NewRN - Emergency Room - Temporary - Kodiak Providence Health and ServicesRN - Emergency Room - Temporary - KodiakKodiak, AK$47.36–$71.04 / hourOutside of work you can rely on a close‑knit community, enjoy dazzling natural beauty, and year‑round outdoor adventure—from exciting fishing and water activities to stress-reducing hikes and beach walks. Together, our 120,000 caregivers (all employees) serve in over 50 hospitals, over 1,000 clinics and a full range of health and social services across Alaska, California, Montana, New Mexico, Oregon, Texas and Washington.
NewRN - Emergency Room - Part Time - Kodiak Providence Health and ServicesRN - Emergency Room - Part Time - KodiakLarsen Bay, AK$41.70–$62.54 / hourOutside of work you can rely on a close knit community, enjoy dazzling natural beauty, and year round outdoor adventure—from exciting fishing and water activities to stress-reducing hikes and beach walks. Together, our 120,000 caregivers (all employees) serve in over 50 hospitals, over 1,000 clinics and a full range of health and social services across Alaska, California, Montana, New Mexico, Oregon, Texas and Washington.
Travel Nurse Emergency Room RN Shift Job TrustaffTravel Nurse Emergency Room RN Shift JobKodiak, AKPriority access to thousands of travel nursing jobs ~ Comprehensive benefits, including medical, dental, and vision ~Assistance with travel, compliance, and housing ~ Great bonuses for completions, referring friends, and more Weekly pay Referral bonus Medical benefits Dental benefits Emergency Room About Trustaff Our nurse-first attitude has set us apart from other travel nursing agencies As one of the nation's leading travel nursing companies, your recruiter will work with you one-on-one to guide your career and help you achieve your goals.
NewRN - Emergency Room - Kodiak - Per Diem Providence Health and ServicesRN - Emergency Room - Kodiak - Per DiemKodiak, AK$47.36–$71.04 / hourOur not-for-profit network also provides a full spectrum of care with leading-edge diagnostics and treatment, outpatient health centers, physician groups and clinics, outreach programs, and hospice and home care. Together, our 120,000 caregivers (all employees) serve in over 50 hospitals, over 1,000 clinics and a full range of health and social services across Alaska, California, Montana, New Mexico, Oregon, Texas and Washington.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,679 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,679 per week in Kodiak, AKKodiak, AK$2,679TRS give nurses the best of both worlds - the adventure of experiencing new locations with the comfort security of a company founded by nurses. TravelNurseSource is working with TRS Healthcare to find a qualified ER/Trauma RN in Kodiak, Alaska, 99615!
NewTravel Nurse RN - Emergency Room (ER) / Trauma in Wrangell, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma in Wrangell, AKWrangell, AKJob Title: Emergency Room Nurse Profession: Nursing Specialty: Emergency Room Nurse Duration: Full Time Shift: Nights Hours per Shift: Not specified Experience: None required; acute care, emergency department, and/or long-term care experience preferred License: Current full, unrestricted Registered Nursing license in Alaska or other U.S. state required. Certifications: BLS, ACLS, PALS, Trauma Nursing Core Course (TNCC) preferred Must-Have: Clinical Competency required within 3 months of hire and every three years; High Risk Competency required within 3 months of hire and every year Description: We are a non-profit health consortium that serves the health interests of the residents in our region.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,828 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,828 per week in Kodiak, AKKodiak, AK$2,828Job Title: ER Registered Nurse Profession: Registered Nurse Specialty: Emergency Room Duration: 13 weeks Shift: Day 3x12-Hour; Night 3x12-Hour Hours per Shift: 12 hours Experience: Minimum 1 year required License: Valid nursing license required Certifications: ACLS, BLS, PALS Must-Have: First-time travelers accepted No local residents accepted Availability to work weekends required Ability to float within the facility as needed Description: Position for an ER Registered Nurse is available. Staffing includes two nurses on day shifts and two nurses on night shifts, with no technicians or nursing assistants.
