Senior Financial Analyst – Commercial Vaco LLCSenior Financial Analyst – CommercialClearwater, FL$125,000–$130,000 / yearDetermining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. Determining compensation for this role (and others) at Vaco/Highspring depends upon a wide array of factors including but not limited to the individual’s skill sets, experience and training, licensure and certifications, office location and other geographic considerations, as well as other business and organizational needs.
Actuarial Analyst II (Intermediate) – Forecasting Analytics USAAActuarial Analyst II (Intermediate) – Forecasting AnalyticsTampa, FL$77,120–$138,810 / yearIndependently applies actuarial methodologies to complete structured projects (e.g., Builds tools to test and implement new methodologies that improve accuracy of actuarial analysis; utilizes model results to select new variables and refresh existing variables in a rating algorithm; analyzes results from multiple methodologies to propose reserve selections and documenting rationale). Intermediate knowledge of data analysis tools, data visualization, developing analysis queries and procedures in Python, R, SQL, SAS, BI tools or other analysis software, and relevant industry data & methods and ability to connect technical insights to business problems.
Business Analyst- Quantitative Pinnacle Technical ResourcesBusiness Analyst- QuantitativeTampa, Texas$90–$100 / hourContractorCredit risk modeling or analytical experience in banking or financial service industry including knowledge of statistical model development or validation, utilizing best modeling practices and methodologies in the areas of data processing, sampling, model design or specification, model performance assessment. Wholesale Credit Risk Technology team is looking for an analyst with strong credit risk experience to support the development, validation and maintenance of Credit Risk Loss models used to forecast losses and/or capital reserves under U.S. and international regulations as CCAR, CECL & IFRS 9.
NewDirector, Business Development (Finance/Accounting Agency Staffing and Recruitment) Vaco LLCDirector, Business Development (Finance/Accounting Agency Staffing and Recruitment)Tampa, FL$85,000–$95,000 / yearDuties and responsibilities are to be performed while observing the following Core Tenets: A Team First Approach, aligning with the core tenets: Proud to Wear Jersey, Stay Team Focused, and Assume Positive Intent. Minimum 5 to 7 years’ selling accounting/financial project solutions or comparable client relations experience in audit, tax, and/or public accounting.
NewSenior Associate/Sr Recruiter (Finance/Accounting Agency Staffing and Recruitment) Vaco LLCSenior Associate/Sr Recruiter (Finance/Accounting Agency Staffing and Recruitment)Tampa, FL$60,000–$70,000 / yearDetermining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. Interpersonal Intelligence - Understands self and others’ emotions and is able to manage self and others’ emotions to create a comfortable environment removing internal and external barriers to build rapport with others, including those with diverse opinions and beliefs, by acting with respect, dignity, and integrity.
Financial Analyst Lennar HomesFinancial AnalystSt. Petersburg, FLFull timeLennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Prepare and deliver monthly and quarterly reports that integrate Lennar Mortgage performance with builder activity, such as sales, closings, and buyer financing trends.
NewWealth Advisor, Wealth Advisory Charles SchwabWealth Advisor, Wealth AdvisoryTampa, FLClient Experience: Ability to build trust by listening actively, asking thoughtful questions, and clearly translating complex financial concepts into guidance clients can understand and act on. • Coachability: Actively seeks, receives, and applies feedback; communicates openly about development needs and adjusts approach to continuously improve advisory effectiveness.
NewSenior Manager, Wealth Advisor - Wealth Advisory Charles SchwabSenior Manager, Wealth Advisor - Wealth AdvisoryTampa, FLTime Management: Ability to set an operating cadence for a book of business—prioritizing high-impact activities, coordinating across partners, and proactively communicating tradeoffs, timelines, and next steps—while ensuring service consistency and follow-through on complex, multi-workstream client needs. • Client Experience: Demonstrated ability to lead complex client relationships by diagnosing needs through advanced discovery, navigating sensitive conversations with diplomacy, and influencing decisions by translating sophisticated planning and investment concepts into clear, tailored guidance that drives action and deepens trust.
