NewEnterprise Lending Officer - Multiple Locations Bank of AmericaEnterprise Lending Officer - Multiple LocationsChandler, ArizonaAbility to source clients independently and not rely on enterprise referrals with demonstrated success in generating business from external Centers of Influence real estate professionals, builders, and other external referral partners in a compliant manner as well as within bank policy. US - MA - Boston - 100 Federal St - 100 Federal St Lp (MA5100), US - MD - Bethesda - 7501 Wisconsin Ave (MD9983), US - NJ - Pennington - 1400 American Blvd - Hopewell Bldg 4 (NJ2140), US - NY - New York - 1114 Avenue Of The Americas - Grace (NY1544).
NewLicensed Lending Officer Trainee LoandepotLicensed Lending Officer TraineeChandler, AZJoin a team dedicated to shaping the future of the lending landscape and assisting customers on their homeownership journey.#J-18808-Ljbffr. Ideal candidates possess a strong sales record and a customer-centric approach.
NewSenior Mortgage Loan Officer-Home Lending Center ILC The PNC Financial Services Group IncSenior Mortgage Loan Officer-Home Lending Center ILCAZ$37,440–$45,157 / yearPNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Senior Mortgage Loan Officer-Home Lending Center relocation The PNC Financial Services Group IncSenior Mortgage Loan Officer-Home Lending Center relocationAZ$37,440–$44,990 / yearPNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Centralized Lending Specialist (Mortgage Loan Officer) - Bilingual Spanish Team - Chandler, AZ Bank of America CorpCentralized Lending Specialist (Mortgage Loan Officer) - Bilingual Spanish Team - Chandler, AZChandler, AZResponsibilities:Provides exceptional client careAnswers inbound calls and make outbound calls to provide new and existing clients with guidance and advice to uncover lending needs and assist them with determining the best solutionUtilizes multiple technology systems to assist customers and referral partnersLeverages defined lending processes and policies to meet guidelines and manage risksCommunicates consistently with clients and business partners through outbound calls, email, and online messaging systems throughout the lending processIdentifies opportunities through conversations with clients to recommend the bank's products through partner referrals as part of one team that delivers exceptional client careRequired Qualifications:Has 1+ year sales and/or mortgage experienceBilingual - Spanish RequiredHas a strong relationship-deepening and client care mentalityActively listens to the client to determine their needs and goals and has a desire to interact with clients proactively. Has an ability to assess client needs and suggest/promote alternative products or servicesHas ability to learn all platform systems utilized within the environment and/or aptitude in system technologiesHas effective customer service skills with ability to manage the full client end-to-end origination experience and problem resolution at key points in lending processHas an ability to work under pressure during high volumes Has an ability to build and maintain positive rapport with service partners.
Managing Director, Credit - Asset Based Lending Trinity Capital IncManaging Director, Credit - Asset Based LendingPhoenix, AZThis is a high-impact role within a publicly traded organization, reporting to the Chief Credit Officer and partnering with the Asset-Based Lending Vertical Market Leader to support and execute the firm's credit strategy. Oversee underwriting and credit analysis for new transactions, including reviewing borrowing base structures, collateral coverage, and covenant packages appropriate for venture-backed and growth-stage companies.
Risk Management - Home Lending Originations Risk Lead Credit Officer - Vice President JPMorgan Chase & CoRisk Management - Home Lending Originations Risk Lead Credit Officer - Vice PresidentTempe, AZAs an Originations Risk Lead Credit Officer within the Home Lending Credit Risk team, you will evaluate and identify risks during ongoing surveillance of Agency (Fannie Mae and Freddie Mac) initiatives as well as other investor and insurer guideline changes. Utilize adept risk analysis to review proposed and recent investor guideline changes which leads to researching, developing, and recommending Guideline actions that may act as overlays to insurer guidance.
