NewVP, Financial Consultant- San Mateo, CA Charles SchwabVP, Financial Consultant- San Mateo, CASan Mateo, CAOpenness to manage wealth on behalf of our clients including: Retirement Planning, Education Planning, Investment Management, Banking & Lending Management, Insurance & Risk Management, and Estate Planning. Strong candidates will also learn to leverage our team of Schwab specialists, Schwab advice guidelines, your knowledge of the markets, and your ability to inspire action to help your client’s progress toward achieving their goals.
NewData Engineer - Sr. Consultant level Visa Technology and Operations LLCData Engineer - Sr. Consultant levelFoster City, CA$169,100–$270,800 / yearVisa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid. Masters, MBA, JD, MD) or 2 years of work experience with a PhD Preferred Qualifications • 9 or more years of relevant work experience with a Bachelor Degree or 7 or more relevant years of experience with an Advanced Degree (e.g.
NewCyber Security Engineer - Sr. Consultant level Visa Technology and Operations LLCCyber Security Engineer - Sr. Consultant levelFoster City, CA$180,600–$289,300 / yearThe ideal candidate is a strong security engineer and problem solver with deep experience in Python‑based services, cloud security engineering, API‑driven architectures, and automation, and who is excited to apply GenAI and autonomous agent technologies to modern security challenges. Visa’s Cyber Security team is seeking a Cyber Security Engineer to design, build, and operate large‑scale, cloud‑native and AI‑driven security platforms that protect Visa’s global brand, networks, products, and data.
NewCyber Security Engineer - Sr. Consultant level - Regulatory, Audit, & Compliance Visa Technology and Operations LLCCyber Security Engineer - Sr. Consultant level - Regulatory, Audit, & ComplianceFoster City, CA$180,600–$289,300 / yearOversee and manage audits, compliance, and regulatory activities related to Cybersecurity, including FBA/FFIEC, Bank of England, other regulators, GLBA, SSAE16/ISAE3402, SOC 2, PCI-DSS, Sarbanes-Oxley (SOX), internal audits, ISO, NIST, COSO, COBIT, and customer/client inquiries. Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
Software Engineer - Sr Consultant level Visa Technology and Operations LLCSoftware Engineer - Sr Consultant levelFoster City, CA$169,100–$270,800 / yearYou will work on innovative solutions that combine deep technical expertise with AI/ML capabilities to enhance developer productivity, improve customer experiences, and drive next-generation commercial payment and money movement technology for B2B, B2C, P2P, and G2C flows. Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
NewSls Consultant, Public Sector Key Account MSCSls Consultant, Public Sector Key AccountSunnyvale, CA$54,634–$85,853 / yearBRIEF POSITION SUMMARY: Key Account Sales Consultant Public Sector (KPS) is critical to driving MSC's Public Sector market position and achieve revenue and profit growth within Public Sector Mid/Large Market customers ($200,000-$5,000,000 potential). With more than one million product offerings and 80+ years of experience across industries, MSC strives to help our customers achieve greater productivity, profitability, and growth through inventory management and other innovative supply chain solutions.
NewSenior Solutions Consultant (Pre-sales) Auditoria.AISenior Solutions Consultant (Pre-sales)Santa Clara, CAFounded in 2019 and backed by KPMG, Workday Ventures, Dell Technologies, Venrock, Innovius Capital, Sentinel Global, NeoTribe Ventures, Engineering Capital, and Firebolt Ventures, we build AI Team Mates that drive intelligent automation by combining fine-grained analytical orchestration of a company's typical financial and audit workflows with conversational AI, delivering rapid value to the finance/audit back office. You will assist with everything from creating demo environments, writing demo scripts, running technical AI workshops, maintaining discovery framework documents to working closely with Product Management, Engineering, and Marketing to capture requirements for new products and features and align messaging cross-functionally.
Building Consultant RimkusBuilding ConsultantSan Francisco, CARimkus (www.rimkus.com) specializes in forensic consulting, building envelope assessments, dispute resolution, construction management, and environment-focused solutions. As a Building Consultant, you will provide expert analysis and consulting services to support our clients in understanding structural and building-related issues.
