NewConstruction Project Manager - Commercial Projects JobotConstruction Project Manager - Commercial ProjectsNaples, FL$120,000–$150,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Construction Senior Project Manager Role, $30M+ ground up projects around Naples, working for a ENR Top Ranked Southeast Commercial General Contractor, no Travel, Great Benefits, Bonus and Truck Allowance!
NewProject Manager Healthcare Construction JobotProject Manager Healthcare ConstructionNaples, FL$95,000–$150,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Responsibilities: As a Senior Project Manager in Healthcare Construction, you will be responsible for overseeing all aspects of healthcare construction projects, including planning, execution, tracking, and closure.
NewAssistant Project Manager (Commercial Construction) JobotAssistant Project Manager (Commercial Construction)Naples, FL$80,000–$110,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. MATT DESIDERIO (RECRUITING MANAGER) AT JOBOT https://jobot.com/apply/assistant-project-manager-commercial-construction/2093924191?utm_source=Monster .
NewProject Manager JobotProject ManagerMiromar Lakes, FL$95,000–$155,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. We are looking for a Project Manager for our Ft Myers office with experience in commercial projects for our small projects division.
Associate Project Manager – Manufacturing Davron LLCAssociate Project Manager – ManufacturingNaples, FLThis Associate Project Manager – Manufacturing opportunity supports capital projects across industrial manufacturing and process environments, with on-site presence in Naples and travel to Modesto to see the manufacturing operation come to life. PROJECT MANAGER | PROJECT MANAGEMENT | CAPITAL PROJECTS | CAPITAL EQUIPMENT INSTALLATIONS | PMP | INDUSTRIAL MANUFACTURING | PROCESS INDUSTRIES | RECYCLING | MINING | CEMENT | AGGREGATES | COMMISSIONING .
Project Manager DeAngelis DiamondProject ManagerNaples, FloridaOutstanding communicator: able to synthesize complex information into simple, actionable insights and ability to communicate technical building processes with construction and non-construction team members equally. Present monthly project process reports including cost reports updates, PCO, CO, RFIs, submittals, safety, and schedule reports to executive team leaders.
Senior Project Manager DeAngelis DiamondSenior Project ManagerNaples, FloridaOutstanding communicator: able to synthesize complex information into simple, actionable insights and ability to communicate technical building processes with construction and non-construction team members equally. Present monthly project process reports including cost reports updates, PCO, CO, RFIs, submittals, safety, and schedule reports to executive team leaders.
Electrical Project Manager Gaylor ElectricElectrical Project ManagerNaples, FLTeam Leadership: Oversee multiple projects, providing on-site supervision of general superintendents, field supervisors, lead persons, crew leaders, journeypersons, apprentices, and helpers. Jobsite Visits: Visit various jobsites to interact with crew, customers, foremen, and general contractors, ensuring proper job progress and promoting safe behavior.
Project Manager - Land Development LJAProject Manager - Land DevelopmentNaples, FloridaSpecifically, the project manager should be able to perform confidently and efficiently in the production and design of site layouts, stormwater infrastructure and facilities, grading for small and large projects, utility coordination and design, roadway and or pavement design. POSITION OVERVIEW: As a Project Manager at LJA Land Development , you will be responsible for conceptualizing, interpreting, organizing, executing and coordinating engineering projects within the land development sector.
Project Manager - Land Development AtwellProject Manager - Land DevelopmentBonita Springs, FloridaAtwell Benefits: To attract and retain the best professionals in the industry, we aim to provide an excellent working environment and a progressive benefits program designed to support your personal and professional needs. Atwell, LLC is a bold leader in the consulting, engineering, and construction services industry, delivering a broad range of creative solutions to clients in the real estate & land development, and energy markets.
Senior Project Manager - Land Development AtwellSenior Project Manager - Land DevelopmentBonita Springs, FloridaAtwell, LLC is a bold leader in the consulting, engineering, and construction services industry, delivering a broad range of creative solutions to clients in the real estate & land development, and energy markets. Expert Leadership : Act as the go-to authority for report writing, site plan design, drainage, grading, and comprehensive due diligence/site analysis reports.
