NewEntry Level Financial Analyst Allstate Insurance CompanyEntry Level Financial AnalystIL$52,800–$80,475 / yearAnalytical Thinking, Business Analytics, Client Counseling, Critical Thinking, Decision Making, Detail-Oriented, Financial Acumen, Financial Analysis, Microsoft Excel, Problem Solving, Reporting. Develop, maintain, and enhance recurring and ad hoc financial reports, dashboards, and analyses that provide actionable insights to business partners and leadership.
Financial Analyst Financial Planning & Analysis - VN2897 MAREX Group LimitedFinancial Analyst Financial Planning & Analysis - VN2897Chicago, IL$80,000–$115,000 / yearThe depth of knowledge amongst its teams and divisions provides its customers with clear advantage, and its technology-led service provides access to all major exchanges, order-flow management via screen, voice and DMA, plus award-winning data, insights, and analytics. The Group provides access to the world's major commodity markets, covering a broad range of clients that include some of the largest commodity producers, consumers and traders, banks, hedge funds and asset managers.
Senior Financial Analyst Eaton Corporation PlcSenior Financial AnalystCarol Stream, IL$86,000–$126,000 / yearBroad knowledge of key operational systems including sales inventory operations planning (SIOP), materials planning systems (MRP), enterprise resource planning (ERP) and quality systems with diverse experience managing varied and complex manufacturing processes. The Senior Financial Analyst is responsible for providing financial examination and support to plant management while ensuring the integrity of financial reporting within the guidelines of GAAP, Sarbanes Oxley, Eaton financial policies, procedures, and applicable tax codes.
Financial Analyst Artech LLCFinancial AnalystNaperville, IL$35–$40 / hourThis role is ideal for individuals who have prior experience with BMO and are looking to support client projects through business analysis, data research, and insight generation. We are seeking an entry-level to early-career Financial Analyst with experience in the banking domain to join our team.
Senior Financial Analyst ATS CorpSenior Financial AnalystRolling Meadows, ILPrepare weekly financial forecast for Segment Business Review and explain main drivers of variances week over week, as well as identify financial risks and opportunities impacting project and operational performance. Support monthly close activities, including reviewing junior team members' tasks, journal entries, reconciliations, and alignment with IFRS and SOX requirements.
Financial Analyst, US Financial Consulting Group RichterFinancial Analyst, US Financial Consulting GroupChicago, IllinoisExperience in a specialized, highly regarded consulting practice; Exposure to sophisticated companies; A unique learning experience in 3-statement financial modeling, incorporating cash flow/liquidity; Insight into operational and corporate strategies, revenue drivers, profitability improvement, cost savings, KPI analysis, etc. Our deal teams of 3-4 professionals deliver consulting services involving companies in numerous industries (Consumer products, Pharma, Distribution, Services, Manufacturing, etc.) experiencing challenges arising from over-leverage, liquidity problems, under-performance, macroeconomic events, or other business transitional/operating issues.
Senior Financial Analyst, Financial Planning and Analysis University of ChicagoSenior Financial Analyst, Financial Planning and AnalysisChicago, IL$93,500–$115,000 / yearThe ideal candidate will have experience in higher education finance working with finance, accounting and or legal teams, proficiently use financial models to guide strategic decision making, be adept at managing data, and efficient partnering across an organization to complete high priority assignments. In consultation with the Office of Human Resources, the Senior Financial Analyst develops the annual budget for the approximately $430 million employee benefit pool, prepares analyses for benefit issue resolution, and co-leads quarterly budget reviews with University senior leadership.
Senior Financial Analyst Rohrer CorporationSenior Financial AnalystBensenville, ILThe ideal candidate will demonstrate strong analytical skills, business acumen, and a collaborative approach, working closely with plant management, the Controller group, and corporate leaders. Advanced proficiency in Microsoft Office applications and other financial systems (experience with Microsoft Dynamics GP, Power BI, and Datarails is a plus).
