NewSenior Tax Associate – High Net Worth Clients & Family Office Services JobotSenior Tax Associate – High Net Worth Clients & Family Office ServicesNew York, NY$120,000–$140,000 / yearYou'll work alongside experienced tax professionals, financial advisors, estate planning specialists, and client service teams to help high-net-worth families navigate complex financial situations. The firm takes a highly integrated approach to wealth management, bringing together investment management, financial planning, tax advisory, estate planning, and family office services under one roof.
Junior Customer Service Associate in Saddle Brook, NJ- 50k! Beacon Hill Staffing Group, LLCJunior Customer Service Associate in Saddle Brook, NJ- 50k!Saddle Brook, New Jersey$45,000–$55,000 / yearFull timeLearn more about Beacon Hill and our specialty divisions, Beacon Hill Associates, Beacon Hill Financial, Beacon Hill HR, Beacon Hill Legal, Beacon Hill Life Sciences and Beacon Hill Technologies by visiting www.bhsg.com. Our niche brands offer a complete suite of staffing services to emerging growth companies and the Fortune 500 across market sectors, career specialties/disciplines and industries.
NewAssociate, Transaction Advisory Services JobotAssociate, Transaction Advisory ServicesNew York, NY$120,000–$150,000 / yearEstablished over 50 years ago with billions in assets, we have expertise in a wide array of strategic advisory services our Transaction Advisory Services practice assists private equity and corporate clients with financial, IT and tax due diligence, business analytics and technical accounting matters associated with corporate mergers, divestitures and acquisitions (M&A). Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
Event Associate Insight GlobalEvent AssociateParamus, NJ$18–$18 / hourTemporaryContractorPart timeThey are bringing an immersive Sistine Chapel Replica to the Garden State Plaza Mall that will run from April 10th to July 5th, and need enthusiastic and reliable individuals to join their operations team for the launch and daily management of the exhibition. Insight Global is currently hiring Customer Service Associates for an exciting event coming to Paramus, New Jersey, starting on April 10th!
Associate, Private Client Page Group USAAssociate, Private ClientNew York, NY$260,000–$310,000 / yearFull timeThe firm delivers integrated legal solutions on complex, high-value matters, combining cross-border capability with deep sector expertise while prioritizing innovation, collaboration, and professional development. Join a sophisticated private client practice advising high-net-worth individuals and families on complex estate, tax, and succession matters.
NewLitigation Associate (Junior Level) JobotLitigation Associate (Junior Level)Roseland, NJ$120,000–$125,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Their practice handles a diverse range of matters including class actions, commercial disputes, personal injury, and medical malpractice in both federal and state courts.
NewArchitectural Project Associate JobotArchitectural Project AssociateParamus, NJ$55,000–$65,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Here are some of the experience we are looking for: putting together full sets of CDs, permitting, RFIs, and site visits for upfront verification, during construction, punch-lists, and meeting with the city for permit related requirements.
NewLitigation Associate Attorney JobotLitigation Associate AttorneyWestfield, NJ$140,000–$175,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Excellent interpersonal and communication skills, with the ability to interact effectively with clients, opposing counsel, court personnel, and team members.
NewAssociate Attorney - Asbestos Defense JobotAssociate Attorney - Asbestos DefenseNew York, NY$140,000–$170,000 / yearJoin a firm of attorneys who have a national reputation for expertise and success defending and managing complex mass tort claims, product liability cases, and business disputes for large companies, small businesses and individuals. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
NewAssociate Attorney - Commercial Litigation JobotAssociate Attorney - Commercial LitigationHackensack, NJ$120,000–$150,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Well-established full-service firm seeking a 2–5 year Commercial Litigation Associate for hands-on case management and meaningful courtroom exposure.
NewMatrimonial Associate JobotMatrimonial AssociateNew York, NY$140,000–$200,000 / yearOur Family Law group represents clients across the full spectrum of divorce and family disputes, including high‑asset/high‑net‑worth matters, contested and uncontested divorces, custody and custody modifications, and prenuptial/postnuptial agreements—and we guide clients through all phases of litigation, including hearings and trials. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
NewLabor & Employment Associate (2-5 Yrs Exp) JobotLabor & Employment Associate (2-5 Yrs Exp)New York, NY$175,000–$220,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Collaboration, sound judgment, and strong client relationships are at the core of how we approach every matter, allowing us to consistently deliver high-quality, value-driven legal services.