Construction Project Manager KONE CorpConstruction Project ManagerNaples, FLAs our Construction Project Manager, you will own a variety of action items including, but not limited to, maintaining/updating the agreed upon schedule, status of project resources (including material, labor, etc.), and procurement related responsibilities (such as subcontracts and vendors). The compensation package offered will depend on candidate's ability to meet the requirements of the role, needs for the business strategy, and a range of factors unique to each candidate, including their skill set, years and depth of experience, certifications, and location.
Construction Project Manager KONE Inc.Construction Project ManagerNaples, FLAs our Construction Project Manager, you will own a variety of action items including, but not limited to, maintaining/updating the agreed upon schedule, status of project resources (including material, labor, etc.), and procurement related responsibilities (such as subcontracts and vendors). The compensation package offered will depend on candidate's ability to meet the requirements of the role, needs for the business strategy, and a range of factors unique to each candidate, including their skill set, years and depth of experience, certifications, and location.
Senior Project Manager / Seller-Doer - Utilities Engineering Hire Resolve.comSenior Project Manager / Seller-Doer - Utilities EngineeringNaples, FLResponsibilities include managing utility infrastructure projects, developing new business opportunities, preparing proposals and presentations, mentoring project teams, coordinating with municipal agencies and stakeholders, and supporting regional growth initiatives. The role provides exposure to high-impact infrastructure projects, a collaborative and entrepreneurial culture, strong professional development support, and the opportunity to work alongside experienced industry leaders in a rapidly growing Florida market.
Sr. Project Manager - Survey LJASr. Project Manager - SurveyNaples, FloridaWhether you are in the office, in the field, or behind the scenes, working at LJA gives you the chance to grow through hands-on experience and exposure to a broad range of clients and services. POSITION OVERVIEW: As a Sr Project Manager at LJA Surveying, you will be responsible for the daily management of multiple survey technicians and support staff in the Florida Survey Department.
Senior Project Manager - Water/Wastewater ArdurraSenior Project Manager - Water/WastewaterFt. Myers, FloridaWe have made a deliberate and focused commitment to nurture a people-centric culture where people are: valued as individuals; supported in their professional and career development with multiple, varied career paths; provided the tools and resources to be successful, engaged, and satisfied in their work; and positive benefits, time-off programs, and flexibility to help maintain a healthy balance between work and home. The position will collaborate with regional and national water/wastewater engineering expertise to share resources and leverage capabilities to expand Ardurra’s greater Fort Myers area business.
Senior Project Manager, Site / Civil Engineer Stantec IncSenior Project Manager, Site / Civil EngineerNaples, FLThis role will include serving as the primary contact for our clients and has overall responsibility for the success of all assigned projects while working on large scale & highly visible development projects (residential, commercial, industrial, mixed use) as well as public sector facilities (parks, schools, etc.,) throughout the area. Demonstrated project management and business development experience to nurture existing clients and develop new multi-disciplined opportunities to expand the practice including developing, recommending, and introducing innovation to our clients' projects.
Senior Civil Project Manager Bowman Consulting Group LtdSenior Civil Project ManagerNaples, FLLeverage hands-on professional engineering experience and proven project management, marketing, and business development skills to tackle design challenges, deliver exceptional engineering projects, and build more sustainable communities. Perform project development for complex land development projects, including finalizing scope of projects, preparing bid summaries, preparing project budgets and cost estimates.
NewProject Manager, Digital Innovation Arthrex IncProject Manager, Digital InnovationNaples, FLThis role is responsible for overseeing project timelines, budgets, and resource allocation, while proactively identifying and resolving issues across our Arthrex Digital Innovation initiatives. Monitor resource capacity within the New Product Development groups and cross-functional resources and communicate constraints or needs to senior management.
NewAssociate Project Manager - Engineering Arthrex IncAssociate Project Manager - EngineeringNaples, FLThis role is responsible for overseeing project timelines, budgets, and resource allocation, while proactively identifying and resolving issues across Foot, Ankle, and Trauma product initiatives. Monitor resource capacity within the New Product Development groups and cross-functional resources and communicate constraints or needs to senior management.