NewFinancial Analyst Shirley Ryan AbilityLabFinancial AnalystChicago, IllinoisThe Financial Analyst I will consistently demonstrate support of the Shirley Ryan AbilityLab statement of Vision, Mission and Core Values by striving for excellence, contributing to the team efforts and showing respect and compassion for patients and their families, fellow employees, and all others with whom there is contact at or in the interest of the institute. Entry level to 2 years of experience with basic financial skills, including a working understanding of the relationship between income statement, balance sheet, and statement of cash flows, and learns to use professional concepts.
Financial Analyst 1 Info Way Solutions LLCFinancial Analyst 1Deerfield, ILRemoteDescription: Summary: The main functions of a financial analyst are to gather and analyze financial information; will typically conduct quantitative analyses of information affecting investment programs of public or private institutions. This position will support invoice submission and review in the matter management and e-billing system used by Walgreens' Legal, Compliance, and Government Relations organization.
Financial Analyst Cleveland-Cliffs IncFinancial AnalystINMinimum QualificationsBachelors degree in accounting Finance or business-related fieldStrong analytical problem solving and learning skillsExcellent communicator with the ability to form and maintain good relationships with internal and external contactsAbility to utilize Microsoft Excel to retrieve filter and analyze data from multiple servers tables and manufacturing systemsThis position is open to local candidates only. Preferred QualificationsAccountingFinance experience in a manufacturing environmentProficiency with Microsoft Excel Microsoft Word and PowerPointCleveland-Cliffs Inc. is the largest flat-rolled steel company and the largest iron ore pellet producer in North America.
NewSenior Financial Analyst CFSSenior Financial AnalystElmhurst, IL$85,000–$105,000 / yearPrepare monthly, quarterly and annual reports- assisting in the analysis of financial information to determine present and future financial performance, including coordinating monthly reporting, quarterly forecasting and annual planning processes. Assist consolidation of financials, monthly reporting requirements, HQ deliverables, and prepares special adhoc financial analysis and presentations for management.
Financial Analyst, Deductions Glanbia plcFinancial Analyst, DeductionsDowners Grove, IL$60,000–$70,000 / yearThe Financial Analyst - Trade Spend position will be responsible for the clearing of all Customers' Deductions, set up Promotional codes within the System, and ensure proper booking of all Trade Accruals month to month. We employ a team of 5800 people, work with global food and beverage companies, and sell our award-winning and market-leading brands and ingredients in more than 100 countries worldwide.
Senior Financial Analyst Lockton IncSenior Financial AnalystChicago, ILThey will leverage and analyze data in collaboration with other financial and client service team members to prepare and deliver comprehensive financial reporting and insights for clients related to their health benefit plans. The entry base salary offered for this opportunity may vary, and is contingent upon candidate education, skills, abilities, essential competencies, experience, professional designations, unique qualifications, and geographic location.
Financial Analyst – GLM – Mortgage Accounting Wintrust Financial CorporationFinancial Analyst – GLM – Mortgage AccountingRosemont, ILFull timeWe serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Responsibilities will include daily cash monitoring, day-to-day cash management functions, mortgages held for sale tracking, general ledger entries, financial and investor – accounting analysis, bank and GL analysis, gain on sale allocation, as well as supporting the Corporate Controller with various special projects as needed.
NewFinancial Analyst - GLM - Mortgage Accounting Wintrust Financial CorpFinancial Analyst - GLM - Mortgage AccountingRosemont, IL$50,000–$65,000 / yearWe serve clients in all 50 states with more than 200 branch banking locations in Illinois, southwestern Florida, northwestern Indiana, west Michigan and southern Wisconsin and commercial banking offices in Chicago, Denver, Milwaukee, Grand Rapids, Mich., and in key branch banking locations throughout Illinois. Responsibilities will include daily cash monitoring, day-to-day cash management functions, mortgages held for sale tracking, general ledger entries, financial and investor - accounting analysis, bank and GL analysis, gain on sale allocation, as well as supporting the Corporate Controller with various special projects as needed.