NewTravel Nurse RN - Emergency Room (ER) / Trauma in Fairbanks, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma in Fairbanks, AKFairbanks, AKBenefits: Day 1 Insurance Cigna medical, MetLife dental and vision insurance License reimbursement for new licenses needed for each assignment Discounts with hotels and rental cars A dedicated recruiter and support team that will help you every step of the way to sure you start on time and have an exceptional experience Referral bonus up to $700 About the Company: As an award-winning talent partner, we support healthcare professionals through every step of that process, offering meaningful opportunities, clear guidance, and long-term partnership.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,090 to $2,223 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,090 to $2,223 per week in Kodiak, AKKodiak, AK$2,090–$2,223This role involves assessing patient conditions, implementing urgent care plans, administering life-saving treatments, and collaborating with multidisciplinary healthcare teams to ensure high-quality, efficient, patient-centered care in critical situations. Collaborate effectively with interdisciplinary teams including physicians, specialists, paramedics, social workers and other support staff to ensure comprehensive care.
NewTravel Nurse RN - Emergency Room (ER) / Trauma in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma in Kodiak, AKKodiak, AKSchedule / Job Type Contract | Full-Time | Onsite | Days | 3x12-Hour Shifts (7:00–19:00) | Weekend availability required | Holiday coverage required (2 of 3 major holidays: Thanksgiving, Christmas, New Year). Why Join Us Facility-provided housing (typically a 1-bedroom apartment) and a vehicle for use during the assignment are included, offering a convenient and supported travel experience.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,406 to $2,501 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,406 to $2,501 per week in Kodiak, AKKodiak, AK$2,406–$2,501As an award-winning talent partner, we support healthcare professionals through every step of that process, offering meaningful opportunities, clear guidance, and long-term partnership. *Estimated weekly pay includes projected hourly wages and weekly meal and lodging per diems for eligible clinicians based on nationally published GSA rates.
NewTravel Nurse RN - Emergency Room (ER) / Trauma in Palmer, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma in Palmer, AKPalmer, AKWe value teamwork, continuous growth, and creating a respectful, drama-free environment where people feel supported and empowered to do meaningful work. ATC Healthcare is seeking a skilled and compassionate Registered Nurse (RN) - ER Emergency Room to join our growing clinician community.
NewTravel Nurse RN - Emergency Room (ER) / Trauma in Anchorage, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma in Anchorage, AKAnchorage, AKWe value teamwork, continuous growth, and creating a respectful, drama-free environment where people feel supported and empowered to do meaningful work. ATC Healthcare is seeking a skilled and compassionate Registered Nurse (RN) - ER Emergency Room to join our growing clinician community.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,348 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,348 per week in Kodiak, AKKodiak, AK$2,348They assess, triage, and treat patients in collaboration with physicians, nurse practitioners, and other healthcare professionals, ensuring the best outcomes in a dynamic setting. Administer medications, fluids, and treatments as prescribed, including intravenous (IV) fluids, antibiotics, pain management, and other emergency medications.
NewTravel Nurse RN - Emergency Room (ER) / Trauma in Klawock, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma in Klawock, AKKlawock, AKWhether you are an experienced traveler, or this is your first travel position, SkyBridge Healthcare puts our Nurses first and ensures a seamless travel experience. SkyBridge Healthcare wants the best for our employees, and we are dedicated to helping professionals land their ideal travel assignment.
NewTravel Nurse RN - Emergency Room (ER) / Trauma in Ketchikan, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma in Ketchikan, AKKetchikan, AKWhether you are an experienced traveler, or this is your first travel position, SkyBridge Healthcare puts our Nurses first and ensures a seamless travel experience. SkyBridge Healthcare wants the best for our employees, and we are dedicated to helping professionals land their ideal travel assignment.
NewTravel Nurse RN - Emergency Room (ER) / Trauma in Bethel, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma in Bethel, AKBethel, AKWhether you are an experienced traveler, or this is your first travel position, SkyBridge Healthcare puts our Nurses first and ensures a seamless travel experience. SkyBridge Healthcare wants the best for our employees, and we are dedicated to helping professionals land their ideal travel assignment.