Project Manager Suffolk Construction Company, Inc.Project ManagerEstero, FloridaFull timeSuffolk – America’s Contractor – is a national company with more than $9 billion in annual revenue, 3,000 employees, and 17 offices, including Boston (headquarters), New York City, Miami, West Palm Beach, Tampa, Estero, Dallas, Los Angeles, San Francisco, San Diego, Las Vegas, Herndon, U.S. Virgin Islands, and other key markets. We provide value across the entire project lifecycle through our core construction management services and complementary business lines in real estate investment, design, self-perform construction, and technology start-up investment (Suffolk Technologies).
Seafood Associate Team Leader (Assistant Department Manager) Whole Foods Market IncSeafood Associate Team Leader (Assistant Department Manager)Naples, FL$19.05–$33.20 / hourMaintains awareness of customer flows and needs and directs Team Members as necessary to satisfy and delight customers; responds promptly to customer needs and questions. Requirements build as one progresses through the job levels, so any job duties required at a lower level may be required at the higher level in addition to the duties listed for that higher level.
Project Superintendent-HVAC & Plumbing B & I Contractors, IncProject Superintendent-HVAC & PlumbingCollier County, FLFull timeROLE SUMMARY : The Project Superintendent will coordinate and manage all on-site activities, working with project teams including Project Managers, Project Engineers, Trade Superintendents, BIM team, Foremen, Field Personnel, and subcontractors. B&I Contractors, Inc., a proud four-time winner of the Great Place to Work certification, is seeking an experienced and dedicated Project Superintendent to join our dynamic and expanding team.
Installation Project Specialist - Synergy Arthrex IncInstallation Project Specialist - SynergyNaples, FLProficient understanding of Cable Handling and Terminations: the ability to maintain proper cable pull techniques, ability to maintain uniform cable dressing and secure system connections; Solder, Fiber-Terminations, and Crimp, Compression for audio, video, network, control, and power devices. Arthrex is actively searching for an Installation Project Specialist to manage the installation of Synergy integration projects from initial setup to customer Go-Live.
Project Surveyor - Survey LJAProject Surveyor - SurveyNaples, FloridaPOSITION OVERVIEW: As a Project Surveyor at LJA Surveying, you will be responsible for supervision of field operations, technical and drafting staff, deed and map research and project management. Whether you are in the office, in the field, or behind the scenes, working at LJA gives you the chance to grow through hands-on experience and exposure to a broad range of clients and services.
NewCrew Leader I - Parks & Recreation Collier County, FLCrew Leader I - Parks & RecreationNaples, FL$25.18–$40.79 / hourOversees and assists in performing various tasks involving grounds maintenance or landscaping projects; mows grass; edges landscaped areas, public areas, parking lots, sidewalks, and fence lines; plants and maintains trees, shrubs, and flowers; waters flowers, grass, and landscaped areas; weeds flower beds; trims trees, hedges, and shrubs; cuts down trees and tree limbs; grinds stumps; installs/lays sod; aerates, seeds, fertilizes, and waters grounds; applies herbicides and pesticides; spreads pine straw, mulch, and other grounds materials; rakes and disposes of grass clippings, brush, and other materials; blows leaves/debris from walkways; picks up and disposes of debris/litter from grounds and parking lots; empties trash containers; removes dead animals from grounds or roadways; hauls garbage, tree limbs, and vegetation to landfill or other designated location; and digs holes/trenches and shovels materials. Oversees and assists in performing various tasks involving maintenance of parks, athletic fields, and recreational facilities; drags, grooms, and top dresses ball fields; spreads clay in ball fields; measures, marks, lays out, and paints playing fields and lines according to specifications; installs, repairs, or adjusts pitching rubbers, home plates, and bases; maintains tennis, basketball, and bocci courts; replaces and repairs tennis nets and volleyball nets; installs and repairs tennis wind screens; repairs playground equipment; maintains boat launching ramps and boat docks; maintains playground and recreational equipment; repairs gates and fences; assembles and repairs bleachers, benches, and picnic tables; sets timers for lights and irrigation systems; sweeps and blows out dugouts; and removes debris from fields, grounds, and lake.
