Remote Mortgage Underwriter (DE and LAPP/SAR Required) JobotRemote Mortgage Underwriter (DE and LAPP/SAR Required)Berkeley Lake, GARemote$95,000–$110,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Your underwriting decisions will directly influence customers’ ability to secure financing for their new homes, making attention to detail, sound judgment, and collaboration essential to success.
NewCommercial Banking Client Specialist First Horizon BankCommercial Banking Client SpecialistAtlanta, GAHeadquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services. Work closely with Bankers, Treasury Management, and deposit operations to ensure satisfactory on-going monitoring of depository/Treasury Management accounts/services to clients.
NewCommercial Lines Insurance Marketing Specialist Legacy Risk Solutions LLCCommercial Lines Insurance Marketing SpecialistAtlanta, GAThis role is responsible for marketing new and renewal commercial insurance business by partnering with Producers, Account Managers, and carrier partners to secure competitive insurance solutions that meet clients’ unique risk management needs. Built on a people-first culture rooted in integrity, growth, and partnership, Legacy combines local expertise with the strength and resources of a larger organization to deliver exceptional service and long-term success for clients, employees, and agency partners.
Underwriter / Senior Underwriter, Professional Liability MPL At-Bay IncUnderwriter / Senior Underwriter, Professional Liability MPLAtlanta, GA$90,000–$115,000 / yearAt-Bay's MPL line utilizes technology and automation to improve efficiencies in the underwriting process so that our dedicated PL team can focus on what matters the most - leaving their personal mark on our next major product, driving innovation, and contributing to the budding success of a leading InsurTech. On a mission to build the next generation of insurance, At-Bay combines world-class technology with industry-leading insurance expertise to protect close to 40,000 businesses from Cyber, Tech E&O and Miscellaneous Professional Liability (MPL) risks.
Mortgage Underwriter I Truist Financial CorpMortgage Underwriter IAtlanta, GAPerform detailed underwriting analysis of all Truist Financial mortgage loan products including calculating all income type, calculating complex financial analysis, analyzing title reports and lien information, reviewing all financial statements, and reviewing all additional documentation prior to approval. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.
Senior Underwriter - Venture Underwriters CRC Insurance Services, LLCSenior Underwriter - Venture UnderwritersAtlanta, GAPlease review the following job description: Underwrites new and renewal business, approves policy changes, maintain workload, and controls written business up to and including the time of binding according to Company guidelines and established internal and external procedures. Monitor production, hit ratios, renewal retention ratios spread of risk and other production and quality measures to minimize risk and predict future success.
Commercial Surety Underwriter-Southeast (open to Sr. Underwriter, Manager, or Director level candidates) RLI Insurance CompanyCommercial Surety Underwriter-Southeast (open to Sr. Underwriter, Manager, or Director level candidates)Atlanta, GA$130,362–$186,248 / yearThis approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Our goal is to attract, develop and retain the best employee talent from diverse backgrounds while promoting an environment where all viewpoints are valued and individuals feel respected, are treated fairly, and have an opportunity to excel in their chosen careers.
Commercial Surety Underwriter-Southeast (Open To Sr. Underwriter, Manager, Or Director Level Candidates) RLI Corp.Commercial Surety Underwriter-Southeast (Open To Sr. Underwriter, Manager, Or Director Level Candidates)Alpharetta, GA$130,362–$186,248 / yearThis approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Our goal is to attract, develop and retain the best employee talent from diverse backgrounds while promoting an environment where all viewpoints are valued and individuals feel respected, are treated fairly, and have an opportunity to excel in their chosen careers.
Property Facultative Underwriter Associate General Re CorporationProperty Facultative Underwriter AssociateAtlanta, GAUnderwriters work with our clients (i.e. insurance companies) in assessing individual risk and related volatility, by utilizing data research and rating models. Marketing efforts include a variety of touch points, including client entertainment, industry events, meetings/presentations, and written communication.
Associate Underwriter, Cyber Middle Market AXA SAAssociate Underwriter, Cyber Middle MarketAtlanta, GA$57,800–$107,000 / yearFive Business Resource Groups focused on gender, LGBTQ+, ethnicity and origins, disability and inclusion with 20 Chapters around the globe Robust support for Flexible Working Arrangements Enhanced family friendly leave benefits Named to the Diversity Best Practices Index Signatory to the UK Women in Finance Charter Learn more at axaxl.com/about-us/inclusion-and-diversity. By combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business property, casualty, professional, financial lines and specialty.
