Lead Investment Advisor RubinBrown LLPLead Investment AdvisorDenver, COPart timeRubinBrown Advisors helps our clients identify, prioritize and achieve their financial goals and objectives utilizing an experienced group of professionals that integrate your income taxes, estate planning and investment advice all in one place. To foster a highly respected, inclusive culture that helps foster and promote an environment that is diverse and equitable for all team members and the firm to achieve growth and deepened expertise.
Lead Investment Advisor RubinBrown Family Office Services GroupLead Investment AdvisorDenver, CORubinBrown Advisors helps our clients identify, prioritize and achieve their financial goals and objectives utilizing an experienced group of professionals that integrate your income taxes, estate planning and investment advice all in one place. To foster a highly respected, inclusive culture that helps foster and promote an environment that is diverse and equitable for all team members and the firm to achieve growth and deepened expertise.
Lead Investment Advisor RubinBrown CareerLead Investment AdvisorDenver, ColoradoRubinBrown Advisors helps our clients identify, prioritize and achieve their financial goals and objectives utilizing an experienced group of professionals that integrate your income taxes, estate planning and investment advice all in one place. To foster a highly respected, inclusive culture that helps foster and promote an environment that is diverse and equitable for all team members and the firm to achieve growth and deepened expertise.
Investment Management - Business Strategy Manager Deloitte Touche Tohmatsu LtdInvestment Management - Business Strategy ManagerCO$155,600–$306,800 / yearAs a global leader in providing consulting services to the asset management industry, Deloitte works with clients to position against strategic growth dynamics, enhance the investment operating model, differentiate through distribution and client experience and drive scale through enterprise operating model optimization. Strategy Managers work among strategic advisors to help our clients shape growth strategies, assess market opportunities, refine competitive positioning, redesign operating models, and drive enterprise-wide transformation initiatives.
NewInvestment Strategist- PW BOK Financial CorpInvestment Strategist- PWDenver, CO$160,000–$180,000 / yearYou will manage investment portfolios to maximize investment returns commensurate with an acceptable level of risk; analyze portfolios, and asset allocation to ensure adherence to investment objectives and maximize investment returns within client and investment management group guidelines. You will manage relationships with internal clients and act as a business partner to them, building high levels of professional credibility and mutual trust, and managing the deployment of appropriate internal and/or external resources to support in delivering business strategy and plans.
Investment Analyst - Commercial Real Estate Finance NorthMarq Capital LLCInvestment Analyst - Commercial Real Estate FinanceDenver, CONorthmarq is a unique capital markets resource for commercial real estate investors, providing our clients access to experts in debt, equity, investment sales, loan servicing, and fund management. Position Responsibilities: Organization/Time Management - Plan, schedule, and prioritize workload to best utilize time and efficiently manage daily tasks including research, financial analysis and underwriting, loan packaging, and closing services.
NewInvestment Analyst - Fixed Income Research EnvestnetInvestment Analyst - Fixed Income ResearchDenver, CO$94,600–$118,300 / yearFull timeConduct research to become an expert on assigned asset class(es), including knowledge and understanding of the major performance drivers at any given time, who the largest players in the space are, general asset class limitations, and changes or innovations occurring within the asset management community. You will join Envestnet’s PMC Research team, a collaborative group of investment professionals focused on delivering high-quality research and due diligence across asset classes, with a specialized emphasis on fixed income strategies.
Sr. Investment Analyst Stack InfrastructureSr. Investment AnalystDenver, CO$94,340–$104,940 / yearInvestment Analyst will report directly to the Director of Finance and will play a central role in portfolio-level financial modeling, performance analysis, and decision support across the business. We are an award-winning industry leader in building, owning, and operating highly efficient, cost-effective wholesale, colocation, and cloud data centers.
Investment Analyst - Fixed Income Research Envestnet IncInvestment Analyst - Fixed Income ResearchDenver, CO$94,600–$118,300 / yearConduct research to become an expert on assigned asset class(es), including knowledge and understanding of the major performance drivers at any given time, who the largest players in the space are, general asset class limitations, and changes or innovations occurring within the asset management community. You will join Envestnet's PMC Research team, a collaborative group of investment professionals focused on delivering high-quality research and due diligence across asset classes, with a specialized emphasis on fixed income strategies.
