Credit Officer Jobs in New York, NY
Flagstar Bank
$77568 - $95799
New York, NY
This role plays a key part in supporting Credit Products Specialists in assessing credit risk, structuring commercial loans, and monitoring portfolio performance. Analysts are expected to independently conduct financial analysis, prepare risk ratings, and provide insights on credit decisions, while continuing to refine industry expertise and technical skills.
Flagstar Bank
$72187 - $123815
New York, NY
Loan Structuring & Underwriting: Assist sales in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages within assigned specialized vertical or region. The Credit Products Specialist I – Specialized supports the underwriting, structuring, and management of commercial credit relationships with assigned specialized vertical or region.
Flagstar Bank
$70451 - $118452
New York, NY
This role partners closely with Credit Products Specialists, Relationship Managers, and senior leadership to evaluate loan opportunities, recommend risk mitigations, and drive credit policy improvements. Expert-Level Financial & Credit Analysis – Deep expertise in financial statement interpretation, cash flow analysis, and credit risk assessment for complex commercial lending relationships.
Flagstar Bank
$70451 - $118452
New York, NY
This role partners closely with Credit Products Specialists, Relationship Managers, and senior leadership to evaluate loan opportunities, recommend risk mitigations, and drive credit policy improvements. Expert-Level Financial & Credit Analysis – Deep expertise in financial statement interpretation, cash flow analysis, and credit risk assessment for complex commercial lending relationships.
Vaco LLC
$275000 - $300000
New Brunswick, NJ
Determining compensation for this role (and others) at Vaco by Highspring depends upon a wide array of factors including but not limited to: the individual’s skill sets, experience and training; licensure and certification requirements; office location and other geographic considerations; other business and organizational needs. Vaco by Highspring values a diverse workplace and strongly encourages women, people of color, LGBTQ+ individuals, people with disabilities, members of ethnic minorities, foreign-born residents, and veterans to apply.
Flagstar Bank
$141299 - $168468
New York, NY
As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients. The Senior Credit Products Specialist - Private Banking is a strategic advisor responsible for structuring, negotiating, and managing highly complex commercial credit relationships.
Flagstar Bank
Hicksville, NY
As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients. Additionally, this role serves as a mentor and thought leader, developing junior credit professionals and shaping best practices in underwriting and risk management.
Flagstar Bank
$106024 - $165862
Hicksville, NY
As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients. Additionally, this role serves as a mentor and thought leader, developing junior credit professionals and shaping best practices in underwriting and risk management.
Flagstar Bank
$106023 - $165862
New York, NY
As relevant for the supported line of business, well versed in legal documentation (e.g., Credit Agreements) and positioned to both develop more junior associates on the topic, interact with internal and external legal counsel, and negotiate directly with clients. Additionally, this role serves as a mentor and thought leader, developing junior credit professionals and shaping best practices in underwriting and risk management.
Flagstar Bank
$195132 - $268306
Hicksville, NY
The Senior Director of Credit Products Underwriting is responsible for setting the strategic vision and execution framework within Commercial Real Estate for first-line credit underwriting and portfolio management, ensuring alignment with the bank’s risk appetite and business objectives. With accountability for budget adherence, regulatory compliance, and continuous process improvements, the Senior Director plays a critical role in balancing profitability, risk management, and long-term business sustainability.
Diagnostica Stago, Inc.
Parsippany, NJ
To perform this job successfully, an individual should have knowledge of Accounting software; Contact Management systems; Database software; Inventory software; Manufacturing software; Order processing systems; Spreadsheet software and Word Processing software. Collaborates with Stago HQ on Finance projects and special topicsIn collaboration with IT team, ensure financial system is stable and meets business needs, and financial records are accurate and safe guarded accordingly.
Percent
$250000 - $350000
New York, NY
As a senior leader of Percent's asset management business, you will report directly to the CEO of Percent while collaborating with members of the leadership team for cross-functional expertise to drive disciplined growth, institutionalize key operating processes, and ensure Percent continues to deliver best-in-class execution for all asset management clients. The ideal candidate is a senior credit investment, portfolio management or debt capital markets professional with 15+ years of experience in structured credit, asset-based finance, institutional lending, or adjacent areas and who brings deep expertise managing complex financing activities across lower middle and middle market specialty finance.
The Symicor Group
$250000
Maplewood, NJ
Stays current on banking regulatory changes, monitor industry’s best practices and economic trends, provide updates to other members of the team, and ensures that current practices and policies are compliant and appropriate to changing conditions. Develops and oversees the Bank’s internal credit training program, working with credit department staff and external resources.
