Bank Secrecy, Computer Skills, Consumer Loans, Continuous Improvement, Credit Union, Cross-Selling, Customer Experience, Customer Relations, Customer Support/Service, Federal Laws and Regulations, Financial Services, Loan Approval, Loan Policy, Loan Processing, Persuasion Skills, Problem Solving Skills, Process Improvement, Resolve Customer Issues, Team Building, Team Player, Time Management, USA PATRIOT Act
LOCATION
Charlotte, NC
POSTED
4 days ago
Job Title: Member Service Representative - Travel
Location: 3700 South Blvd. Suite 140 Charlotte, NC 28209
Job Grade: 7
Working at Skyla Credit Union
Skyla offers a supportive, inclusive culture while providing opportunities for growth, learning, and career advancement. Making it a strong place to build both skills and meaningful connections.
Joining Skyla means having the support, tools, and guidance you need from day one.
A welcoming culture where teammates and leaders genuinely care about your success and growth.
A collaborative work environment focused on teamwork, development, and making an impact in the community.
Flexibility and support to help you balance work while meeting member needs.
A strong benefits package and meaningful perks that support your overall well-being: medical, vision, dental, 6% Match 401(k), Tuition Reimbursement, Paid Community Volunteer Opportunity, Paid Time Off, Quarterly Well Being Benefit, Interest Rate Perks on Deposit and Loan Accounts.
Our Values
We're in your corner: we genuinely care about the well-being of our members and employees. We make possibilities reality!
We make an impact: we exist for our communities. We provide support and opportunities to meet the needs of our friends and neighbors.
We're better together: we are a team. We work together to service and support our members and each other.
We're on a journey together: we always look for improvement opportunities to benefit our members and employees. We believe that with continuous improvement learning, there is no limit to what we can achieve together.
We welcome everyone: we empower all by sharing different perspectives, unique abilities, thought processes, and creating a diverse and inclusive credit union.
primary functions:
Responsible for providing first point-of-contact service to address customer inquiries and/or concerns in a timely and professional manner. Recognize and enthusiastically act upon opportunities to expand customer relationships. Ensure the quality of all interactions is consistent with enhancing the customer experience and relationships with others.
NOTE: Must possess / demonstrate the flexibility to report to any branch location and perform any non-management branch role as business needs dictate.
responsibilities:
Exhibit a thorough knowledge of the credit union's products and services as well as demonstrate ability to successfully use multiple computer programs/systems to research account-related questions from customers.
Enthusiastically respond to all inquiries, either in person/phone or other means, to identify and handle customer's requests pertaining to the account(s) in accordance with the credit union's service expectations. Resolve customer inquiries and/or concerns timely, completely, accurately, and professionally.
Thoroughly evaluate relationships to make recommendations or provide solutions that benefit and enhance the overall customer experience or improve their financial stability.
When performing in a teller capacity, demonstrate cash handling accuracy and efficiency in the role while providing recommendations to better serve the customer's needs.
Open all types of new accounts, cross sell credit union products and services, and add new relationships to existing accounts based on the customer's needs.
Demonstrate daily practices that encourage teamwork, openness to learning new processes/methods and promote a positive work environment. Consistently be courteous and professional.
Be vocal in your support of your team's efforts to exceed customer expectations.
Maintain the integrity and privacy of all customer records in a confidential manner.
Identify and recommend process improvements or new products based on customer interactions to enhance the customer's experience and improve retention.
Comply with all federal regulations, credit union policies and procedures, including Bank Secrecy and the USA Patriot Act.
Process loans within current lending policy guidelines. Set up and disburse approved loans. Complete all other loan-related tasks as required and within established timeframes.
Remain abreast of changes in credit union policies, procedures, as well as consumer lending practices and willingly share knowledge with others.
Be open to learning new processes/methods and take the initiative to apply them to the job.
Comply with all Federal regulations, Credit Union policies and procedures, including Bank Secrecy and the USA Patriot Act.
Perform job duties in accordance with the Credit Union''s values, mission and vision.
Perform other various duties as assigned.
minimum requirements:
Two years' experience with complex financial service-related requests or commensurate experience.
Proven ability to demonstrate thorough knowledge of Credit Union products, services, and external systems.
A demonstrable record in providing excellent service to customers.
Success-oriented individual with a friendly and persuasive personality.
Strong computer skills with ability to quickly learn new processes/systems.
Must possess reliable transportation and the flexibility to report to any branch location and perform any non-management branch role as business needs dictate.