Marketing Investment Analyst EchoStarMarketing Investment AnalystLittleton, Colorado$96,250–$137,500 / yearFull timeThe analyst bridges the gap between granular media performance and high-level financial objectives, providing the analytical clarity needed to scale Boost Mobile's presence effectively through data-driven rigor. Department Summary: Our Retail Wireless team, serving our Boost Mobile and Gen Mobile brands, is redefining consumer expectations through new platforms, new business models and new ways of thinking.
Chief Technology Officer IOG Singapore Pte LtdChief Technology OfficerLongmont, COWorking at the intersection of strategy and code, the CTO partners with the CEO to define the engineering direction, align the CPO and COO to keep the roadmap sound and moving at pace, and work with IO Labs to bring the most promising ideas from research into reality. Venture viability: partnering with IO Labs and ventures to assess whether new ideas are technically feasible, advising on build approach, and ensuring promising concepts can move quickly from research to reality.
Sr. Investment Analyst STACK Infrastructure USSr. Investment AnalystDenver, ColoradoInvestment Analyst will report directly to the Director of Finance and will play a central role in portfolio-level financial modeling, performance analysis, and decision support across the business. We are an award-winning industry leader in building, owning, and operating highly efficient, cost-effective wholesale, colocation, and cloud data centers.
Marketing Investment Analyst EchoStar CorpMarketing Investment AnalystLittleton, CO$96,250–$137,500 / yearThe analyst bridges the gap between granular media performance and high-level financial objectives, providing the analytical clarity needed to scale Boost Mobile's presence effectively through data-driven rigor. EchoStar will provide reasonable accommodation to otherwise qualified job applicants and employees with known physical or mental disabilities, unless doing so poses an undue hardship on the Company, poses a direct threat of substantial harm to others, or is otherwise not required by law.
NewInvestment Analyst Stack InfrastructureInvestment AnalystDenver, CO$76,320–$83,740 / yearTHE POSITION: The Investment Analyst will report directly to the Manager of Finance and will be responsible for supporting financial models for business case analysis & decision support, maintaining monthly reporting model updates including variance analysis, and business unit price desk and operational support. This person will own the monthly reporting and variance analysis for multiple projects including working closely with various business partners to review and create accurate reporting and narratives for executive leadership.
NewABS Investment Analyst: Securitized Credit & Cashflow LGBT GreatABS Investment Analyst: Securitized Credit & CashflowDenver, CO$90,000–$110,000 / yearQualifications include a Bachelor's degree, proficiency in analytical tools, and strong financial modeling skills. LGBT Great is hiring a Securitized Products Analyst to support the investment team in Denver, Colorado.
Chief Product Officer SpectraLink CorporationChief Product OfficerBoulder, COSpectralink is the global leader in enterprise mobility solutions, delivering purpose-built wireless devices, software platforms, and managed services that empower frontline workers across healthcare, retail, manufacturing, and logistics. With decades of innovation and a passionate global customer base, Spectralink is in an exciting phase of transformation — scaling our cloud portfolio, deepening integrations with the enterprise ecosystem, and redefining what mobility means for the modern workforce.
VP, CFO - CO Kaiser PermanenteVP, CFO - CODenver, CO$337,500–$421,875 / yearSpecific accountabilities include, but are not limited to internal control oversight, accounting, financial reporting, financial and insurance transactions, financial risk management, financial planning and analysis, financial performance measurement, budgeting/forecasting, decision support, cost structure/cash flow improvements, actuarial estimation and revenue cycle operations. The Market CFO will participate in determining the strategic direction and competitive position of KP Colorado and influence business strategy by tracking progress and forecasting fiscal operational impacts compared to short and long term Market objectives.
Investment Analyst STACK Infrastructure USInvestment AnalystDenver, ColoradoThe Investment Analyst will report directly to the Manager of Finance and will be responsible for supporting financial models for business case analysis & decision support, maintaining monthly reporting model updates including variance analysis, and business unit price desk and operational support. This person will own the monthly reporting and variance analysis for multiple projects including working closely with various business partners to review and create accurate reporting and narratives for executive leadership.