NewSr. Building Enclosure Consultant LS Technologies, LLCSr. Building Enclosure ConsultantSan Francisco, CA$150,000–$175,000 / yearThis not your normal Building Enclosure position – with a focus on planning, feasibility studies, new construction and decarbonizing our existing building stock, the position provides Enclosure specialist with a dynamic team and focus on energy efficiency, thermal bridging, passive house and data-based design solutions – rather than waterproofing consulting. In this Senior role, you will work on integrated teams providing expert consultation on Building Enclosure design, with a focus on Passive Energy performance, Embodied Carbon, Sustainability, Enclosure Commissioning, and Decarbonization for a variety of projects across all sectors of the construction industry.
Senior Building Enclosure Consultant TEEMASenior Building Enclosure ConsultantOakland, CA$130,000–$200,000This is a leadership role with full project ownership—from concept through delivery—offering the opportunity to shape technical solutions, mentor emerging talent, and grow client relationships. This role is ideal for someone who thrives on solving complex challenges, building client partnerships, and advancing their career in a technically respected and forward-thinking team.
Senior Building Science Consultant Stantec IncSenior Building Science ConsultantSan Francisco, CAReview design documents, shop drawings, and trade submittals prepared by third parties for conformance with good building practice with respect to water intrusion, air leakage, vapor diffusion, thermal performance and differential movement. Enhance your leadership and project management capabilities through international training, learn your craft and manage a variety of projects ranging from thousands to multimillions.
Building Science Consultant Stantec IncBuilding Science ConsultantSan Francisco, CAPrimary Location: United States | CA | San Francisco Organization: 2804 Buildings-US West BSS-San Francisco CA Employee Status: Regular Business Justification: New Position Travel: No Schedule: Full time Job Posting: 23/04/2026 03:04:04 Req ID: 1005526. The diverse perspectives of our partners and interested parties drive us to think beyond what's previously been done on critical issues like climate change, digital transformation, and future-proofing our cities and infrastructure.
SAP BTP Consultant | SAP BTP Build Developer Macpower Digital Assets Edge Private LimitedSAP BTP Consultant | SAP BTP Build DeveloperSunnyvale, CA$56–$56 / hourJob Overview: We are looking for an experienced SAP BTP Build Developer with expertise in SAP Build Apps, SAP Build Process, and Automation. The ideal candidate should have strong knowledge of SAP BTP architecture, cloud deployment, and low-code/no-code application development.
Stop Building Someone Else's Dream - Remote Opportunity Global Elite Empire ConsultantsStop Building Someone Else's Dream - Remote OpportunitySan Francisco, CaliforniaRemoteWe may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. This is a remote opportunity where you’ll work directly with individuals who haverequested help understanding their financial protection options.
Stop Building Someone Else's Dream - Remote Opportunity AO Garcia AgencyStop Building Someone Else's Dream - Remote OpportunitySan Francisco, CaliforniaRemoteElite Empire Consultants is a third-party recruiter, not an insurance agency)We may use artificial intelligence (AI) tools to support parts of the hiring process, such as reviewing applications, analyzing resumes, or assessing responses and identifying potential inconsistencies or verification signals in application materials based on available information. If you’re putting in full effort but still earning the same paycheck every week… that’s a problem.
NewBuilding Maintenance Technician Manpower EngineeringBuilding Maintenance TechnicianSan Ramon, CA$28–$30 / hourTemporaryManpowerGroup® (NYSE: MAN), the leading global workforce solutions company, helps organizations transform in a fast-changing world of work by sourcing, assessing, developing, and managing the talent that enables them to win. We are recognized consistently for our diversity - as a best place to work for Women, Inclusion, Equality and Disability and in 2023 ManpowerGroup was named one of the World's Most Ethical Companies for the 14th year - all confirming our position as the brand of choice for in-demand talent.
Building Performance Engineer Harrison Consulting SolutionsBuilding Performance EngineerSan Jose, CAFamiliarity with early design phase building performance simulation using software tools (Climate Consultant, Ladybug and Honeybee for Grasshopper, DIVA for Rhino, COMFEN, WUFI, Therm, Insight 360, or Sefaira). A commissioning certification from the American Society of Heating, Refrigeration and Air-Conditioning Engineers (ASHRAE), the Association of Energy Engineers (AEE), the Building Commissioning Association (BCA), or the University of Wisconsin.
