Remote Mortgage Underwriter (DE and LAPP/SAR Required) JobotRemote Mortgage Underwriter (DE and LAPP/SAR Required)Berkeley Lake, GARemote$95,000–$110,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Your underwriting decisions will directly influence customers’ ability to secure financing for their new homes, making attention to detail, sound judgment, and collaboration essential to success.
Commercial Real Estate Senior Underwriter U.S. BankCommercial Real Estate Senior UnderwriterAtlanta, GeorgiaThe Senior Commercial Real Estate (CRE) Underwriter is responsible for underwriting and managing a portfolio of complex commercial real estate relationships, including publicly traded Real Estate Investment Trusts (REITs), Real Estate Operating Companies (REOCs), and real estate private equity funds. The Senior Underwriter manages transactions from initial underwriting through final credit approval, including new loan requests, renewals, modifications, extensions, annual reviews, and ongoing portfolio monitoring activities.
Underwriter / Senior Underwriter, Professional Liability MPL At-Bay IncUnderwriter / Senior Underwriter, Professional Liability MPLAtlanta, GA$90,000–$115,000 / yearAt-Bay's MPL line utilizes technology and automation to improve efficiencies in the underwriting process so that our dedicated PL team can focus on what matters the most - leaving their personal mark on our next major product, driving innovation, and contributing to the budding success of a leading InsurTech. On a mission to build the next generation of insurance, At-Bay combines world-class technology with industry-leading insurance expertise to protect close to 40,000 businesses from Cyber, Tech E&O and Miscellaneous Professional Liability (MPL) risks.
Officer - Senior Underwriter 4 - Mortgages Citigroup IncOfficer - Senior Underwriter 4 - MortgagesGA$89,010–$124,190 / yearAppropriately assess risk when business decisions are made, demonstrating particular consideration for the firm's reputation and safeguarding Citigroup, its clients and assets, by driving compliance with applicable laws, rules and regulations, adhering to Policy, applying sound ethical judgment regarding personal behavior, conduct and business practices, and escalating, managing and reporting control issues with transparency. Interfaces directly with all levels of internal originations and credit policy staff, as well as external customers (Correspondent lenders) to maintain excellent customer service while ensuring the quality/integrity of loans purchased/underwritten by CMI.
Senior Underwriter Silverton MortgageSenior UnderwriterAtlanta, GeorgiaThe Underwriter III reviews and evaluates conventional, FHA, VA, and specialty product loans to determine credit worthiness of the borrower, assess risk to the Company, and ensure compliance with federal, state, and Company lending guidelines and regulations. Stays abreast of current trends in the mortgage industry (investor, agency, and government guidelines), changes in regulations and market conditions to ensure that underwriting processes remain current and effective.
Senior Underwriter - Artisan E&S HCC Life Insurance CompanySenior Underwriter - Artisan E&SGA$94,200–$164,300 / yearTokio Marine HCC, a global power in the specialty insurance industry, is seeking a Senior Underwriter with Artisan E&S experience that has a passion for organization, problem solving, mindfulness, and a drive to learn and grow with a world leading company in a unique industry. Studies toward attaining a Registered Professional Liability Underwriter (RPLU), Chartered Property Casualty Underwriter (CPCU), Associate in Commercial Underwriting (AU), Certified Insurance Counselor (CIC) or equivalent insurance designation depending on specialty area.
Senior Commercial Surety Underwriter Berkshire Hathaway Specialty Insurance CoSenior Commercial Surety UnderwriterAtlanta, GAThe Senior Underwriter will be responsible for the underwriting of accounts including pre-qualifying new business, analyzing credit quality, and utilizing underwriting expertise to make sound decisions regarding terms, conditions, and pricing. A strategic and trusted insurance partner, Berkshire Hathaway Specialty Insurance (BHSI), provides a broad range of commercial property, casualty and specialty insurance coverages and outstanding service to customers and brokers around the world.