Financial Analyst Senior Endeavor HealthFinancial Analyst SeniorArlington Heights, IL$35.16–$54.50 / hourOur more than 25,000 team members and more than 6,000 physicians aim to deliver transformative patient experiences and expert care close to home across more than 300 ambulatory locations and eight acute care hospitals - Edward (Naperville), Elmhurst, Evanston, Glenbrook (Glenview), Highland Park, Northwest Community (Arlington Heights) Skokie and Swedish (Chicago) - all recognized as Magnet hospitals for nursing excellence. Certification: Certified Surgical First Assistant (CFA) -National Board of Surgical Technology and Surgical Assisting (NBSTSA) Preferred Or Certified Public Accountant (CPA) - Illinois Department of Financial and Professional Regulation (IDFPR) Preferred.
Financial Analyst - Real Estate Valuation and Advisory Services - Multiple Locations Houlihan Lokey Europe GmbHFinancial Analyst - Real Estate Valuation and Advisory Services - Multiple LocationsIL$85,000–$105,000 / yearOur stability, integrity, technical leadership, and global capabilities make us a trusted advisor for clients worldwide, across a wide range of services, including the Transaction Opinions, Transaction Advisory Services, Corporate Valuation Advisory Services, Portfolio Valuation and Fund Advisory Services, Real Estate Valuation and Advisory Services, and Dispute Resolution Consulting practices. As a Financial Analyst, you will review and analyze complex real estate models, conduct market and financial research regarding real estate supply, demand, pricing and investment parameters; including in-market interviews, data gathering and confirmation of comparable transactions as well as utilizing data subscription sources.
Senior Financial Analyst - Enterprise Financial Planning Northern Trust CorpSenior Financial Analyst - Enterprise Financial PlanningChicago, IL$83,100–$141,300 / yearAs a global leader in innovative wealth management, asset servicing, asset management and banking services, Northern Trust (Nasdaq: NTRS) is proud to guide the world's most successful individuals, families, corporations and institutions. This position supports enterprise‑wide financial planning, scenario management, CCAR coordination, and planning system governance, partnering closely with Reporting, Strategy, Data Center, and Control teams.
Financial Analyst - Financial Operations GallagherFinancial Analyst - Financial OperationsRolling Meadows, IllinoisFull timeThe actual compensation will be influenced by a wide range of factors including, but not limited to previous experience, education, pay market/geography, complexity or scope, specialized skill set, lines of business/practice area, supply/demand, and scheduled hours. These tasks will be approached cross functionally leveraging both strategic finance partners and key branch stakeholders to ensure all processes are implemented successfully and branches are properly funded for producer compensation expenses.
Financial Analyst-Research Administration Endeavor HealthFinancial Analyst-Research AdministrationEvanston, IllinoisOur more than 25,000 team members and more than 6,000 physicians aim to deliver transformative patient experiences and expert care close to home across more than 300 ambulatory locations and eight acute care hospitals – Edward (Naperville), Elmhurst, Evanston, Glenbrook (Glenview), Highland Park, Northwest Community (Arlington Heights) Skokie and Swedish (Chicago) – all recognized as Magnet hospitals for nursing excellence. Endeavor Health is a fully integrated healthcare delivery system committed to providing access to quality, vibrant, community-connected care, serving an area of more than 4.2 million residents across six northeast Illinois counties.
Financial Analyst, Client Services Lundbeck LLCFinancial Analyst, Client ServicesILThe analyst will work extensively with electronic health records (EHRs), enterprise resource planning (ERP) systems, and reporting tools, including SQL-based query development and report writing. This role bridges data systems and financial operations, ensuring timely insights that inform decision-making, improve operational efficiency, and strengthen financial performance within a healthcare environment.
Sr. Financial Analyst BrightEdge Technologies IncSr. Financial AnalystChicago, IL$130,000–$160,000 / yearIf you enjoy solving meaningful problems, learning new things, and working alongside talented teammates while helping shape the future of digital marketing, BrightEdge is a great place to build your career. This role will partner closely with cross-functional stakeholders and executive leadership to drive strategic financial planning, SaaS business analysis, forecasting accuracy, and operational decision-making.