Project Manager - Building Systems Stanford Health CareProject Manager - Building SystemsRedwood City, CA$66.52–$88.14 / hourThe Design and Construction Project Manager is responsible for managing the day-to-day efforts related to programming, planning, design, construction, and activation of small projects for the Stanford Health Care (SHC) under the general supervision of the Director. Manages the review and approval process to ensure appropriate approvals of all design work from schematic studies through final construction documents and related field changes and changes in scope; as well as approval for conceptual and detailed projects budgets.
Industrial Builds, Project Manager, Design and Construction OpenAI LLCIndustrial Builds, Project Manager, Design and ConstructionSan Francisco, CAFor unincorporated Los Angeles County workers: we reasonably believe that criminal history may have a direct, adverse and negative relationship with the following job duties, potentially resulting in the withdrawal of a conditional offer of employment: protect computer hardware entrusted to you from theft, loss or damage; return all computer hardware in your possession (including the data contained therein) upon termination of employment or end of assignment; and maintain the confidentiality of proprietary, confidential, and non-public information. As an Industrial Builds Project Manager on the Design & Construction team, you will support OpenAI's research, scaling and manufacturing activities by providing project management and leadership on mission critical construction projects with complex engineering design and extensive interfaces.
Project Designer, Technology Consultant Stantec IncProject Designer, Technology ConsultantSan Francisco, CACoordinating and preparing schematic design and construction documents with an emphasis on Technology requirements (Telecom, Security, A/V); Building expertise with the latest design software, preferably Revit and BIM modeling: Perform site condition surveys; Review contract submittals; Routinely support multiple design teams and projects while delivering results; Strong time management skills and the ability to effectively meet varying deadlines; Produce quality work using technology and methodologies that create innovative approaches to building design: Collaborate with multidisciplinary teams; Willing to work on client site; Must be able to meet badging requirements for client sites, including passing a background check. At least 10 years'' experience in the installation and maintenance or design and specification of Technology Systems (Telecom, Security, A/V) preferably supporting projects for clients in building sectors such as mission critical, datacenter, healthcare, higher education and science & technology.
Email Marketing Manager Interim Consultant $65/hour, 25 hours/week, 2 month contract Khan AcademyEmail Marketing Manager Interim Consultant $65/hour, 25 hours/week, 2 month contractMountain View, CAOur proven learning platform offers free, high-quality supplemental learning content and practice that cover Pre-K - 12th grade and early college core academic subjects, focusing on math and science. We have over 181 million registered learners globally and are committed to improving learning outcomes for students worldwide, focusing on learners in historically under-resourced communities.
NewAcquisition Consultant Acquisition NetworkAcquisition ConsultantSan Francisco, CARemote$150,000–$200,000You won’t be learning theory—you’ll be working directly with buyers, live deal flow, and an experienced M&A team to structure and close acquisitions of cash-flowing businesses. Instead of building relationships, deal flow, and infrastructure from scratch, you plug into an existing system designed to execute acquisitions at scale.
Remote Sales Consultant – Financial Services NexeraRemote Sales Consultant – Financial ServicesSan Francisco, CARemote$4,001–$6,300In this role, you will help families find the right financial protection coverage for their needs — working entirely by phone and Zoom from your home. Life and Health Insurance License required before start date — or demonstrated willingness to obtain quickly (exam prep resources provided).
Project Manager, Technology Consultant Stantec IncProject Manager, Technology ConsultantSan Francisco, CAPrimary Location: United States | CA | Los Angeles Organization: 2804 Buildings-US West BSS-Los Angeles CA Employee Status: Regular Business Justification: New Position Travel: Yes Schedule: Full time Job Posting: 16/06/2026 03:06:48 Req ID: 1006295. Active member of the Technology Consulting Group in the U.S. West and is a part of multi-disciplined design teams for various sized projects in several markets, including Healthcare, Higher Education, Commercial and Government/Military.