Commercial Real Estate Senior Underwriter U.S. BancorpCommercial Real Estate Senior UnderwriterAtlanta, GA$98,175–$115,500 / yearThe Senior Commercial Real Estate (CRE) Underwriter is responsible for underwriting and managing a portfolio of complex commercial real estate relationships, including publicly traded Real Estate Investment Trusts (REITs), Real Estate Operating Companies (REOCs), and real estate private equity funds. The Senior Underwriter manages transactions from initial underwriting through final credit approval, including new loan requests, renewals, modifications, extensions, annual reviews, and ongoing portfolio monitoring activities.
Senior Underwriter Unum GroupSenior UnderwriterAtlanta, GA$53,300–$100,700 / yearWhether you're directly supporting a growing family, or developing online tools to help navigate a difficult loss, customers are counting on the combined talents of our entire team. Headquartered in Chattanooga, TN, with international offices in Ireland, Poland and the UK, Unum also has significant operations in Portland, ME, and Baton Rouge, LA - plus over 35 US field offices.
Senior Underwriter, Middle Market Multi-Indsutry Liberty Mutual Holding Company IncSenior Underwriter, Middle Market Multi-IndsutryAtlanta, GAYou will evaluate and price moderately complex to complex accounts (including high individual line sizes and unusual exposures in parts of North America), manage broker and client relationships, and help shape product and portfolio strategy for your line of business. Underwrite higher-limit, complex, or unusual submissions typical to middle market clients (specialty exposures, large single-location risks, multi-location schedules, or industry-specific hazards).
Senior Underwriter, Middle Market Solutions Arch Capital Group LtdSenior Underwriter, Middle Market SolutionsAlpharetta, GAThe Senior Underwriter will develop and maintain strong relationships with both brokers and clients, and serve as a specialized technical expert or lead for at least one industry or product line, such as General Liability, Umbrella, Commercial Auto, Commercial Property, or Workers Compensation. Total individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs.
Senior Underwriter - Executive Products Group (Dallas, TX; Chicago, IL; Atlanta, GA; remote only in Houston, TX) RLI CorpSenior Underwriter - Executive Products Group (Dallas, TX; Chicago, IL; Atlanta, GA; remote only in Houston, TX)Atlanta, GARemote$106,295–$148,998 / yearThis approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Analyze, evaluate, accept, decline, rate, quote, and bind new or renewal submissions with high premium or risk exposure across diverse portfolio of public, private/non-profit and private equity accounts.
Senior Underwriter, Construction Everest GroupSenior Underwriter, ConstructionAtlanta, GeorgiaEverest Evolution offers Property and Casualty insurance products across multiple business units, with wholesale-exclusivity for various products within the Construction, Energy, Environmental, Real Estate & Hospitality and Public entity sectors. We are a global team focused on disciplined capital allocation and long-term value creation for all stakeholders, who care deeply about our impact on communities and the wider world.
Builder's Risk Senior Underwriter/Assistant Vice President Berkshire Hathaway Specialty Insurance CoBuilder's Risk Senior Underwriter/Assistant Vice PresidentGAAs part of Berkshire Hathaway's insurance operations, we bring our solutions to market with our stellar brand name, top-rated balance sheet and the expertise of our global team of professionals who exude excellent capabilities and strong character. A strategic and trusted insurance partner, Berkshire Hathaway Specialty Insurance (BHSI), provides a broad range of commercial property, casualty and specialty insurance coverages together with an outstanding service to customers and brokers around the world.
Senior Underwriter - Property Programs CRC Insurance Services, LLCSenior Underwriter - Property ProgramsGAPlease review the following job description: Underwrites new and renewal business, approves policy changes, maintains workload, and controls written business up to and including the time of binding according to Company guidelines and established internal and external procedures. Monitor production, hit ratios, renewal retention ratios spread of risk and other production and quality measures to minimize risk and predict future success.