Financial Analyst International City/County Management AssociationFinancial AnalystArlington Heights, IL$82,190–$84,464 / yearThis role also plays an active role in continuous improvement efforts by evaluating financial processes, leveraging technology to enhance tools and workflows, and identifying opportunities to improve efficiency and decision-making. In this role, the Financial Analyst works closely with Finance Department staff and other Village departments to analyze financial data, identify trends, and support operational and budgetary decisions.
Financial Analyst IPS CorporationFinancial AnalystDowners Grove, IL$95,000–$115,000 / yearCenterbridge Partners, L.P., is a private investment management firm employing a flexible approach across investment disciplines - private equity, private credit, and real estate - in an effort to develop the most attractive opportunities for its investors. Since then, we have expanded our offering to more than 10,000+ products and solutions across multiple fast-growth industries such as residential and commercial construction, irrigation, pool & spa, marine or industrial manufacturing.
NewSenior Financial Analyst Shirley Ryan AbilityLabSenior Financial AnalystChicago, IllinoisThe Senior Financial Analyst will consistently demonstrate support of the Shirley Ryan AbilityLab statement of Vision, Mission and Core Values by striving for excellence, contributing to the team efforts and showing respect and compassion for patients and their families, fellow employees, and all others with whom there is contact at or in the interest of the institute. Exceptional financial acumen, including a firm understanding of the relationship between income statement, balance sheet, and statement of cash flows needed to work on problems of diverse scope where financial analysis requires evaluation of identifiable factors.
Senior Financial Analyst, Technical Software Spend Applied Systems, Inc.Senior Financial Analyst, Technical Software SpendChicago, ILRemote$90,000–$120,000 / yearTo keep us headed in the right direction, we're looking for people who understand winning is a team sport, who value and seek to learn from our team's diverse experiences and backgrounds, who welcome a challenge and take risks in the pursuit of creating better outcomes for our customers, and who can, at any given time, step back to laugh and have some fun. That's why at Applied, we're building a team that shows up every day ready to learn, willing to try new things, and driven to deliver innovative software and services that make us indispensable to our customers - all within a culture built on values that make us indispensable to each other too.
Commercial Financial Analyst Bank of MontrealCommercial Financial AnalystChicago, IL$54,000–$99,600 / yearPerform Income Statement, Balance Sheet, and Cash Flow analysis, including cash flow/debt service coverage and operating leverage analysis. In this role, the Commercial Financial Analyst analyzes financial and credit information to support lending decisions for new and existing commercial banking relationships.
Senior Financial Analyst Jones Lang LaSalle IncSenior Financial AnalystChicago, ILRemoteWhat this job involves: As a Senior Financial Analyst within JLL's Real Estate Management Services business unit, you will serve as a strategic financial partner to our client finance team, driving financial excellence and business growth through comprehensive financial management and analysis. Assist in development and managing of annual operating expense and capital plan budgets and rolling forecasts, working closely with PDS leadership and capital planning teams and clients to align financial projections with business objectives.
Sr Financial Analyst - FP&A Tolmar CareersSr Financial Analyst - FP&ABuffalo Grove, IllinoisDrive the monthly forecasting cadence in OneStream (Monthly Forecast scenario), ensuring timely inputs and reviews aligned to the corporate workday schedule (WD-10 open through WD+8 lock) and documenting risks/opportunities and key assumptions and proactively identify risks and opportunities. Serve as the primary finance partner for assigned cost centers and project portfolios (e.g., clinical/CRO spend, regulatory and medical affairs, IT, Legal, and other enabling functions), translating operational updates into financial impacts and actionable insights for senior leaders.
Sr Financial Analyst - FP&A Tolmar Inc.Sr Financial Analyst - FP&ABuffalo Grove, IL$120,000–$130,000 / yearPart timeDrive the monthly forecasting cadence in OneStream (Monthly Forecast scenario), ensuring timely inputs and reviews aligned to the corporate workday schedule (WD-10 open through WD+8 lock) and documenting risks/opportunities and key assumptions and proactively identify risks and opportunities. Serve as the primary finance partner for assigned cost centers and project portfolios (e.g., clinical/CRO spend, regulatory and medical affairs, IT, Legal, and other enabling functions), translating operational updates into financial impacts and actionable insights for senior leaders.
