SIU Investigator Allied UniversalSIU InvestigatorAtlanta, GeorgiaAcquire and gather information through use of own discretion, and guidance from clients and case managers, by means of data collection, interviews, research and collaboration with other SIU entities, law enforcement and state Departments of Insurance . High School diploma or higher with a minimum of five (5) years of demonstrated professional law enforcement experience with specific attention to investigations related to fraud .
Medical Biller SYDIERA Healthcare StaffingMedical BillerAtlanta, GeorgiaThis role supports healthcare providers by helping manage insurance claims, patient billing, coding processes, and revenue cycle operations. Previous medical billing, medical coding, healthcare administration, or customer service experience is a plus but not required.
Dental Cashier Atlanta Dental CenterDental CashierAtlanta, GeorgiaYour Mission(s) : Your two primary missions are to: Graciously, professionally and in a very friendly manner with complete accuracy receive funds from patients and/or process payments from patients for their dental services and account for those funds in the patients’ ledgers. We offer a high-paced clinical environment with the latest dental technology (CEREC, 3D X-Rays, Digital X-Rays, Advanced Oral Photography, paperless patient charts, etc.).
Assistant Lead – Medical Collections NANA Healthcare Management, LLCAssistant Lead – Medical CollectionsDoraville, GAMount Yonah Medical Billing (MYMB) is a rapidly growing third-party medical billing company specializing in behavioral healthcare revenue cycle management, with expertise in substance use disorder and mental health billing. This position serves as a working team lead by assisting with workflow management, training, quality assurance, productivity monitoring, and resolution of complex insurance account issues.
Reimbursement Coordinator, Home Infusion 5 Star RecruitmentReimbursement Coordinator, Home InfusionPeachtree Corners, GeorgiaSome examples: "Billing Coordinator, Home Infusion"; "Payor Analyst, Home Infusion"; "Reimbursement Coordinator, Home Infusion"; "RCM Specialist, Home Infusion.". In this role, you will be a key player in ensuring accurate and timely reimbursement for home infusion services navigating the complexities of billing, claims, and compliance.
Home Infusion Reimbursement Coordinator Velvet Ledger WorkforceHome Infusion Reimbursement CoordinatorPeachtree Corners, GeorgiaRemoteSome examples: "Billing Coordinator, Home Infusion" OR "Payor Analyst, Home Infusion" OR "Reimbursement Coordinator, Home Infusion" OR "RCM Specialist, Home Infusion". In this role, you will be a key player in ensuring accurate and timely reimbursement for home infusion services navigating the complexities of billing, claims, and compliance.
Auto Adjuster I, II or Sr. Allstate Insurance CompanyAuto Adjuster I, II or Sr.Atlanta, GA$50,000–$74,350 / yearAuto Insurance, Auto Insurance Claims, Automotive Repair, Case Management, Claims Administration, Claims Resolution, Claims Review, Complex Claims, Coverage Analysis, Customer Service, De-Escalation, Insurance Claims, Insurance Claims Investigations, Insurance Policies, Liability Insurance, Negotiation, Vehicle Insurance. As a requirement of employment, individuals who currently hold an active insurance license must terminate all existing appointments prior to onboarding and must not hold any outside appointments at any point during employment.
NewSenior Analyst, Payment Integrity Disputes Oscar HealthSenior Analyst, Payment Integrity DisputesAtlanta, GARemote$64,832–$85,092 / yearYou will leverage a deep understanding of Oscar's claim infrastructure, workflows, workflow tooling, platform logic, data models, etc., to work cross-functionally and understand and translate friction from stakeholders into actionable opportunities for improvement. Work Location: This is a remote position, open to candidates who reside in: Atlanta, Georgia; Chicago, Illinois; Dallas, Texas; Louisville, Kentucky; Minneapolis, Minnesota; Philadelphia, Pennsylvania; Salt Lake City, Utah.
NewInpatient DRG Validator (Acute Care) Elevance HealthInpatient DRG Validator (Acute Care)Minnesota, GA$95,172–$149,556 / yearRequires at least one of the following certifications: RHIA certification as a Registered Health Information Administrator and/or RHIT certification as a Registered Health Information Technician and/or CCS as a Certified Coding Specialist and/or CIC as a Certified Inpatient Coder. Broad knowledge of medical claims billing/payment systems provider billing guidelines, payer reimbursement policies, billing validation criteria and coding terminology preferred.