Mortgage Loan Officer (Inbound Leads Provided - DSCR/Non QM/Investor Lending) TrueholdMortgage Loan Officer (Inbound Leads Provided - DSCR/Non QM/Investor Lending)Phoenix, AZYou'll be working primarily with real estate investors (DSCR, Fix-and-Flip, RTL) along with consumer-purpose loans, supported by a steady flow of leads from our in-house marketing engine. Truehold - one of the nation's leading real estate investment platforms (200+ employees, 15+ markets)—is rapidly expanding its mortgage division, Truehold Financial.
Consumer Lending Credit Analyst Trainee, I, II, III, Senior Global Credit UnionConsumer Lending Credit Analyst Trainee, I, II, III, SeniorGlendale, Arizona$69,557–$112,677 / yearFull timeExperience/Skills: One-year experience with this credit union in a problem-solving capacity, or underwriting consumer loans, which routinely calls for independent decision making in a high volume, fast-paced environment. Rapidly underwrite and respond to credit requests sent to the Consumer Lending department by members, credit union branches, and network dealers.
Remote Mortgage Loan Officer LoanDepot IncRemote Mortgage Loan OfficerScottsdale, AZRemote$8–$18.17 / hourToday, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. Our direct lending channel, comprised of both seasoned mortgage veterans & our own home-grown Lending Officers, receive daily warm transfers from our call center agents to recommend loan solutions in accordance with lending guidelines and mortgage policy.
Counsel - Commercial Lending Columbia BankCounsel - Commercial LendingPhoenix, AZ$135,000–$180,000 / yearResponsible for working with officers to negotiate, document and close commercial loans, including C&I loans, commercial realestate loans, tax exempt financing and asset-based loans. + Experience working with officers to negotiate, document and close commercial loans, including C&I loans, commercial real estate loans, tax exempt financing and asset based loans.
Mortgage Loan Officer LoanDepot IncMortgage Loan OfficerChandler, AZToday, loanDepot enables customers to achieve the American dream of homeownership through a broad suite of lending and real estate services that simplify one of life's most complex transactions. Our direct lending channel, comprised of both seasoned mortgage veterans & our own home-grown Lending Officers, receive daily warm transfers from our call center agents to recommend loan solutions in accordance with lending guidelines and mortgage policy.
NewLoan Officer (Underwriter) 2 (AZ & CA) Arrowhead Credit UnionLoan Officer (Underwriter) 2 (AZ & CA)Scottsdale, AZMaintains a proficient knowledge of Bank Secrecy Act (BSA), Anti-Money Laundering (AML), Office of Foreign Asset Controls (OFAC), Secure and Fair Enforcement (SAFE) Act for Mortgage Licensing, Nationwide Mortgage Licensing System (NMLS), and complies with all loan-related laws and regulations applicable to area of responsibility. Performs duties related to approving and processing loans including completing of all forms and compliance required for loan documentation, maintaining files, and researching and explaining various transactions to members and branch staff.
NewEscrow Officer - Desert Foothills Pioneer Title AgencyEscrow Officer - Desert FoothillsScottsdale, AZWho we arePioneer Title Agency is more than just a family -owned business – we are a business made up of dozens of actual families and hundreds of friends whose relationships and real estate expertise predate our official founding in 1985. What we doPioneer Title Agency provides title insurance, escrow, account servicing, trustee sales, and builder-related trust services to our customers through over 70 branches across Arizona.
Experienced Loan Officer - Consumer Direct Mutual of Omaha MortgageExperienced Loan Officer - Consumer DirectScottsdale, AZFull timeBy constantly updating our loan programs and pricing based on market patterns, Mutual of Omaha Mortgage ensures that we deliver extremely competitive interest rates combined with optimal mortgage structuring. At Mutual of Omaha Mortgage, Loan Officers are trained to listen, build rapport, understand and analyze the full financial situations of our customers.
Now Hiring: Executive Loan Officers (Scottsdale, AZ) Independence Home Loans.Now Hiring: Executive Loan Officers (Scottsdale, AZ)Scottsdale, ArizonaWe may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. If you’re capped by weak leads, low splits, or a company that treats closers like commodities, you’re playing the wrong game.
