Federal Income Tax - Director Or Senior Manager Ryan, LLCFederal Income Tax - Director Or Senior ManagerTroy, MIRyan is growing our Federal Income Tax Consulting practice-focused on Accounting for Income Taxes (ASC 740)-across the U.S. We're seeking exceptional professionals at the Director and/or Senior Manager levels who are currently working in public accounting and ready to take their careers to the next level. The ideal candidate brings deep technical expertise in accounting for income taxes, with hands-on experience in both the preparation and review of domestic and international tax provisions for public and private companies.
Sub Discipline Manager - Exterior Trim (VSSQ/Body) Stellantis NVSub Discipline Manager - Exterior Trim (VSSQ/Body)Auburn Hills, MIMission: Subdiscipline Manager is responsible for the hierarchical management of teams and activities within the Exterior Trim area of responsibility, ensuring the delivery of all team-related outputs and deliverables. The role combines people leadership, operational execution, technical governance, supplier management, and strategic contribution to ensure successful delivery of programs and engineering objectives.
Environmental Compliance Manager - ES Republic ServicesEnvironmental Compliance Manager - ESRomulus, MichiganRepublic has partnered with renewable gas developers to construct Renewable Natural Gas (RNG) plants at our landfills, expanding beyond the 77 projects we currently have to make progress towards our goal to beneficially reuse 50% more biogas by 2030 (2017 baseline year). The statements used herein are intended to describe the general nature and level of the work being performed by an employee in this position, and are not intended to be construed as an exhaustive list of responsibilities, duties and skills required by an incumbent so classified.
Partner Tax Preparation Advisor Senior Manager PricewaterhouseCoopers LLPPartner Tax Preparation Advisor Senior ManagerDetroit, MI$91,000–$321,500 / yearAs a Senior Manager you are expected to lead large projects, innovate processes, and maintain operational excellence while interacting with clients at a senior level to drive project success. Examples of the skills, knowledge, and experiences you need to lead and deliver value at this level include but are not limited to: Craft and convey clear, impactful and engaging messages that tell a holistic story.
R&I Independence Technology Team (Itt) Senior Manager PwCR&I Independence Technology Team (Itt) Senior ManagerDetroit, MI$91,000–$321,500 / yearPwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy . As a Senior Manager in the R&I Independence Technology Team (ITT), you will play a pivotal role in maintaining regulatory compliance and managing risks for clients, providing advice and solutions.
Manager, Corporate Development Ford Motor CoManager, Corporate DevelopmentDearborn, MI$115,500–$218,100 / yearExperience in working on cross-functional and multi-department enterprise-wide projects and possesses the ability to operate under pressure with appropriate attention to detail and to assimilate into new teams and projects. We are looking for a highly analytical and commercially minded Corporate Development Manager to help evaluate, structure, and execute transactions globally across Ford''s businesses.
Business Relationship Manager for Process Manufacturing Tata Consultancy Services LtdBusiness Relationship Manager for Process ManufacturingDetroit, MI$175,000–$250,000 / yearKey Responsibilities: Lead, Grow and Manage - Engineering, Manufacturing and IOT Solutions and Services across Industrial Machinery Customers including but not limited to Manufacturing transformation, Edge to Cloud IoT platforms/ applications and entire product life cycle management services. Qualifications: Bachelor's in engineering/ Master in Engineering / master's in business administration with 13+ years of experience with at least 5+ years of business development experience in Managing Cluster of accounts / Large account and mining, shaping & enabling growth in large scale technology solutions.
Business Relationship Manager for Large Automotive Customer Tata Consultancy Services LtdBusiness Relationship Manager for Large Automotive CustomerDetroit, MI$130,000–$162,000 / yearThe ideal candidate will have over 13 years of industry experience shaping proposals, building strong client relationships, managing Account level P&L, Opportunities mining and shaping proposals while collaborating with cross-functional teams to create business opportunities and enhance value for clients. Drive account mining, Identify opportunities towards pipeline development and manage sales cycles to closure, contributing to revenue growth and market expansion positioning IOT and Digital engineering services to prospective and existing clients.