Inpatient DRG Reviewer Zelis Healthcare, Inc.Inpatient DRG ReviewerGA$79,000–$99,750 / yearWhere the regrouped 'new DRG' differs from what was originally claimed by the provider, write a customer facing 'rationale' or 'findings' statement, highlighting the problems found and justifying the revised choices of new codes and DRG, based on the clinical evidence obtained during the review. This is a place for builders with a growth mindset who act with agility, embrace change, and use modern technology to shape smarter solutions, exceptional experiences, and the future of our industry for our clients, customers, and our culture.
Reimbursement Coordinator, Home Infusion Peachtree Corners, GA remote hold ESRhealthcare and EXEC STAFF RECRUITERSReimbursement Coordinator, Home Infusion Peachtree Corners, GA remote holdPeachtree Corners, GeorgiaRemoteExperience level: Mid-senior Experience required: 2 Years Education level: High school or equivalent Job function: Finance Industry: Accounting Compensation: position: 1 Visa sponsorship eligibility: No. Some examples: "Billing Coordinator, Home Infusion" OR "Payor Analyst, Home Infusion" OR "Reimbursement Coordinator, Home Infusion" OR "RCM Specialist, Home Infusion".
Ambulatory Payment Classification Coordinator Houston Methodist HospitalAmbulatory Payment Classification CoordinatorGAMust have one of the following: • RHIT - Certified Health Information Technician (AHIMA) • RHIA - Registered Health Information Administrator (AHIMA) • CCS - Certified Coding Specialist (AHIMA) • CCA - Certified Coding Associate (AHIMA) • CCS-P - Certified Coding Specialist Physician-Based (AHIMA) • CPC - Certified Professional Coder (AAPC) • CPC-H - Certified Professional Coder - Hospital (AAPC) • CPC-I - Certified Professional Coder Instructor (AAPC) • CPC-A - Certified Professional Coder Associate (AAPC) • CCC - Certified Cardiology Coder (AAPC) • COC - Certified Outpatient Coder (AAPC). Must have one of the following: •RHIT - Certified Health Information Technician (AHIMA) •RHIA - Registered Health Information Administrator (AHIMA) •CCS - Certified Coding Specialist (AHIMA) •CCA - Certified Coding Associate (AHIMA) •CCS-P - Certified Coding Specialist Physician-Based (AHIMA) •CPC - Certified Professional Coder (AAPC) •CPC-H - Certified Professional Coder - Hospital (AAPC) •CPC-I - Certified Professional Coder Instructor (AAPC) •CPC-A - Certified Professional Coder Associate (AAPC) •CCC - Certified Cardiology Coder (AAPC) •COC - Certified Outpatient Coder (AAPC).
Clinical Medical Director DOMA TechnologiesClinical Medical DirectorAtlanta, GARemoteThe CMD provides direct oversight of clinical review quality, participates in Discussion and Education (D&E) sessions when providers escalate disputes to the physician level, and represents CMS at Administrative Law Judge (ALJ) hearings to defend review decisions. Demonstrated capacity for active, substantive engagement in medical review activities, issue resolution, and CMS-directed meetings - this position requires consistent hands-on participation and is not a nominal or figurehead role.
Manager - Arbitration Operations MaximusManager - Arbitration OperationsAtlanta, GAFull timeMaximus compensation is based on various factors including but not limited to job location, a candidate's education, training, experience, expected quality and quantity of work, required travel (if any), external market and internal value analysis including seniority and merit systems, as well as internal pay alignment. - Frequent interaction with subordinate employees, customers, and/or functional peer group managers, normally involving matters between functional areas, other company divisions or units, or customers and the company.
Medical Scheduler NAPHCARE, INC.Medical SchedulerAtlanta, GANaphCare is hiring a Medical Scheduler/Records Clerk to join our team of medical professionals at FCI Atlanta where we manage healthcare services for the residents of this medium security federal correctional institution located in Atlanta GA. As a Correctional Medical Scheduler/Records Clerk, you will work alongside correctional officers and other medical professionals to schedule healthcare appointments for the inmates on and off-site.