Senior Financial Analyst Interior Logic Group IncSenior Financial AnalystIL$115,000–$120,000 / yearMust have excellent problem solving and decision making skills; with demonstrated experience of ability to problem solve, collect data, establish facts, and draw valid conclusions. This position is responsible for analyzing and interpreting financial data, developing financial models, and providing financial support for strategic decision-making.
Senior Financial Analyst Amrize LtdSenior Financial AnalystChicago, ILThis role demands exceptional data-modeling capabilities to track headcount and cost trends, an unwavering focus on efficiency through tech-driven automation, and the ability to transform raw expenditure data into highly polished, executive-ready presentations under strict timelines. Required Technical Skills: Advanced Excel & Google Sheets: Exceptional capability with complex financial modeling, data manipulation, advanced formulas (nested logic, arrays), and managing large data sets.
Senior Financial Analyst (SG&A) American Water Resources LLCSenior Financial Analyst (SG&A)Naperville, IL$81,360–$122,040 / yearPart timeDirector, FP&A, we are seeking a strategic and data-driven Senior Financial Analyst (SG&A) to partner with functional leaders (e.g., IT, HR, Marketing, Fields, Commercial org) to provide insights, improve cost discipline, support capital planning, and enable strategic decision-making. Business Acumen - Knows how businesses work; knowledgeable in current and possible future policies, practices, trends, and information affecting his/her business and organization; knows the competition; is aware of how strategies and tactics work in the marketplace.
Senior Financial Analyst (SG&A) Oncourse Home SolutionsSenior Financial Analyst (SG&A)Naperville, IllinoisDirector, FP&A, we are seeking a strategic and data-driven Senior Financial Analyst (SG&A) to partner with functional leaders (e.g., IT, HR, Marketing, Fields, Commercial org) to provide insights, improve cost discipline, support capital planning, and enable strategic decision-making. Business Acumen - Knows how businesses work; knowledgeable in current and possible future policies, practices, trends, and information affecting his/her business and organization; knows the competition; is aware of how strategies and tactics work in the marketplace.
Senior Financial Analyst The 4324 GroupSenior Financial AnalystChicago, IllinoisA client of The 4324 Group is seeking a highly skilled Senior Financial Analyst to join their team in the Chicagoland area. In this role, you will provide critical financial insights and support to drive informed decision-making and contribute to the company's strategic goals.
Financial Analyst Info Way Solutions LLCFinancial AnalystDeerfield, ILThe main functions of a financial analyst are to gather and analyze financial information; will typically conduct quantitative analyses of information affecting investment programs of public or private institutions. Interpret data affecting investment programs, such as price, yield, stability and future trends in investment risks.
Financial Analyst - Real Estate Valuation and Advisory Services - Multiple Locations Houlihan LokeyFinancial Analyst - Real Estate Valuation and Advisory Services - Multiple LocationsChicago, New York$85,000–$105,000 / yearOur stability, integrity, technical leadership, and global capabilities make us a trusted advisor for clients worldwide, across a wide range of services, including the Transaction Opinions, Transaction Advisory Services, Corporate Valuation Advisory Services, Portfolio Valuation and Fund Advisory Services, Real Estate Valuation and Advisory Services, and Dispute Resolution Consulting practices. As a Financial Analyst, you will review and analyze complex real estate models, conduct market and financial research regarding real estate supply, demand, pricing and investment parameters; including in-market interviews, data gathering and confirmation of comparable transactions as well as utilizing data subscription sources.
Financial Analyst Sterling Engineering, Inc.Financial AnalystDowners Grove, IL$40–$50 / hourThis position collects, reconciles, and maintains refinery production information within RightAngle and SAP, investigates variances, troubleshoots data issues, and prepares reports used by Operations, Finance, and Management teams. The Financial Analyst is responsible for analyzing daily refinery production activity, validating production yields, and ensuring accurate reporting of inventory and gross margin data.