Business Relationship Manager Advanced Vehicle Safety Customer Tata Consultancy Services LtdBusiness Relationship Manager Advanced Vehicle Safety CustomerTroy, MI$200,000–$250,000 / yearThe ideal candidate will have over 13 years of industry experience shaping proposals, building strong client relationships, managing Account level P&L, Opportunities mining and shaping proposals while collaborating with cross-functional teams to identify / build solutions for business opportunities and enhance value for clients. Key Responsibilities: Lead, Grow and Manage - Engineering, Manufacturing and IOT Solutions and Services across this Advanced Vehicle Safety and Intelligence Customer including but not limited to Manufacturing transformation, Edge to Cloud IoT platforms/ applications and entire product life cycle management services.
Senior Category Manager Teledyne Technologies IncSenior Category ManagerFarmington Hills, MIThese markets include aerospace and defense, factory automation, air and water quality environmental monitoring, electronics design and development, oceanographic research, deepwater oil and gas exploration and production, medical imaging and pharmaceutical research. The Senior Category Manager - PCBA is responsible for developing and executing enterprise-wide sourcing and supplier strategies for printed circuit board assemblies (PCBA) and electronic manufacturing services (EMS) with $300M in spend across 50+ Business Units.
Tax Manager Orion PlacementTax ManagerMount Clemens, MichiganThis is a great fit for a CPA who wants more than a traditional review role and is ready to lead people, advise clients, improve processes, and grow into a long-term leadership seat. Note: Candidates must have an active CPA license, 10+ years of public accounting or business taxation experience, and strong entity and multi-state tax experience.
Business Solutions Manager / Southeast Michigan - Metro Detroit Sales Xceleration RecruitingBusiness Solutions Manager / Southeast Michigan - Metro DetroitPlymouth, MI$100,000–$110,000 / yearThey partner closely with organizations to enhance leadership capabilities, optimize processes, and deliver measurable business outcomes. Engage with clients in manufacturing environments, including occasional exposure to noise, temperature changes, and industrial conditions.
CIC Manager MaximusCIC ManagerDetroit, MIRemoteFull timeMaximus compensation is based on various factors including but not limited to job location, a candidate's education, training, experience, expected quality and quantity of work, required travel (if any), external market and internal value analysis including seniority and merit systems, as well as internal pay alignment. - Lead end-to-end incident management operations through the Command and Incident Center (CIC), ensuring timely detection, escalation, coordination, and resolution of incidents across enterprise systems.
Facilities Manager Neura RoboticsFacilities ManagerDetroit, MichiganEstablish inbound and outbound logistics, including receiving, warehousing and storage strategy, shipment coordination, and inventory and material flow for engineering projects, demonstrations, and customer trials including hands-on support for moves, small transports, and setup tasks. • Coordinate and manage facility infrastructure and equipment, including IT connectivity, network cabling, security and safety systems, power, HVAC, utility setup, workspace configuration, storage, and the purchase and setup of operational equipment.
Executive Team Leader GM and Food Sales (Assistant Manager General Merchandise & Grocery) Target CorpExecutive Team Leader GM and Food Sales (Assistant Manager General Merchandise & Grocery)Macomb, MI$64,000–$128,000 / yearAs an General Merchandise & Food Sales Executive Team Leader, no two days are ever the same, but a typical day will most likely include the following responsibilities: Drive total store sales, understand your role in sales growth and how your departments and team contribute to and impact total store profitability. The General Merchandise and Food Sales team leads inbound, outbound, replenishment, inventory accuracy, presentation, pricing and promotional signing processes for all General Merchandise (GM) areas of the store.
Current Interns Only- Operations Manager -Summer 2026 DC Intern Posting Target CorpCurrent Interns Only- Operations Manager -Summer 2026 DC Intern PostingDetroit, MIThere's so much good work to be done, from Distribution Center Operations, where process and problem solving drive our results, Quality Management, which influences and maintains our good name in the retail marketplace, or overall Distribution Center Productivity, where we're always analyzing and recalibrating how to best support our people, process and technology investments to support an ever evolving business. Whether it's through focusing on regional or upstream distribution centers, target.com fulfillment centers, or import warehouses, you'll have the chance to positively impact thousands of fellow team members and Target guests worldwide.
Regional Manager NSK LtdRegional ManagerMIThis role leads and develops a team of Territory Managers and while working closely with the National Sales Manager to ensure alignment with corporate objectives, pricing strategies, and distributor management. The Regional Sales Manager serves as the primary commercial leader for the region, balancing strategic planning with hands-on execution in key customer and distributor partners.
