Commercial Construction Project Engineer HITT ContractingCommercial Construction Project EngineerRichmond, VA$70,000–$75,000 / yearMaster required job-specific and technical skills in order to promote to an assistant superintendent or assistant project manager following the 12-month training program including, but not limited to, the ability to: Set up and maintain jobsite office and all jobsite records, including project directory, construction documents, subcontractor directory, daily reports, submittal logs, RFI logs, subcontractor correspondence, etc. Ability to learn sector- and project-specific software systems, including but not limited to: Microsoft Office 365 (Project, Excel, Word, Outlook, PowerPoint, etc.), ProCore, Adobe Suite, BlueBeam, and JD Edwards software suite.
NewCommissioning Project Engineer (Data Centers) JobotCommissioning Project Engineer (Data Centers)Richmond, VARemote$90,000–$160,000 / yearMust be self-motivated and well versed in Data Center projects touching on large building MEP systems design, commissioning, retro-commissioning, energy modeling/analysis and construction for complex buildings. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
NewProject Manager - Multifamily JobotProject Manager - MultifamilyRichmond, VA$115,000–$140,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. The organization is known for delivering high-quality projects from preconstruction through closeout, with a strong emphasis on collaboration, accountability, and long-term client relationships.
NewSenior Civil Engineer JobotSenior Civil EngineerRichmond, VA$110,000–$145,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. The successful candidate will be involved in a wide array of projects, ranging from residential to commercial developments, land development, and roadway projects.
NewProject Architect JobotProject ArchitectRichmond, VA$125,000–$155,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. As a Project Architect, you will collaborate with a team of highly skilled professionals to deliver high-quality, sustainable, and green building designs.
NewAssistant Project Manager - Healthcare JobotAssistant Project Manager - HealthcareRichmond, VA$80,000–$105,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. With a collaborative and hands-on approach, this company is known for maintaining strong relationships with owners, architects, engineers, and trade partners while consistently delivering projects on schedule and within budget.
NewWater Resources Engineering Lead JobotWater Resources Engineering LeadRichmond, VA$140,000–$185,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Their work focuses on stream and wetland restoration, water resource engineering, habitat improvement, stormwater management, and environmental mitigation projects.
NewSenior Network Security Engineer CYNET SYSTEMSSenior Network Security EngineerMechanicsville, VA$80–$85 / hourTemporaryContractorPart timeAs a nationally and locally certified Minority Business Enterprise (MBE), Cynet Systems is committed to helping organizations build high-performing teams while empowering professionals to grow rewarding careers. We deliver agile, scalable talent solutions across IT, engineering, life sciences, clinical, and professional staffing, powered by a high-performing recruitment engine operating across North America and Asia.
Commercial Construction Project Engineer HITTCommercial Construction Project EngineerRichmond, VA$70,000–$75,000 / yearMaster required job-specific and technical skills in order to promote to an assistant superintendent or assistant project manager following the 12-month training program including, but not limited to, the ability to: Set up and maintain jobsite office and all jobsite records, including project directory, construction documents, subcontractor directory, daily reports, submittal logs, RFI logs, subcontractor correspondence, etc. Ability to learn sector- and project-specific software systems, including but not limited to: Microsoft Office 365 (Project, Excel, Word, Outlook, PowerPoint, etc.), ProCore, Adobe Suite, BlueBeam, and JD Edwards software suite.
Sr Project Engineer - Commercial Construction Barton Malow Holdings LLCSr Project Engineer - Commercial ConstructionRichmond, VAThis position will plan, develop, coordinate, supervise, and monitor on-site construction engineering activities for the project and act as liaison with architect/engineer and owner regarding project progress and changes. This role will support our project delivery team with construction projects across various service lines including sports & entertainment arenas, healthcare, higher education, and more.
Data Engineer Expert In Recruitment SolutionsData EngineerGlen Allen, VARemoteThis is a hands-on role requiring strong experience with ETL, cloud platforms, and modern data architecture , with a focus on driving alignment across Hilton's data landscape. Senior Data Engineer supporting Hilton's enterprise data organization, focused on data pipelines, cloud infrastructure, and Martech ecosystem support .