NewCorporate Associate Attorney (3-6 Yrs Exp) JobotCorporate Associate Attorney (3-6 Yrs Exp)New York, NY$185,000–$265,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Our work spans a broad range of sophisticated legal matters, including complex disputes, strategic transactions, and ongoing business counseling for organizations, institutions, and individuals.
NewCommercial Real Estate Associate or Counsel JobotCommercial Real Estate Associate or CounselNew York, NY$175,000–$285,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. This role is focused on complex leasing transactions, while also providing exposure to broader real estate work, including acquisitions, dispositions, development, and financing of commercial properties.
NewAssociate, Bankruptcy & Restructuring JobotAssociate, Bankruptcy & RestructuringNew York, NY$220,000–$350,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Work includes Chapter 11 reorganizations, out-of-court workouts, corporate insolvencies, liquidations, secured and unsecured creditor matters, financial restructuring, and complex litigation arising from distressed situations.
NewFamily Office Tax Associate JobotFamily Office Tax AssociateNew York, NY$90,000–$120,000 / yearOur client is a nationally recognized wealth management and family office firm that provides integrated financial advisory, tax, accounting, investment management, and family office services to high-net-worth and ultra-high-net-worth individuals, families, executives, entrepreneurs, and business owners. The Family Office Tax Associate will support a diverse portfolio of high-net-worth and ultra-high-net-worth clients by providing accounting, bookkeeping, financial administration, and family office support services.
NewBankruptcy Associate Attorney JobotBankruptcy Associate AttorneyNew York, NY$160,000–$210,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Our client is a full-service law firm that has been serving clients since 1850, offering competitive salary, excellent benefits package, and a collaborative, friendly environment.
NewSenior Associate Financial Due Diligence JobotSenior Associate Financial Due DiligenceNew York, NYRemote$120,000–$145,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. We are an M&A advisory firm focused exclusively on providing transaction services including financial and accounting due diligence, tax due diligence and structuring, and integration services for both private equity and corporate clients.
NewAssociate Corporate Counsel JobotAssociate Corporate CounselNew York, NY$175,000–$200,000 / yearThis role partners closely with General Counsel and other senior leadership to provide practical, business‑oriented legal advice, with a particular emphasis on contracting and corporate governance, while helping the firm navigate complex and evolving legal issues across predominantly U.S. and some international operations. Information collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal.
NewLitigation Associate JobotLitigation AssociateHackensack, NJ$130,000–$160,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. Our client is a full-service law firm that has been serving clients since 1850, offering competitive salary, excellent benefits package, and a collaborative, friendly environment.
NewAssociate Attorney (Insurance & Tort) JobotAssociate Attorney (Insurance & Tort)Hackensack, NJ$130,000–$160,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. By applying for this job, you agree to receive calls, AI-generated calls, text messages, or emails from Jobot, and/or its agents and contracted partners.
NewCommercial Real Estate Associate Attorney (Transactional) JobotCommercial Real Estate Associate Attorney (Transactional)New York, NY$150,000–$185,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. The firm is seeking a talented mid-level transactional attorney to join the real estate/transactional group catering to New York’s hospitality industry as well as its emerging recreational cannabis industry.
NewTax Associate – In-Store IntuitTax Associate – In-StoreNew York, NY$22–$28.50 / hourEntrepreneurial and self-driven with a business ownership mindset to grow your customer portfolio for example, through targeted outreach activities such as networking and canvassing, or themed marketing and customer learning events externally or in the store, including tax preparation software and CRM/sales tools. Passionate about your local community and excited to work with Intuit to engage with and build Intuit’s presence in your local community (e.g., speaking at events, building a local and online social presence, creating content such as tax tips and educational videos).