Senior Underwriter, E&S Casualty Ascot Group LtdSenior Underwriter, E&S CasualtyAtlanta, GAThe Company provides a competitive benefits package that includes the following (eligibility requirements apply): Health and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Life Insurance, AD&D, Work/Life Resources (including Employee Assistance Program), and more. All official communication comes from @ascotgroup.com email addresses, if you receive a job offer or recruitment communication from Ascot Group that you suspect might be fraudulent, do not hesitate to contact us directly to verify its legitimacy.
Senior Underwriter, Construction Everest Group LtdSenior Underwriter, ConstructionGA$150,000–$190,000 / yearEverest Evolution offers Property and Casualty insurance products across multiple business units, with wholesale-exclusivity for various products within the Construction, Energy, Environmental, Real Estate & Hospitality and Public entity sectors. We are a global team focused on disciplined capital allocation and long-term value creation for all stakeholders, who care deeply about our impact on communities and the wider world.
Senior Underwriter, Energy Chubb LtdSenior Underwriter, EnergyAlpharetta, GA$100,000–$165,000 / yearWe are seeking someone who will identify opportunities for growth within new and existing production sources, identify cross sell opportunities, conduct agency planning/goal setting and make regular broker and insured visits based on monthly goals. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
Commercial Surety Underwriter-Southeast (open to Sr. Underwriter, Manager, or Director level candidates) RLI Insurance CompanyCommercial Surety Underwriter-Southeast (open to Sr. Underwriter, Manager, or Director level candidates)Atlanta, GA$130,362–$186,248 / yearThis approach rises from and is supported by our talented, ethical and smart team of employee owners united around a single purpose: to work alongside our customers and partners when they need us, in unexpected ways, with exceptional results. Our goal is to attract, develop and retain the best employee talent from diverse backgrounds while promoting an environment where all viewpoints are valued and individuals feel respected, are treated fairly, and have an opportunity to excel in their chosen careers.
Senior Underwriter, Excess Casualty Starr International Co IncSenior Underwriter, Excess CasualtyAlpharetta, GAAt Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. This role is pivotal in delivering profitable underwriting results and sustaining Twin Maples Specialty's reputation for excellence in commercial casualty markets.
Senior Underwriter, Excess Casualty Starr InsuranceSenior Underwriter, Excess CasualtyAlpharetta, GeorgiaAt Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex. This role is pivotal in delivering profitable underwriting results and sustaining Twin Maples Specialty’s reputation for excellence in commercial casualty markets.
Senior Underwriter, Surety Endurance Services LimitedSenior Underwriter, SuretyAlpharetta, GeorgiaBelow is a summary of our current comprehensive U.S. benefit programs: Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution. Manage assigned portfolio to achieve gross written premium, profitability, rate, retention, product mix, new business, and portfolio management goals.
Senior Underwriter, Commercial Insurance Specialty Chubb LtdSenior Underwriter, Commercial Insurance SpecialtyGA$100,000–$165,000 / yearStrong sales and marketing skills are critical; must be able to demonstrate successful agency and broker management, including building, maintaining and managing producer and customer relationships. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
Senior Underwriter, Inland Marine Chubb LtdSenior Underwriter, Inland MarineGA$100,000–$165,000 / yearIdeally, this Senior Underwriter will underwrite Ocean Cargo, Builder's Risk, Civil Construction projects, Fine Arts, Contractors Equipment, Motor Truck Cargo, Transit, Installation Floaters, Equipment Dealers, and other Marine coverages. Strong sales and marketing skills are critical; must be able to demonstrate successful agency and broker management, including building, maintaining, and managing producer and customer relationships.
Sr. Underwriter, Builder Risk Howden Group Holdings LtdSr. Underwriter, Builder RiskGARemoteLeading a team of underwriters within the builder's risk division, you will work with the division president, and other team leads to manage the underwriting direction for the national construction portfolio, train and oversee junior underwriters including referrals for team members, and oversee strategy for large, complex projects. Demonstrates advanced understanding of technical underwriting principles and risk underwriting characteristics which will include more nuanced risks in the wood frame and renovation market, deployment of capacity limits, and managing pricing cycles.
