NewProject Manager - Commercial Construction JobotProject Manager - Commercial ConstructionSt. Petersburg, FL$100,000–$140,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Commercial Construction Project Manager Role Opening, $400M Commercial General Contractor, no Travel, Great Benefits, Bonus and Truck Allowance!
NewConstruction Project Manager - Commercial Projects JobotConstruction Project Manager - Commercial ProjectsTampa, FL$120,000–$140,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Construction Project Manager Role in Tampa $200M Commercial General Contractor, no Travel, Great Benefits, Bonus and Truck Allowance!
Underwriting Manager - Commercial Credit C&I AmerantbankUnderwriting Manager - Commercial Credit C&ITampa, FLFull timeAssist in the review and measurement of borrower’s conformance with legal covenants, tracking of same and the identification of compliance or non-compliance This may include assisting Credit Portfolio Managers and Relationship Managers in collaborating with other bank units such as Credit Administration, Loan Operations, Credit Services, Closing areas, and Credit Risk. Support the accurate review and evaluation of the financial condition and operating performance of C&I Borrowers, CRE Borrowers or Private Banking / Private Client Borrowers for new and existing loan exposures, increases, and modifications of terms/conditions.
Commercial Real Estate CRE Relationship Manager AmerantbankCommercial Real Estate CRE Relationship ManagerTampa, FLFull timeMaintains and ensures high quality loan portfolio though the support of underwriting and portfolio management team by monitoring loan policy exceptions, ongoing review of credits, loan covenant compliance, and site inspections. Excellent knowledge of local Real Estate industry; expert real estate credit skills; financial statement analysis, real estate construction and credit structuring.
Senior Project Manager - Commercial & Institutional Michael Page USASenior Project Manager - Commercial & InstitutionalTampa, FL$130,000–$160,000 / yearFull timeOur client is a reputable Florida General Contractor with a long-standing presence in Tampa Bay, delivering complex K-12, institutional, and commercial projects. This is a senior leadership opportunity for an experienced PM ready to drive high-visibility public-sector builds.
Project Manager - commercial, healthcare, municipal Michael Page USAProject Manager - commercial, healthcare, municipalTampa, FL$110,000–$135,000 / yearFull timeThe business has built a reputation for consistency, strong leadership, and a collaborative culture, with repeat clients across commercial, municipal, and healthcare sectors. This role offers exposure to a stable pipeline and the opportunity to work alongside experienced leadership on quality-driven builds.
NewCommercial Lines Insurance Producer (Base + comm.) JobotCommercial Lines Insurance Producer (Base + comm.)Port Richey, FL$75,000–$100,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Explain complex commercial coverages including General Liability, Property, Workers’ Compensation, Commercial Auto, Professional Liability, Cyber, Umbrella, and industry-specific policies.
NewAssistant Project Manager (General Contractor) JobotAssistant Project Manager (General Contractor)St. Petersburg, FL$60,000–$90,000 / yearThis opportunity offers exposure to a strong mix of grocery retail, big box retail, light industrial, medical, office, and tenant improvement projects while working closely with Project Managers, Superintendents, subcontractors, and field teams from preconstruction through closeout. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
NewSenior Project Manager JobotSenior Project ManagerClearwater, FL$120,000–$150,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. This company is a small and growing construction firm looking to bring on a senior project manager to oversee their group of APMs and mid level PMs!
NewConstruction Project Manager - Hotel Renovations JobotConstruction Project Manager - Hotel RenovationsTampa, FL$115,000–$140,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners.
NewConstruction Senior Project Manager JobotConstruction Senior Project ManagerTampa, FL$110,000–$140,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Construction Senior Project Manager Position, $10M+ projects in Tampa, $100M Dollar Commercial General Contractor, no Travel, Great Benefits, Bonus and Truck Allowance!
NewProject Manager Healthcare Construction JobotProject Manager Healthcare ConstructionTampa, FL$100,000–$170,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Job Details: Our company is seeking a dynamic Permanent Project Manager for Healthcare Construction who will be responsible for managing all aspects of healthcare construction projects, including renovations, expansions, and ground-up projects.
NewAssistant Project Manager - Multi-Family Projects JobotAssistant Project Manager - Multi-Family ProjectsTampa, FL$90,000–$115,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. We build a variety of commercial and also Multi-Family projects including wood-frame over podium and concrete multi story high-rises.