Director of Clinical & Cost Containment, Employee Benefits Hub International LtdDirector of Clinical & Cost Containment, Employee BenefitsAtlanta, GA$130,000–$150,000 / yearAs the self-funded benefits market grows increasingly complex - driven by specialty drug spend, catastrophic claim frequency, and heightened employer demand for transparency - SBR's distribution model requires dedicated clinical leadership to: Evaluate and validate cost containment vendor solutions (Rx carve-outs, case management, utilization review, reference-based pricing, direct contracting) presented to clients. This role bridges clinical expertise and consultative sales support - working directly with broker/consultant partners, TPAs, stop-loss carriers, and employer plan sponsors to identify high-cost claim drivers, optimize vendor program selection, and develop clinical frameworks that reduce plan cost and improve member outcomes.
Director of Clinical & Cost Containment, Employee Benefits Hub International InsuranceDirector of Clinical & Cost Containment, Employee BenefitsAtlanta, GeorgiaAs the self-funded benefits market grows increasingly complex — driven by specialty drug spend, catastrophic claim frequency, and heightened employer demand for transparency — SBR's distribution model requires dedicated clinical leadership to: Evaluate and validate cost containment vendor solutions (Rx carve-outs, case management, utilization review, reference-based pricing, direct contracting) presented to clients. This role bridges clinical expertise and consultative sales support — working directly with broker/consultant partners, TPAs, stop-loss carriers, and employer plan sponsors to identify high-cost claim drivers, optimize vendor program selection, and develop clinical frameworks that reduce plan cost and improve member outcomes.
Director Of Clinical & Cost Containment, Employee Benefits Hub InternationalDirector Of Clinical & Cost Containment, Employee BenefitsAtlanta, GA$130,000–$150,000 / yearAs the self-funded benefits market grows increasingly complex - driven by specialty drug spend, catastrophic claim frequency, and heightened employer demand for transparency- SBR's distribution model requires dedicated clinical leadership to: Evaluate and validate cost containment vendor solutions (Rx carve-outs, case management, utilization review, reference-based pricing, direct contracting) presented to clients. This role bridges clinical expertise and consultative sales support - working directly with broker/consultant partners, TPAs, stop-loss carriers, and employer plan sponsors to identify high-cost claim drivers, optimize vendor program selection, and develop clinical frameworks that reduce plan cost and improve member outcomes.
Senior Legal Counsel, Ceded Reinsurance Markel CorporationSenior Legal Counsel, Ceded ReinsuranceAlpharetta, GAThis includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. Primary responsibility for managing contracts associated with the Insurance Linked Securities (ILS) market in order to provide end‑to‑end legal support for Markel Bermuda Limited's fronting and ILS activities, including structuring, drafting, negotiating, and closing quota share and related agreements; overseeing trust and collateral frameworks; managing industry loss warranty (ILW) arrangements; advising on specialty products; and coordinating Bermuda regulatory engagements and board governance.
DRG Clinical Validation Lead Elevance HealthDRG Clinical Validation LeadAtlanta, GA$89,520–$161,136 / yearPreferred Skills, Capabilities and Experiences: One or more of the following certifications are preferred: Registered Health Information Technician (RHIT), Registered Health Information Administrator (RHIA), Certified Clinical Documentation Specialist (CCDS), Certified Documentation Improvement Practitioner (CDIP), Certified Professional Coder (CPC) or Inpatient Coding Credential such as CCS or CIC. How you will make an impact: Conducts pre-certification, retrospective, out of network and appropriateness of treatment setting reviews to ensure compliance with applicable criteria, medical policy, and member eligibility, benefits, and contracts.
Diagnosis Related Group Clinical Validation Auditor-Rn (Cdi, Ms-Drg, Ap-Drg And Apr-Drg) Elevance HealthDiagnosis Related Group Clinical Validation Auditor-Rn (Cdi, Ms-Drg, Ap-Drg And Apr-Drg)Atlanta, GA$86,560–$155,808 / yearPreferred Skills, Capabilities and Experiences: One or more of the following certifications are preferred: Registered Health Information Technician (RHIT), Registered Health Information Administrator (RHIA), Certified Clinical Documentation Specialist (CCDS), Certified Documentation Improvement Practitioner (CDIP), Certified Professional Coder (CPC) or Inpatient Coding Credential such as CCS or CIC. Requires a minimum of 10 years of experience in claims auditing, quality assurance, or clinical documentation improvement, and a minimum of 5 years of experience working with ICD-9/10CM, MS-DRG, AP-DRG and APR-DRG; or any combination of education and experience, which would provide an equivalent background.