Accountant III Accounts Payable Projects & Assets NCH Healthcare System IncAccountant III Accounts Payable Projects & AssetsNaples, FLNCH is transforming into an Advanced Community Healthcare System(TM) and we're proud to: Provide higher acuity care and Centers of Excellence; Offer Graduate Medical Education and fellowships; Have endowed chairs; Conduct research and participate in national clinical trials; and partner with other health market leaders, like Hospital for Special Surgery, Encompass, and ProScan. Our healthcare system is comprised of two hospitals, an alliance of 700+ physicians, and medical facilities in dozens of locations throughout Southwest Florida that offer nationally recognized, quality health care.
Senior Project Engineer Tetra Tech IncSenior Project EngineerEstero, FLWith 25,000 employees working together, Tetra Tech provides clear solutions to complex problems by Leading with Science to address the entire water cycle, protect and restore the environment, design sustainable and resilient infrastructure, and support the clean energy transition. The successful candidate will serve as a technical leader, mentor junior staff, and collaborate closely with project managers and clients to deliver high-quality engineering solutions.
Project Superintendent-HVAC & Plumbing B and I Contractors IncProject Superintendent-HVAC & PlumbingCollier County, FLROLE SUMMARY: The Project Superintendent will coordinate and manage all on-site activities, working with project teams including Project Managers, Project Engineers, Trade Superintendents, BIM team, Foremen, Field Personnel, and subcontractors. B&I Contractors, Inc., a proud four-time winner of the Great Place to Work certification, is seeking an experienced and dedicated Project Superintendent to join our dynamic and expanding team.
Project Manager UNAVAILABLEProject ManagerEstero, FLSuffolk – America’s Contractor – is a national company with more than $9 billion in annual revenue, 3,000 employees, and 17 offices, including Boston (headquarters), New York City, Miami, West Palm Beach, Tampa, Estero, Dallas, Los Angeles, San Francisco, San Diego, Las Vegas, Herndon, U.S. Virgin Islands, and other key markets. We provide value across the entire project lifecycle through our core construction management services and complementary business lines in real estate investment, design, self-perform construction, and technology start-up investment (Suffolk Technologies).
Director, Project Portfolio & Change Management Florida Gulf Coast UniversityDirector, Project Portfolio & Change ManagementFLPartners with institutional stakeholders, including academic and administrative leaders, finance, procurement, legal, information security, enterprise architecture, data governance, accessibility, communications, and external partners to achieve strategic objectives. Required Qualifications: This position requires either twelve years of directly related full-time experience or, as an alternative, a Bachelor's degree from an accredited institution in Business Administration, Information Technology, Management Information Systems, Organizational Development, or other related field and eight years of full-time experience directly related to the job functions.
Recreation Program Leader I - Aquatics Collier County, FLRecreation Program Leader I - AquaticsNaples, FL$20.30–$32.48 / hourMakes copies; folds and stuffs envelopes; types labels, letters, and charts; copies and collates handbooks; keeps files in order; writes work orders; maintains computerized databases; prepares bulletin board and flyers; prepares supply order for office. Purchases and inventories supply and equipment for programs; prepares purchase orders; cleans and organizes supply closets; orders and issues divisional clothing.
Recreation Program Leader II (Aquatics) Sun-N-Fun Lagoon Collier County, FLRecreation Program Leader II (Aquatics) Sun-N-Fun LagoonNaples, FL$22.18–$35.49 / hourAquatics - Must possess and maintain Red Cross Lifeguard certification or comparable certification from another organization, Red Cross Water Safety Instructor certification or a comparable certification from another organization and Certified Pool Operator or Aquatics Facility Operator credential. Supervises, directs, and evaluates assigned staff, processing employee concerns and problems, directing work, counseling, disciplining, and completing employee performance appraisals; develops key result areas for performance appraisals.
Sr Project Manager Gilbane Building CoSr Project ManagerNaples, FLGilbane is seeking a Senior Project Manager to serve as the on-site Gilbane manager, responsible for the overall direction, completion, and financial outcome of a large or complex construction project, or multiple small projects. Creates CPM schedule for large and/or complex projects; accountable for recognizing the potential for schedule impacts and drafting prevention/ mitigation plans.