Corporate Banking Relationship Manager AmerantbankCorporate Banking Relationship ManagerTampa, FLFull timePromote and cross-sell various products and services through telephone calls, mailing notices and face-to face visits, with the objective of servicing, maintaining, developing new relationships, increasing the deposit and loan portfolio, increasing bank revenues and identifying current and potential business opportunities for the bank. Evaluate and take action to adequately manage and control customer overdraft and uncollected funds transactions following approval limit guidelines in order to accommodate and service customers in a financially feasible and prudent manner, with minimum risk exposure to the bank.
Corporate Banking Relationship Manager Amerant BankCorporate Banking Relationship ManagerTampa, FLFull timePromote and cross-sell various products and services through telephone calls, mailing notices and face-to face visits, with the objective of servicing, maintaining, developing new relationships, increasing the deposit and loan portfolio, increasing bank revenues and identifying current and potential business opportunities for the bank. Evaluate and take action to adequately manage and control customer overdraft and uncollected funds transactions following approval limit guidelines in order to accommodate and service customers in a financially feasible and prudent manner, with minimum risk exposure to the bank.
Underwriter - Commercial Real Estate Credit CRE AmerantbankUnderwriter - Commercial Real Estate Credit CRETampa, FLFull time
Underwriter - Commercial Credit C&I AmerantbankUnderwriter - Commercial Credit C&ITampa, FLFull timeAssist in the review and measurement of Bank Borrower’s conformance with legal covenants, tracking of same and the identification of compliance or non-compliance This may include assisting Credit Portfolio Managers and Relationship Managers in collaborating with other bank units such as Credit Administration, Loan Operations, Credit Services, Closing areas, and Credit Risk. Specifically, assist the trainees in the following: adopting the operating procedures of the department, mastering the various formats used and the credit criteria applied to the various forms of analysis.
NewProject Manager (Tenant Improvements) Page GroupProject Manager (Tenant Improvements)Tampa, FL$90,000–$120,000 / yearFull timeAn established commercial general contractor is seeking an experienced Project Manager to oversee a diverse portfolio of tenant improvement and commercial construction projects throughout the Tampa Bay area. Our client is a well-respected commercial general contractor with a strong reputation for delivering high-quality tenant improvement and renovation projects across multiple sectors.
NewCommercial Electrician - Tampa RAMS Skilled TradesCommercial Electrician - TampaTampa, FLCoordinate with construction project managers, other tradespeople, and clients to ensure electrical work is completed according to project timelines and specifications. Your expertise in electrical systems will be crucial in installing, maintaining, and repairing electrical components in a variety of commercial settings.
NewCase Manager Encompass Health Rehabilitation Hospital of SarasotaCase ManagerEllenton, FLJoin Encompass Health, where being a Case Manager goes beyond just a job; it positions you as a vital link between exceptional care and the transformative impact on each patient's journey. Our achievements include being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For® Award, among other accolades, which is nothing short of amazing.
NewCommercial Plumbing Estimator PREMIUM PLUMBING LLCCommercial Plumbing EstimatorTampa, FL$70,000–$80,000 / yearPremium Plumbing is expanding and seeking an experienced Plumbing Estimator to focus on small to mid-size commercial projects (typically $2K$150K). This is an ideal role for someone whos confident with takeoffs, detail-oriented, and ready to help our team deliver accurate, competitive bids.
Project Manager Page GroupProject ManagerTampa, FL$100,000–$140,000 / yearFull timeThis Tampa-based construction company is a leading General Contractor/Construction Manager, They are a leader in the Western Florida market with many excellent clients and a steady pipeline of commercial projects. Our client is currently seeking a motivated Project Manager to join their growing team who is looking to grow with the business.
NewCase Manager Encompass HealthCase ManagerSaint Petersburg, FLJoin Encompass Health, where being a Case Manager goes beyond just a job; it positions you as a vital link between exceptional care and the transformative impact on each patient's journey. Our achievements include being named one of the "World's Most Admired Companies" and receiving the Fortune 100 Best Companies to Work For® Award, among other accolades, which is nothing short of amazing.
NewGeneral Manager in Training LESLIES POOLMART INCGeneral Manager in TrainingTampa, FL$42,080–$45,080 / yearWe operate an integrated ecosystem of 900+ retail locations, backyard service and repair, a robust digital platform, and manufacturing and distribution divisions across 35+ states—enabling consumers to engage with Leslie’s whenever, wherever, and however they prefer to shop. Leslie’s is proud to have a culture of inclusion that seeks to celebrate and embrace the different backgrounds and perspectives that help drive our success and support team members in developing and growing with us.