Account Engineer Munchener Ruckversicherungs-Gesellschaft Aktiengesellschaft (Munich Re)Account EngineerAtlanta, GAIn this role, you will be part of HSB's team of experts in heavy industry, who evaluate businesses in steel, aluminum, renewable power generation, traditional power generation, mining, pulp & paper, sugar, manufacturing, glass, and similar industries. Write evaluations of insured accounts and potential new customers for HSB and Munich Re underwriters, by evaluating available information on multiple sites which make up the account.
Account Engineer Hartford Steam Boiler Inspection and Insurance CompanyAccount EngineerAtlanta, GARemoteIn this role, you will be part of HSB’s team of experts in heavy industry, who evaluate businesses in steel, aluminum, renewable power generation, traditional power generation, mining, pulp & paper, sugar, manufacturing, glass, and similar industries. + Write evaluations of insured accounts and potential new customers for HSB and Munich Re underwriters, by evaluating available information on multiple sites which make up the account.
Risk Operations Supervisor - GA - On Site Vensure Employer ServicesRisk Operations Supervisor - GA - On SiteDuluth, GAVensure Employer Solutions is the largest privately held organization in the HR technology and service sector, providing a comprehensive portfolio of solutions, including HR/HCM technology, managed services, and global business process outsourcing (BPO). Other Benefits : Life insurance, short term disability, long term disability, employee assistance program (EAP), flexible spending account (FSA), health savings account (HSA), Identity theft protection, critical illness, accident, cancer, hospital protection, legal and pet insurance.
Associate Attorney Healthcare Law Abacus Service CorporationAssociate Attorney Healthcare LawAtlanta, GAWe serve a diverse array of clients across the healthcare industry including DME suppliers, physician groups, healthcare facilities, autism therapy providers, telehealth companies, healthcare technology startups, MSOs, and lab and device businesses with a strong focus on regulatory compliance, transactional work, and payer-provider strategy. Experience with mergers and acquisitions, minority investments, growth equity investments, recapitalizations, joint ventures, strategic investments, roll-up transactions, acquisition financing, exit transactions, and transaction structuring.
Leak Detection Technician American Leak Detection of Greater AtlantaLeak Detection TechnicianXx, Georgia$20–$22 / hourFounded over 40 years ago, and teaming with our great people, American Leak Detection has become the world leader in the accurate, non-destructive detection of hidden water, sewer, gas and swimming pool leaks. Our millions of satisfied customers include residential homeowners and industry professionals like plumbers, building contractors, insurance adjusters, apartment managers, drain cleaners, restoration specialists, Homeowners Associations, and municipalities.
DRG Clinical Validation Lead Elevance Health IncDRG Clinical Validation LeadAtlanta, GA$89,520–$161,136 / yearPreferred Skills, Capabilities and Experiences: One or more of the following certifications are preferred: Registered Health Information Technician (RHIT), Registered Health Information Administrator (RHIA), Certified Clinical Documentation Specialist (CCDS), Certified Documentation Improvement Practitioner (CDIP), Certified Professional Coder (CPC) or Inpatient Coding Credential such as CCS or CIC. How you will make an impact: Conducts pre-certification, retrospective, out of network and appropriateness of treatment setting reviews to ensure compliance with applicable criteria, medical policy, and member eligibility, benefits, and contracts.
Diagnosis Related Group Clinical Validation Auditor-RN (CDI, MS-DRG, AP-DRG and APR-DRG) Elevance Health IncDiagnosis Related Group Clinical Validation Auditor-RN (CDI, MS-DRG, AP-DRG and APR-DRG)Atlanta, GA$86,560–$155,808 / yearPreferred Skills, Capabilities and Experiences: One or more of the following certifications are preferred: Registered Health Information Technician (RHIT), Registered Health Information Administrator (RHIA), Certified Clinical Documentation Specialist (CCDS), Certified Documentation Improvement Practitioner (CDIP), Certified Professional Coder (CPC) or Inpatient Coding Credential such as CCS or CIC. Requires a minimum of 10 years of experience in claims auditing, quality assurance, or clinical documentation improvement, and a minimum of 5 years of experience working with ICD-9/10CM, MS-DRG, AP-DRG and APR-DRG; or any combination of education and experience, which would provide an equivalent background.