Project Executive Gilbane Building CompanyProject ExecutiveNaples, FloridaFull timeGilbane is seeking a Project Executive to lead a single large project team or multiple small project teams, guiding the overall direction, completion, and financial outcome of the project(s). Directs and supervises work of project administration, project superintendents, and engineers to establish operational priorities and maintain satisfactory relationships with owners, subcontractors, unions, etc.
NewProject Administrative Assistant DOCProject Administrative AssistantNaples, FLWe are seeking a highly organized, detail-driven, and tech-savvy Project Administrative Assistant to support multiple active projects with precision and care. Founded in 1879, Daniel O'Connell's Sons (DOC) is a construction leader with a legacy of innovation, integrity, and impact.
Project Manager Deangelo Contracting Services LLCProject ManagerImmokalee, FLWork in conjunction with corporate department heads, DCS Management and managers to coordinate training efforts annually for existing employees, new employees and division and branch-specific training needs. DCSAM offers subcontracting services to government agencies as such, candidates may be subject to pre-employment screenings such as criminal background checks, pre-employment, post-accident & reasonable impairment drug screenings, motor vehicle record checks, etc.
Project Engineer - Pipe - Heavy Civil Garney ConstructionProject Engineer - Pipe - Heavy CivilCape Coral, FLThe ideal candidate will have a degree in civil engineering, construction management, or another related field and is willing to travel and work the days and hours required to ensure the projects success. You will assist the project management team with tasks such as negotiating and purchasing materials, maintaining documents, and acting as a point of contact with owners, architects, and engineers.
Crew Leader Driver Light Up Naples Holiday & Outdoor LightingCrew Leader DriverBonita Springs, Florida$22–$26 / hourLight Up Naples Holiday Lighting and Decor is seeking crew leader drivers to lead our light installers and general laborers and install Christmas lights and decorations in Naples, Bonita Springs, Estero, Ft. Myers and Marco Island. Compensation: $22.00 - $26.00 per hour Light Up Naples Holiday & Outdoor Lighting Light Up Naples provides professional Christmas lighting and landscape lighting services throughout Naples, Marco Island, Bonita Springs, Estero, Ft. Myers and Babcock Ranch.
Project Manager Impact Windows Hiring Now! Statewide Window and DoorsProject Manager Impact Windows Hiring Now!Bonita Springs, FLQUALIFIED CANDIDATE MUST HAVE PROJECT MANAGER EXPERIENCE SPECIFICALLY WITH WINDOWS AND DOORS (NO ROOFING OR CONSTRUCTION) . • Exceptional communication skills; comfortable handling concerns with homeowners, installers, and subcontractors.
Project Manager III Collier County, FLProject Manager IIINaples, FL$80,625–$130,613 / yearThe Collier County Public Utilities Department is seeking an experienced and results-driven Project Manager to direct, guide, assist, and coordinate the planning, design, procurement, and construction of capital improvement projects supporting the Departments utility infrastructure, in the water, wastewater, and solid waste divisions This position manages projects from concept through completion, ensuring quality, regulatory compliance, fiscal responsibility, and timely delivery. The Project Manager provides technical leadership in capital project delivery, contract administration, budgeting, and stakeholder coordination while collaborating with internal departments, consultants, contractors, and regulatory agencies to deliver sustainable infrastructure improvements that enhance public services and support the Countys long-term operational goals.
Assistant Project Manager PCL Constructors IncAssistant Project ManagerNaples, FLAt PCL Construction Services, Inc., part of the PCL Family of Companies (PCL), we don't just build projects-we build opportunities, careers and communities. Participates in reviews of subcontractors' submittals for compliance with scope, design documentation, and coordination with other disciplines against the design documentation prior to forwarding to the design team for their review.