NewTax Associate - TurboTax Store IntuitTax Associate - TurboTax StoreNew York, NYRemote$22–$28.50 / hourEntrepreneurial and self-driven with a business ownership mindset to grow your customer portfolio for example, through targeted outreach activities such as networking and canvassing, or themed marketing and customer learning events externally or in the store, including tax preparation software and CRM/sales tools. Passionate about your local community and excited to work with Intuit to engage with and build Intuit’s presence in your local community (e.g., speaking at events, building a local and online social presence, creating content such as tax tips and educational videos).
NewSeasonal Tax Associate – Retail IntuitSeasonal Tax Associate – RetailNew York, NY$22–$28.50 / hourEntrepreneurial and self-driven with a business ownership mindset to grow your customer portfolio for example, through targeted outreach activities such as networking and canvassing, or themed marketing and customer learning events externally or in the store, including tax preparation software and CRM/sales tools. Passionate about your local community and excited to work with Intuit to engage with and build Intuit’s presence in your local community (e.g., speaking at events, building a local and online social presence, creating content such as tax tips and educational videos).
NewTax Support Associate – Retail IntuitTax Support Associate – RetailYonkers, NY$22–$28.50 / hourEntrepreneurial and self-driven with a business ownership mindset to grow your customer portfolio for example, through targeted outreach activities such as networking and canvassing, or themed marketing and customer learning events externally or in the store, including tax preparation software and CRM/sales tools. Passionate about your local community and excited to work with Intuit to engage with and build Intuit’s presence in your local community (e.g., speaking at events, building a local and online social presence, creating content such as tax tips and educational videos).
NewAssociate Attorney - Construction Law JobotAssociate Attorney - Construction LawNewark, NJRemote$110,000–$150,000 / yearInformation collected and processed as part of your Jobot candidate profile, and any job applications, resumes, or other information you choose to submit is subject to Jobot's Privacy Policy, as well as the Jobot California Worker Privacy Notice and Jobot Notice Regarding Automated Employment Decision Tools which are available at jobot.com/legal. The ideal candidate will have a minimum of 5 years of experience practicing construction law and handling a broad range of construction-related disputes and transactional matters.
NewSeasonal Tax Associate - In-Store IntuitSeasonal Tax Associate - In-StoreNew York, NY$22–$28.50 / hourEntrepreneurial and self-driven with a business ownership mindset to grow your customer portfolio for example, through targeted outreach activities such as networking and canvassing, or themed marketing and customer learning events externally or in the store, including tax preparation software and CRM/sales tools. Passionate about your local community and excited to work with Intuit to engage with and build Intuit’s presence in your local community (e.g., speaking at events, building a local and online social presence, creating content such as tax tips and educational videos).
Retail Customer Service Associate FedExRetail Customer Service AssociateSummit, New Jersey$19.70–$26.60 / hourFull timeThe Store Consultant will operate and maintain a wide variety of equipment, move boxes and equipment, stock materials, manage the production queue and output, manage complex projects, manage retail supply, and complete assigned tasks based on priority. POSITION SUMMARY: The Store Consultant consistently delivers a positive customer experience to all customers, utilizing consultative skills to anticipate customer needs, suggest alternatives and provide solutions.
NewPayroll Associate – HR Operations ECLAROPayroll Associate – HR OperationsNew York, NY$36.36–$36.36 / hourThis position requires a detail-oriented professional who can manage routine payroll processes independently, apply sound judgment to resolve issues, and contribute to continuous process improvement initiatives. Position Overview:This role supports the execution of end-to-end payroll processing within an in-house SAP Employee Central Payroll (ECP) environment.
Registered Funds Mid-Level Associate Page Group USARegistered Funds Mid-Level AssociateNew York, NY$310,000–$390,000 / yearFull timeThe firm combines deep regulatory expertise with transactional strength, offers strong collaborative culture, invests in professional development, and provides meaningful pro bono opportunities alongside market-leading client work. Join a leading investment management practice as a mid-level associate focusing on 1940 Act registered funds and related matters.
Data Entry Operator/Community Associate Trigyn Technologies IncData Entry Operator/Community AssociateNew York City, NY$20–$21 / hourTemporaryContractorFull timeIn addition, the Data Entry Operator duties will also be responsible for the following: Duties and Responsibilities: • Assists in providing community services by performing liaison functions between the agency and residents. Description: This role is to support relocation of residents at developments where planned major modernization or unplanned urgent repairs are required, including repairs to address health and safety issues.