Assistant Underwriter W. R. Berkley CorpAssistant UnderwriterAtlanta, GABerkley Specialty Property operates in New York, Georgia and California, writing a U.S. nationwide book of business across a broad range of occupancy classes, working hard to understand the unique needs of our clients. The role focuses on assisting Underwriters with risk assessment, pricing and pre-bind activity, while ensuring high-quality data, efficient processing, and effective use of offshore support.
Mortgage Underwriter II Truist Financial CorpMortgage Underwriter IIAtlanta, GAPerform detailed underwriting analysis of all Truist Financial mortgage loan products including calculating all income type, calculating complex financial analysis, analyzing title reports and lien information, reviewing all financial statements, and reviewing all additional documentation prior to approval. General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position.
Property Underwriter Ryan Specialty GroupProperty UnderwriterAtlanta, GeorgiaYou will utilize your underwriting expertise to help determine risk acceptability, pricing, underwriting guidelines, developing positive agency relationships within assigned territories, auditing underwriting files and accounts and improving on underwriting processes. Support Strategic Goals: Partner with Senior Underwriters to uphold underwriting excellence and contribute to business unit success through sound decision-making and adherence to best practices.
Assistant Underwriter BerkleyAssistant UnderwriterAtlanta, GeorgiaBerkley Specialty Property operates in New York, Georgia and California, writing a U.S. nationwide book of business across a broad range of occupancy classes, working hard to understand the unique needs of our clients. The role focuses on assisting Underwriters with risk assessment, pricing and pre-bind activity, while ensuring high-quality data, efficient processing, and effective use of offshore support.
Underwriter, Energy Starr International Co IncUnderwriter, EnergyAtlanta, GAThe successful candidate will be responsible for underwriting, managing, and growing a book of energy business, including risks across oil & gas, renewables, power generation, and related sectors. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex.
Underwriter III- Real Estate Banking The PNC Financial Services Group IncUnderwriter III- Real Estate BankingAtlanta, GA$67,500–$172,500 / yearThe Entity Finance Underwriter is responsible for performing comprehensive credit underwriting and portfolio management across complex entity-level real estate transactions, including private and institutional real estate funds, homebuilders, real estate operating companies (REOCs), and subscription/capital call facilities. Accuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Knowledge of Underwriting, Managing Multiple Priorities, Market Research, Real Estate Development, Real Estate Practice, Real Estate Property Data Analysis, Real Estate Sales Closings and Agreements, Regulatory Environment - Financial Services.
Underwriting Specialist OR Executive Underwriter - Cyber and Technology E&O Zurich Insurance Group LtdUnderwriting Specialist OR Executive Underwriter - Cyber and Technology E&OAtlanta, GA$75,000–$165,000 / yearContinuously monitor and assess emerging Cyber and Technology E&O trends-including threat vectors, claims patterns, legal/regulatory developments, and coverage evolution-and translate those insights into disciplined risk selection, pricing, and portfolio strategy. You will be responsible for achieving key performance metrics to drive profitability, shifting portfolio mix, identifying paths for operational efficiency, and developing and executing our go-to-market strategy to drive new business and renewal retention.
Mortgage Processor/Underwriter - Remote KnockMortgage Processor/Underwriter - RemoteAtlanta, GARemoteBacked by top investors like Foundry Group, Trinity Capital, and the National Association of Realtors, we've built a reputation for innovation and trust, earning 900+ five-star Zillow and Trustpilot reviews and an A+ BBB rating. As a Bridge Loan Specialist, you will be responsible for reviewing Knock Bridge Loans to verify the loan is complete, accurate, and meets regulatory compliance requirements and internal underwriting guidelines.
Builders Risk Senior Underwriter Starr International Co IncBuilders Risk Senior UnderwriterAtlanta, GAThe successful candidate will play a pivotal role in evaluating and underwriting complex construction property and energy risks, developing and maintaining profitable underwriting portfolios, and providing technical guidance to junior underwriters. At Starr, youll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex.
NewBuilders Risk Senior Underwriter Starr InsuranceBuilders Risk Senior UnderwriterAtlanta, GeorgiaThe successful candidate will play a pivotal role in evaluating and underwriting complex construction property and energy risks, developing and maintaining profitable underwriting portfolios, and providing technical guidance to junior underwriters. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex.