SMBC
$138000 - $185000
New York, NY
SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd. Superior attention to details, ability to quickly individuate and focus on the key risks factors of highly structured transactions and visually present complex concepts with graphs, tables and flow charts.
City National Bank
$44.28 - $75.42
New York, NY
Reviews loan application and financial information; evaluates and recommends credit structure and terms in concert and under the guidance of the Team Leader; fully underwrites CRR consistent with Bank format, policies and procedures; determines sources and uses of funds; analyzes industry data, competitive factors, historical performance, projected results, risks, and mitigating factors. * May coordinate loan documentation including work with legal, CLC, other internal bank areas, or outside legal counsel to obtain the correct, accurate documents to ensure all loans are documented to fully protect the Bank's interests in the credit relationship.
SMBC
$143000 - $185000
New York, NY
Analyze various elements of credit risk primarily in transactions with financial institutions (Banks, Broker/Dealers, Insurance, 1940 Act Funds, BDCs, Private Funds, Asset Managers, Structured transactions, etc.) in the Americas. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
SMBC
$138000 - $185000
New York, NY
Analyze various elements of credit risk primarily in transactions with financial institutions (Banks, Broker/Dealers, Insurance, 1940 Act Funds, BDCs, Private Funds, Asset Managers, Structured transactions, etc.) in the Americas. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
SMBC
$143000 - $185000
New York, NY
The coverage includes lending transactions related to Middle Market LBOs and their related financial products (derivative, hedging etc.) but also to Non-Investment Grade Large Cap borrowers with complex capital structure and leveraged loan transactions (leverage lending and/or ABL transactions). (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
JPMorgan Chase
$133000 - $240000
Uniondale, NY
As a Lead Credit Officer within the Credit Risk team, you will play a critical role in evaluating and identifying risks, as well as interpreting data to support management in making well-informed credit decisions on multifamily commercial real estate loan requests. JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P.
SMBC
$80000 - $135000
New York, NY
The coverage includes lending transactions related to Middle Market LBOs and their related financial products (derivative, hedging etc.) but also to Non-Investment Grade Large Cap borrowers with complex capital structure and leveraged loan transactions (leverage lending and/or ABL transactions). (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
SMBC
$138000 - $185000
New York, NY
Conducts required analysis of various credit risk elements for new and existing transactions for corporate credits in coordination with front office and senior management based on the solid knowledges around financial analysis and US regulatory requirements. (SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd.
City National Bank
$111408 - $189738
Jersey City, NJ
CRR also serves as an internal advisor to lending units and credit administration / risk management to identify, recommend and effect process changes regarding credit risk management activities, regulatory issues related to credit risk, credit policy, and general credit underwriting guidelines; identifies current or potential problems regarding the assessment of credit risk and the administration of Bank credit/loan exposure; analyzes and monitors the quality of various retail and commercial credits that represent the wide range of credit products offered by the Bank. * Performs risk based independent reviews of all types of CNB loan portfolios (including quality assurance document and underwriting reviews) to identify current or potential problems, as well as positive elements, regarding the assessment of credit risk and the administration of Bank credit/loan exposure.
JPMorgan Chase
$85500 - $120000
Uniondale, NY
JPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. You help the firm grow its business in a responsible way by anticipating new and emerging risks, and using your expert judgement to solve real-world challenges that impact our company, customers and communities.
Barclays
New York, NY
To independently assess and make credit decisions for complex financing transactions within the LevFin, SLF, and Hedge Funds sectors, ensuring alignment with the banks credit risk appetite and regulatory requirements and contribute to the development and implementation of credit risk policies and procedures for the Specialised Sector. They may also lead a number of specialists to influence the operations of a department, in alignment with strategic as well as tactical priorities, while balancing short and long term goals and ensuring that budgets and schedules meet corporate requirements.
City National Bank
$77000 - $143000
New York, New York
WHAT IS THE OPPORTUNITY?Position is responsible for performing risk analysis and assessment of compliance regulations, identifying risks and controls, monitoring business unit control environment, drafting and maintaining remediation plans and issues tracking logs, and escalation of compliance issues. The incumbent is responsible for playing a critical role in the issues remediation strategy for compliance identified issues and ensuring issues are closed in a manner which both adheres to the regulatory requirements and ensures business continuity.