NewChief of Staff to the CEO H3X Technologies IncChief of Staff to the CEOLouisville, CO$130,000–$170,000 / yearThis is a high-ownership, high-variety role for someone who thrives in ambiguity, moves fast, and is equally comfortable building a financial model, untangling a broken internal process, drafting an investor update, or jumping on a customer call. Youll work alongside world-class engineers and builders who are pioneering electric motor technology at scale on some of the coolest programs in the industry, from supersonic aircraft to power generation for AI datacenters.
Chief Information Security Officer (CISO) Tract CapitalChief Information Security Officer (CISO)Denver, ColoradoReporting directly to the CITO, the CISO will own information security governance, compliance, risk management, and controls — ensuring that TCM's security posture satisfies the demands of institutional investors, hyperscale customers, regulatory bodies, and internal fiduciary obligations. The Chief Information Security Officer (CISO) is a senior leadership role responsible for establishing, maturing, and governing the enterprise information security program across Tract Capital Management and each of its individual investment strategies (Tract and Fleet Data Centers).
Chief Technology Officer IO GlobalChief Technology OfficerLongmont, ColoradoWorking at the intersection of strategy and code, the CTO partners with the CEO to define the engineering direction, align the CPO and COO to keep the roadmap sound and moving at pace, and work with IO Labs to bring the most promising ideas from research into reality. Venture viability: partnering with IO Labs and ventures to assess whether new ideas are technically feasible, advising on build approach, and ensuring promising concepts can move quickly from research to reality.
Treasury Management Officer - Life Sciences - Vice President JPMorgan Chase Bank, N.A.Treasury Management Officer - Life Sciences - Vice PresidentDenver, COFull timeYou will leverage your deep treasury product knowledge to develop and execute a localized market and product strategywhiledeveloping partnerships with Bankers, Client Service, Product Leadership (Core Cash, Card and Commerce Solutions) and Implementation teams. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
Treasury Management Officer I, II, III, or IV ANB BankTreasury Management Officer I, II, III, or IVDenver, CO$54,808–$117,854.88 / yearMinimum of 6 years Treasury Management sales experience including a track record of meeting sales goals and demonstrated knowledge of cash management products and related business, financial, and risk management processes, or an equivalent combination of education and experience. Minimum of 8 year Treasury Management sales experience including a track record of meeting sales goals and demonstrated knowledge of cash management products and related business, financial, and risk management processes, or an equivalent combination of education and experience.
Banking Officer I, II, III, IV, or V ANB BankBanking Officer I, II, III, IV, or VBasalt, CO$72,358.80–$180,518 / yearServicing the credit needs of customer and prospecting requiring plant visits; obtaining financial and other information; performing or coordinating credit analysis; making loan presentation and recommending approval to Bank Loan Committee where required; and negotiating terms and conditions such as rates, collateral, guarantees, loan agreements, and other documentation. Originate, process, and service the credit needs of businesses, consumers, and professionals within the marketplace and maintain and solicit related depository accounts and other fee-generating services.
Treasury Management Officer IV or V ANB BankTreasury Management Officer IV or VBoulder, CO$88,275.20–$150,432.88 / yearMinimum of 10 year Treasury Management sales experience including a track record of meeting sales goals and demonstrated knowledge of cash management products and related business, financial, and risk management processes, or an equivalent combination of education and experience. Minimum of 8 year Treasury Management sales experience including a track record of meeting sales goals and demonstrated knowledge of cash management products and related business, financial, and risk management processes, or an equivalent combination of education and experience.
NewJunior Escrow Officer FNF GroupJunior Escrow OfficerDenver, CO$25–$33 / hourFrom investments in title and escrow software to industry-leading real estate partner solutions, we take our commitment to provide real estate professionals and consumers with a truly reimagined, transparent, connected, and trusted real estate experience to heart.**OVERVIEW**Fidelity ## Junior Escrow OfficerApplylocations: Denver, COtime type: Full timeposted on: Posted 4 Days Agojob requisition id: 26-11**FNF** is the leading provider of title insurance and settlement services to the real estate and mortgage industries.
NewChief Financial Officer - NGO - Africa INAUTALENTChief Financial Officer - NGO - AfricaDenver, CORemote$140,000–$200,000The Chief Financial Officer is accountable for the administrative, financial, and risk management operations of the organization, including the development and execution of a long-range financial and operational strategy, and the ongoing development of control systems designed to preserve organizational assets and ensure accurate reporting. As a core member of the senior leadership team, the CFO serves as a strategic partner to the CEO, Board, and country leadership, translating the organization's growth ambitions into sound, scalable financial stewardship across a complex, multi-country portfolio.