Senior Underwriter, Excess Casualty Argo Group International Holdings IncSenior Underwriter, Excess CasualtyGAEnsure our marketing initiatives are achieved and that consistent communication of our products and services are provided to our retail and wholesale brokers. Further develop existing broker relations as well as establish new relationships in targeted territories to attract business opportunities.
Senior Underwriter - Excess Casualty The HartfordSenior Underwriter - Excess CasualtyAlpharetta, GeorgiaThe Hartford's Umbrella and Excess team provide a valuable risk management tool that can help midsize and large businesses survive a significant liability claim that exceeds the limits of primary coverage. Actual base pay could vary and may be above or below the listed range based on factors including but not limited to performance, proficiency and demonstration of competencies required for the role.
Senior Underwriter, Environmental Ascot Group LtdSenior Underwriter, EnvironmentalGA$120,000–$140,000 / yearThe Company provides a competitive benefits package that includes the following (eligibility requirements apply): Health and Welfare Benefits: Medical (including prescription coverage), Dental, Vision, Health Savings Account, Commuter Account, Health Care and Dependent Care Flexible Spending Accounts, Life Insurance, AD&D, Work/Life Resources (including Employee Assistance Program), and more. All official communication comes from @ascotgroup.com email addresses, if you receive a job offer or recruitment communication from Ascot Group that you suspect might be fraudulent, do not hesitate to contact us directly to verify its legitimacy.
Senior Underwriter Primary Casualty Amtrust Financial Services IncSenior Underwriter Primary CasualtyAlpharetta, GA$92,000–$130,000 / yearDevelop risk pricing by analyzing exposures, claims experience, utilizing pricing tools and worksheets, comparison to similar risks, as well as experience in underwriting exposures pertaining to individual risks, for new accounts within assigned portfolio and authority level. Minimum of 7 years of Liability underwriting experience preferred; high-hazard, complex risks, or E&S underwriting experience highly desired with a focus on construction, products liability, hospitality and distressed premises risks.
Senior Underwriter - Primary Casualty AmTrust Financial Services, Inc.Senior Underwriter - Primary CasualtyAlpharetta, Georgia$92,000–$130,000 / yearFull timeDevelop risk pricing by analyzing exposures, claims experience, utilizing pricing tools and worksheets, comparison to similar risks, as well as experience in underwriting exposures pertaining to individual risks, for new accounts within assigned portfolio and authority level. Qualifications: Minimum of 7 years of Liability underwriting experience preferred; high-hazard, complex risks, or E&S underwriting experience highly desired with a focus on construction, products liability, hospitality and distressed premises risks.
Senior Underwriter - Inland marine MSIG HoldingsSenior Underwriter - Inland marineAtlanta, GeorgiaEstablishes and executes effective and efficient producer and client visits (in conjunction with other internal units and Marketing Representatives as necessary) in order to maintain existing accounts and develop new business. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.
Senior Underwriter Builders Risk Amtrust Financial Services IncSenior Underwriter Builders RiskGA$96,400–$140,000 / yearDevelop risk pricing by analyzing exposures, claims experience, utilizing pricing tools and worksheets, comparison to similar risks, as well as experience in underwriting exposures pertaining to individual risks, for new accounts within assigned portfolio and authority level. Prior experience leveraging online underwriting and broker portals to support digital distribution strategies while building and maintaining strong, relationship-based partnerships with brokers at a regional and/or national level.
Sr. Underwriter, E&S Property Sompo International Holdings LimitedSr. Underwriter, E&S PropertyAlpharetta, GA$100,000–$170,000 / yearWe entertain single location risks as well as large schedules of locations and consider risks throughout the US including those located in both catastrophe prone and non-catastrophe prone areas. Salary Range: $100,000 - $170,000 Actual compensation for this role will depend on several factors including the cost of living associated with your work location, your qualifications, skills, competencies, and relevant experience.