NewBuilders Risk Senior Underwriter Starr CompaniesBuilders Risk Senior UnderwriterAtlanta, GAThe successful candidate will play a pivotal role in evaluating and underwriting complex construction property and energy risks, developing and maintaining profitable underwriting portfolios, and providing technical guidance to junior underwriters. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex.
Underwriter III Guild Mortgage CompanyUnderwriter IIIGAQualifications: High school diploma or equivalent required; college courses/technical training related to Business, Finance/Accounting, Legal, or related field is preferred, along with total recent work experience that includes five or more years underwriting conventional, FHA, VA, or Bond Program loans, and/or five or more years experience underwriting jumbo, or permanent/one-time close loans. Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
Underwriter Senior - Home Lending Huntington Bancshares IncUnderwriter Senior - Home LendingAtlanta, GASummary: Underwrite residential first mortgage and/or Home Equity loan applications received from mortgage loan originators, bankers and/or mortgage brokers to ensure that all credit and compliance documents are in alignment with product guidelines and supportive of the lending approval or denial decision made by the Underwriter. Huntington will not sponsor applicants for this position for immigration benefits, including but not limited to assisting with obtaining work permission for F-1 students, H-1B professionals, O-1 workers, TN workers, E-3 workers, among other immigration statuses.
Officer - Senior Underwriter 4 - Mortgages Citigroup IncOfficer - Senior Underwriter 4 - MortgagesGA$89,010–$124,190 / yearAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Interfaces directly with all levels of internal originations and credit policy staff, as well as external customers (Correspondent lenders) to maintain excellent customer service while ensuring the quality/integrity of loans purchased/underwritten by CMI.
Captives Underwriter The Hartford Insurance Group IncCaptives UnderwriterAlpharetta, GA$124,000–$199,800 / yearThe Captives Underwriter does not have any direct reports but is the client manager and is responsible for influencing internal and external partners to achieve positive program results. Location: This role will have a Hybrid Work arrangement, with the expectation of working in one of the listed office locations three days a week (Tuesday through Thursday).
AVP Senior Property Underwriter Ryan Specialty GroupAVP Senior Property UnderwriterAtlanta, GeorgiaEvaluates, prioritizes, and selects submissions and prices risks that will develop an underwriting profit for the carrier, refers or declines risks that present excessive risk. • Develops strategic initiatives to create new business opportunities, maximizes retention of assigned portfolios and contributes significantly to achieving business targets.
Senior Underwriter - Artisan E&S HCC Life Insurance CompanySenior Underwriter - Artisan E&SGeorgia, GA$94,200–$164,300 / yearTokio Marine HCC, a global power in the specialty insurance industry, is seeking a Senior Underwriter with Artisan E&S experience that has a passion for organization, problem solving, mindfulness, and a drive to learn and grow with a world leading company in a unique industry. Studies toward attaining a Registered Professional Liability Underwriter (RPLU), Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (AU), Certified Insurance Counselor (CIC) or equivalent insurance designation depending on specialty area.
Associate Underwriter Windstorm Risk Howden Group Holdings LtdAssociate Underwriter Windstorm RiskAtlanta, GA$70,000–$85,000 / yearIn this role, you will assist with account quoting and binding, prepare and distribute various types of communications, and provide quality customer service through the underwriting life cycle. Attend weekly underwriting meetings if applicable, ask questions - need to understand what business is selling and understanding why deals are lost and adjusting accordingly.
Sr. Underwriter, Builder Risk Howden Group Holdings LtdSr. Underwriter, Builder RiskGARemoteLeading a team of underwriters within the builder's risk division, you will work with the division president, and other team leads to manage the underwriting direction for the national construction portfolio, train and oversee junior underwriters including referrals for team members, and oversee strategy for large, complex projects. Demonstrates advanced understanding of technical underwriting principles and risk underwriting characteristics which will include more nuanced risks in the wood frame and renovation market, deployment of capacity limits, and managing pricing cycles.
Associate Underwriter JencapAssociate UnderwriterAtlanta, GeorgiaEffectively communicate with agent or broker clients, company underwriters, internal staff and management to obtain additional information, quote rates, present proposals, explain company underwriting policies and coverage offerings, as well as servicing existing accounts. We are committed to fostering a work community where every colleague feels welcomed, valued, respected and heard, as we believe that that creating an environment where every employee feels included and empowered, helps us to deliver the best outcome to our clients.