Loan Officer Cornerstone Capital BankLoan OfficerPhoenix, ArizonaProven track record of successful loan origination supported by an established referral network of realtors, builders, and industry professionals. We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
Mortgage Loan Officer Assistant Cornerstone Capital BankMortgage Loan Officer AssistantScottsdale, ArizonaCornerstone Home Lending, a division of Cornerstone Capital Bank, is a unique national home lender with a reputation of amazing service, customer satisfaction, on-time closings, employee retention, and happiness. We honor God by using our talents to make a positive difference in the lives of our Team Members, Clients, Shareholders, Communities, and the People who provide services to us.
Sr. Commercial Real Estate Officer UMB Financial CorpSr. Commercial Real Estate OfficerPhoenix, AZ$69,230–$149,000 / yearGenerate new CRE loan and cross-sell opportunities with new and existing clients as well as underwrite the collateral property, market and guarantor; structure the loan; prepare the loan approval package; present the request to loan committee for consideration; and negotiate and document the loan in conjunction with the assigned Loan Closing Coordinator and outside legal counsel (as applicable). Commercial Real Estate Officer, you will be engaged in non-owner-occupied commercial real estate ("CRE") lending including construction loans, interim loans, permanent loans, and refinancing of real estate loans.
Chief Credit Officer Foothills BankChief Credit OfficerPhoenix, ArizonaSpecific vision abilities required by this job include: The worker is required to have close visual acuity to perform an activity such as: preparing and analyzing data and figures; transcribing; viewing a computer terminal; extensive reading; visual inspection involving small defects, small parts, and/or operation/inspection of machines and/or using measurement devices at distances close to the eyes. Manage direct reports to maximize productivity, efficiency, and the potential of the human assets of the company, including: hiring, directing job assignments, monitoring staff performance, coaching, counseling, training, assuring compliance with regulatory requirements and organizational mission, values, policies and work rules.
Credit Approval Officer U.S. BancorpCredit Approval OfficerTempe, AZ$149,515–$175,900 / yearThe Credit Approval Officer will approve loans in excess of Business Banking Credit Services lending authority with a focus on larger and more complex Business Banking portfolios and ensures conformity with bank policies. In addition, certain positions may also be subject to the requirements of FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement, such as those related to ethics, safety, or operational procedures.
Licensed Mortgage Loan Officer - REMOTE AmeriSave Mortgage CorpLicensed Mortgage Loan Officer - REMOTETucson, AZRemote$10–$15 / hourAmeriSave offers top-tier tech, aggressive commissions, and the ability to delight your clients with our streamlined processes and speedy turn times. Why AmeriSave: As one of the top-rated lenders in the nation, our mission is to deliver beneficial, responsible home and personal lending solutions with unwavering integrity, dedication and excellence.
Escrow Officer - Phoenix East Valley Pioneer Title AgencyEscrow Officer - Phoenix East ValleyGilbert, ArizonaWHO WE ARE: Pioneer Title Agency is more than just a family -owned business – we are a business made up of dozens of actual families and hundreds of friends whose relationships and real estate expertise predate our official founding in 1985. WHAT WE DO: Pioneer Title Agency provides title insurance, escrow, account servicing, trustee sales, and builder-related trust services to our customers through over 70 branches across Arizona.
Escrow Officer - Kierland Pioneer Title AgencyEscrow Officer - KierlandScottsdale, ArizonaWHO WE ARE: Pioneer Title Agency is more than just a family -owned business – we are a business made up of dozens of actual families and hundreds of friends whose relationships and real estate expertise predate our official founding in 1985. WHAT WE DO: Pioneer Title Agency provides title insurance, escrow, account servicing, trustee sales, and builder-related trust services to our customers through over 70 branches across Arizona.