Construction Project Engineer Commonwealth Construction ManagemenConstruction Project EngineerRichmond, VAFull timeExperience: Minimum of two (2) years of experience in construction engineering or a related role, with a proven track record of supporting successful construction projects. We are currently seeking a skilled Construction Project Engineer to join our team and play a critical role in ensuring the successful delivery of our projects.
Project Engineer - Water/ Wastewater Plant Construction Kokosing Construction Company IncProject Engineer - Water/ Wastewater Plant ConstructionVAJob Description: Summary: Working onsite with the Project Team to plan, develop, coordinate, and manage onsite construction engineering activities for Industrial projects - primarily Water/Wastewater Treatment plant construction but also factories/production facilities, data centers, focused mostly in Northen Virginia, District of Columbia (DC) and Baltimore area. Develop, implement and administer project engineering procedures and other work controlling documents (submittals, RFI's, expediting material deliveries, payment of Subcontractors/Vendors and Owner pay requests).
Spring 2027 Construction Project Engineer Intern KrogerSpring 2027 Construction Project Engineer InternGlen Allen, VAFull timeUnder the tutelage of project managers, senior project managers, assistant construction managers and/or construction managers, complete assigned projects or assist project managers in the completion of projects. Assist project managers in the execution of their essential job functions including but not limited to the completion of pre-remodel checklists and "as built" fixture/refrigeration drawings.
Project Engineer - Commercial Construction Atlantic Constructors IncProject Engineer - Commercial ConstructionRichmond, VASummary/Objective: Our Project Engineers will work with the Project Managers (PMs) and Project Manager Assistants (PMAs) to provide leadership for two or more Commercial Construction projects. Required: Bachelors degree in engineering field, and 2+ years of experience in a commercial construction environment; and/or equivalent combination of education and experience.
NewSenior Project Engineer Construction SundtSenior Project Engineer ConstructionRichmond, VAThe successful candidate will need a four-year construction-related degree and at least 3-4 years of practical experience in construction engineering. The role involves managing project documentation, directing project teams, and ensuring effective communication with clients and stakeholders.
NewProject Engineer - Multifamily Construction & Documentation Middleburg CommunitiesProject Engineer - Multifamily Construction & DocumentationRichmond, VAIdeal candidates will have a degree in Construction Management or related fields, possess strong communication skills, and be proficient in tools like Microsoft Office and Procore. A real estate development company is seeking a Project Engineer in Richmond, Virginia to provide technical and field support for multifamily construction projects.
Project Engineer - Commercial Construction Atlantic Constructors, Inc.Project Engineer - Commercial ConstructionRichmond, VAFull timeOur Project Engineers will work with the Project Managers (PM's) and Project Manager Assistants (PMA's) to provide leadership for two or more Commercial Construction projects. The work environment and physical demands required would be representative of those that must be met by an employee to successfully perform the essential functions of this job, and may include, but are not limited to the following:
Sr. Development Project Engineer (Data Center Construction) QTS Realty Trust LLCSr. Development Project Engineer (Data Center Construction)Richmond, VABachelor's degree in Engineering or Construction Management field or equivalent professional experience Five or more years of professional experience in commercial construction practices and procedures, including management of Lump Sum, Construction Management @ Risk, and Design Build project delivery methods from conceptual development through procurement to close out Experience with Microsoft Office suite, specifically PowerPoint for use in communicating program updates to executive level, and Excel to create and maintain site program & individual project budgets. Assist with entitlement and permitting needs for each assigned site project(s) Assist with scopes of work for design, construction, commissioning services & participate in procurement and project cost estimates Evaluate and level pricing proposals for design, construction, and commissioning services Work closely with strategic procurement team on equipment procurement and delivery process.