1st Shift Outbound Assistant Manager The WebstaurantStore Inc1st Shift Outbound Assistant ManagerMIThe Outbound Assistant Manager assists the Outbound Manager in overseeing the shipping department of the facility within their respective shift, including picking, packing, and indirect positions, focusing on quality, accuracy, and providing excellent customer experience. The Outbound Assistant Manager works with the Outbound Manager to collaborate with leadership on other shifts/departments to ensure compliance with all protocol and SOP's, problem solving, and meet operational directives.
AI Engineering & Platform Leadership Senior Manager - Utilities Accenture PlcAI Engineering & Platform Leadership Senior Manager - UtilitiesDetroit, MIWe Are: Accenture is a leading global professional services company that helps the world's leading businesses, governments and other organizations build their digital core, optimize their operations, accelerate revenue growth and enhance citizen services-creating tangible value at speed and scale. Our broad range of services, solutions and assets across Strategy & Consulting, Technology, Operations, Industry X and Song, together with our culture of shared success and commitment to creating 360° value, enable us to help our clients reinvent and build trusted, lasting relationships.
Dealer Performance Metrics Manager Stellantis NVDealer Performance Metrics ManagerAuburn Hills, MIThe Customer Experience Dealer Performance Metrics Manager is responsible for developing an interwoven CX strategy with Mopar, TSO, Customer Care, Connected Services/Software Org and Sales channels/stakeholders to collaborate, develop and communicate key customer experience initiatives across Stellantis. Customer Journey Insights: Analyze customer journey insights to determine CX, Mopar, TSO, Customer Care, Connected Services, Software, and key internal and external process steps, interactions, and resources needed to strengthen the customer experience in key channels.
NewNew Business Development Manager (Remote) Huntsman CorporationNew Business Development Manager (Remote)Auburn Hills, MichiganRemoteWe are looking for a high-energy, results-focused New Business Development Manager to accelerate growth and capture new business for the TPU (thermoplastic polyurethane) product line in alignment with the Elastomers business strategy. This role is dedicated to winning new accounts, expanding market share, and driving profitable growth, with clear accountability for delivering measurable sales results.
Intelisys: Business Development Manager - Ohio Region ScanSource IncIntelisys: Business Development Manager - Ohio RegionMichigan, MI$114,000–$120,000 / yearResponsibilities include creating a proactive sales function to optimize revenue opportunities and growth from assigned sales partners, on-boarding and stewarding of sales partners, sales of enhanced services, and other opportunities as identified. ESSENTIAL FUNCTIONS: Essential functions include, but are not limited to the following: Achieve monthly/annual targets for assigned Sales Partners quotes, orders submitted, net billings, gross commissions, and gross profits.
Team Manager - Maintenance Ford Motor CoTeam Manager - MaintenanceSterling Heights, MILMM Maturity Drive: Execute the strategy to move the plant toward Level 3 "Cultural" maturity across all LMM criteria: Operational Excellence, PM/PD Tasks, Loss Mitigation, Proactive Maintenance, and Reliability Leadership. Organizational Leadership: Lead and develop a multi-layered maintenance team, including Senior Production Supervisors and Skilled Trade teams, fostering a culture of technical ownership and continuous improvement.
TEC Sector Manager Compagnie Generale des Etablissements MichelinTEC Sector ManagerTroy, MIDrawing on its deep know-how in polymer composite materials, Michelin is constantly innovating to manufacture high-quality tires and components for critical applications in demanding fields as varied as mobility, construction, aeronautics, low-carbon energies and healthcare. 15 minutes away from Manhattan, home to the K-State Wildcats, there is a mix of downtown life, multiple outdoor hiking and lake activities, great places to eat, and college game day events to attend.
Off-Road Driving Experiences Manager Ford Motor CoOff-Road Driving Experiences ManagerAllen Park, MI$115,500–$218,100 / yearAs the Off-Road Experiences Manager, you will lead the development, execution, and expansion of Ford''s global Off-Road Driving Experiences, including Bronco Off-Roadeo, Raptor programs (such as Raptor Rally), and Ford Off-Road Adventures. Partner cross-functionally with Engineering, Communications, Marketing, and Dealer Relations to integrate off-road experiences into broader brand portfolios and product launch strategies.
