san francisco, CA30+ days ago
What you'll need:7+ years of related experienceBusiness acumen and work experience in the consumer lending business (loans or credit cards)Direct experience in the credit strategy analytical life cycle, including strategy and decision tree development, P&L, presentation, implementation validation, and post-implementation monitoringProven analytical skills in conducting sophisticated analysis using customer performance data, bureau attributes, and other 3rd party variables to solve business problemsProficient data exploration and credit modeling skills in Excel, SQL and PythonA demonstrated ability to synthesize and communicate analysis to business partners and senior managementResults-driven, eager to learn, and able to work collaboratively in a fluid environmentKnowledge/skills in analytical and modeling techniques such as decision trees, regression, logistic regression, test designPreferred: 7+ years of personal loan credit risk experiencePreferred: Experience in developing credit strategies using innovative data sources such as cash flow or alternative dataPreferred: Advanced degree (Master's or PhD) with a quantitative major such as Statistics, Mathematics, Engineering, or Computer Science. The teamSoFi's Credit team manages credit risk activities for our lending products (Student Loan Refinance, Private Student Loan, Personal Loan, Credit Card, and Mortgage) - including credit strategies/policies for new account origination and portfolio management, collections/recovery strategies and operations, and risk and operational data science and analytics.