NewAssociate Project Manager PBS Engineering and Environmental Inc.Associate Project ManagerNaples, FLFueled by high quality delivery, exceptional client retention, and strategic acquisitions, Apex Companies continues to rank among the fastest-growing firms in the AEC industry, recently recognized by the Zweig Group for our industry-leading growth. Your Responsibilities as a Associate Project Manager: Assist Project Managers with contract administration, including drafting, reviewing, and tracking contract documents, amendments, sub-agreements, and compliance requirements.
Assistant Industrial Construction Project Manager - Materials Processing - Base Salary to 130k/year - Naples, FL AllSearch Professional StaffingAssistant Industrial Construction Project Manager - Materials Processing - Base Salary to 130k/year - Naples, FLNaples, FL$120,000–$130,000 / yearThe ideal candidate will possess an engineering background and experience supporting Engineering, Procurement, and Construction (EPC) capital projects within heavy industrial environments including materials processing, recycling, aggregate, mining, bulk material handling, or similar process manufacturing facilities. Our client, a leading materials processing organization, is seeking an Assistant Industrial Construction Project Manager to support the planning, execution, and successful completion of greenfield industrial materials processing facilities.
Assistant Project Manager DOCAssistant Project ManagerNaples, FLWorking under the direction of the Project Manager, this individual will be responsible for a variety of administrative functions of assigned construction projects including procurement of material and supplies, placing of subcontracts, processing of change orders, communication with clients, architects, and suppliers. Proficient computer skills in Microsoft Office Suite, project management software (Procore or similar), accounting cost management software (Sage or similar), and scheduling software (Primavera or similar).
Assistant Land Project Manager PulteGroup IncAssistant Land Project ManagerBonita Springs, FLHeadquartered in vibrant Atlanta, Georgia, and operating in over 45 markets nationwide, we're proud to build homes through our trusted family of brands-including Innovative Construction Group, Centex, Pulte Homes, Del Webb, DiVosta Homes, American West, and John Wieland Homes and Neighborhoods, Pulte Mortgage, PGP Title, Pulte Insurance Agency -all united under the PulteGroup name. No fee will be owing or paid to Recruiters who submit unsolicited candidates, in the event the candidate is hired by PulteGroup, Inc. or its affiliates as a result of the referral, without a written agreement between PulteGroup, Inc. and through any means other than via our Applicant Tracking System.
NewSenior Project Manager, Drinking Water PBS Engineering and Environmental Inc.Senior Project Manager, Drinking WaterNaples, FLFueled by high quality delivery, exceptional client retention, and strategic acquisitions, Apex Companies continues to rank among the fastest-growing firms in the AEC industry, recently recognized by the Zweig Group for our industry-leading growth. Primary Responsibilities: Supervise and direct individuals or teams of technical staff or Project Managers on multiple complex projects and/or less complex projects.
Maintenance Project Director Guest ServicesMaintenance Project DirectorNaples, FloridaThis will include: patching of holes, complete repainting, caulking shower and toilet, coordinating floor covering replacement/ cleaning if community machine is not able, coordinating housekeeping services once finished with renovations, etc. Manage all basic HVAC, boiler, electronic, electric repairs and preventive maintenance such as painting, cleaning vents, replacing filters, lint, etc.
NewProject Manager - Landscape Architecture RVi Planning + Landscape ArchitectureProject Manager - Landscape ArchitectureBonita Springs, FloridaThe Project Manager’s responsibilities include all aspects of project development, including project initiation, design and planning, team organization and leadership, coordination, staff supervision, scheduling, and management to ensure the efficient production and delivery of a well-coordinated quality product in a profitable and timely manner. Through creative strategy and design, we lead integrated teams to envision the world’s next great communities, public places, campuses, and hospitality experiences.
Manufacturing Project Engineer Parker Hannifin CorpManufacturing Project EngineerNaples, FLAbility to read, analyze, and interpret engineering drawings, technical policies and recommend changes to procedures; effectively communicate and present information to team members, team leaders, and top management; respond to significant inquiries or complaints from customers, regulatory agencies, or members of the business community. Benefit & Retirement Plans: Parker offers competitive benefit programs, including: Comprehensive coverage for medical, prescription drugs, dental, vision, voluntary optional life, accident insurance, hospital indemnity insurance and critical illness insurance with competitive premium cost.