NewPortfolio Manager Associate City National BankPortfolio Manager AssociateNew York, NYRemote$92,114–$156,880 / yearRespond to incoming calls, emails, and inquiries from clients and advisors - Portfolio characteristics, economic updates, and the firm’s investment thesis - Specific strategies and solutions: business description and reasons we own - Tie everything to client’s goals and aspirations - Create, research, and provide detailed ad-hoc analyses. RBC Rochdale provides investment research, portfolio management, macroeconomic outlook and strategic asset allocation to help clients meet their long-term goals.
NewFull Stack Developer Associate level- #26-14748 US Tech Solutions, Inc.Full Stack Developer Associate level- #26-14748Jersey City, NJUS Tech Solutions is a global staff augmentation firm providing a wide range of talent on-demand and total workforce solutions. Ability to write basic to intermediate SQL queries: SELECT, JOINs, WHERE clauses, GROUP BY / ORDER BY.
NewAssociate Vice President Bridge Structural Lead The LiRo GroupAssociate Vice President Bridge Structural LeadEdison, NJ$190,000–$220,000 / yearThis role represents a unique opportunity to lead and grow LiRo-Hill’s bridge and transportation structural practice in New Jersey, while collaborating closely with our established teams across NYC, Long Island, and the broader Northeast. Ranked among the nation's top A/E firms by Engineering News-Record, LiRo-Hill provides construction management, engineering, environmental, architectural, and program management solutions.
NewDocument Control Specialist / Project Officer Associate The LiRo GroupDocument Control Specialist / Project Officer AssociateLong Island City, NY$60,000–$80,000 / yearRecently, Global Infrastructure Solutions Inc. (GISI), the parent company of The LiRo Group and Hill International, Inc. consolidated a portion of the highly experienced staff of both LiRo and Hill in the Northeast to create a larger, more efficient, and cost-effective team to serve clients. We work hard to build a corporate culture that empowers all our employees to freely share their ideas, know their presence, and contributions are truly valued, fostering a climate where our employees are enabled to maximize their full potential.
Associate, M&A & Private Equity Page Group USAAssociate, M&A & Private EquityNew York, NY$235,000–$365,000 / yearFull timeKnown for its strength in M&A, private equity, and capital markets, the firm delivers innovative, business-focused solutions through a collaborative culture, a deep bench of talent, and an extensive international platform. Page Executive is the global executive search, senior leadership recruitment, and executive advisory arm of PageGroup plc.
NewTax Associate AtriumTax AssociateLittle Falls, NJ$100,000–$125,000 / yearBy applying to this job, you agree to receive calls, AI-generated calls, text messages, and/or emails from Atrium and its affiliates, and contracted partners. Guided by our Applicant-Centric™ approach, we foster an environment of collaboration, high performance, and innovation where your talents are valued, and your achievements are celebrated.
Intellectual Property Associate Page Group USAIntellectual Property AssociateNew York, NY$260,000–$365,000 / yearFull timeKnown for advising innovative clients across sectors, the firm combines deep technical expertise with commercial insight, offering lawyers the opportunity to work on high-profile matters in a collaborative and high-performing environment. Page Executive is the global executive search, senior leadership recruitment, and executive advisory arm of PageGroup plc.
NewFreelance Product Development Associate AtriumFreelance Product Development AssociateNew York, NY$25–$40 / hourThe company combines creativity, market insight, and operational excellence to deliver high-quality products that reflect the latest fashion trends while maintaining exceptional value and craftsmanship. Our client is a fast-paced, fashion-forward apparel and accessories company based in New York City, dedicated to creating innovative, trend-driven collections for today's consumer.
IP & Technology Transactions Associate Page Group USAIP & Technology Transactions AssociateNew York, NY$310,000–$390,000 / yearFull timePage Executive is the global executive search, senior leadership recruitment, and executive advisory arm of PageGroup plc. Join a leading IP & Technology Transactions team as a mid-level associate, advising on complex life sciences matters.