Wealth Technology Specialist Vaco LLCWealth Technology SpecialistSaint Petersburg, FL$95,000–$100,000 / yearDetermining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. Determining compensation for this role (and others) at Vaco/Highspring depends upon a wide array of factors including but not limited to the individual’s skill sets, experience and training, licensure and certifications, office location and other geographic considerations, as well as other business and organizational needs.
Full Stack Developer AxelonFull Stack DeveloperTampa, FL$64–$67 / hourGlobal Financial Firm located in TAMPA; FL has an immediate contract opportunity for an experienced Full Stack Developer . Consult with users/clients and other technology groups on issues and recommend advanced programming solutions.
Financial Planning Analyst Wolters Kluwer N.V.Financial Planning AnalystTampa, FL$68,900–$118,050 / yearAs a Financial Planning Analyst, you will be working closely with the Finance Manager & other Senior Analysts to execute specialized financial tasks and ensure the quality of financial reports and analysis to senior leadership and managers. About the Role: Job Description: Wolters Kluwer is a global provider of professional information, software solutions, and services for the finance, tax & accounting, risk, compliance, healthcare, CSG, and regulatory sectors.
NewSenior Analyst, Financial Planning & Analysis Coca-Cola Beverages Florida LLCSenior Analyst, Financial Planning & AnalysisTampa, FLSupport Field Operations leadership, Territory General Managers and Fleet, Equipment Service Directors to identify opportunities and drive more effective and efficient operational and financial results including live routine financial reviews with Field ops leadership team. Who We Are: Coca-Cola Beverages Florida, LLC (Coke Florida) is a family-owned independent Coca-Cola bottler that is the third largest privately-held and the sixth largest independent Coca-Cola bottler in the United States.
FP&A SENIOR FINANCIAL ANALYST Gerdau SAFP&A SENIOR FINANCIAL ANALYSTTAMPA, FLGoals of analytic activities are to confirm current actions are achieving desired results, identify new areas for improvement or challenges to achieving desired results, and improving the overall capability of the various Corporate or Operational functions to forecast desired results. At times, analysts may be involved with presentations of results developed for the CFO, COO, CEO, Gerdau Ameristeel Executive Committee, Gerdau Ameristeel Board of Directors, Gerdau Group Executive Committee or Gerdau Group Board of Directors.
Financial Analyst, SE Regional Finance (Hybrid) Quest Diagnostics IncFinancial Analyst, SE Regional Finance (Hybrid)Tampa, FLJob DescriptionOpen to several SE locations in a Hybrid (3x a week in office) capacity:Tampa, FLMiami, FLAtlanta, GAGreensboro, NCThis highly visible position reports to the Commercial Finance Manager, assisting with strategic projects initiated by the Finance Manager and Executive Finance Director while partnering closely with the Commercial team to provide insights, bid design, and pricing strategies for Physician segment clients. Complex Deal Modeling: Provide comprehensive analytical support and modeling for large, complex bids, including Multi-Physician Medical Groups, POL takedowns, mergers and acquisitions (M&A) due diligence and integration, RFPs, and unique FQHC arrangements.
Financial Analyst (FP&A) TD SynnexFinancial Analyst (FP&A)Clearwater, FloridaConnect with Your Community: Participate in internal, peer-led inclusive communities and activities, including business resource groups, local volunteering events, and more environmental and social initiatives. You’ll collaborate with cross-functional teams, take ownership of key processes, and contribute directly to how the business plans, evaluates, and grows.
Senior Financial Analyst, Accounting & Commercial Finance Philip Morris International IncSenior Financial Analyst, Accounting & Commercial FinanceTampa, FL$88,000–$110,000 / yearKey responsibilities include developing forecasts, annual budgets, and long-range plans; analyzing trade and commercial spending performance; ensuring accurate accounting and U.S. GAAP compliance for trade-related activities; supporting strategic initiatives to drive efficiency and profitability; and partnering with business leaders on scenario modeling, financial analysis, reporting enhancements, and process improvements. Your 'day to day': Partner with Trade and Sales teams to develop monthly promotional spend forecasts across multiple brands and cost drivers, clearly communicating assumptions and business impacts.