Escrow Officer - Maricopa Main Uptown Pioneer Title AgencyEscrow Officer - Maricopa Main UptownPhoenix, ArizonaWHO WE ARE: Pioneer Title Agency is more than just a family -owned business – we are a business made up of dozens of actual families and hundreds of friends whose relationships and real estate expertise predate our official founding in 1985. WHAT WE DO: Pioneer Title Agency provides title insurance, escrow, account servicing, trustee sales, and builder-related trust services to our customers through over 70 branches across Arizona.
Escrow Officer - Ahwatukee Pioneer Title AgencyEscrow Officer - AhwatukeePhoenix, ArizonaWHO WE ARE: Pioneer Title Agency is more than just a family -owned business – we are a business made up of dozens of actual families and hundreds of friends whose relationships and real estate expertise predate our official founding in 1985. WHAT WE DO: Pioneer Title Agency provides title insurance, escrow, account servicing, trustee sales, and builder-related trust services to our customers through over 70 branches across Arizona.
NewEscrow Officer: Seamless Closings & Client Service Pioneer Title AgencyEscrow Officer: Seamless Closings & Client ServicePhoenix, AZPioneer Title Agency is looking for an Escrow Officer in Phoenix, Arizona, to establish and manage escrow accounts while providing exceptional customer service. The ideal candidate will have at least 2 years of experience in the escrow, real estate, or lending field, strong communication skills, and organizational abilities.
Senior Mortgage Loan Officer-HLC SIT The PNC Financial Services Group IncSenior Mortgage Loan Officer-HLC SITAZ$37,440–$44,990 / yearPNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
NewLoan Officer (Hybrid, in office up to 3x/week) Cascade Financial ServicesLoan Officer (Hybrid, in office up to 3x/week)Chandler, AZRemoteCascade provides structured onboarding, product training, sales leadership support, compliance resources, and cross-functional partnership with Operations to help experienced Loan Officers ramp quickly and succeed in our manufactured housing lending model. Unlike many traditional mortgage roles, this position is supported by dedicated Business Development Managers, a strong retailer referral platform, and one of the broadest manufactured housing product mixes in the industry, including chattel/home-only, land-home, non-QM, GSE, FHA, and VA programs.
Private Banking Officer I or II - Phoenix Bankers Trust CoPrivate Banking Officer I or II - PhoenixPhoenix, AZ$76,000–$91,000 / yearWe're also proud to receive recognition from others, including our designation as a "Best Place for Working Parents," being a four-time recipient of the Greater Des Moines Partnership's Inclusion Award, and being named one of the "Best Businesses Supporting Local Charity" by readers of the Business Record. The primary functions for a Private Banking Officer I are: Business Development/Growth, Individual Portfolio Management, Generating Fee Revenue through deposits, loans and accumulation of Assets under Management; and Quality Service (both Internal and external).
Bilingual Loan Officer Assistant CrossCountry MortgageBilingual Loan Officer AssistantScottsdale, ArizonaThe collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico.
Loan Officer Assistant CrossCountry MortgageLoan Officer AssistantScottsdale, ArizonaThe collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 9,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico.
Loan Officer Mission LoansLoan OfficerScottsdale, AZFull timeAs a Loan Officer , you’ll play a key role in helping clients navigate their financial journey by assessing their needs, recommending the best loan products, and ensuring a seamless mortgage process. from a third party, such as an Agency, including unsolicited resumes sent to a Company mailing address, fax machine, or email address, directly to Company employees, or to the resume database, will be considered Company property.
Remote Mortgage Loan Officer - Entry Level (SAFE Passed Required) AmeriSave Mortgage CorpRemote Mortgage Loan Officer - Entry Level (SAFE Passed Required)Scottsdale, AZRemote$12–$16.50 / hourAfter the paid training program we offer a competitive compensation package, and your commissions are based on growth - as you exceed targets, your commission as a percentage of sales goes up with no cap on your ability to earn. As one of the top-rated, largest privately-owned online mortgage lenders in the nation, our mission is to deliver beneficial, responsible home lending solutions with unwavering integrity, dedication and excellence.