Project Engineer - Industrial Construction Atlantic Constructors IncProject Engineer - Industrial ConstructionRichmond, VAAssists and supports the Project Manager by attending/scheduling project meetings with ACIs project team, clients, subcontractors, vendors and suppliers. As an extension of the ACI Project Manager (PM), the Project Engineer is ultimately responsible for understanding and accomplishing the customers goals while protecting and promoting the interests of ACI and its subcontractors/suppliers in all project-related matters.
Project Engineer - Industrial Construction Atlantic Constructors, Inc.Project Engineer - Industrial ConstructionRichmond, VAFull timeAssists and supports the Project Manager by attending/scheduling project meetings with ACI's project team, clients, subcontractors, vendors and suppliers. As an extension of the ACI Project Manager (PM), the Project Engineer is ultimately responsible for understanding and accomplishing the customer's goals while protecting and promoting the interests of ACI and its subcontractors/suppliers in all project-related matters.
NewHeavy Civil Project Engineer/ Sr. Project Engineer Posillico CivilHeavy Civil Project Engineer/ Sr. Project EngineerRichmond, VAAssist Superintendent and Project Manager to maintain job records, including daily journals, submittals, RFIs, correspondence, shop drawings, progress photos, meeting minutes, SWPPP, SSHASP, material delivery log, quantity and pay item tracking, Miss Utility tickets, inspection and punch list log, issues and changed conditions logs, change order log, equipment log, and all other pertinent documents. Prepare work packages for each major facet of work for field use, including relevant portions of plans and specs, approved shop drawings and technical data sheets, associated pay items, quantities and phase codes, SDS sheets, Miss Utility tickets (one‑call for excavations), as‑built or record drawings, schedule or sequencing information.
Project Fire Protection Engineer Wiley|WilsonProject Fire Protection EngineerRichmond, VAFull timeWiley|Wilson is a full-service architecture-engineering firm, specializing in creating innovative and functional design solutions for our government, institutional, and private-sector clients around the world. Wiley|Wilson, a 100% employee-owned architecture and engineering firm, is seeking an experienced Fire Protection Project Engineer to join our team in Richmond, VA.
NewSenior Project Engineer: Lead Projects, Cost & Schedule Baker ConstructionSenior Project Engineer: Lead Projects, Cost & ScheduleRichmond, VABaker Construction, a leading specialty concrete contractor in the United States, seeks a Senior Project Engineer to support field activities and assist the Project Manager on administration for multiple small projects or a mid-to-large project. Requires a Bachelor's degree with 4 years' experience or 8 years in construction, plus MS Office and construction software#J-18808-Ljbffr.
NewProject Engineer, Senior M.C. DeanProject Engineer, SeniorRichmond, VAQualificationsRequired Qualifications:5+ years of experience as project engineer with a Bachelor of Science degree in Engineering (preferably from an ABET accredited program) or 3+ years of project engineer experience with a MS/MSPreferred Qualifications:Professional Engineer License, preferredAbilities:Exposure to computer screens for an extended period of time. M.C. Dean's Electrical and Construction business unit is seeking a Project Engineer 3 to join our team in Richmond, VA to support a project assignment supporting a large 1,320,000 SF data center project located in Richmond, VA.
Civil Project Engineer II/III - Roadway Design Timmons Group IncCivil Project Engineer II/III - Roadway DesignRichmond, VA$82,000–$115,000 / yearAs one of Engineering News Record's (ENR) Top 500 Design Firms for over 30 years, we are dedicated to being an employer of choice and providing our people with the best resources, technology, and culture to help them thrive in an engaging career development setting. With 21 offices throughout the Mid-Atlantic and Southeast, we provide civil engineering, environmental, economic development, GIS/geospatial technology, landscape architecture, and surveying services to a diverse client base.
Project Engineer I Water & Wastewater Aqua America, Inc.Project Engineer I Water & WastewaterRichmond, VA$85,454.10–$98,272.21 / yearAqua, an Essential Utilities company, employs people in a variety of roles within our eight-state footprint, ranging from field workers and customer service representatives who are on the front lines working with customers, to scientists and engineers who help ensure we're delivering reliable water and wastewater services to our communities. Coordinates design and construction phases of projects with personnel of all regional divisions and of other departments, outside contractors, and suppliers to ensure all operational needs are addressed, and obtain all needed inputs for design.