Financial Analyst United Parks & Resorts IncFinancial AnalystTampa, FLWorking closely with the finance and strategy teams, this position will be responsible for providing analytical services for park locations and SEA initiatives. The perks of the position: As part of the SeaWorld family, you'll enjoy a fun, fast-paced environment, and great teammates, as well as: Paid Floating Holidays.
Senior Financial Analyst Brown & Brown IncSenior Financial AnalystFLPartner with office leaders to enhance the financial analysis of the business including developing/fine tuning metrics and measures to increase insight on performance drivers of the business which provide senior leadership with clear, actionable business intelligence. This role will be responsible for data analytics, metrics optimization and the implementation of new policies, procedures and initiatives, as well as, creating a business partnership with team members across supported offices in Arrowhead Specialty. .
NewFinancial Analyst Apogee Engineering, LLCFinancial AnalystTampa, FloridaFull timeQualifications: Minimum Experience: Citizenship: Must be a US citizen Clearance: Must have and be able to maintain a Secret clearance Education: Bachelor's degree in Accounting, Finance, Business Administration, or Public Administration Years of Experience: 10 years of experience in DoD Financial Budgets and/or Execution 3 years of experience with automated tools. Preferred Experience: Certifications: DoD Financial Management (FM) Certification Level 2 Education and Experience : Master's degree in Accounting, Finance, Business Administration, or Public Administration and 8 years of experience in DoD Financial Budgets and/or Execution Knowledge of SOF-unique acquisition processes is valued .
Senior Financial Controlling Analyst Philip Morris International U.S.Senior Financial Controlling AnalystTampa, FLFull timeThe U.S. Food and Drug Administration has authorized versions of PMI's IQOS electronically heated tobacco devices and Swedish Match's General snus as Modified Risk Tobacco Products and renewal applications for these products are presently pending before the FDA. Since 2008, PMI has invested $12.5 billion globally to develop, scientifically substantiate and commercialize innovative smoke-free products for adults who would otherwise continue to smoke with the goal of transitioning legal-age consumers who smoke to better alternatives.
Financial Analyst (FP&A) TD SYNNEX CorpFinancial Analyst (FP&A)Clearwater, FLConnect with Your Community: Participate in internal, peer-led inclusive communities and activities, including business resource groups, local volunteering events, and more environmental and social initiatives. You'll collaborate with cross-functional teams, take ownership of key processes, and contribute directly to how the business plans, evaluates, and grows.
Financial Analyst Sea WorldFinancial AnalystTampa, FloridaWorking closely with the finance and strategy teams, this position will be responsible for providing analytical services for park locations and SEA initiatives. This position will perform multiple functions to include but not limited to: Analyzing park pricing initiatives and providing analytical support.
NewSenior Financial Analyst (Insurance experience) Insurance Office of AmericaSenior Financial Analyst (Insurance experience)Clearwater, FLRemote$80,000–$100,000 / yearFull timePlease note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. This role is responsible for coordinating the annual budget, performing month‑end analysis and reporting, tracking key book of business metrics, and supporting monthly business reviews.
Financial Analyst Lennar CorpFinancial AnalystSt. Petersburg, FLLennar is one of the nation's leading homebuilders, dedicated to making an impact and creating an extraordinary experience for their Homeowners, Communities, and Associates by building quality homes and providing exceptional customer service, giving back to the communities in which we work and live in, and fostering a culture of opportunity and growth for our Associates throughout their career. Physical & Office/Site Presence Requirements: This is primarily a sedentary office position which requires the FP& A Analyst to have the ability to operate computer equipment, speak, hear, bend, stoop, reach, lift, and move and carry up to 25 lbs.
Financial Analyst Insurance Office of AmericaFinancial AnalystOldsmar, FLRemote$65,000–$85,000 / yearFull timePlease note: If this position is posted as either fully remote and/or hybrid, in accordance with company policy, individuals residing within a 50-mile radius of a branch location may be required to work onsite in a hybrid capacity as there may be occasions when on-site presence is necessary to meet specific business needs. The Financial Analyst will be responsible for reporting on producer-level activities, including but not limited to gross revenue, production credit, new and lost business, and developing Power BI reporting to accurately track and effectively present the above metrics.