Remote Registered Dietitian or CNS - Flexible Hours, Work from Anywhere Berry StreetRemote Registered Dietitian or CNS - Flexible Hours, Work from AnywhereAtlanta, GARemoteBerry Street empowers independent dietitians to accept insurance and grow thriving private practices by providing comprehensive credentialing, scheduling, referral, and technical support, as well as access to a vibrant, collaborative clinician community. Dietitians working with Berry Street are committed to these pillars of high-quality care: Evidence-based: We provide quality care based on the latest clinical research.
Director, Employee Relations Akumin IncDirector, Employee RelationsAtlanta, GARemote$160,000–$185,000 / yearAkumin is a leading provider of outpatient radiology and oncology services, partnering with top hospitals and health systems nationwide to deliver advanced diagnostic imaging and exceptional patient care close to home. Advisory Partner: Act as a trusted advisor and escalation point for senior HR leaders, executive leadership, and legal counsel on high-stakes, complex employee relations matters.
Medical Director - Otolaryngology (Ent) - Remote From Anywhere UnitedHealth Group Inc.Medical Director - Otolaryngology (Ent) - Remote From AnywhereAtlanta, GARemote$248,500–$373,000 / yearThe Medical Director's activities primarily focus on the application of clinical knowledge in various utilization management activities with a focus on pre-service benefit and coverage determination or medical necessity (according to the benefit package), and on communication regarding this process with both network and non-network physicians, as well as other Enterprise Clinical Services. The Medical Director collaborates with Enterprise Clinical Services leadership and staff to establish, implement, support, and maintain clinical and operational processes related to benefit coverage determinations, quality improvement and cost effectiveness of service for members.
Medical Director - Otolaryngology (ENT) - Remote from anywhere UnitedHealth Group IncMedical Director - Otolaryngology (ENT) - Remote from anywhereAtlanta, GARemote$248,500–$373,000 / yearThe fraudulent LinkedIn messages and emails, which do not originate from any Executives LinkedIn account or of UnitedHealth Group's email domains, or those of any of its operating divisions, supposedly conducts an interview via a Zoom meeting, offers a work from home job at Optum, emails an application, sends a fake check by next day delivery through USPS and asks recipients to pay a vendor a large dollar amount. The Medical Director"s activities primarily focus on the application of clinical knowledge in various utilization management activities with a focus on pre-service benefit and coverage determination or medical necessity (according to the benefit package), and on communication regarding this process with both network and non-network physicians, as well as other Enterprise Clinical Services.
NewMedical Director - Vascular Surgery - Remote UnitedHealth Group Inc.Medical Director - Vascular Surgery - RemoteAtlanta, GARemote$248,500–$373,000 / yearThe Medical Director's activities primarily focus on the application of clinical knowledge in various utilization management activities with a focus on pre-service benefit and coverage determination or medical necessity (according to the benefit package), and on communication regarding this process with both network and non-network physicians, as well as other Enterprise Clinical Services. The Medical Director collaborates with Enterprise Clinical Services leadership and staff to establish, implement, support, and maintain clinical and operational processes related to benefit coverage determinations, quality improvement and cost effectiveness of service for members.
NewTOSCA Data Integrity (DI) Engineer / Architect CirrusLabsTOSCA Data Integrity (DI) Engineer / ArchitectAlpharetta, GAWe are seeking an experienced TOSCA Data Integrity (DI) Engineer / Architect to design and implement automated data comparison and validation solutions for large-scale enterprise databases (3M+ records). The role involves Oracle and SQL Server data extraction, JSON transformation, complex SQL-based comparison logic, and enterprise data reconciliation using Tricentis Tosca DI.