Senior Underwriter, Surety Sompo International Holdings LimitedSenior Underwriter, SuretyAlpharetta, GAAs we continue to grow, we strive to find diverse, innovative and driven professionals to join our teams and offer a broad range of career and development opportunities at all levels, in multiple business areas, in each of our locations throughout the world. Below is a summary of our current comprehensive U.S. benefit programs: Two medical plans to choose from, including a Traditional PPO & a Consumer Driven Health Plan with a Health Savings account providing a competitive employer contribution.
Senior Underwriter - Healthcare & Life Sciences Practice Group Liberty Mutual Holding Company IncSenior Underwriter - Healthcare & Life Sciences Practice GroupAtlanta, GAAs a Senior Underwriter in Liberty Mutual''s Healthcare & Life Sciences Practice Group - a specialized unit within Major Accounts - you will underwrite Workers'' Compensation, Commercial Auto, and General Liability (non-products) across all program structures with a primary emphasis on loss-sensitive accounts. Risk Selection: evaluates opportunities by qualifying accounts; identifying, selecting and assessing risks; determining the premium, policy terms and conditions; obtaining approvals; creating/presenting the proposal to the agent/broker and successfully negotiating deals.
Senior Underwriter - Venture Underwriters CRC Insurance Services, LLCSenior Underwriter - Venture UnderwritersAtlanta, GAPlease review the following job description: Underwrites new and renewal business, approves policy changes, maintain workload, and controls written business up to and including the time of binding according to Company guidelines and established internal and external procedures. Monitor production, hit ratios, renewal retention ratios spread of risk and other production and quality measures to minimize risk and predict future success.
Senior Underwriter, Middle Market Berkshire Hathaway Specialty Insurance CoSenior Underwriter, Middle MarketAtlanta, GAPart of Berkshire Hathaway's insurance operations, we bring our solutions to market with our stellar brand name, top-rated balance sheet, and the expertise of our global team of professionals, who exude excellent capabilities and strong character. A strategic and trusted insurance partner, Berkshire Hathaway Specialty Insurance (BHSI), provides a broad range of commercial property, casualty and specialty insurance coverages and outstanding service to customers and brokers around the world.
Senior Underwriter - Commercial Transportation CRC Insurance Services, LLCSenior Underwriter - Commercial TransportationGAMonitor production, hit ratios, renewal retention ratios spread of risk and other production and quality measures to minimize risk and predict future success. General Description of Available Benefits for Eligible Employees of CRC Group: At CRC Group, were committed to supporting every aspect of teammates well-being - physical, emotional, financial, social, and professional.
Senior Underwriter - Excess Casualty The Hartford Insurance Group IncSenior Underwriter - Excess CasualtyAlpharetta, GAThe Hartfords Umbrella and Excess team provide a valuable risk management tool that can help midsize and large businesses survive a significant liability claim that exceeds the limits of primary coverage. Our Underwriters are responsible for: • Providing technical underwriting expertise in the risk selection, pricing, administration and account management of the Umbrella and Excess book of business.
Senior SBA & USDA Underwriter First Community CorpSenior SBA & USDA UnderwriterAtlanta, GAThe ideal candidate possesses advanced technical expertise in SBA 7(a), SBA Express, USDA B&I, and related government guaranteed lending programs, while also demonstrating strong business judgment, communication skills, and the ability to operate in a fast-paced, production-oriented environment consistent with one of the nation's top SBA lenders. The Senior Underwriter serves as a key resource to lenders, credit administration, closing, servicing, and executive management while helping drive growth, consistency, and credit culture throughout the organization.
Senior Underwriter, Technology Chubb LtdSenior Underwriter, TechnologyGA$100,000–$165,000 / yearThe company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally. Predominately responsible for account solicitation, risk selection and analysis (including documentation), pricing and sales of technology products and services for new and existing customers.
Senior Underwriter, Life Sciences Chubb LtdSenior Underwriter, Life SciencesGA$100,000–$165,000 / yearPredominately responsible for account solicitation, risk selection and analysis (including documentation), pricing and sales of Life Sciences products and services for new and existing customers. The company is distinguished by its extensive product and service offerings, broad distribution capabilities, exceptional financial strength, underwriting excellence, superior claims handling expertise and local operations globally.