Financial Analyst Senior - Decision Support Services Tampa General HospitalFinancial Analyst Senior - Decision Support ServicesTampa, FL678671'',''true'',''678671'',''false'',''Submission for the position: Financial Analyst Senior - Decision Support Services - (Job Number: 260001PH)'',''false'',''678671'',''false'',''true'',''Financial Analyst Senior - Decision Support Services'',''260001PH'',''!*! Applies advanced knowledge of healthcare finance, decision support systems, and enterprise data structures to translate complex, multi-entity information into actionable insights that support financial sustainability, operational performance, and long-term system strategy.
NewFinancial Analyst The Copper River Family of CompaniesFinancial AnalystTampa, FLThe income generated from our companies helps the Native Village of Eyak fund health and social services, economic development, natural resource/environmental education, jobs, job training, and other benefits to the NVE in a manner that is consistent with Alaskan Native cultural values and traditions. Owned by the Native Village of Eyak (NVE), a federally recognized Alaska Native Tribe, the Copper River Family of Companies are a collection of entities that deliver a complementary set of solutions and services to support the diverse missions and requirements of our clients.
NewFinancial Analyst I General Dynamics CorpFinancial Analyst ISt Petersburg, FLIntegrity is paramount, innovation fuels our passion, customer satisfaction is at the core of our mission, and collaboration is key to our success - fostering a culture of teamwork and mutual respect among employees, partners, and stakeholders. OTS empowers the U.S. military and its allies with an extensive range of overarching product segments applied across all levels of strategic and tactical operations, providing a cutting-edge advantage to our warfighters.
Sr. Financial Analyst (FP&A) Leon RecruitmentSr. Financial Analyst (FP&A)Saint Petersburg, FLThis is an excellent opportunity for an analytical finance professional who enjoys working with large datasets, building financial models, developing executive reporting, and influencing business decisions across multiple departments. This role partners closely with Finance, Operations, and Executive Leadership to support forecasting, budgeting, financial reporting, operational analysis, and strategic decision-making.
Revenue Operations Analyst, GTM & Central Planning Remote KnowBe4 IncRevenue Operations Analyst, GTM & Central Planning RemoteClearwater, FLRemote$120,000–$140,000 / yearWe offer company-wide bonuses based on monthly sales targets, employee referral bonuses, adoption assistance, tuition reimbursement, certification reimbursement, and certification completion bonuses - all in a modern, high-tech, and fun work environment. Build capacity models for the channel org that are distinct from direct-sales ratios - including CAM coverage targets, partner activation rates, and channel-sourced pipeline generation benchmarks.
Sr. Financial Analyst (SOCOM) Culmen International, LLCSr. Financial Analyst (SOCOM)Tampa, FLExceptional Medical/Dental/Vision Insurance, premiums for employees are 100% paid by Culmen, and dependent coverage is available at a nominal rate (including same or opposite sex domestic partners). Culmen International is committed to enhancing international safety and security, strengthening homeland defense, advancing humanitarian missions, and optimizing government operations.
NewSenior Financial Analyst The Copper River Family of CompaniesSenior Financial AnalystTampa, FLThe income generated from our companies helps the Native Village of Eyak fund health and social services, economic development, natural resource/environmental education, jobs, job training, and other benefits to the NVE in a manner that is consistent with Alaskan Native cultural values and traditions. This position serves as a senior financial advisor responsible for budget formulation, financial reporting, cost analysis, strategic resource planning, and financial system administration while supporting Government leadership with informed financial decision-making.
Financial Analyst Sr - Decision Support Services Tampa General HospitalFinancial Analyst Sr - Decision Support ServicesTampa, FLUnder general supervision of the Director of Corporate Accounting, responsible for the application of accounting principles and practices to a variety of accounting, budgeting, cost accounting, and/or other fiscal functions. 673986true673986falseSubmission for the position Financial Analyst Sr - Decision Support Services - Job Number 260000DHfalse673986falsetrue.