Assistant Maintenance Manager Cushman & WakefieldAssistant Maintenance ManagerAtlanta, Georgia$102,000–$120,000 / yearIn addition to a comprehensive benefits package, Cushman and Wakefield provide eligible employees with competitive pay, which may vary depending on eligibility factors such as geographic location, date of hire, total hours worked, job type, business line, and applicability of collective bargaining agreements. Cushman & Wakefield also provides eligible employees with an opportunity to enroll in a variety of benefit programs, generally including health, vision, and dental insurance, flexible spending accounts, health savings accounts, retirement savings plans, life, and disability insurance programs, and paid and unpaid time away from work.
Commercial & Healthcare Regulatory Counsel Alto IncCommercial & Healthcare Regulatory CounselGARemote$135,000–$185,000 / yearPhysical requirements for this role include the ability to work at a computer terminal with monitor, keyboard and mouse for extended periods of time, stoop, bend, and reach for equipment and supplies, make frequent repetitive motions required to operate a computer that include the wrists, hands and fingers, and lift, carry, push, pull, and move light objects up to 20 pounds. Issue-spot and provide practical guidance on applicable laws and regulations, such as the Anti-Kickback Statute (AKS), Stark Law, False Claims Act, FDA/DEA requirements relevant to pharmacy and telehealth operations, state pharmacy/professional licensing, PBM contracting/network participation, and HIPAA/HITECH.
NewEnvironmental Health & Safety Site Manager - Fayetteville, GA MEI Rigging & Crating, LLCEnvironmental Health & Safety Site Manager - Fayetteville, GAConyers, GAFollow On-The-Job-Injury (OJI) protocol to include full injury claims management processes from initial and on-going communications with Workers Comp carrier, injured employee, occupational medicine facility and treatment specialist i.e. physical therapy, thru to closure of claim. Work collectively with Incident Review Board (IRB) and Site management to manage all incidents and accident cases thru investigations and root cause analysis, including working directly with Occupational Health clinics and Insurance carriers.
NewEnvironmental Health & Safety Site Manager - Cartersville, GA MEI Rigging & Crating, LLCEnvironmental Health & Safety Site Manager - Cartersville, GACartersville, GAFollow On-The-Job-Injury (OJI) protocol to include full injury claims management processes from initial and on-going communications with Workers Comp carrier, injured employee, occupational medicine facility and treatment specialist i.e. physical therapy, thru to closure of claim. Work collectively with Incident Review Board (IRB) and Site management to manage all incidents and accident cases thru investigations and root cause analysis, including working directly with Occupational Health clinics and Insurance carriers.
Risk Operations Supervisor - GA - On Site Vensure Employer Services IncRisk Operations Supervisor - GA - On SiteDuluth, GAVensure Employer Solutions is the largest privately held organization in the HR technology and service sector, providing a comprehensive portfolio of solutions, including HR/HCM technology, managed services, and global business process outsourcing (BPO). Other Benefits: Life insurance, short term disability, long term disability, employee assistance program (EAP), flexible spending account (FSA), health savings account (HSA), Identity theft protection, critical illness, accident, cancer, hospital protection, legal and pet insurance.
Director, Portfolio Management Lead Markel Group IncDirector, Portfolio Management LeadAlpharetta, GA$158,720–$218,240 / yearThis includes race; color; sex; religion; creed; national origin or place of birth; ancestry; age; disability; affectional or sexual orientation; gender expression or identity; genetic information, sickle cell trait, or atypical hereditary cellular or blood trait; refusal to submit to genetic tests or make genetic test results available; medical condition; citizenship status; pregnancy, childbirth, or related medical conditions; marital status, civil union status, domestic partnership status, familial status, or family responsibilities; military or veteran status, including unfavorable discharge from military service; personal appearance, height, or weight; matriculation or political affiliation; expunged juvenile records; arrest and court records where prohibited by applicable law; status as a victim of domestic or sexual violence; public assistance status; order of protection status; status as a smoker or nonsmoker; membership or activity in local commissions; the use or nonuse of lawful products off employer premises during non-work hours; declining to attend meetings or participate in communications about religious or political matters; or any other classification protected by applicable law. We envision a dynamic, underwriter-centered function that treats underwriters and regional leaders as its core customers-identifying trends early, delivering actionable insights built on reliable data, and embedding actuarial and predictive models into daily workflows.