Senior Underwriter Arch Capital Group LtdSenior UnderwriterAlpharetta, GA$95,900–$148,900 / yearTotal individual compensation (base salary, short & long-term incentives) offered will take into account a number of factors including but not limited to geographic location, scope & responsibilities of the role, qualifications, talent availability & specialization as well as business needs. This role involves developing and maintaining strong broker relationships, establishing appropriate coverage terms, conditions, and pricing, and ensuring accurate and timely issuance and servicing of high‑quality policies.
Sr. Underwriter Starr InsuranceSr. UnderwriterAtlanta, GeorgiaThis role involves close collaboration with brokers, clients, and internal teams to provide best-in-class underwriting solutions for various aviation risks, including airlines, general aviation, aerospace manufacturers, and aviation service providers. At Starr, you'll work in an entrepreneurial culture alongside accessible leaders, leveraging our financial strength and vast industry experience to deliver solutions for our clients, no matter how complex.
Senior Underwriter - Retail Property MSIG HoldingsSenior Underwriter - Retail PropertyAtlanta, GeorgiaEstablishes and executes effective and efficient producer and client visits (with appropriate business units – Risk Engineering, Claims and Marketing Representatives) in order to maintain and increase new business. Leveraging our 350-year heritage, MSIG USA brings the financial strength, expertise, and global footprint to offer commercial insurance solutions that address your business’s unique risks.
Senior SBA & USDA Underwriter FIRST COMMUNITY BANK (SC)Senior SBA & USDA UnderwriterAtlanta, GAThe ideal candidate possesses advanced technical expertise in SBA 7(a), SBA Express, USDA B&I, and related government guaranteed lending programs, while also demonstrating strong business judgment, communication skills, and the ability to operate in a fast-paced, production-oriented environment consistent with one of the nation’s top SBA lenders. The Senior Underwriter serves as a key resource to lenders, credit administration, closing, servicing, and executive management while helping drive growth, consistency, and credit culture throughout the organization.
Senior Underwriter, E&S Casualty East AXA SASenior Underwriter, E&S Casualty EastGA$119,500–$199,100 / yearBy combining a comprehensive and efficient capital platform, data-driven insights, leading technology, and the best talent in an agile and inclusive workspace, empowered to deliver top client service across all our lines of business - property, casualty, professional, financial lines and specialty. This is a unique opportunity to be part of an innovative team that has been unlocking the future since 1978, creating teams that excel at innovation, expanding geographically, building new products, and serving our wholesale partners with excellence.
Senior Underwriter, Environmental Liberty Mutual Holding Company IncSenior Underwriter, EnvironmentalAtlanta, GAProven analytical ability to evaluate and judge underwriting risks within scope of responsibility that includes competence with all phases and aspects of the underwriting process, and proficiency in the use of qualitative and quantitative tools and techniques. Must demonstrate comprehension of complex technical underwriting issues and be capable of defining and implementing necessary underwriting and administrative processes/workflows to properly manage or administer those issues.
Ocean Marine Senior Underwriter, Account Executive Director The Travelers Companies IncOcean Marine Senior Underwriter, Account Executive DirectorGA$139,400–$230,000 / yearFoster and maintain relationships with external partners by regularly meeting in person with agents and brokers to market and sell Travelers products with a goal of writing and retaining accounts consistent with our risk appetite. Strong critical thinking skills with the ability to proactively identify underwriting, marketing, or financial challenges and analyze available information to make timely decisions in alignment with our risk appetite.
(Korean Bilingual) Senior Commercial Loan Officer / Underwriter Harmonious Hiring LLC(Korean Bilingual) Senior Commercial Loan Officer / UnderwriterDuluth, GAThis role supports the Loan Center Manager with day-to-day loan center operations, underwrites and reviews commercial credits, monitors the existing portfolio for compliance and risk, supports lending staff, and helps implement marketing strategies to meet customer needs and loan center goals. Support lending staff on lending-related matters, including underwriting, customer service, decision-making, loan structuring, and loan monitoring.