NewTravel Nurse RN - Emergency Room (ER) / Trauma in Juneau, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma in Juneau, AKJuneau, AKWhether you are an experienced traveler, or this is your first travel position, SkyBridge Healthcare puts our Nurses first and ensures a seamless travel experience. SkyBridge Healthcare wants the best for our employees, and we are dedicated to helping professionals land their ideal travel assignment.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,288 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,288 per week in Kodiak, AKKodiak, AK$2,288AHS Staffing is looking for a Emergency Room Registered Nurse in Kodiak, AK for a Long Term (Travel) position. TravelNurseSource is working with AHS Staffing to find a qualified ER/Trauma RN in Kodiak, Alaska, 99615!
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,350 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,350 per week in Kodiak, AKKodiak, AK$2,350If you think you’d be a good match, submit your resume and reach out to Shristi at (201) 366-0647 to learn more. Type of Facility: Acute Care Medical Center/Long Term Care Facility/Outpatient.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,393 per week in Dillingham, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,393 per week in Dillingham, AKDillingham, AK$2,393Nurses and allied healthcare professionals are in high demand nationwide, and our team of industry-leading, traveler-favorite recruiters can get you where you want to go — personally and professionally. In addition to providing the industry’s best recruiters, we offer tons of high-paying jobs, clinical support, and incredible benefits, including: A compensation package that reflects your goals!
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,216 to $2,395 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,216 to $2,395 per week in Kodiak, AKKodiak, AK$2,216.22–$2,395.01Host Healthcare is an award-winning travel healthcare company with an immediate opening for this Registered Nurse - Emergency Room in Kodiak, AK. TravelNurseSource is working with Host Healthcare to find a qualified ER/Trauma RN in Kodiak, Alaska, 99615!
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,021 to $2,334 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,021 to $2,334 per week in Kodiak, AKKodiak, AK$2,020.79–$2,333.77We`re currently seeking a RN - Emergency Room (ER) to join our amazing team with the following qualifications: One or more year(s) of experience as a RN. TravelNurseSource is working with National Staffing Solutions to find a qualified ER/Trauma RN in Kodiak, Alaska, 99615!
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,769 per week in Kotzebue, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,769 per week in Kotzebue, AKKotzebue, AK$2,769Advantis Medical, the #1 rated travel nurse agency, is currently seeking an experienced ER Registered Nurse (RN) for an exciting new travel job in Kotzebue, AK 99752. If you are an experienced ER Registered Nurse (RN) with a passion for providing exceptional patient care, just let us know you’re interested.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,430 per week in Kodiak Island, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,430 per week in Kodiak Island, AKKodiak Island, AK$2,429.77Employee Assistance Program Free to all employees who’d like information on personal issues: Education, Dependent Care, Care Giving, Legal, Financial, Lifestyle & Fitness Management, Working Smarter. We provide group benefits for Health, Dental, Vision, Life, Short Term Disability, Long Term Disability, Accident, Critical Illness, and Identity Theft Protection.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,502 to $2,780 per week in Southern Alaska, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,502 to $2,780 per week in Southern Alaska, AKSouthern Alaska, AK$2,502–$2,780ER nurses work as part of a team with physicians, other nurses and healthcare professionals to provide care, monitor health conditions, plan long-term care needs, administer medicine, use medical equipment, perform minor medical operations, and advise patients and their families on illness, care, and continued care. Established in 1990, our staffing business lines place locum tenens, travel nursing, travel therapy, allied health, and clinical laboratory professionals from coast-to-coast.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,406 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,406 per week in Kodiak, AKKodiak, AK$2,405.77DescriptionAs an ER RN, you will provide critical care in a fast-paced environment, assisting in the treatment of patients experiencing emergencies. Your role will include monitoring vital signs, administering medications, and collaborating with healthcare professionals.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,210 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,210 per week in Kodiak, AKKodiak, AK$2,210Less hassle, more control: one recruiter, transparent pay, and concierge-level support that anticipates your needs. TravelNurseSource is working with FlexCare to find a qualified ER/Trauma RN in Kodiak, Alaska, 99615!