Underwriter IV- Construction Lending The PNC Financial Services Group IncUnderwriter IV- Construction LendingAtlanta, GA$86,250–$172,500 / yearAccuracy and Attention to Detail, Coaching Others, Credit Analysis and Verification, Decision Making and Critical Thinking, Knowledge of Underwriting, Managing Multiple Priorities, Market Research, Real Estate Development, Real Estate Practice, Real Estate Property Data Analysis, Real Estate Sales Closings and Agreements, Regulatory Environment - Financial Services. PNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions.
Senior Underwriter, Middle Market Multi-Indsutry Liberty Mutual Holding Company IncSenior Underwriter, Middle Market Multi-IndsutryAtlanta, GAYou will evaluate and price moderately complex to complex accounts (including high individual line sizes and unusual exposures in parts of North America), manage broker and client relationships, and help shape product and portfolio strategy for your line of business. Underwrite higher-limit, complex, or unusual submissions typical to middle market clients (specialty exposures, large single-location risks, multi-location schedules, or industry-specific hazards).
Underwriter - Wholesale Lower Middle Market Excess Casualty AXIS Capital Holdings LtdUnderwriter - Wholesale Lower Middle Market Excess CasualtyAlpharetta, GADeveloping a marketing strategy that recognizes the risk appetite of the Wholesale Lower Middle Market Excess Casualty unit and the wholesale brokers that produce the desired accounts to meet new business goals. You'll play a central role in driving business growth by achieving new GWP targets, conducting rigorous renewal underwriting analysis, and actively engaging with both new and longstanding client partnerships.
Sr Underwriter, Cyber & Technology - Middle Market AXIS Capital Holdings LtdSr Underwriter, Cyber & Technology - Middle MarketAlpharetta, GA$130,000–$220,000 / yearLeadership / Market Presence: Help lead AXIS Cyber's Middle Market presence across the Southeast by developing strong relationships with key distribution partners, representing the AXIS brand in the region, and supporting strategic execution consistent with North America Middle Market objectives. Underwriter, Cyber & Technology will be a hands-on technical expert with a history of success within a top-tier Commercial Insurance Carrier focused on building and managing a complex book of Cyber, Technology E&O, and Media & Entertainment business targeting Middle Market risks (revenues $100M - $2B).
Senior SBA & USDA Underwriter First Community CorpSenior SBA & USDA UnderwriterAtlanta, GAThe ideal candidate possesses advanced technical expertise in SBA 7(a), SBA Express, USDA B&I, and related government guaranteed lending programs, while also demonstrating strong business judgment, communication skills, and the ability to operate in a fast-paced, production-oriented environment consistent with one of the nation's top SBA lenders. The Senior Underwriter serves as a key resource to lenders, credit administration, closing, servicing, and executive management while helping drive growth, consistency, and credit culture throughout the organization.
Associate Renewal Underwriter At-BayAssociate Renewal UnderwriterAtlanta, GAManage components of the policy renewal lifecycle, such renewal solicitations, resolving auto-renewal policy issues, and manual/revised renewal quote issuance. At-Bay helps its 35,000+ customers close their security technology and skills gap - all through their cyber insurance policy and innovative security solutions - making them less likely to be hit with a ransomware attack.
Renewal Underwriter II Amtrust Financial Services IncRenewal Underwriter IIAlpharetta, GAMaintains effective relationships with agency contacts to ensure accurate information is gathered for risk evaluation and provides consultation on company products and coverage capabilities that positively impact risk selection. Develop and maintain strong agency relationships and work closely with Underwriters, Sales, and Management to implement agency plans and share accountability in meeting territory goals.
Senior Underwriter, Inland Marine Chubb LtdSenior Underwriter, Inland MarineAlpharetta, GA$100,000–$165,000 / yearIdeally, this Senior Underwriter will underwrite Ocean Cargo, Builder's Risk, Civil Construction projects, Fine Arts, Contractors Equipment, Motor Truck Cargo, Transit, Installation Floaters, Equipment Dealers, and other Marine coverages. Strong sales and marketing skills are critical; must be able to demonstrate successful agency and broker management, including building, maintaining, and managing producer and customer relationships.
Senior Underwriter, Commercial Insurance Specialty Chubb LtdSenior Underwriter, Commercial Insurance SpecialtyAlpharetta, GA$100,000–$165,000 / yearStrong sales and marketing skills are critical; must be able to demonstrate successful agency and broker management, including building, maintaining and managing producer and customer relationships. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
Underwriter, Environmental, Retail Casualty American International GroupUnderwriter, Environmental, Retail CasualtyAtlanta, GAThat is why we created our Total Rewards Program, a comprehensive benefits package that extends beyond time spent at work to offer benefits focused on your health, wellbeing and financial security—as well as your professional development—to bring peace of mind to you and your family. At AIG, you can go further to support individuals, businesses, and communities, helping them to manage risk, respond to times of uncertainty and discover new potential.