Loan Officer CrossCountry MortgageLoan OfficerPhoenix, ArizonaThe collective sum of the individual differences, life experiences, knowledge, inventiveness, innovation, self-expression, unique capabilities and talent that our employees invest in their work represents a significant part of not only our culture, but our reputation. Regularly participate in activities in connection with mortgage sales, including but not limited to attend closings, open houses, and/or conduct CCM seminars/trainings and other lead-generating activities.
Loan Officer Apprentice CrossCountry MortgageLoan Officer ApprenticeTucson, ArizonaPosition Overview: The Loan Officer Apprentice role is responsible for supporting Loan Officers (LOs) in daily operations to help drive production and ensure seamless customer experience from application to closing. CrossCountry Mortgage (CCM) is the nation's number one distributed retail mortgage lender with more than 7,000 employees operating over 700 branches and servicing loans across all 50 states, D.C. and Puerto Rico.
Remote Mortgage Loan Officer (Scottsdale, AZ) ZillowRemote Mortgage Loan Officer (Scottsdale, AZ)Scottsdale, ArizonaRemoteThese include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company’s reputation. Zillow was named one of FORTUNE 100 Best Companies to Work For® in 2025 , and included on the PEOPLE Companies That Care® 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.
NewLoan Officer Hybrid, in office up to 3x/week Southwest Stage Funding LLCLoan Officer Hybrid, in office up to 3x/weekAZRemoteCascade provides structured onboarding, product training, sales leadership support, compliance resources, and cross-functional partnership with Operations to help experienced Loan Officers ramp quickly and succeed in our manufactured housing lending model. Unlike many traditional mortgage roles, this position is supported by dedicated Business Development Managers, a strong retailer referral platform, and one of the broadest manufactured housing product mixes in the industry, including chattel/home-only, land-home, non-QM, GSE, FHA, and VA programs.
Commercial Real Estate Loan Officer MRINetwork JobsCommercial Real Estate Loan OfficerPhoenix, ArizonaWill provide service to prospective commercial loan customers and interview applicants to develop information concerning their needs, credit, stability, earnings, and potential income to the property to assist in determining whether the commercial loan package will be an acceptable risk. RESPONSIBILITIES : Will solicit and coordinate the closing of commercial loans; responsible for commercial loan business development and to act as the bank’s contact with commercial loan clients, brokers, and contractors.
Loan Officer - Consumer Direct ( Hybrid - Greater Phoenix, AZ area) CMG FinancialLoan Officer - Consumer Direct ( Hybrid - Greater Phoenix, AZ area)Tempe, ArizonaNMLS #1820 If you are a recruiter or placement agency, please do not submit resumes to any person or email address at CMG Financial prior to having a signed agreement. CMG Financial is not liable for and will not pay placement fees for candidates submitted by any agency other than its approved recruitment partners.
Remote Mortgage Loan Officer (Scottsdale, AZ) Zillow IncRemote Mortgage Loan Officer (Scottsdale, AZ)Scottsdale, AZRemoteThese include the duties and responsibilities listed above, as well as the abilities to adhere to company policies, exercise sound judgment, effectively manage stress and work safely and respectfully with others, exhibit trustworthiness and professionalism, and safeguard business operations and the Company's reputation. Zillow was named one of FORTUNE 100 Best Companies to Work For in 2025, and included on the PEOPLE Companies That Care 2025 list, reflecting our commitment to creating an innovative, inclusive, and engaging culture where employees are empowered to grow.
Title Officer - REMOTE (x2-3) The Intersect GroupTitle Officer - REMOTE (x2-3)AZ, AZRemoteReview supporting legal and collateral documents, including trusts, powers of attorney, and court records. This is a fully remote opportunity for candidates based in Arizona who have a strong background in title examination, title underwriting, and property research.