Commercial Account Manager (CAM) Crest Ford Center LineCommercial Account Manager (CAM)Center Line, MichiganCrest Ford Center Line is proud to be launching a all new Ford Pro Store, dedicated to serving the unique needs of commercial customers with specialized vehicle solutions and expert service. You will leverage your expertise in commercial automotive sales to build and maintain strong relationships, understand client needs, and ensure a seamless experience throughout the sales and after-sales process.
Oracle Project Manager Centroid Systems, Inc.Oracle Project ManagerTroyRemoteFull timeThe Project Manager supervises services as agreed by the client and Centroid in the contract, ensures deliverables are met, and is responsible for maintaining customer satisfaction at the project and account levels and working with the sales team to grow business within the account. · Develop and maintain project deliverables; including and not limited to; milestone dates, project plans, statuses, allocation of resources, project dependencies and budgets.
Shift Manager Del Taco Restaurants IncShift ManagerLivonia, MI$14.43–$17.43 / hourDel Taco Shift Managers have significant opportunities for growth and career advancement and are charged with supporting the General Manager with the tasks of training the next generation of leaders, guiding them to be promoted and empowering them to have a successful career. Supports Restaurant Manager (RM) in supervising team that delivers effective results in the areas of quality, guest service, food cost, labor cost, safety, security, cleanliness and product preparation.
Product Manager - Pneumatics Exotic Automation & SupplyProduct Manager - PneumaticsNew Hudson, MIDemonstrated teamwork approach with superiors, peers and subordinates utilizing skills in oral communication, active listening, written and oral directions and cooperating with and assisting others when needed. Working Conditions: Normal business office environment with regular (up to 100% of work time) exposure to noise, dust, office equipment and supplies.
Business Development & Client Success Manager MARTIN TechnologiesBusiness Development & Client Success ManagerNovi, MI$60,000–$80,000 / yearMARTIN Technologies is seeking a highly motivated Business Development & Client Success Manager to drive business growth, strengthen client relationships, and support workforce operations across key customer accounts. The ideal candidate is a relationship builder, strategic thinker, and self-starter who understands how large organizations operate and can effectively communicate with customers, leadership teams, and employees.
Corporate Accounts Manager - Logistics Veritiv CorpCorporate Accounts Manager - LogisticsMI$110,000–$150,000 / yearConduct Corporate Account location visits as needed to understand customer pain points and help formulate a value-based selling approach to present to the customer's corporate leadership. Job Purpose: Our Corporate Account Manager will be a leader in our sales organization responsible for prospecting and delivering the acquisition of new Corporate Account customers in the Logistics sector.
Director of Operations - Adult Emergency Services AES University of MichiganDirector of Operations - Adult Emergency Services AESAnn Arbor, MITo plan, direct, manage, and evaluate the administrative and clerical activities of Adult Emergency Services (AES) including Emergency Critical Care Center (EC3) at University Hospital, providing senior clinical operations administrative oversight with general authority to approve business transactions and develop administrative, financial, and operational policies and procedures in collaboration with the AES MPlan partners. It also has direct supervision of the Emergency Medicine Consult Referral Service, Emergency Services Facilities Manager, Business Intelligence; and Clerical Services leadership team in partnership with the Children Emergency Services (CES) Administrative Director.
Systems Engineering Manager Marquardt Management SESystems Engineering ManagerRochester Hills, MIThe role provides technical and organizational leadership across the entire product development lifecycle while partnering closely with customers, program management, hardware, software, validation, manufacturing, and quality teams to deliver world-class automotive solutions. The Manager of Systems Engineering is responsible for leading and developing a high-performing team of Systems Engineers supporting the design, development, validation, and launch of complex automotive mechatronic systems.
Senior Engineering Account Manager Clearesult, Inc.Senior Engineering Account ManagerDetroit, MI$77,700–$116,600 / yearAny offered salary is determined based on internal equity, internal salary ranges, market data/ranges, applicant's skills and prior relevant experience, certain degrees and certifications (e.g. Maintain current accounts and develop new accounts for large kWh and/or revenue goals for more than one program, including cross-practice account relationships.