District Office Agency Business Consultant Farmers Insurance - Office of Ray MizrachiDistrict Office Agency Business ConsultantSan Francisco, CA$50,000–$80,000 / yearThis role partners closely with agency owners and future agency leaders to drive recruiting success, improve performance, and build scalable, profitable insurance businesses. The San Francisco District Office is seeking a high-impact Agency Business Consultant to support agency growth, talent development, and operational excellence across the district.
Marketing Consultant (Independent) Initio CapitalMarketing Consultant (Independent)San Francisco, CARemote$80,000–$150,000GrowthOS is Initio Capital’s proprietary go-to-market advisory platform built to help early-stage and growth-stage startups scale faster with expert support. For advisors, GrowthOS provides paid, qualified opportunities to work with venture-backed founders — without client sourcing, long sales cycles, or unpaid “advice.”.
Startup Consultant Initio CapitalStartup ConsultantSan Francisco, CARemote$200,000–$250,000This role is ideal for experienced operators or agency leaders who want to contribute their expertise to emerging startups—while expanding their network, earning income, and participating in early opportunities. We are opening our platform to seasoned business owners, agency operators, consultants, and fractional leaders who want to support early-stage companies while building meaningful advisory income streams.
GTM Consultant Initio CapitalGTM ConsultantSan Francisco, CARemote$75–$100This role is ideal for experienced operators or agency leaders who want to contribute their expertise to emerging startups—while expanding their network, earning income, and participating in early opportunities. We are opening our platform to seasoned business owners, agency operators, consultants, and fractional leaders who want to support early-stage companies while building meaningful advisory income streams.
Growth Consultant - Go To Markets Expert Initio CapitalGrowth Consultant - Go To Markets ExpertSan Francisco, CA$5,000–$7,000As a GrowthOS Advisor, you’ll work directly with high-potential founders, leveraging Initio Capital’s tools, frameworks, and deal flow—while building and monetizing your own advisory practice. Initio Capital is expanding its GrowthOS Advisor Network and is looking for experienced Go-To-Market (GTM) experts to support founders as they scale revenue, operations, and growth strategy.
Consultant | Finacle-CRM-Functional | Finacle-CRM IMCS Group IncConsultant | Finacle-CRM-Functional | Finacle-CRMSanta Clara, CARemoteCompany Description: IMCS Group is one of the fastest growing MWBE (Minority Woman Owned Enterprise) staffing firms in the U.S. We focus on bringing a Diversity Recruitment approach to Fortune 500 companies within North America and EMEA region contingent labor programs. Job Description: 3- 7 years Experience in BRIM Convergent Mediation implementations End to end know how of BRIM process flow; Exposure in client facing roles; Good exposure in SAP ABAP and Webservice development.
Change Management Consultant ICONMA, LLCChange Management ConsultantSan Francisco, CA$66.53–$70.53 / hourRequirements:6+ years experience overseeing activities focused on driving culture changes by helping leaders achieve sustainable performance improvements through building greater capability for change within their workforces and teams. Responsibilities:Conduct organizational readiness assessment, evaluate results and present summary of findings prior to recommending change plan to project team and senior leaders.
Data Visualization & Power BI Consultant Net2SourceData Visualization & Power BI ConsultantFoster city, CARemote$73.01–$87.59 / hourExperience designing multi-level, integrated reporting experiences that enable users to move seamlessly between enterprise, functional, and use case views, with intuitive navigation and role-based access to insights. Duration- 6 months contract This role will partner with our team over a ~6-month period to design, build, and iteratively enhance executive-level dashboards supporting enterprise AI and business performance tracking.
NewStrategy Insights & Planning Consultant - Research and Development ZSStrategy Insights & Planning Consultant - Research and DevelopmentSouth San Francisco, CaliforniaAs a management consulting and technology firm focused on improving life and how we live it, we transform ideas into impact by bringing together data, science, technology and human ingenuity to deliver better outcomes for all. MBA with bachelor's (and often graduate) degrees with a strong academic record in business, economics, marketing, psychology, physical or life sciences, engineering, applied math, statistics, or related fields.
