrnc Progress RailMgr I, Quality AssrncSherman, TexasInterpret customer requirements and specifications and revise or design new procedures to ensure compliance; • Audit established procedures and quality systems to ensure compliance; • Supervise the Quality department personnel and provide guidance and feedback to improve performance; • Implement and maintain a Continuous Improvement program; • Assist customer and 3rd party auditors and inspectors; • Maintain an inspection program to ensure product complies with requirements; • Keep accurate documentation and perform statistical analysis; • Submit detailed reports to appropriate executives and department heads. • Proven experience as quality manager in an ISO certified company; • Extensive manufacturing and production processes and principles; • Some travel and outside work may be required; • Detail oriented with good communication, organizational and leadership skills; • Proficient in MS Office, Statistics software and databases; • Advanced Excel (pivot tables, macros, data visualization); • Excellent Communication skills; • Extensive experience working with internal and external customers.
Chef Manager AramarkChef ManagerTXRequires 2-3 years of experience in a related position Requires 2-3 years of post-high school education or equivalent experience Culinary degree preferred Requires advanced knowledge of the principles and practices within the food profession Requires experiential knowledge of management of people and/or problems Requires oral, reading and written communication skills. So, no matter what youre pursuing - a new challenge, a sense of belonging, or just a great place to work - our focus is helping you reach your full potential.
Commercial Banking Relationship Manager Hilltop Holdings IncCommercial Banking Relationship ManagerTXPlainsCapital Bank ranks sixth among the largest banks headquartered in Texas by deposits and has a statewide presence with approximately 55 locations in markets such as Austin, the Coastal Bend, Dallas, Fort Worth, Houston, Lubbock, the Rio Grande Valley, and San Antonio. PlainsCapital Bank conducts both commercial and consumer banking, providing a full suite of commercial banking products and services to fit any business model and convenient services, personal attention, and account features to help simplify managing personal finances.
Customer Care Manager - State Farm Agent Team Member Christian Lett - State Farm AgentCustomer Care Manager - State Farm Agent Team MemberProsper, TXSeeking a Customer Care Manager to oversee day-to-day service operations and ensure a positive experience for customers. Whether we’re helping someone navigate a claim or personalize a plan, we believe in doing meaningful work that makes a difference.
NewConstruction Manager II Ashton Woods USA LLCConstruction Manager IITXHeadquartered in Atlanta, Georgia, Ashton Woods sells new homes in Atlanta, Austin, Charleston, Dallas, Denver, Houston, Jacksonville, Nashville, Myrtle Beach, Orlando, Phoenix, Raleigh, San. Ability to effectively start new community (single family or multifamily) and manage model/sales office to meet company guidelines within the time frame established by division management.
NewSTORE MANAGER CANDIDATE Dollar GeneralSTORE MANAGER CANDIDATEWHITESBORO, TexasFull timeAssist with store merchandising by facilitating and/or participating in staging, stocking and storage of merchandise; ensuring that merchandise is presented according to established practices and store manager direction; and properly utilizing merchandise fixtures, signing and pricing of merchandise. Every day.® by offering products that are frequently used and replenished, such as food, snacks, health and beauty aids, cleaning supplies, basic apparel, housewares and seasonal items at everyday low prices in convenient neighborhood locations.
Elementary Library Resource Manager Denison Independent School DistrictElementary Library Resource ManagerHyde Park, TXDevelop and maintain a collection of resources appropriate to the curriculum, the learners, the teaching styles and instructional strategies used in the school community that is in accordance with district policy. PRIMARY PURPOSE: To provide assistance in all areas of library operations in order to facilitate the highest possible functioning of the library including a vast amount of library technology.
Part Time Assistant Store Manager Tx023 Easy to registerPart Time Assistant Store Manager Tx023Whitesboro, TexasAs an Assistant Store Manager, you will manage the day-to-day operations of the self-storage facility. - Previous experience in sales or marketing with a proven ability to generate business and close leads.
Roving Self-Storage Property Manager Spartan Investment GroupRoving Self-Storage Property ManagerAubrey, TXFull timeFacility Maintenance and Audit Readiness: Complete 100% of weekly facility inspections and routine maintenance tasks, maintaining audit readiness and ensuring safety, cleanliness, and functionality at all times. Based in Aubrey, TX , this role supports occupancy and revenue growth by delivering tailored storage solutions, maintaining a clean, safe, and visually appealing facility, and ensuring all interactions reflect the FreeUp Storage brand.
Assistant Store Manager 2283 CNG Holdings, Inc.Assistant Store Manager 2283Durant, OKHandle and count currency, cash, and coins to include managing a cash drawer, counting cash deposits, moving cash from secure safe to cash drawer, and other cash handling requirements; may be responsible for bank deposits or bank pick-ups. Through professional partnerships, CNG provides a wide range of convenient and accessible financial products and services designed to improve customers' financial situations, thereby filling a need and delivering value to our customers.
Customer Service Manager - State Farm Agent Team Member Eddie Buckley - State Farm AgentCustomer Service Manager - State Farm Agent Team MemberCelina, TXAs a Customer Service Manager - State Farm Agent Team Member with Eddie Buckley - State Farm Agent, you will generate the kind of exceptional customer experiences that reinforce the growth of a successful insurance agency. You will enhance your career while resolving customer inquiries, coordinating with other agency team members, and anticipating the needs of the community members you support.
LEAD CASE MGR (RN) University Health Services IncLEAD CASE MGR (RN)Denison, TXOperating acute care hospitals, behavioral health facilities, outpatient facilities and ambulatory care access points, an insurance offering, a physician network and various related services located all over the U.S. States, Washington, D.C., Puerto Rico and the United Kingdom. Lead role will also manage a unit assignment, in addition, providing guidance and clinical consultation to the RN case manager team, teaching and training as needed; staff performance and discipline as needed; plan work schedule to manage dept.
Assistant Store Manager 2283 CNG HoldingsAssistant Store Manager 2283Durant, OklahomaHandle and count currency, cash, and coins to include managing a cash drawer, counting cash deposits, moving cash from secure safe to cash drawer, and other cash handling requirements; may be responsible for bank deposits or bank pick-ups. Through professional partnerships, CNG provides a wide range of convenient and accessible financial products and services designed to improve customers’ financial situations, thereby filling a need and delivering value to our customers.