Associate Underwriter Windstorm Risk HowdenAssociate Underwriter Windstorm RiskAtlanta, GeorgiaIn this role, you will assist with account quoting and binding, prepare and distribute various types of communications, and provide quality customer service through the underwriting life cycle. • Attend weekly underwriting meetings if applicable, ask questions – need to understand what business is selling and understanding why deals are lost and adjusting accordingly.
Builder's Risk Senior Underwriter/Assistant Vice President Berkshire Hathaway Specialty Insurance CoBuilder's Risk Senior Underwriter/Assistant Vice PresidentAtlanta, GAAs part of Berkshire Hathaway's insurance operations, we bring our solutions to market with our stellar brand name, top-rated balance sheet and the expertise of our global team of professionals who exude excellent capabilities and strong character. A strategic and trusted insurance partner, Berkshire Hathaway Specialty Insurance (BHSI), provides a broad range of commercial property, casualty and specialty insurance coverages together with an outstanding service to customers and brokers around the world.
Senior Underwriter - Property Programs CRC Insurance Services, LLCSenior Underwriter - Property ProgramsGAPlease review the following job description: Underwrites new and renewal business, approves policy changes, maintains workload, and controls written business up to and including the time of binding according to Company guidelines and established internal and external procedures. Monitor production, hit ratios, renewal retention ratios spread of risk and other production and quality measures to minimize risk and predict future success.
Underwriter, Property Starr International Co IncUnderwriter, PropertyAtlanta, GAThe successful candidate will be responsible for evaluating, pricing, and managing a portfolio of complex property risks, ensuring profitability, and maintaining Starr's reputation for technical excellence and superior client service. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex.
Underwriter, Property Starr InsuranceUnderwriter, PropertyAtlanta, GeorgiaThe successful candidate will be responsible for evaluating, pricing, and managing a portfolio of complex property risks, ensuring profitability, and maintaining Starr’s reputation for technical excellence and superior client service. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex.
Underwriter, Property Starr CompaniesUnderwriter, PropertyAtlanta, GAThe successful candidate will be responsible for evaluating, pricing, and managing a portfolio of complex property risks, ensuring profitability, and maintaining Starr's reputation for technical excellence and superior client service. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex.
Property Executive Underwriter HDI Global Insurance CompanyProperty Executive UnderwriterAtlanta, GA$170,000–$220,000 / yearOur extensive portfolio of products and services, combined with an international network of local insurers in over 150 countries, enables us to offer comprehensive domestic and global insurance solutions for U.S.-based multinational companies. This role focuses on underwriting large and complex property risks across a wide array of industry sectors, contributing to the profitability and strategic growth of our portfolio.
Senior Underwriter Middle Market Property Starr CompaniesSenior Underwriter Middle Market PropertyAtlanta, GA$135,000–$150,000 / yearThe wage range for this role takes into account the wide range of factors that are considered in making compensation decisions including but not limited to skill sets: experience and training: licensure and certifications: and other business and organizational needs. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex.
Group Underwriter, Senior Elevance HealthGroup Underwriter, SeniorAtlanta, GeorgiaThe Group Underwriter, Senior is responsible for determining acceptability of insurance risks and appropriate premium rates for small, complex renewal and prospect employer groups in accordance with Corporate Underwriting Guidelines and Authority Limits. Works with product and sales partners to survey existing product portfolios by market, monitors sales results, trends and needs and recommends product portfolio changes.
Senior Underwriter - Healthcare & Life Sciences Practice Group Liberty Mutual Holding Company IncSenior Underwriter - Healthcare & Life Sciences Practice GroupAtlanta, GAAs a Senior Underwriter in Liberty Mutual''s Healthcare & Life Sciences Practice Group - a specialized unit within Major Accounts - you will underwrite Workers'' Compensation, Commercial Auto, and General Liability (non-products) across all program structures with a primary emphasis on loss-sensitive accounts. Risk Selection: evaluates opportunities by qualifying accounts; identifying, selecting and assessing risks; determining the premium, policy terms and conditions; obtaining approvals; creating/presenting the proposal to the agent/broker and successfully negotiating deals.