Junior Credit Analyst

altbanq

New York, NY

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JOB DETAILS

JOB TYPE

Full-time

SKILLS

Accounting, Background Investigation, Balance Sheet, Bankruptcy, Business Administration, Cash Flow Projection, Communication Skills, Credit Analysis, Credit Reports, Credit Risk, Dental Insurance, Detail Oriented, Due Diligence, Economics, Finance, Financial Analysis, Financial Risk, Financial Transactions, Liens, Loan Origination, Loan Portfolio, Loan Structuring, Loans, Microsoft Excel, Organizational Skills, Presentation/Verbal Skills, Profit & Loss Statements, Risk, Risk Analysis, Risk Management, Small Business, Tax Returns, Time Management, Underwriting, Vision Plan, Writing Skills

LOCATION

New York, NY

POSTED

30+ days ago

Junior Credit Analyst
Altbanq | Midtown Manhattan (On-Site)

The Junior Credit Analyst at Altbanq is a key member of our credit team.You’ll work closely with experienced underwriters and the Chief Risk Officer, gaining exposure to real credit decisions while helping support the quality and performance of Altbanq’s loan portfolio. This role is designed for candidates early in their careers who are eager to build hands-on experience in credit analysis, financial review, and risk assessment within a fast-growing fintech lending platform.

Location: Midtown, New York City
Work Schedule: Fully on-site, Monday–Friday, 9:30 AM – 6:00 PM
Company Website: https://altbanq.com

Why This Role Matters
Junior Credit Analysts help ensure that every loan we originate meets Altbanq’s credit and risk standards. In this role, you’ll contribute to important credit decisions while learning how financial data, borrower behavior, and risk policy come together in real-world lending. This is a strong opportunity for someone looking to start a career in credit, underwriting, or risk management.

What You’ll Do

Review borrower credit reports and assist with background checks and public record searches, including liens, judgments, bankruptcies, and UCC filings.
Assist in analyzing financial documents such as bank statements, profit & loss statements, balance sheets, and tax returns to help assess cash flow and credit risk.
Support senior analysts on credit reviews and complex cases.
Learn and apply Altbanq’s credit policies, procedures, and risk guidelines.
Prepare credit summaries and memos for internal review and approval.

What We’re Looking For

Bachelor’s degree in finance, accounting, economics, business administration, or a related field
Proficiency in Microsoft Excel (formulas, filters, basic functions)
Strong interest in credit analysis, lending, financial risk and transaction due diligence
High attention to detail and willingness to learn
Clear written and verbal communication skills
Ability to stay organized and meet deadlines in a fast-paced environment

Compensation and Benefits
Salary Range: $65,000 - $85,000, depending on experience.
Benefits Include:

Medical, Dental, and Vision Insurance
Life Insurance and Commuter Benefits
401(k) Retirement Plan
Flexible Spending Accounts (FSA)
End-of-year discretionary performance bonus

Join Us
Join Altbanq and start your career by learning from experienced credit professionals while helping small businesses access capital responsibly.

Junior Credit Analyst

altbanq

New York, NY

About the Company

altbanq

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