FrankCrum, a family-owned business-to-business entity since 1981 made of several companies: FrankCrum Corporate (a professional employer organization), FrankCrum Staffing, Frank Winston Crum Insurance Company, and the FrankCrum Insurance Agency - all based in Clearwater, Florida. Oversees COBRA compliance and administration for client companies, ensuring timely distribution of COBRA notices to eligible employees and manages enrollments, terminations, and premium payment tracking for multiple employers.