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,800 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,800 per week in Kodiak, AKKodiak, AK$2,799.66Provides immediate care for patients experiencing acute illnesses or injuries in emergency settings. TravelNurseSource is working with talent4health to find a qualified ER/Trauma RN in Kodiak, Alaska, 99615!
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,599 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,599 per week in Kodiak, AKKodiak, AK$2,599TravelNurseSource is working with Triage Staffing to find a qualified ER/Trauma RN in Kodiak, Alaska, 99615! Length: 13 WEEKS 13 weeks Apply for specific facility details.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $1,903 to $2,461 per week in Wrangell, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $1,903 to $2,461 per week in Wrangell, AKWrangell, AK$1,903–$2,461The registered nurse coordinates and performs a variety of nursing care procedures for patients of all ages, requiring professional knowledge and consideration of specific patient conditions and treatments; and the ability to work independently in completing assignments. Consults with the appropriate manager/supervisor and/or ancillary department in difficult situations requiring additional input or resources.
NewTravel Nurse RN - ED - Emergency Department - $2,223 per week Fusion Medical Staffing-NursingTravel Nurse RN - ED - Emergency Department - $2,223 per weekKodiak, AKThis role involves assessing patient conditions, implementing urgent care plans, administering life-saving treatments, and collaborating with multidisciplinary healthcare teams to ensure high-quality, efficient, patient-centered care in critical situations. As a member of our team, you'll have the opportunity to make a positive impact on the lives of patients while enjoying competitive pay, comprehensive benefits, and the support of a dedicated clinical team.
NewTravel Nurse RN - ED - Emergency Department - $3,150 per week Medical SolutionsTravel Nurse RN - ED - Emergency Department - $3,150 per weekBarrow, AKMedical Solutions is one of the nation’s largest providers of total workforce solutions in the healthcare industry, connecting nurses and allied health clinicians with hospitals and healthcare systems across the country and around the corner. Some of the industry-leading benefits enjoyed by Medical Solutions travel nurses and travel allied healthcare professionals include: Day One Medical, Dental, and Vision with low premiums.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $3,584 per week in Barrow, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $3,584 per week in Barrow, AKBarrow, AK$3,584.39If you’ve got: 2+ years of experience in your specialty An active RN license BLS certification from the American Heart Association And a love for nursing (plus a little sense of adventure!). Pay That’s Worth Your Time: We offer competitive pay packages, weekly direct deposit, and a dedicated payroll specialist who’s always just a message away.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,170 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,170 per week in Kodiak, AKKodiak, AK$2,170.50Traveling with GetMed Staffing offers the unique opportunity to gain diverse experiences, both personally and professionally. TravelNurseSource is working with GetMed Staffing to find a qualified ER/Trauma RN in Kodiak, Alaska, 99615!
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,020 to $2,239 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,020 to $2,239 per week in Kodiak, AKKodiak, AK$2,020–$2,239TravelNurseSource is working with LRS Healthcare to find a qualified ER/Trauma RN in Kodiak, Alaska, 99615! Demonstrated ability to maintain high level of professionalism during stressful times.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,132 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,132 per week in Kodiak, AKKodiak, AK$2,132Estimated compensation package based on a usual week of work, inclusive of taxable hourly wage and expected weekly travel expenses. Atlas Medstaff is a premier staffing firm dedicated to matching outstanding talent with exceptional opportunities.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,271 to $2,471 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,271 to $2,471 per week in Kodiak, AKKodiak, AK$2,271–$2,471Markets have changed, but Ventura MedStaff has maintained a leader in the forefront of Therapy, Allied and Nursing opportunities. Ventura’s MedStaff tenured Recruiters are here to help you find your ideal contract; with over 50 years of combined experience.
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,316 to $2,416 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,316 to $2,416 per week in Kodiak, AKKodiak, AK$2,316–$2,416ConVerdia Health Staffing- Staffing temporary and permanent jobs across the nation, ConVerdia Health Staffing assists RNs, LPNs, CNAs, Allied Healthcare professionals, Therapists, Physicians, and more. TravelNurseSource is working with Converdia Health Staffing to find a qualified ER/Trauma RN in Kodiak, Alaska, 99615!