Fire Protection - Project Engineer Wiley and Wilson IncFire Protection - Project EngineerRichmond, VAWiley|Wilson is a full-service architecture-engineering firm specializing in creating innovative and functional design solutions for our government, institutional, and private-sector clients around the world. Wiley|Wilson, a 100 employee-owned architecture and engineering firm, is seeking an experienced Fire Protection Project Engineer to join our team in Richmond, VA.
Sr. Development Project Engineer (Data Center Construction) QTS Realty Trust, Inc.Sr. Development Project Engineer (Data Center Construction)Richmond, VAFive or more years of professional experience in commercial construction practices and procedures, including management of Lump Sum, Construction Management @ Risk, and Design Build project delivery methods from conceptual development through procurement to close out. Experience with Microsoft Office suite, specifically PowerPoint for use in communicating program updates to executive level, and Excel to create and maintain site program & individual project budgets.
Project Engineer - Richmond, VA Brown and Caldwell IncProject Engineer - Richmond, VARichmond, VARemote$78,000–$106,000 / yearThe role may include conducting site inspections, collecting and verifying data, preparing assessments, completing calculations, initiating the preparation of detailed plans, and collaborating with other professionals to deliver efficient and sustainable solutions. In the event a recruiter or agency submits a resume or candidate without a previously signed agreement and approved engagement request with Brown and Caldwell, Brown and Caldwell reserves the right to pursue and hire those candidate(s) without any financial obligation to the recruiter or agency.
Utility Project Engineer Prince George County CouncilUtility Project EngineerVA$78,069–$124,910 / yearRequires a Bachelors Degree from an Accreditation Board for Engineering and Technology (ABET) approved engineering or engineering technology program with possession of, or the ability to obtain within 2 years, a Professional Engineer (P.E.) license from the Virginia Board of Architects, Professional Engineers, Land Surveyors, Certified Interior Designers and Landscape Architects (APELSCIDLA) and two (2) years of progressive professional engineering experience. Works closely with the department director and regulating agencies to develop detailed scopes of work for assigned capital projects, formulates total project estimates and budgets, manages project budgets, and provides project status updates as required.
NewProject Engineer II, Heavy Industrial - Employee-Owned SundtProject Engineer II, Heavy Industrial - Employee-OwnedRichmond, VAA reputable construction firm based in Virginia is seeking a Construction Engineer who will serve as the technical source of information for project management, maintain effective relationships with stakeholders, and manage project documentation. Ideal candidates will need a construction-related degree and at least three years of relevant experience.
Civil Project Engineer - Waste & Recycling LaBella AssociatesCivil Project Engineer - Waste & RecyclingRichmond, VA$79,000–$95,000The projects are intricate and incorporate both civil and environmental engineering skills, including land development (grading and stormwater management); leachate collection, treatment, and management; renewable energy designs; and organic waste management. Projects will include solid-waste related site development projects: developing master plans, design drawings, design of stormwater management and erosion control systems, technical specifications, and cost estimates.
Project Engineer 2 Harkins Builders IncProject Engineer 2Richmond, VA$75,000–$85,000 / yearProject Engineer 2. With guidance from an assistant project manager and project manager, the project engineer II is on a career path to become an assistant project manager, assisting in preconstruction, contract follow-up, and site set-up efforts. Ability to use construction management software, including MS Excel, MS Word, MS Project, Procore, and other web-based or mobile document and project management solutions.
Geotechnical Project Engineer Universal Engineering SciencesGeotechnical Project EngineerVA$85,000–$95,000 / yearThis role involves developing project scopes, budgets, and schedules; leading geotechnical analyses and risk assessments; and coordinating with internal teams, subcontractors, and clients to deliver high-quality results. The Geotechnical Project Engineer is responsible for managing and executing geotechnical engineering projects from planning through completion, ensuring adherence to technical, budgetary, and regulatory requirements.