Escrow Officer w/ Book Orchard Technologies, Inc.Escrow Officer w/ BookPhoenix, AZWhat Youll Do Here: Actively seek new business by attending sales meetings, real estate events, escrow, and management meetings and interact with lending and banking to increase capture rate. About the Role Orchard Title is looking for a dynamic Escrow Officer who has a current book of business, to manage the closing process and provide an exceptional experience for customers for both their own deals and Orchard Brokerage closings.
Mortgage Loan Officer The PNC Financial Services Group IncMortgage Loan OfficerPhoenix, AZPNC Employees take pride in our reputation and to continue building upon that we expect our employees to be: Customer Focused - Knowledgeable of the values and practices that align customer needs and satisfaction as primary considerations in all business decisions and able to leverage that information in creating customized customer solutions. Managing Risk - Assessing and effectively managing all of the risks associated with their business objectives and activities to ensure they adhere to and support PNC's Enterprise Risk Management Framework.
Mortgage Loan Officer Adams Bank and TrustMortgage Loan OfficerPrescott Valley, AZ$60,000–$210,000 / yearFull timeThe ideal candidate is plugged-in and actively involved in the Dewey-Prescott Community and will bring extensive mortgage loan originating experience along with a successful track record of closing business. This position requires an individual who is outgoing and motivated to make connections in the real estate market, create centers of influence, and generate referrals that lead to closed loans.
NewChief Compliance Officer Western Alliance BancorpChief Compliance OfficerPhoenix, AZParticipate in corporate risk committees to ensure leadership is informed of compliance posture, trends, and emerging risks and consult with lines of business and affiliates to develop and implement policies, programs, procedures and training programs that ensure bank and non-bank functions are in compliance with applicable laws, regulations, and industry best practices. You''ll contribute to the Bank''s Risk Management efforts and second line of defense programs and provide strategic leadership to the Bank, including guidance on evolving best practices while remaining appraised of regulatory developments and adjusting compliance policies and practices accordingly.
NewEscrow Officer w/ Book ORCHARDEscrow Officer w/ BookPhoenix, AZAbout The RoleOrchard Title is looking for a dynamic Escrow Officer who has a current book of business, to manage the closing process and provide an exceptional experience for customers for both their own deals and Orchard Brokerage closings. What You'll Do Here:Actively seek new business by attending sales meetings, real estate events, escrow, and management meetings and interact with lending and banking to increase capture rate.
Loan Officer - Scottsdale Griffin FundingLoan Officer - ScottsdaleScottsdale, ArizonaWe are a national direct lender specializing in Non-QM (DSCR, Bank Statement, 5–10 Unit), VA, and HELOAN products, with access to Conventional, Jumbo, FHA, USDA, 2nds, and more. Best Places to Work recognition reflect a culture built on accountability, collaboration, and genuine care for clients and teammates alike.
External Mortgage Loan Officer Deseret First Credit UnionExternal Mortgage Loan OfficerGilbert, AZRemoteMust have the ability to read and interpret documents such as real estate purchase contracts, loan program guidelines, tax returns, income documentation, credit reports and preliminary title reports. The Mortgage Loan Officer will be responsible for originating mortgage loans independently without branch assistance, focusing on outbound business development and client management.
Mortgage Loan Officer Columbia BankMortgage Loan OfficerScottsdale, AZThis position requires you to act as a Bank MLO, which is defined as an individual authorized by the Bank to take mortgage loan applications, offer a mortgage, arrange a mortgage, assist a consumer in obtaining or applying to obtain a mortgage, negotiate a mortgage, otherwise obtain or make a mortgage for another person, represent to the public (through advertising or other means of communication) that such person can or will perform any of these activities, or refer a consumer to a loan originator (Note:Except those employees of the Bank who do not discuss particular credit terms available and do not refer the consumer, based on the employee’s assessment of the consumer’s financial characteristics to a particular Bank MLO) for compensation or gain. + This position is authorized to act as a Bank Closed-End MLO, which is defined as any position designated to perform the activities of a Bank MLO for closed-endtransactions, and thus subject to specific Truth-in-Lending Act and Regulation Z Loan Originator requirements.