Associate Attorney The Baez Legal GroupAssociate AttorneyNew York City, NY$90,000–$115,000 / yearAs an Associate Attorney, you'll have the chance to dive into meaningful work from day one, managing your own caseload while collaborating closely with our principal attorney and paralegal on personal injury cases. Our practice combines serious litigation with a personalized, compassionate approach, giving attorneys the opportunity to do meaningful work that makes a real difference in clients’ lives.
NewRegulatory Change Management Associate (IT) Page GroupRegulatory Change Management Associate (IT)Manhattan, NY$57–$70 / hourContractorp>We are seeking an IT Change Management Associate to support Regulatory Issue Management and Axiom implementation by ensuring issues are properly tracked, documented, and progressed in alignment with regulatory expectations. This person will also drive process improvements, including log management, documentation updates, issue burndown efforts, and advancement of Axiom Phase II objectives.
Development & Asset Management Associate Page GroupDevelopment & Asset Management AssociateNew York, NY$120,000–$150,000 / yearFull timeA successful Development & Asset Management Associate should have: A wealth of asset management, acquisitions and overall development experinece ideally within residential affordable houising and community development. The Development & Asset Management Associate will support property acquisitions, asset management and development projects within the real estate industry biased in affordable housing development.
NewSales Associate Hudson Technologies IncSales AssociateWoodcliff Lake, NJ$55,000–$65,000 / yearCombined with our industry leading, patented, and proprietary On-Site Chiller Services and Global Energy Services we lead the way in lifecycle management of refrigerants and our commitment to the environment. Do you want to contribute to keeping food fresh, homes and people cool, industrial processes operating all with maximum energy efficiency and environmental sustainability in mind?
Associate, Emerging Companies and Growth Page Group USAAssociate, Emerging Companies and GrowthNew York, NY$235,000–$310,000 / yearFull timeRenowned for its strength in corporate, capital markets, and M&A, the firm combines deep industry insight with a collaborative culture to deliver innovative legal solutions and support clients from early-stage growth through to successful liquidity events. Page Executive is the global executive search, senior leadership recruitment, and executive advisory arm of PageGroup plc.
Marketing Associate III (Automation) BC ForwardMarketing Associate III (Automation)New York, NYFull timeThe ideal candidate will have strong experience in lifecycle strategy, marketing automation, and data-driven optimization and a proven ability to drive activation, engagement, and retention across the full customer journey. With delivery centers and offices across North America and India, we take pride in building long-term relationships and delivering excellence through innovation, collaboration, and integrity.
NewAssociate, Corporate Actions BMO FinancialAssociate, Corporate ActionsJersey City, NJ$63,300–$117,200 / yearThis role operates within a hybrid working environment which entails balancing meaningful time spent in the office for collaboration and connection with teams based on the expectations of your business group and role, along with time spent working remotely. Contribute to the management of risk and minimize losses through monitoring and controlling various reports and taking appropriate actions, ensuring compliance requirements, audits and verifications are completed in accordance with Bank P&Ps.
NewBankruptcy Associate MCMANIMON SCOTLAND & BAUMANN LLCBankruptcy AssociateRoseland, NJ$130,000–$170,000 / yearResponsibilities: The successful candidate will be involved in all aspects of debtor-creditor and restructuring matters, including: Representing debtors, creditors, trustees, receivers and assignees in Chapter 7 and Chapter 11 bankruptcy proceedings, as well as related state court insolvency actions. We offer competitive compensation and a benefits package that includes medical insurance, an employer-funded health savings account, life insurance, short and long-term disability, vision, dental, employee assistance program, employer-paid critical illness plan, a retirement savings plan and an onsite gym.
Registered Client Service Associate Stifel Financial CorpRegistered Client Service AssociateNYp>Under immediate supervision, Client Services Associate (Registered) assists one or more Financial Advisor(s) (FA(s)) with the opening and maintenance of client accounts and records, performs a wide variety of administrative support duties, including but not limited to, word processing, preparing mailings, filing, answering the phone, obtaining approvals for FA(s) communications and advertisements, provides overall customer service support to clients, may enter trades as directed by the FA(s). Registered Client Service Associates may highlight a service or product but may not discuss products or investments beyond a point that the discussion becomes a solicitation where the specific appropriateness of the investment or the suitability of the client becomes a factor.