NewStrategy Insights & Planning Consultant - CRM & Field Engagement ZSStrategy Insights & Planning Consultant - CRM & Field EngagementSouth San Francisco, CaliforniaWe need consultants who understand the business of field engagement — call planning, account management, territory alignment, rep workflows — and can advise on how platforms like Veeva CRM and Salesforce enable (or constrain) those strategies. This is a business advisory role — you will shape how field teams engage with healthcare professionals (HCPs) through CRM and digital tools, translating commercial strategy into technology-enabled outcomes.
Technical Integrations Consultant ZipHQ IncTechnical Integrations ConsultantSan Francisco, CAWith a $2.2 billion valuation and $370 million in funding from Y Combinator, Tiger Global, BOND, DST Global, and CRV, we're focused on developing cutting-edge technology, expanding into new global markets, and-above all-driving incredible value for our customers. Our cofounders started Zip in 2020 to address this seemingly intractable problem with a purpose-built procurement platform that provides a simple, consumer-grade user experience.
NewConsultant, Advisory Services IQVIA HoldingsConsultant, Advisory ServicesSan Francisco, CA$60,000–$273,800 / yearIQVIA Advisory Services is a cornerstone of IQVIA, delivering high-impact strategic solutions topharmaceutical, biotechnology, and healthcare clients worldwide while serving as a key engine for internal talent development. We combine deep industry expertise with advanced analytics, technology, and data assets to deliver insights that shape strategy, investment decisions, and long-term value creation.
IT Consultant V - Cloud, Azure, Databricks Kaiser PermanenteIT Consultant V - Cloud, Azure, DatabricksPleasanton, CA$150,400–$194,590 / yearThis position is project facing and will interact with internal KP teams, platform engineering, operations and vendors to enable delivery of required product capabilities in the data analytics space, driving product for Databricks and providing success management across Azure platform service consumers from project inception through go-live. Develops requirements, or leads a team of IT consultants in the development of requirements for complex or specialized process or system solutions which may span multiple business domains by partnering with stakeholders and appropriate IT teams (for example, Solutions Delivery, Infrastructure, Enterprise Architecture).
Advanced Data Science Associate Consultant - Generative AI and Machine Learning ZSAdvanced Data Science Associate Consultant - Generative AI and Machine LearningSouth San Francisco, CaliforniaDevelop and productionize sophisticated AI systems, including fine-tuning open-source LLMs, building advanced Retrieval-Augmented Generation (RAG) pipelines, experience in advanced prompt engineering development and designing multi-agent systems. Demonstrated experience in designing, building, and deploying Generative AI applications, with hands-on expertise in techniques such as fine-tuning, prompt engineering, Agentic systems, Retrieval-Augmented Generation (RAG), and working with vector databases.
Salesforce Financial Services Cloud Consultant- Enterprise Slalom IncSalesforce Financial Services Cloud Consultant- EnterpriseCA$126,000–$154,000 / yearOur team is comprised of customer strategy experts, Salesforce-certified experts across all Salesforce capabilities, industry experts, organizational and cultural change consultants, and project delivery leaders. From strategy through delivery, our agile teams across 52 offices in 12 countries collaborate with clients to bring powerful customer experiences, innovative ways of working, and new products and services to life.
PeopleSoft HCM Functional Consultant Sa Technologies, Inc.PeopleSoft HCM Functional ConsultantOakland, CAAs a CMMI Level 5 and Great Place to Work Certified global IT consulting and services company-and recognized as one of the Best Places for Women-we are committed to building an inclusive, supportive, and high-performance workplace Job Description PeopleSoft HCM Functional Consultant (Onsite - 1-Year Contract) Location: Oakland, California Reporting To: Deputy Chancellor and Chief Operating Officer (COO) Work Model : Onsite Role Summary Senior PeopleSoft HCM Functional Consultant responsible for hands-on functional configuration and day-to-day production support for core HCM and Payroll operations in a Higher Education community college environment. The role requires strong experience translating HR and payroll business needs into functional designs and specifications, leading functional testing for PUM releases, maintaining functional documentation, and supporting integration with Finance.
Senior Technical Solutions Consultant Google LLCSenior Technical Solutions ConsultantMountain View, CAYou will play a pivotal role in balancing first-party, full-stack GCP cloud-native development with the strategic integration of Vertex AI/Gemini Enterprise, pioneering autonomous agents that drive agentic insights and action automations. As a Senior Technical Solutions Consultant, you will lead the end-to-end architecture and implementation of a Digital Twin ecosystem for Google's consumer hardware product design and manufacturing.