Senior Financial Analyst, Procurement RefrescoSenior Financial Analyst, ProcurementTampa, FLFull timeReporting to the Manager Procurement Finance, the Senior Procurement Financial Analyst functions include building finance models to support procurement day to day operations while applying skills and knowledge of SAP, Excel and PowerPoint. Work with the procurement category leaders and cross functional teams to build financial models and provide analysis needed to support procurement day to day operations, and special projects.
Senior Financial Analyst, Procurement Refresco CareersSenior Financial Analyst, ProcurementTampa, FloridaAny employment agency, person, or entity that submits a résumé to this career site or a hiring manager does so with the understanding that the applicant's résumé will become the property of Refresco Beverages US, Inc.⯠Refresco Beverages, US Inc., will have the right to hire that applicant at its discretion without any fee owed to the submitting employment agency, person, or entity.â¯. Reporting to the Manager Procurement Finance, the Senior Procurement Financial Analyst functions include building finance models to support procurement day to day operations while applying skills and knowledge of SAP, Excel and PowerPoint.
Financial Analyst II General Dynamics CorpFinancial Analyst IIFLProduces and maintains monthly financial statements, work-in-progress reports, and general ledgers | Reviews and signs off on final accounts for projects | May maintain local registrations, business, and tax licenses. Cost Estimating: May also be responsible for overseeing financial operations for one or more projects, including cost accounting, cash flow, budgeting, forecasting, analysis, and accounts payable.
Financial Analyst I General Dynamics Ordnance & Tactical SystemsFinancial Analyst ISt Petersburg, FloridaCompany Overview: General Dynamics Ordnance and Tactical Systems (OTS) is a global leader in the design, engineering and production of munitions, energetics, weapons, armaments, and missile subsystems around the world. Integrity is paramount, innovation fuels our passion, customer satisfaction is at the core of our mission, and collaboration is key to our success - fostering a culture of teamwork and mutual respect among employees, partners, and stakeholders.
Senior Financial Analyst Odyssey Systems Consulting Group, Ltd.Senior Financial AnalystTampa, FloridaFull timeOdyssey is proud to live out our core values of commitment, ambition, and respect in our work and communities through OdysseyCares , a philanthropic group focused on giving back through direct donations, an employer match program, and volunteering events. Position Summary: Odyssey Systems has an exciting opportunity for a Senior Financial Analyst supporting financial operations in Doral, FL in support of United States Southern Command.
Sr. Financial Analyst OLGOONIK DEVELOPMENT LLCSr. Financial AnalystTampa, FLThe Senior Analyst will perform and advise on complex budget queries and spreadsheet manipulations, serving as a subject matter expert in financial modeling to optimize fiscal decision-making and project tracking. Supervisory Responsibilities: While this role may not have formal direct reports, the Financial Analyst Sr. is responsible for guiding, mentoring, and advising junior team members on financial modeling, budget querying, and analysis techniques.
Financial Analyst Senior - Temporary, Corporate Accounting Tampa General HospitalFinancial Analyst Senior - Temporary, Corporate AccountingTampa, FLApplies advanced knowledge of healthcare finance, accounting systems, and enterprise data structures to streamline the month-end close, enhance internal controls, partner with external auditors, and automate recurring accounting workflows. ''681580'',''true'',''681580'',''false'',''Submission for the position: Temporary Financial Analyst Senior - Corporate Accounting - (Job Number: 260002I6)'',''false'',''681580'',''false'',''true'',''Temporary Financial Analyst Senior - Corporate Accounting'',''260002I6'',''!*!
Sr. Financial Systems Analyst Depot Connect InternationalSr. Financial Systems AnalystTampa, FL$100,000–$110,000 / yearDiscover a career at Depot Connect International (DCI), a global leader in the Tank/ISO Tank Container Services and Tank Trailer Parts industry. Headquartered in Tampa, Florida, with over 160 locations worldwide, our team of over 3,500 employees excels in offering a multitude of mission-critical services.
Senior Financial Analyst AdventHealthSenior Financial AnalystTampa, FL$54,680.66–$101,717.57 / yearApplicants may review general information about Florida's background screening requirements at the Florida Care Provider Background Screening Clearinghouse: https://info.flclearinghouse.com/ . High-level interpersonal skills, able to work collaboratively and tactfully with multi-disciplinary and diverse teams including senior executives, employees, customers, and physicians.