SMBC
$84000 - $131000
New York, NY
Perform credit analyses on hedge fund, asset managers, insurance companies and banks with emphasis on investment strategy, asset quality, leverage, liquidity, historical performance, portfolio exposures and risk control framework. As part of the first line of defense, the Credit Services Department maintains sound credit management activities liaising where necessary with other departments to review and assess credit risk, monitor credit exposure and provide guidance on credit limits in accordance with policies and procedures.
SMBC
$110000 - $125000
New York, NY
SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients.
altbanq
New York, NY
This role is designed for candidates early in their careers who are eager to build hands-on experience in credit analysis, financial review, and risk assessment within a fast-growing fintech lending platform. You’ll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to real credit decisions while helping support the quality and performance of Altbanq’s loan portfolio.
Michael Page
$165000 - $200000
New York, NY
Follow major trends in the assigned Projects' industries and provide support to Head Office in the preparation of the annual industry reports or relevant Project Finance portfolio reports. Analyses encompass the historical and projected financial and operational performance of the borrower, and any property, portfolio, structural, or legal issues related to a specific transaction including rating.
SMBC
$78000 - $125000
New York, NY
SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients.
SMBC
$145000 - $185000
New York, NY
Role Responsibilities: • Lead end-to-end stress testing analytics for wholesale credit portfolios, including risk identification, scenario design, loss forecasting, data preparation, model execution, and interpretation of results for senior management. The role requires deep expertise in credit portfolio analytics, stress loss estimation, scenario design, and credit risk modeling, as well as strong leadership capabilities to manage a team of quantitative analysts.
Flagstar Bank
$86000 - $103600
Hicksville, NY
As a key partner to Relationship Managers (RMs), this position helps structure new loan transactions, conduct portfolio monitoring, and identify potential risks. Loan Structuring & Underwriting: Assist RMs in analyzing financial statements, assessing borrower creditworthiness, and preparing credit approval packages.
altbanq
New York, NY
The Senior Credit Analyst at Altbanq is a key player in our credit and risk assessment team, supporting the Chief Risk Officer and working closely with underwriters to ensure the quality and profitability of our loan portfolio. By assessing credit reports, analyzing financial statements, and evaluating overall risk, they help determine loan eligibility, pricing, and terms that balance profitability with an excellent client experience.
S&P Global
$85773 - $149132
New York, NY
Stay informed and protect yourself from recruitment fraud by reviewing our guidelines, fraudulent domains, and how to report suspicious activity here (https://www.spglobal.com/content/dam/spglobal/corporate/en/documents/careers/Corp_0525-Recruitment-Fraud-Alert.pdf) . This is an exciting opportunity to join a growth-focused group dedicated to helping corporations strengthen their credit and counterparty risk practices at the ground floor by delivering credit risk intelligence and workflow solutions to Fortune 500 and multinational corporations.
Bank of China Limited, New York Branch
$65000 - $150000
New York, New York
Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business. Collaborate with credit officers, credit administration, data governance, IT, and business unit representatives to provide data analysis and governance ensure new and emerging data required for portfolio analysis is on-boarded into credit risk systems.
Bank of China
$65000 - $150000
New York, New York
Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business. Collaborate with credit officers, credit administration, data governance, IT, and business unit representatives to provide data analysis and governance ensure new and emerging data required for portfolio analysis is on-boarded into credit risk systems.
Bank of China
$110000 - $230000
New York, New York
Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business. Overview: The Vice President, Credit Risk Analyst will conduct various types of credit analysis on loans and perform the annual review of credit limits.
Bank of China Limited, New York Branch
$110000 - $230000
New York, New York
Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business. Overview: The Vice President, Credit Risk Analyst will conduct various types of credit analysis on loans and perform the annual review of credit limits.
Flowdesk
New York, NY
We are seeking a skilled and experienced Front Office Risk Manager to join our newly formed Risk Management team, led by a seasoned Chief Risk Officer with experience building some of the most respected risk functions in the digital assets space. This role is central to Flowdesk’s global growth — you will lead the design, implementation, and oversight of our counterparty credit and operational risk management frameworks, contributing directly to the development of a robust and scalable risk infrastructure.
SMBC
New York, NY
SMBC), SMBC Nikko Securities America, Inc., SMBC Capital Markets, Inc., SMBC MANUBANK, JRI America, Inc., SMBC Leasing and Finance, Inc., Banco Sumitomo Mitsui Brasileiro S.A., and Sumitomo Mitsui Finance and Leasing Co., Ltd. Backed by the capital strength of SMBC Group and the value of its relationships in Asia, the Group offers a range of commercial and investment banking services to its corporate, institutional, and municipal clients.