Membership Consultant Forma GymMembership ConsultantSan Jose, CaliforniaEnrolling and following up with new members at our San Jose location, working with Membership Team, ownership and web designer on various projects and marketing campaigns to generate new members sales. As a MEMBERSHIP CONSULTANT you will join a team of professional lifestyle coaches and guide members down the path of enrolling into a lifestyle change, high performance athletic training, stress relief and more.
Interior Design Consultant RHInterior Design ConsultantLos Gatos, CAThe RH brand attracts the best designers, artisans, manufacturers and talent in our industry, scaling and rendering their work more valuable across our integrated platform, enabling us to curate the most compelling collection of luxury home furnishings in the world. We are moving the brand beyond curating and selling products to conceptualizing and selling spaces by building an ecosystem of products, places, services and spaces that elevates and establishes the RH brand as a global thought leader, taste and place maker.
AI Solutions Consultant ZipHQ IncAI Solutions ConsultantSan Francisco, CAWith a $2.2 billion valuation and $370 million in funding from Y Combinator, Tiger Global, BOND, DST Global, and CRV, we're focused on developing cutting-edge technology, expanding into new global markets, and-above all-driving incredible value for our customers. Today, enterprises spend $120T+ per year globally (>30 times larger than annual consumer e-commerce spend) and rely on vendors more than ever before to run their businesses.
Decision Analytics Associate Consultant - Biometrics ZSDecision Analytics Associate Consultant - BiometricsSouth San Francisco, CaliforniaWork directly with cross-functional teams supporting ongoing and completed Phase I, II, III, and IV clinical trials, contributing to the collection, management, transformation, analysis, and submission of human clinical trial data throughout the study lifecycle. Hands‑on experience with clinical trial datasets, including EDC (e.g., Medidata Rave, Veeva EDC) and non‑EDC sources (e.g., central laboratory data, ECG, ePRO/eCOA, imaging, PK/PD, wearables, real‑world data) .
Associate Consultant - CMC Development & Analytics ZSAssociate Consultant - CMC Development & AnalyticsSouth San Francisco, CaliforniaThe primary responsibility of this role is to support client engagements in the pharmaceutical CMC development area, with a focus on helping clients solve business and technical challenges across drug development, manufacturing, analytics, and technology-enabled transformation. Bachelor’s or master’s degree in Chemical Engineering, Biochemical Engineering, Mechanical Engineering, Materials Engineering, Chemistry, Biotechnology, Pharmaceutical Sciences, or a related technical discipline; PhD may substitute for work experience.
Business Technology Solutions Associate Consultant - Clinical Trial Portfolio Performance & Quality ZSBusiness Technology Solutions Associate Consultant - Clinical Trial Portfolio Performance & QualitySouth San Francisco, CaliforniaZS’s Insights & Analytics group partners with pharmaceutical and biotech clients to design and implement technology-enabled solutions that transform clinical trial quality, risk management, and operational oversight. As a management consulting and technology firm focused on improving life and how we live it, we transform ideas into impact by bringing together data, science, technology and human ingenuity to deliver better outcomes for all.
Decision Analytics Associate Consultant- High Tech ZSDecision Analytics Associate Consultant- High TechSouth San Francisco, CaliforniaZS’s Insights & Analytics group partners with leading high‑tech and software companies to solve complex business and go‑to‑market (GTM) problems using advanced analytics, data science, and statistical modeling. Bachelor's or master's degree required in any discipline with strong record of academic success in quantitative and analytic coursework such as operations research, applied mathematics, management science, data science, statistics, econometrics or engineering.
Strategy Insights & Planning Associate Consultant - Digital Strategy ZSStrategy Insights & Planning Associate Consultant - Digital StrategySouth San Francisco, CaliforniaAs a management consulting and technology firm focused on improving life and how we live it, we transform ideas into impact by bringing together data, science, technology and human ingenuity to deliver better outcomes for all. We partner collaboratively with our clients to develop custom solutions and technology products that create value and deliver company results across critical areas of their business.