What you do each day: • Own or heavily influence the risk roadmap across critical pieces of functionality including payments risk, account takeover (ATO), money movement, and communications abuse/spam • Partner heavily with your engineering squad and Risk Operations to identify and quantify risk, balancing loss prevention, user friction, conversion, support burden, and engineering cost • Partner with Risk stakeholders to translate operational pain and data insights into shippable product changes; improve tooling and workflows • Lead cross-squad initiatives with your engineering squad and feature-team product managers to define, scope, and drive risk protections that span multiple domains • Design scalable risk capabilities including signals, limits, enforcement patterns, audit logs, and policy frameworks rather than one-off patches • Drive incident response for emerging fraud/abuse patterns containment remediation retro durable hardening • Evaluate build vs buy and lead vendor/partner assessments when third-party solutions accelerate outcomes • Communicate clearly with both technical and non-technical stakeholders by writing clear, concise docs to align decisions; high quality written proposals, communications and documentation are key to this role. What will help you succeed: • Experience with account security patterns: step-up auth, device/session risk, credential stuffing defenses • Experience with card and ACH network concepts - chargebacks/disputes, payout controls, ACH return handling, etc • Experience with email/SMS deliverability, abuse prevention, rate limiting, and sender reputation • Experience building shared platform services: rules/limits engines, risk signals pipelines, policy frameworks • Vendor evaluation experience in fraud/risk/security tooling • Proven experience driving team efficiency or output quality through the strategic use of AI tools and automation.