NewProject Manager - Concrete Page GroupProject Manager - ConcreteTampa, FL$100,000–$150,000 / yearFull timep>This Tampa-based construction company is a leading General Contractor/Construction Manager, They are a leader in the Central Florida market with many excellent clients and a steady pipeline of commercial projects. Our client is currently seeking a motivated Project Manager to join their growing team who is looking to grow with the business.
NewConstruction Project Manager, Retail Construction US AMR-Jones Lang LaSalle Americas, Inc.Construction Project Manager, Retail ConstructionTampa, FLAs a Project Manager, you will play a pivotal role for Retail Construction Projects Team and will be directly responsible for supporting the delivery of challenging Retail projects for a financial services client. Whether you've got deep experience in commercial real estate, skilled trades or technology, or you're looking to apply your relevant experience to a new industry, join our team as we help shape a brighter way forward.
BIM Design Technician (Construction) - Tampa, FL Ceco Concrete Construction, LLCBIM Design Technician (Construction) - Tampa, FLTampa, FLThe right candidate will have an eye for detail, be a team player by seeking to build trust with team members and eld staff, see problems as opportunities to provide solutions, and have a passion for learning. Design technicians, in collaboration with the engineering and field teams, will drive clarity and implement and support virtual construction processes through integration and application of VDC methods.
NewGeneral Manager SavATreeGeneral ManagerTampa, FL$85,000–$100,000 / yearFull timeThis position will balance Safety, Quality, Productivity, Employee Engagement and Market Growth to achieve business goals in the area of Sales, Customer Net Promoter Score, Employee Engagement, Profitability and Growth, including retention of current customers, addition of new customers and the expansion of Service Lines. Demonstrated people leadership skills, coaching, developing and retaining sales, office and hourly production team members and building a highly engaging site culture.
Commercial Property Manager Upward OnCommercial Property ManagerTampa, FloridaOur client is a nationally recognized real estate investment, ownership, and management company with a significant portfolio spanning multifamily, condominium, retail, office, and mixed-use assets across major markets. This role is ideal for someone coming from a large institutional brokerage or third-party management company who is looking to transition in house with ownership and have a more direct impact on the asset, operations, and long-term strategy.
General Manager - Commercial Roofing David M. Maines & AssociatesGeneral Manager - Commercial RoofingTampa, FLAs part of the Skybound Service Partners platform, DMA is building out its Florida operation and needs a business leader who can drive revenue growth, build a high-performing team, and create the client relationships that generate recurring work for years to come. Maines Associates (DMA) is a Pennsylvania-based commercial roofing company with decades of experience delivering quality roofing services to building owners, facility managers, and general contractors.
Assistant Field Office Manager (Tampa, FL) - Austin Commercial Austin Industries IncAssistant Field Office Manager (Tampa, FL) - Austin CommercialTampa, FLWhether world-class airports and aviation facilities, technologically advanced healthcare facilities, cutting-edge educational and research facilities, professional sports stadiums, high-rises, hospitality, and other leading commercial markets, Austin's industry expertise and ingenuity are second to none. Austin Industries and all operating divisions (Austin Bridge & Road, Austin Commercial, and Austin Industrial) do not accept unsolicited resumes, candidates' names, or summaries from staffing agencies, search firms, or third-party recruiters.
Assistant Field Office Manager (Tampa, FL) - Austin Commercial Austin IndustrialAssistant Field Office Manager (Tampa, FL) - Austin CommercialTampa, FLWhether world-class airports and aviation facilities, technologically advanced healthcare facilities, cutting-edge educational and research facilities, professional sports stadiums, high-rises, hospitality, and other leading commercial markets, Austin's industry expertise and ingenuity are second to none. Austin Industries and all operating divisions (Austin Bridge & Road, Austin Commercial, and Austin Industrial) do not accept unsolicited resumes, candidates' names, or summaries from staffing agencies, search firms, or third-party recruiters.
Manager, Pricing--Commercial Excellence (OPEN TO ALL U.S. LOCATIONS) Alvarez & Marsal Holdings LLCManager, Pricing--Commercial Excellence (OPEN TO ALL U.S. LOCATIONS)Tampa, FLThe right person will be highly skilled at communicating with C-level management, conceiving, and structuring analytical plans to uncover drivers of performance, designing actionable solutions to Revenue & Margin Management issues, and developing implementation plans. Data Manipulation & Analysis: Work with project team to understand, manipulate and analyze client and market data using various tools, which may include: MS Excel, SQL Server, BI tools such as Alteryx or Tableau, and statistical programs such as SPSS or R.
