Essential Duties and Responsibilities Primarily responsible for underwriting and servicing of commercial loan portfolios Proactively identifies credit weaknesses / trends and alerts management to deterioration Collaborates with RM to prioritize new credit requests, renewals, and reviews Provides risk ratings and recommends appropriate credit structure Identifies policy exceptions Prepares approval, commitment, proposal document, and participates in documentation process including the identification of covenants and other key provisions Participates in customer meetings to discuss alternative credit structures and to clarify any questions. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and its subsidiaries offer commercial, private banking, consumer, small business, wealth and trust management, retail brokerage, capital markets, fixed income, and mortgage banking services.