1st Mortgage Officer Blue Federal Credit Union1st Mortgage OfficerFort Collins, ColoradoIs responsible for a width of information including but not limited to: the organizations current mortgage loan interest rates, commitment/rate lock/relock fee procedures, consumer loan products/rates/guidelines that are used in conjunction with Mortgage Lending (Execulines, second mortgage products, swing loans, land loans, etc.). Must be capable of dealing calmly and professionally with numerous different personalities from diverse cultures at various levels within and outside of the organization and demonstrate highest levels of customer service and discretion when dealing with the public.
NewEngaged Philanthropy Officer The Denver FoundationEngaged Philanthropy OfficerDenver, Colorado$66,600–$73,000 / yearFull timeAs a proactive, collaborative, and resolute leader in reducing racial disparities, we bring together donors, community partners, and changemakers to address the region's most pressing challenges. Participate with Impact Group colleagues to refine protocols for grant review, including developing, documenting, and maintaining internal systems for the grants portfolio under purview.
Advisor Relations Officer The Denver FoundationAdvisor Relations OfficerDenver, Colorado$64,800–$75,000 / yearFull timeAs a proactive, collaborative, and resolute leader in reducing racial disparities, we bring together donors, community partners, and changemakers to address the region's most pressing challenges. Contribute to building and sustaining a positive departmental culture that supports commitment to team goals and core values and that fosters the development of individual leadership, accountability, and continuous improvement.
Chief Technology Officer (USA, Canada, or UK) TechInsightsChief Technology Officer (USA, Canada, or UK)Denver, COFull timeThis is a role for a leader who can operate at the intersection of bold vision and disciplined execution — translating corporate strategy into engineering capability, aligning technology investment with business outcomes, and representing TechInsights' capabilities to customers, partners, and the board of directors. Regarded as the most trusted source of actionable, in-depth intelligence related to semiconductor innovation and surrounding markets, TechInsights’ content informs decision makers and professionals whose success depends on accurate knowledge of the semiconductor industry—past, present, or future.
Impact Finance Officer U.S. BancorpImpact Finance OfficerDenver, CO$119,765–$140,900 / yearThe team oversees critical second line of defense risk management programs including USB's risk limit framework, risk rating, policy exceptions, risk ID, credit concentration, stress testing, collateral audit, credit policy and procedures, portfolio monitoring, strategic product growth and/or enhancements, regulatory review and compliance, and rapid response to emerging risk. This role provides independent risk management and governance while working closely with the business line, credit approval and various other key constituents to build out a comprehensive and proactive approach to portfolio management that promotes a strong risk management culture, aligned with U.S. Bank's risk appetite.
Chief Growth Officer 24 Hour Home CareChief Growth OfficerLakewood, Colorado24 Hour Home Care is a proud member of TEAM Services Group (“TEAM”) a family of healthcare and community-based service organizations dedicated to improving lives through compassionate care, workforce solutions, and innovative support services. As part of a shared services model, our Talent Acquisition team partners with sister brands across the TEAM portfolio, including PASCO , to help identify, attract, and hire exceptional talent that supports their growth and success.
Principal Financial Officer & Treasurer Services Associate | Denver Hybrid PINE Advisor SolutionsPrincipal Financial Officer & Treasurer Services Associate | Denver HybridDenver, ColoradoPrepare and coordinate materials relating to fund board meetings, valuation committee meetings, and disclosure control meetings relating to the Sarbanes-Oxley Act and certification procedures. This is an excellent opportunity for a motivated financial services professional to deepen their expertise in registered fund operations and gain hands-on exposure to the full fund lifecycle.
Credit Risk - Senior Credit Officer NBH BankCredit Risk - Senior Credit OfficerGreenwood Village, COYou will be responsible for a variety of tasks including utilizing various tools on financial statement analysis, company information, industry information and calls to the client, identifying risk on loans and mitigate while identifying cross sales and pre-approvals, documenting declines including any discussions that take place, helping design new credit policies, processes and procedures, and approve credits up to legal limit while maintaining an appropriate credit risk level. As the Senior Credit Officer, you will manage monitoring of and renewals of credits, work with department to maintain the corporate credit policy and manage client credit files and recommend changes in the credit policy to senior management.