Sr. Manager, ME Conveyor Engineering Rivian Automotive IncSr. Manager, ME Conveyor EngineeringPlymouth, MI$161,000–$201,200 / yearRivian may use your Candidate Personal Data for the purposes of (i) tracking interactions with our recruiting system; (ii) carrying out, analyzing and improving our application and recruitment process, including assessing you and your application and conducting employment, background and reference checks; (iii) establishing an employment relationship or entering into an employment contract with you; (iv) complying with our legal, regulatory and corporate governance obligations; (v) recordkeeping; (vi) ensuring network and information security and preventing fraud; and (vii) as otherwise required or permitted by applicable law. Conveyor and AGV Functional Acceptance Testing (FAT) and Factory Site Acceptance Testing (SAT) Own and maintain a common set of ME Conveyor and AGV equipment and process specifications Develop project proposals, plans and scope-of-work helping determine resource requirements, project timelines, and budget allocations.
Senior Manager Statistical Programming Regeneron PharmaceuticalsSenior Manager Statistical ProgrammingWarren, Michigan$150,500–$245,500 / yearEducation & experience: MS or BS in Statistics, Computer Science, Mathematics, Engineering, Life Science, or a related discipline, with 10+ years (12+ for BS) of programming experience — preferably in clinical trial data within biotechnology, pharmaceutical, or health-related industries, including some project and people management experience. In this role, you will drive high-quality programming deliverables from single studies through regulatory approval, product launch, and beyond, while collaborating with partnering functions, external service providers, and study teams.
Program Manager (HVAC & Engine Systems) Stefanini International Holdings LtdProgram Manager (HVAC & Engine Systems)Auburn Hills, MIThe Propulsion HVAC & Engine Systems (Fuel, Exhaust, Intake, and Cooling) Program Manager will ensure global coherence, commonality, and coordination across Modules, Platforms, Top Hats, and Programs for HVAC & Engine Systems, while reporting program status and milestone reviews to senior leadership. Oversee development and deliver to production service delivery platform''s systems/components and technology, ensuring specifications and designs meet best practices.
Corporate Development Manager Cardinal Health IncCorporate Development ManagerMIRemote$123,400–$158,670 / yearSupport acquisition and divestiture due diligence process, valuation analysis, pre-closing integration / separation planning and closing processes: Deal Strategy: Work with business, finance, and strategy teams to develop a business case for each acquisition, including detailed assessment of the competitive marketplace and quantitative support for annual operating plan and investment requirements. Deal Approval: Support communications with Corporate CEO, CFO, Segment CEOs and CFOs, Chief Accounting Officer, Treasurer, Business Unit GMs and other members of Cardinal Health leadership.
Regional Sales Manager – SMB Cornerstone OnDemandRegional Sales Manager – SMBDetroit, MIBe a Hunter: You are going after new logo business by contacting prospects by phone, email and occasionally face to face in order to qualify their application development needs and propose appropriate Cornerstone solutions. + 3+ years of full cycle sales experience in the SMB space, track record of exceeding company sales quotas, and multi-tasking and strong time management skills.
Varonis Careers - Account Manager Varonis SystemsVaronis Careers - Account ManagerDetroit, MIRemoteTo perform this job successfully, an individual should demonstrate the following competencies: Achievement Focus: Demonstrates persistence and overcomes obstacles; recognizes and acts on opportunities; sets and achieves challenging goals; takes calculated risks to accomplish goals. Written Communications: Edits work for spelling and grammar; presents numerical data effectively; varies writing style to meet needs; writes clearly and informatively.
Account Manager VaronisAccount ManagerDetroit, MichiganRemoteTo perform this job successfully, an individual should demonstrate the following competencies: Achievement Focus: Demonstrates persistence and overcomes obstacles; recognizes and acts on opportunities; sets and achieves challenging goals; takes calculated risks to accomplish goals. Written Communications: Edits work for spelling and grammar; presents numerical data effectively; varies writing style to meet needs; writes clearly and informatively.
VDC & BIM Manager RockfordVDC & BIM ManagerDetroit, MIAssist with VDC/BIM leadership to support in-house pre-construction team, design team and project management team with day-to-day and long-term duties, tasks, and training. Develop BIM Scope of Work, BIM Project Execution Plan, BIM Schedule, and document necessary to complete scope as determined with VDC/BIM leadership and project teams.