Sr Client Relationship Manager, Commercial Risk-Middle Market The Baldwin Group Insurance Holdings, LLCSr Client Relationship Manager, Commercial Risk-Middle MarketTampa, FLp>The Baldwin Group is an award-winning entrepreneur-led and inspired insurance brokerage firm delivering expertly crafted Commercial Insurance and Risk Management, Private Insurance and Risk Management, Employee Benefits and Benefit Administration, Asset and Income Protection, and Risk Mitigation strategies to clients wherever their passions and businesses take them throughout the U.S. and abroad. CRM), Commercial Risk, is the primary relationship manager for a portfolio of mid to high complexity clients, overseeing commercial insurance programs, renewals, retention, strategic partnership, and advanced service needs.
Commercial Account Manager (Pest Control Sales) Turner Pest ControlCommercial Account Manager (Pest Control Sales)Tampa, FLFull timeBy managing your sales funnel, setting appointments, conducting face-to-face meetings, and delivering professional proposals, you'll play a pivotal role in expanding our client base and achieving revenue goals. Our certified specialists provide comprehensive pest, termite, lawn, mosquito, and wildlife management, ensuring year-round protection with no long-term contracts.
VP, Portfolio Manager Commercial Banking Dealer Finance Bank of MontrealVP, Portfolio Manager Commercial Banking Dealer FinanceTampa, FL$88,800–$165,600 / yearAnalyzes credit information to support lending decisions and processes for new and existing Dealer Finance commercial banking loans and credit solutions in an assigned portfolio of clients. Monitors portfolio to identify deteriorating credit conditions and compliance, analyses metrics, and assesses broader industry trends to spot risks and opportunities.
NewPreconstruction Manager - Commercial Construction GPACPreconstruction Manager - Commercial ConstructionTampa, FL$100,000–$140,000 / yearGPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. Our client is a community-focused, employee-owned company that takes pride in delivering high-quality, innovative construction projects.
Commercial Portfolio Manager BayFirst Financial CorpCommercial Portfolio ManagerSeminole, FLIn addition to annual reviews and ongoing portfolio management, the PM will collaborate with calling officers and branch staff to conduct regular outbound calling initiatives, proactively engaging clients to strengthen relationships and provide continuous support that enhances the overall client experience. BayFirst National Bank is a full-service community bank dedicated to providing a wide range of high-quality banking services delivered in a personalized, friendly manner.
Commercial Lines Client Service Manager HigginbothamCommercial Lines Client Service ManagerOldsmar, FloridaPosition Summary: The Commercial Lines Client Service Manager is responsible for assisting producers and clients in maintaining insurance coverage for commercial lines of insurance to include processing and invoicing policies, endorsements, audits, and cancellations. Notice to Recruiters and Staffing Agencies: To protect the interests of all parties, Higginbotham Insurance Agency, Inc., and our partners, will not accept unsolicited potential placements from any source other than directly from the candidate or a vendor partner under MSA with Higginbotham.
Commercial Client Success Manager 360 Advanced Cybersecurity, LLCCommercial Client Success ManagerSt. Petersburg, FLThis role works cross-functionally, partnering closely with Sales and Delivery teams to align client outcomes with business growth and ensure consistent, high-quality client experience. The Commercial Client Success Manager is responsible for retaining and expanding relationships within the commercial client segment, which includes growing firms with strong potential for expansion.
NewCommercial Card Relationship Manager - Payments - Vice President JPMorgan Chase & CoCommercial Card Relationship Manager - Payments - Vice PresidentTampa, FLJPMorganChase, one of the oldest financial institutions, offers innovative financial solutions to millions of consumers, small businesses and many of the world's most prominent corporate, institutional and government clients under the J.P. Our history spans over 200 years and today we are a leader in investment banking, consumer and small business banking, commercial banking, financial transaction processing and asset management.
Senior Lead Commercial Banking Portfolio Manager Wells Fargo & CoSenior Lead Commercial Banking Portfolio ManagerFL$159,000–$305,000 / yearThey are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. Determine the credit worthiness of prospective clients by analyzing financial statements, projections, appraisals, meeting and interviewing the prospective client's management team, analyzing and obtaining a detailed understanding of the prospective client's cash flows and balance sheet, leverage and key risks.