Water Resources Project Engineer I Johnson, Mirmiran & Thompson IncWater Resources Project Engineer IRichmond, VAThe successful candidate will be well-versed across the Water Resources discipline with demonstrated design experience in drainage and stormwater management design, complex hydrologic and hydraulic modeling, and erosion and sediment control design with the supporting capabilities to perform a variety of concurrent design tasks in the civil engineering field. Johnson, Mirmiran & Thompson is a dynamic, 100% employee-owned consulting firm with more than 2,800 professionals, providing a full range of multidisciplinary engineering, architecture, information technology, and related services to public agencies and private clients throughout the United States.
Structural - Project Engineer Wiley|WilsonStructural - Project EngineerRichmond, VAWiley|Wilson is a full-service architecture-engineering firm, specializing in creating innovative and functional design solutions for our government, institutional, and private-sector clients around the world. We prioritize work-life balance with benefits such as 80 hours of parental leave for the birth of a child or newly adopted child, a hybrid work schedule, and accommodations for individuals with disabilities.
Electrical - Project Engineer Wiley|WilsonElectrical - Project EngineerRichmond, VAFurthermore, we prioritize inclusivity with benefits such as 80 hours of parental leave for the birth of a child or newly adopted child, a hybrid work schedule to accommodate various needs, and for roles requiring travel, we ensure accommodations for individuals with disabilities. Our engineers design all electrical sub-disciplines for diverse and unique projects across multiple markets, with a focus on critical facilities, sustainability, and alternate energy design.
Highway Project Engineer I Johnson, Mirmiran & Thompson IncHighway Project Engineer IRichmond, VAJohnson, Mirmiran & Thompson is a dynamic, 100% employee-owned consulting firm with more than 2,800 professionals, providing a full range of multidisciplinary engineering, architecture, information technology, and related services to public agencies and private clients throughout the United States. JMT''s Richmond Highways Team is seeking an experienced Project Engineer to be responsible for engineering design using knowledge of general engineering principles and practices to interpret, organize, execute and coordinate assignments with limited supervision.
NewProject Engineer (VA) Donley'sProject Engineer (VA)Richmond, VADistribution of construction and/or informational documents to appropriate parties, i.e., bulletins and Architectural Supplemental Instructions (ASI's).Assist in processing change orders and change management processes as assigned and develop quantity take offs for change orders and work orders, as needed. Job RequirementsUndergraduate degree in construction management, engineering, or other relevant technical discipline.1-3 years of relevant construction experience (including co-op experience, concrete preferred)Basic understanding of construction document control.
NewOn-Site Project Engineer: Path to Project Manager Comfort Systems USA IndianaOn-Site Project Engineer: Path to Project ManagerRichmond, VAColonialWebb in Richmond, Virginia is seeking a motivated Project Engineer to support complex commercial mechanical construction projects. Ideal candidates will have a Bachelor's degree in Mechanical Engineering, strong problemsolving skills, and a keen interest in the construction field.
Senior Project Engineer - Mechanical Commissioning Veolia Environnement SASenior Project Engineer - Mechanical CommissioningRichmond, VA$120,000–$130,000 / yearCandidate will be responsible for reviewing project information; executing daily field activities; maintaining project documentation; assisting the Project Manager with schedule and planning of resources, and providing guidance to Project Engineers. Primary Duties/Responsibilities: List essential job functions that comprise the job; describe in terms of actions (verbs) and desired outcomes in order of most important first: Commission mechanical, plumbing & fire alarm and suppression equipment and related controls, primarily in data center environments.
Project Engineer Kokosing Construction Company IncProject EngineerRichmond, VAJob Description: Summary: Working onsite with the Project Team to plan, develop, coordinate, and manage onsite construction engineering activities for Industrial projects - primarily Water/Wastewater Treatment plant construction but also factories/production facilities, data centers, focused mostly in Northen Virginia, District of Columbia (DC) and Baltimore area. Develop, implement and administer project engineering procedures and other work controlling documents (submittals, RFI's, expediting material deliveries, payment of Subcontractors/Vendors and Owner pay requests).