NewFinancial Analyst I General Dynamics Ordnance and Tactical Systems IncFinancial Analyst ISt Petersburg, FLIntegrity is paramount, innovation fuels our passion, customer satisfaction is at the core of our mission, and collaboration is key to our success - fostering a culture of teamwork and mutual respect among employees, partners, and stakeholders. OTS empowers the U.S. military and its allies with an extensive range of overarching product segments applied across all levels of strategic and tactical operations, providing a cutting-edge advantage to our warfighters.
Contract Financial Analyst I University of South FloridaContract Financial Analyst IFL$50,000–$55,000 / yearAs a regional marine science and technology resource, FIO provides access to research vessels, specialized marine equipment, field operations expertise, and the Keys Marine Laboratory to support discovery, student learning, environmental stewardship, and solutions to complex coastal and ocean challenges. Organizational Summary: The Florida Institute of Oceanography (FIO) is an institute of the University of South Florida that connects Florida's academic, public, and private partners to the marine environment through oceanographic research, education, workforce development, and applied maritime operations.
NewSenior Financial Analyst - Westwood Insurance Westwood Insurance AgencySenior Financial Analyst - Westwood InsuranceTampa, FloridaAs a full-service agency, we can help customers find the right coverage for their circumstances from a wide variety of insurance products, including homeowners and renters policies, auto insurance, specialty item and special event endorsements, small business insurance, umbrella policies, and much more . Analyze monthly financial results, including KPI’s, and identify/explain trends and changes from Plan/Prior Yeaar, preparing related summaries/ management reports for business leaders and other key stakeholders.
Financial Operations Analyst Lead - Payment Integrity Datamining Elevance Health IncFinancial Operations Analyst Lead - Payment Integrity DataminingTampa, FLMinimum Requirements: Requires a BA/BS in accounting or finance and a minimum of 5 years' experience in a finance/health insurance field capacity and experience with relational databases and mainframe and client server report writers; or any combination of education and experience, which would provide an equivalent background. We are a Fortune 25 company with a longstanding history in the healthcare industry, looking for leaders at all levels of the organization who are passionate about making an impact on our members and the communities we serve.
Senior Financial Analyst Sedgwick Claims Management Services, Inc.Senior Financial AnalystTampa, FLIn this role, you will administrator bonus plans and related financial processes, ensure accurate and compliant incentive payouts, and deliver data-driven insights to support Operations and leadership decision-making. The ideal candidate excels in critical thinking, communicates effectively, manages time and priorities well, while maintaining a high level of discretion when handling confidential information.
Senior IT Business Systems Analyst | Corporate & Financial Applications Raymond James Financial IncSenior IT Business Systems Analyst | Corporate & Financial ApplicationsFLThe Senior IT Business Systems Analyst serves as a key liaison between business and technology teams, with primary responsibility for supporting critical financial and accounting system integrations, including Oracle Revenue Management and Billing (RMB) and Oracle Financial Accounting Hub (FAH). In addition, the role provides production support and business analysis for Corporate Real Estate and Office Services applications, contributing to continuous improvement initiatives through documentation, training, and project execution.
Sr. Financial Systems Analyst QualaWash Holdings LLCSr. Financial Systems AnalystTampa, FL$100,000–$110,000 / yearDiscover a career at Depot Connect International (DCI), a global leader in the Tank/ISO Tank Container Services and Tank Trailer Parts industry. Headquartered in Tampa, Florida, with over 160 locations worldwide, our team of over 3,500 employees excels in offering a multitude of mission-critical services.
Alternative Funds -Financial Reporting - Analyst JPMorgan Chase & CoAlternative Funds -Financial Reporting - AnalystTampa, FLContribute to the preparation, review, and submission of monthly, quarterly, semi-annual, and annual reports for alternative investment fund clients and their auditors, supporting regulatory efforts to compile key statistics on domestic and international portfolio positions and trends. JPMorgan Chase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.