AI Commercial Strategy Manager PricewaterhouseCoopers LLPAI Commercial Strategy ManagerTampa, FL$73,500–$212,280 / yearAdditionally, you will organise leadership team calls and meetings, oversee research and data analysis, promote consistent execution across sectors, and collaborate across lines of service for knowledge sharing and promoting technology/tools for sales and delivery. PwC does not intend to hire experienced or entry level job seekers who will need, now or in the future, PwC sponsorship through the H-1B lottery, except as set forth within the following policy: https://pwc.to/H-1B-Lottery-Policy.
Commercial Deposit Relationship Manager Hancock Whitney CorpCommercial Deposit Relationship ManagerFLImplements a disciplined contact schedule to promote client satisfaction, retain existing clients, and attract long-term profitable customer relationships and become the clients trusted financial partner through needs-based solutions. This role serves as the primary relationship owner for deposit focused clients and partners closely with Treasury Management Specialists to recommend and deliver cash management solutions.
Commercial Account Manager Reachdesk LTDCommercial Account ManagerTampa, FL$160,000–$200,000 / year5+ years in account management, account executive, renewals, or similar commercially oriented roles with direct revenue ownership, and a proven track record of renewing, retaining, and growing revenue. A key part of the role is helping customers get the most value from Reachdesk by identifying challenges early, solving problems, and quarterbacking cross-functional teams to drive strong customer outcomes.
Project Manager - Commercial Doors Solid Rock RecruitingProject Manager - Commercial DoorsClearwater, FloridaOur client is a growing door supplier, known for delivering high-quality commercial doors, frames, and hardware solutions. Familiar with Division 8 materials such as hollow metal doors, wood doors, frames, and commercial hardware.
Commercial Project Manager STV Group IncCommercial Project ManagerFL$114,544.55–$152,726.06 / yearEnsure commercial processes and procedures are adhered to Develop a culture of commercial awareness across the project In conjunction with the Project Director and Commercial Director establish a commercial strategy with clear commercial objectives Ensure all correspondence and meeting records from the Contractor are reviewed and responded to accordingly Identify commercial risks and opportunities and manage them through to conclusion to minimize STV liability Manage the submission timely of potential change orders in accordance with Project contractual obligations Prepare timely sub-consultant agreements, coordinating scope (including co-ordination and other matters) with the appropriate engineering staff Administer sub-consultant agreements to ensure liabilities are accurate, payments are made in accordance with their respective agreements and all necessary notices, and the like are issues Co-ordinate the management of claims to ensure responses are provided in a timely manner Provide accurate Profit and Loss (P-L) and Cost to Complete (CTC) reports in accordance with STV procedures Ensure accurate records are maintained Develop and encourage direct staff to take responsibility for sections of the project Fulfil any other task that can be reasonably within the contemplation of the role. Minimum of 10 years experience with large-scale commercial builder contracting, preferably within the AEC market Strong financial background with some experience of understanding of contractual law Technical knowledgeable in commercial, contract and risk management Exposure to large engineering and construction projects Good communication and interpersonal skills Ability to resolve problems independently and operate efficiently under pressure.
Commercial Relationship Manager Ameris BankCommercial Relationship ManagerTampa, FloridaThe position makes sales calls and visits to business customers, high net worth individuals and prospects to understand the client needs, customize solutions that will benefit the customer and meet loan, deposit, and service needs. · Reviews loan applications, tax returns, income statements, bank statements and other relevant data to determine actual cash flow and perform ongoing credit grade determinations within policy guidelines.
Senior Lead Commercial Auto Banking Relationship Manager Wells Fargo & CoSenior Lead Commercial Auto Banking Relationship ManagerTampa, FLLead the strategy and resolution for full suite of highly complex solutions offered by Wells Fargo to commercial clients to meet highly complex and unique needs that require an in-depth evaluation across multiple areas of the enterprise, by engaging product organizations to develop client specific solutions, leveraging a solid understanding of clients' businesses, strategic objectives, operational priorities, and financial positions. In this role, you will: Develop, retain, and grow complex to highly complex client relationships through the art of relationship management, by understanding the needs and priorities of clients and financial decision makers, responding quickly, communicating proactively but strategically, managing expectations, and soliciting feedback; act as an advisor to guide and influence others in growing relationships.
Commercial Relationship Manager II South State BankCommercial Relationship Manager IIFLDIMENSIONS REQUIRED: Provides commercial loans in compliance with the Bank's policies and procedures Bachelor's Degree in Business, finance or equivalent work experience in related field and 3-5 years of previous commercial lending experience in a bank or loan setting. PRINCIPAL ACCOUNTABILITIES Interviews loan applicants, and collects and analyzes financial and related data to determine the general creditworthiness of the prospect and the merits of the specific loan request.