Bank of China
$42000 - $150000
New York, New York
Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business. At least 4 years of work experience of credit risk management required for AVP; At least 1 year of work experience of credit risk management required for Associate.
Bank of China Limited, New York Branch
$42000 - $150000
New York, New York
Our long-term outlook, institutional weight and global breadth provide our clients with a stable and reliable financial partner, whether in Corporate or Personal Banking or our Trade Services, Commodities, Financial Institutions and Global Markets lines of business. At least 4 years of work experience of credit risk management required for AVP; At least 1 year of work experience of credit risk management required for Associate.
JPMorgan Chase
$90250 - $130000
Jersey City, NJ
Morgan's commitment to the region enables us to deliver a broad range of capabilities to meet our clients' financial needs in the local and global markets in the areas of investment banking, asset management, treasury services, wealth management and corporate banking. The candidate will be responsible for producing RWA under Basel 3 rules, analyzing quarter-over-quarter changes in RWA, working with LOB controllers and Credit Officers to determine variance drivers such as portfolio changes, policy updates and capital treatment.
Michael Page
$100000 - $200000
New York, NY
This individual will assess credit risk for airlines, aircraft leasing companies, and aviation-related counterparties across a range of secured and unsecured lending structures. A global financial institution is seeking an AVP or VP level Credit Risk Officer to support the evaluation and ongoing management of an Aviation Finance portfolio.
PBF Energy
$88424.81 - $145780.03
Parsippany, NJ
As part of the regular portfolio review process, detect delinquent accounts and communicate to appropriate parties or management Collaborate with our counterparties and internal departments including commercial, customer care, billing and cash application to identify and resolve disputes Proactively evaluate portfolio and act on changes in counterparty creditworthiness and financial standing and determine level of credit capacity as it compares to potential sales volumes thereby maximizing revenue while mitigating financial risk Contribute to the preparation of periodic reports for use in daily credit evaluations and planning and for management distribution Work with commercial in determining anticipated product movements, forecast credit exposures and execute the approval of such movements while adhering to the credit requirements Develop and maintain strong rapports with counterparties through regular contacts including personal visits to counterparties’ sites Participate in a continuous improvement culture by regularly evaluating existing processes and propose changes that will enhance the productivity and effectiveness of the credit department in the areas of risk mitigation, internal controls and cash flow Special projects as assigned JOB QUALIFICATIONS: Bachelor’s degree in Finance or Accounting Minimum of 5 years experience in commercial credit. PRINCIPLE RESPONSIBILITIES: Manage a portfolio of high visibility accounts in establishing, monitoring and controlling credit exposures Obtain and analyze credit data and financial statements of new and existing customers to determine credit worthiness & financial soundness of each counterparty, rate credit risk and recommend credit limits Determine appropriate levels of credit security such as corporate guarantees, letters of credit and collateral and negotiate those instruments with counterparties.
Initio Capital
$145000 - $185000
New York, NY
It is provided to help job seekers understand the responsibilities and qualifications typically associated with early-career structured credit and alternative credit investment roles. This job description represents a sample Structured Credit Analyst position commonly found through the Career Launch AI Talent Network.
Initio Capital
$145000 - $185000
New York, NY
It is provided to help job seekers understand the responsibilities and qualifications typically associated with early-career credit analysis and financial risk roles. Estimated Compensation: $145,000 – $185,000 total annual compensation (varies by employer).
Initio Capital
$145000 - $185000
New York, NY
It is provided to help job seekers understand the responsibilities and qualifications typically associated with experienced credit analysis and risk-focused finance roles. This job description represents a sample Senior Credit Analyst position commonly found through the Career Launch AI Talent Network.
Metropolitan Commercial Bank
$150000 - $185000
New York City, NY
Metropolitan Commercial Bank (the "Bank") is a New York City based full-service commercial bank that provides a broad range of business, commercial and personal banking products and services to individuals, small businesses, private and public middle-market and corporate enterprises and institutions, municipalities and local government entities. The Bank finished ninth in S&P Global Market Intelligence's annual ranking of the best-performing community banks with assets between $3 billion and $10 billion for 2022 and eighth among top-performing community banks in the Northeast region for 2022.
KYOCERA Document Solutions America, Inc.
$72000 - $91000
Fairfield, New Jersey
The company’s portfolio includes reliable and eco-friendly MFPs and printers, as well as business applications and consultative services which enable customers to optimize and manage their document workflow, reaching new heights of efficiency. + Perform financial ratio analysis on the balance sheets income statements and statements of cash flow to measure the financial condition of the dealer base through liquidity, solvency, efficiency, and cash flow statement analysis.