NewTravel Nurse RN - Emergency Room (ER) / Trauma - $2,374 per week in Kodiak, AK TravelNurseSourceTravel Nurse RN - Emergency Room (ER) / Trauma - $2,374 per week in Kodiak, AKKodiak, AK$2,374.50Coast is featured on Blue Pipes' 2023 Best Travel Agencies and named a 2022 Top Rated Healthcare Staffing Firm & 2023 First Half Top Rated Healthcare Staffing Firm by Great Recruiters. Coast Medical Service is a nationwide travel nursing & allied healthcare staffing agency dedicated to providing an elite traveler experience for the experienced or first-time traveler.
NewTravel Operating Room RN - $3,606 per week LanceSoftTravel Operating Room RN - $3,606 per weekSitka, AK$300–$1,000LanceSoft specializes in providing Registered Nurses, Nurse Practitioners, LPNs/LVNs, Social Workers, Medical Assistants, and Certified Nursing Assistants to work in Acute Care Centers, Skilled Nursing Facilities, Long-Term Care centers, Rehab Facilities, Behavioral Health Centers, Drug & Alcohol Facilities, Home Health & Community Health, Urgent Care Clinics, and many other provider-based facilities. Our team of experienced career specialists takes the time to understand your needs and match you with the right job Lancesoft has been chosen by Staffing Industry Analysts as one of the Best Staffing Firms to Work for.
NewTravel Operating Room RN - $3,352 per week Voca HealthcareTravel Operating Room RN - $3,352 per weekSitka, AKOur long-standing partnerships with some of the most respected and recognized healthcare organizations in the country allow us to identify career opportunities to help you increase your knowledge and experience while working with some of the best physicians and healthcare professionals in the world. Qualification Requirements: Graduate of an accredited school of Nursing (BSN, Associate degree in nursing or Diploma in nursing)High school diploma or GEDA valid, current, full and unrestricted RN license in the State of Alaska.
NewTravel Operating Room Registered Nurse - $2,637 per week LeaderStatTravel Operating Room Registered Nurse - $2,637 per weekAnchorage, AKPay package is based on 12 hour shifts and 36 hours per week (subject to confirmation) with tax-free stipend amount to be determined. For 20 years, LeaderStat has been dedicated to partnering with exceptional healthcare providers to find them the very best assignments throughout the country.
NewTravel Operating Room Registered Nurse - $2,476 per week MedPro Healthcare StaffingTravel Operating Room Registered Nurse - $2,476 per weekAnchorage, AKMedPro Healthcare Staffing , a Joint Commission-certified staffing agency, is seeking a quality Operating Room Registered Nurse (RN) for a travel assignment with one of our top healthcare clients. As a Joint Commission-certified leader in temporary and contract healthcare staffing since 1983, MedPro has proudly connected nursing and allied travelers with top healthcare facilities across the nation.
Registered Nurse Encompass Health Rehabilitation Hospital of AlbuquerqueRegistered NurseMeadow Lake, NMOur achievements include being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For® Award, among other accolades, which is nothing short of amazing. Encompass Health is a trusted leader in post-acute care with over 150 nationwide locations and a team of 36,000 exceptional individuals and growing!
NewTravel Operating Room Registered Nurse - $2,240 per week Reliable Nurse StaffingTravel Operating Room Registered Nurse - $2,240 per weekBethel, AKPay package is based on 8 hour shifts and 32 hours per week (subject to confirmation) with tax-free stipend amount to be determined. Reliable Nurse Staffing is seeking a travel nurse RN OR Scrub RN for a travel nursing job in Bethel, Alaska.
NewTravel Operating Room Registered Nurse - $2,560 per week Medical SolutionsTravel Operating Room Registered Nurse - $2,560 per weekAnchorage, AKMedical Solutions is one of the nation’s largest providers of total workforce solutions in the healthcare industry, connecting nurses and allied health clinicians with hospitals and healthcare systems across the country and around the corner. Some of the industry-leading benefits enjoyed by Medical Solutions travel nurses and travel allied healthcare professionals include: Day One Medical, Dental, and Vision with low premiums.