NewProject Engineer KokosingProject EngineerRichmond, VAJob DescriptionWorking onsite with the Project Team to plan, develop, coordinate, and manage onsite construction engineering activities for Industrial projects – primarily Water/Wastewater Treatment plant construction but also factories/production facilities, data centers, focused mostly in Northern Virginia, District of Columbia (DC) and Baltimore area. Develop, implement and administer project engineering procedures and other work controlling documents (submittals, RFIs, expediting material deliveries, payment of subcontractors/vendors and owner pay requests).Represent company, project and/or department during A/E, client and project management meetings.
Project Engineer - Concrete - Traveling The Sundt Companies IncProject Engineer - Concrete - TravelingVAKey Responsibilities: Demonstrates an understanding of the components of the project management plan (PMP) including the project scope management plan, procurement plan, environmental plan, time management plan, financial plan, quality management and safety plans and risk management plan to ensure successful project execution. Four-year construction-related degree or equivalent technical training and related experience, plus a minimum of three to four years of similar construction engineering experience.
Civil Project Engineer III - Water & Wastewater Timmons Group IncCivil Project Engineer III - Water & WastewaterRichmond, VA$89,000–$115,000 / yearWith 21 offices throughout the Mid-Atlantic and Southeast, we provide civil engineering, environmental, economic development, GIS/geospatial technology, landscape architecture, and surveying services to a diverse client base. As one of Engineering News Record's (ENR) Top 500 Design Firms for over 30 years, we are dedicated to being an employer of choice and providing our people with the best resources, technology, and culture to help them thrive in an engaging career development setting.
New Graduate Project Engineer I - Transportation Design Timmons Group IncNew Graduate Project Engineer I - Transportation DesignRichmond, VAAs one of Engineering News Record's (ENR) Top 500 Design Firms for over 30 years, we are dedicated to being an employer of choice and providing our people with the best resources, technology, and culture to help them thrive in an engaging career development setting. With 21 offices throughout the Mid-Atlantic and Southeast, we provide civil engineering, environmental, economic development, GIS/geospatial technology, landscape architecture, and surveying services to a diverse client base.
Civil Project Engineer II - Stormwater Timmons Group IncCivil Project Engineer II - StormwaterRichmond, VA$82,000–$90,000 / yearWith 21 offices throughout the Mid-Atlantic and Southeast, we provide civil engineering, environmental, economic development, GIS/geospatial technology, landscape architecture, and surveying services to a diverse client base. As one of Engineering News Record's (ENR) Top 500 Design Firms for over 30 years, we are dedicated to being an employer of choice and providing our people with the best resources, technology, and culture to help them thrive in an engaging career development setting.
Senior Project Engineer - Industrial - Traveling The Sundt Companies IncSenior Project Engineer - Industrial - TravelingRichmond, VAKey Responsibilities: Demonstrates an understanding of the components of the project management plan (PMP) including the project scope management plan, procurement plan, environmental plan, time management plan, financial plan, quality management and safety plans and risk management plan to ensure successful project execution. Four-year construction-related degree or equivalent technical training and related experience, plus a minimum of three to four years of similar construction engineering experience.
NewProject Engineer The Bell Company LLCProject EngineerRichmond, VA$55,000–$80,000 / yearOngoing professional training and developmentOpportunities for advancementDefined annual bonus program based on Company performanceEmployer paid $50,000 life insuranceElective medical with 75% employer contribution, dental and supplemental benefits are available immediately401 (k) program with 3% employer grantPaid vacationPaid holidaysRelocation assistance availableJob RequirementsThis is a position for a contractor that is in the self-perform mechanical and plumbing trades on complex industrial, institutional and health care projects. Additional information on our past and current projects can be found on our website: www.thebellcompany.comPAY RANGE$55-$80k / YEAR FOR PROJECT ENGINEERTHE BENEFITSAt the Bell Company we believe in rewarding members of our employees with more than just a competitive rate.