Sr. Project Manager - Industrial Manufacturing Black & Veatch Holding CoSr. Project Manager - Industrial ManufacturingAnn Arbor, MI$146,530–$323,890 / yearTypical office environment, typical construction environment, extreme weather conditions, high noise level, safety hazards (electric currents, working on scaffolding and high places, exposure to chemicals), atmospheric conditions (fumes, odors, dusts, mists, gases, poor ventilation). This position manages and leads medium to large sized teams of multi-discipline professionals, as well as coordinates and integrates the activities associated with the engineering, procurement, construction, and startup elements of the project team, including the activities of all third-party companies contributing to the initiative.
Project Manager - Industrial Manufacturing Black & Veatch Holding CoProject Manager - Industrial ManufacturingAnn Arbor, MI$146,530–$323,830 / yearTypical office environment, typical construction environment, extreme weather conditions, high noise level, safety hazards (electric currents, working on scaffolding and high places, exposure to chemicals), atmospheric conditions (fumes, odors, dusts, mists, gases, poor ventilation). This position manages and leads medium to large sized teams of multi-discipline professionals, as well as coordinates and integrates the activities associated with the engineering, procurement, construction, and startup elements of the project team, including the activities of all third-party companies contributing to the initiative.
Automotive Program Manager Penske Vehicle ServicesAutomotive Program ManagerTroy, MIResponsible for leading and managing respective team members ensuring high performance and technical competency, resulting in quality and delivery cost expectations. The position may require the direct supervision of the work of others, and requires the exercise of discretion and independent judgment with respect to matters of significance to our client.
Records Information Manager IV CONTACT GOVERNMENT SERVICESRecords Information Manager IVDetroit, MI$65,000–$85,000 / yearMay assist in planning and program development, analysis of records or docket management problems, and design of strategies to meet ongoing records or docket management problems, and design of strategies to meet ongoing records or docket management needs. For the past seven years, we've been growing our government-contracting portfolio, and along the way, we've created valuable partnerships by demonstrating a commitment to honesty, professionalism, and quality work.
Business Development Manager - Defense Roush Enterprises IncBusiness Development Manager - DefenseTroy, MIWidely recognized for providing engineering, testing, prototype, and manufacturing services to the transportation industry, Roush also provides significant support to the aerospace, defense and theme park industries. With over 2,400 employees in facilities throughout the United States, Europe, Asia, and South America, our unique combination of creativity and tenacity activates big ideas on a global stage.
Quality Function Manager \u2013 Electrical Architecture, Diagnostic Strategy and Functional Safety Stellantis NVQuality Function Manager \u2013 Electrical Architecture, Diagnostic Strategy and Functional SafetyAuburn Hills, MIWork closely with Engineering teams to review architecture, diagnostic, and functional safety alternatives, challenge technical assumptions, compare options from a quality, robustness, serviceability, safety, and customer-impact perspective, and support the selection of the most appropriate technical solution. The role proactively consolidates quality activities from concept to launch and field monitoring, working closely with Engineering teams to review architecture, diagnostic, and safety alternatives, challenge assumptions, and support the selection of the most robust technical and quality solution.
Tax Manager, Credits & Incentives BDO USA PCTax Manager, Credits & IncentivesDetroit, MI$79,800–$168,000 / yearJob Summary: A STS Tax Manager, Credits & Incentives is responsible for advising clients of the credit & incentive opportunities relating to their business objectives, recommending alternate courses of action, as well as identifying different methods of complying with credits & incentives statutes and regulations. In addition, the STS SALT Credits & Incentives Manager works with the Core Tax Partners, Directors, and Senior Managers to provide credits & incentives expertise to their clients.
Tax Senior Manager, State and Local Tax - Credits & Incentives BDO USA PCTax Senior Manager, State and Local Tax - Credits & IncentivesDetroit, MI$99,750–$262,500 / yearJob Summary: The Tax Senior Manager, SALT - Credits & Incentives is responsible for advising clients of the credit & incentive opportunities relating to their business objectives, recommending alternate courses of action, as well as identifying different methods of complying with credits & incentives statutes and regulations. In this role, the Tax Senior Manager, SALT - Credits & Incentives will be charged with marketing, networking, and business development within their area of experience and specialization and recognizing potential changes in credit & incentives policy.