Credit Management - SBA Senior Credit Approval Officer I NBH BankCredit Management - SBA Senior Credit Approval Officer ICOAdvanced math skills; calculate interest, commissions, proportions, and percentages; balance accounts; add, subtract, multiply and divide in all units of measure, using whole numbers, common fractions and decimals; locate routine mathematical errors; compute rate, ratio and percent, including the drafting and interpretation of bar graphs. These include but are not limited to: NBH Credit Policy and Underwriting Guidelines, NBH SBA Credit Policy and Underwriting Guidelines, SBA SOP (Origination Manual), SBA SOP (Servicing Manual), Bank Secrecy Act (BSA), Office of Foreign Assets Control (OFAC), Federal and State laws related to safety and soundness, consumer protections and privacy, etc.
Asset Based Lending Senior Business Development Officer - Denver Bank of AmericaAsset Based Lending Senior Business Development Officer - DenverDenver, ColoradoBank of American Business Capital (“BABC”), the market leading provider of asset-based lending (“ABL”) solutions, is seeking a Senior Business Development Officer (“BDO”) to deliver creative senior secured credit facilities to large corporate, middle market and lower middle market borrowers in support of their organic and/or M&A growth, recapitalizations and refinancing of existing debt. Key responsibilities include working on sole lender, club, and widely syndicated ABL transactions and maintaining an external referral network of private equity firms, investment banks, consultants, and direct credit lenders.
VP, SBA Specialty Finance Officer Bank of MontrealVP, SBA Specialty Finance OfficerGreenwood Village, CO$88,800–$165,600 / yearBuilds and maintains strong long-term relationships with the bank's high-value and strategic clients, providing strategic advice on financial solutions and ensuring exceptional service and partnership. BMO is the 8th largest bank in North America and the 4th largest commercial lender with aggressive growth ambitions in the U.S. We are driven by a single purpose: to Boldly Grow the Good in business and life.
Assistant Director, Donor Engagement Officer Colorado CollegeAssistant Director, Donor Engagement OfficerColorado Springs, CO$47,072–$57,714 / yearExpected outcomes for this role are: retaining annual donors who give $1,874 or greater, growing the philanthropic commitments of assigned prospects, capturing information that will enrich prospect records, securing unrestricted gifts to support the college's greatest needs, and partnering with cross-campus stakeholders to provide new funding to enhance affinity programs. One year of relevant work experience may be substituted for one year of required education (OR) one year of relevant academic coursework beyond the minimum requirement may be substituted for one year of required professional experience.
Business Banking Officer, Aspen Timberline BankBusiness Banking Officer, AspenAspen, CO$58,500–$155,000 / yearTimberline’s Business Banking Officer is responsible for independently managing and growing a portfolio of business banking relationships through consultative relationship management, business development, and sound credit administration. This role demonstrates advanced relationship management capabilities, strong credit acumen, and the ability to deliver customized banking solutions that support customer growth while managing risk appropriately.
Business Banking Officer, Montrose Timberline BankBusiness Banking Officer, MontroseMontrose, CO$58,500–$155,000 / yearTimberline’s Business Banking Officer is responsible for independently managing and growing a portfolio of business banking relationships through consultative relationship management, business development, and sound credit administration. This role demonstrates advanced relationship management capabilities, strong credit acumen, and the ability to deliver customized banking solutions that support customer growth while managing risk appropriately.
2027-1L Lateral Patrol Officer City of Aurora, IL2027-1L Lateral Patrol OfficerAurora, COIn addition to the duties, responsibilities, tasks, knowledge, skills, and abilities of a Peace Officer; members in the position and assignment of Patrol Officer must be able to perform duties, responsibilities, tasks; and possess the knowledge, skills, and abilities to perform investigations, collect evidence, work under the direct supervision of a Sergeant, and present information obtained during investigations in court. A comprehensive list of a police officer's duties is not possible, but officers working within the Aurora Police Department perform some of the following functions: o Handle (emergency and non-emergency) calls for service received by our Communications Center.
NewChief Technology Officer IRES - SSFB/HSV Amentum Services IncChief Technology Officer IRES - SSFB/HSVColorado Springs, CO$140,000–$185,000 / yearYou must be equally comfortable presenting high-level technical roadmaps to the Board of Directors as you are mentoring engineering leaders on architecture and system scalability. Actual compensation may vary based on factors such as job responsibilities, education, experience, skills, internal equity, market data, applicable collective bargaining agreements, and relevant laws.
VP Governance & Regulatory Compliance Officer Fortis BankVP Governance & Regulatory Compliance OfficerDenver, COResponsibilities include developing and maintaining policies and procedures, coordinating regulatory reporting and examinations, monitoring regulatory developments, and working cross-functionally with business, technology, risk, and senior management to ensure effective risk management and regulatory compliance with respect to these programs. Each of our hand-selected and exceptionally talented teammates contribute to the heart of our company culture that combines banking expertise and personalized service to create an unparalleled client experience.
Loan Officer Primary Residential CareersLoan OfficerGrand Junction, ColoradoIt is the responsibility of a Loan Officer to analyze a borrower’s financial and credit data to determine creditworthiness and the probability of financial security in repayment efforts. · Carries out major assignments affecting business operations of the employer or the employer’s customers through: o collecting and analyzing information regarding the customer’s income, assets, investments, or debts.
Trust Officer Columbia Banking System IncTrust OfficerDenver, CO$70,000–$85,000 / yearStaffing and recruiting agencies are not authorized to submit profiles, applications, or resumes to this site or to any Columbia Bank employee and any such submissions will be considered unsolicited unless requested directly by a member of the Talent Acquisition team. Basic knowledge of the commercial banking environment to facilitate trust clients' financial needs and the trust company's interface with commercial affiliates.
Chief Technology Officer (USA, Canada, or UK) Techinsights, Inc.Chief Technology Officer (USA, Canada, or UK)Denver, COThis is a role for a leader who can operate at the intersection of bold vision and disciplined execution - translating corporate strategy into engineering capability, aligning technology investment with business outcomes, and representing TechInsights capabilities to customers, partners, and the board of directors. Regarded as the most trusted source of actionable, in-depth intelligence related to semiconductor innovation and surrounding markets, TechInsights' content informs decision makers and professionals whose success depends on accurate knowledge of the semiconductor industry-past, present, or future.
VP, Trust Officer First Western Trust BankVP, Trust OfficerDenver, CO$93,000–$130,000 / yearYou bring strong judgment, technical credibility, and the ability to advise high-net-worth clients while driving revenue growth across trust, banking, and investment solutions. Our culture thrives on teamwork and mutual respect, grounded in the belief that diverse perspectives fuel creativity and help us tackle challenges in fresh, effective ways.
Risk Management - Commercial Banking, Government Risk Officer - Vice President JPMorgan Chase & CoRisk Management - Commercial Banking, Government Risk Officer - Vice PresidentCOYou will have the ability to develop a broad and deep understanding of the business, financial and sector risks faced by clients in your assigned portfolio and utilize that view to properly risk grade borrowers, analyze credit requests, structure credit facilities and negotiate credit agreements and other loan documentation. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
Planned Giving Officer Boulder Community HospitalPlanned Giving OfficerBoulder, CO$43.17–$64.76 / hourBenefits: Health insurance, including a FREE employee only option Dental and Vision insurance BCH paid Life Insurance; Spouse and Dependent Life Insurance plans Short-term and Long-term disability coverage Health and Dependent Care Flexible Spending Accounts Retirement plan with BCH matching contributions, and discretionary lump sum contribution Paid Time Off Education assistance program Voluntary Wellness programs, to include biometrics, wellness team challenges, and much more Staff Support Initiatives such as Sound Baths, Meditation, Massages, and Reiki Free one-on-one retirement planning sessions Employee Assistance Program offering 8 free, confidential counseling sessions for you and your family Qualifications Bachelors degree in nonprofit management, business, communications, finance, public administration, or related field preferred. Expansive nonprofit fundraising experience required with a strong emphasis on planned giving, or comparable professional experience in financial planning, wealth management, private banking, trust and estate administration, tax or estate law, accounting, or related advisory fields that demonstrate transferable expertise in charitable planning, donor/client relationship management, and complex financial conversations.