Financial Analyst, Cloud Finance Google LLCFinancial Analyst, Cloud FinanceChicago, ILPartner with stakeholders across Sales, Product, BD, and Controllership as a trusted strategic advisor and financial thought leader, influencing executive decision-making and ensuring alignment between functional roadmaps and corporate financial targets. As a key partner to the Engineering, Supply Chain, Demand Planning, Product, GTM Sales and Services organizations, you will provide the financial and strategic insight necessary to scale global footprint and lead the AI revolution.
Financial Analyst - Dealer Finance Bank of MontrealFinancial Analyst - Dealer FinanceChicago, IL$69,000–$127,800 / yearPerforms financial analysis and calculations, assesses client creditworthiness, prepares detailed credit summaries, analyses financial performance and risk profiles of clients within the portfolio. Analyzes credit information to support lending decisions and processes for new and existing Commercial banking loans and credit solutions in an assigned portfolio of clients.
NewSenior Financial Analyst ABM IndustriesSenior Financial AnalystChicago, IL$85,000–$100,000 / yearThis is a key position that will interact with team members at all levels, requiring excellent written and verbal communication skills, excellent computer skills, and exceptional problem-solving skills. . This person will be working closely with our Accounting Team in our Enterprise Service Center (ESC) for our financial close as well as our Operations department to assist in budgeting and forecasting.
NewFinancial Analyst Lee Hecht HarrisonFinancial AnalystChicago, IL$35–$40 / hourAvailable paid leave may include Paid Sick Leave, where required by law; any other paid leave required by Federal, State, or local law; and Holiday pay upon meeting eligibility criteria. This role will support financial planning, reporting, forecasting, and business decision-making by analyzing financial data and providing actionable insights.
Financial Analyst (FP&A) School Health CorpFinancial Analyst (FP&A)Rolling Meadows, IL$54,400–$83,450 / yearactual) to explain business drivers Monitor cash flow, banking activity, and financial trends Support audit processes and compliance reporting Analyze cost drivers (freight, expenses, etc.) to identify opportunities Maintain financial data, fixed assets, and reporting systems (D365) Prepare and support journal entries and account reconciliations as part of broader reporting responsibilities Build and enhance financial models and reports Contribute to process improvements and special projects. Bachelors degree in Accounting or Finance 25 years of experience in FP&A, accounting, or financial analysis Strong experience with financial statement preparation and reporting Solid understanding of general ledger and month-end close processes Advanced Excel skills (youre comfortable digging into data) Ability to translate data into clear, business-focused insights Experience with Microsoft Dynamics 365 is a plus.
Senior Financial Analyst, FP&A FeastablesSenior Financial Analyst, FP&AChicago, Illinois$80,000–$100,000 / yearThe role operates cross-functionally and regularly partners with commercial and operational stakeholders to evaluate pricing, trade investment, promotional effectiveness, product profitability, and supply chain impacts. This role partners closely with Sales, Marketing, and Supply Chain teams to provide financial insight that improves decision-making, supports growth initiatives, and increases operational visibility.
Senior Financial Analyst, Google Cloud Platform Google LLCSenior Financial Analyst, Google Cloud PlatformChicago, ILAs global compute capacity rapidly shifts to the public cloud, GCP delivers virtualized AI, compute and big data/analytics tools to its customers at an unparalleled scale and speed, exposing Google's infrastructure to external customers. Within the Capacity Planning Finance team, we advise our partner teams on long term growth projections for cloud, manage the infrastructure budget for GCP and create long range plans for cloud infrastructure requirements.
Financial Analyst, Geo, Revenue, Ads, Search, Strategy, Operations Google LLCFinancial Analyst, Geo, Revenue, Ads, Search, Strategy, OperationsChicago, ILCollaborate with cross-functional teams, including finance DNA, Hub, corporate financial planning and analysis, strategy and operations to ensure effective partnership and impactful results. Drive core central financial planning and analysis processes for GBO including planning, forecasting, budget management, cost allocation, management reporting and other ad hoc initiatives.
NewFinancial Analyst, Cloud Sales Finance Google LLCFinancial Analyst, Cloud Sales FinanceChicago, ILIn this role, through performance management, investment frameworks, and a focus on operational excellence, you will empower our sales partners to achieve their goals and drive long-term value for Google Cloud. Serve as a financial advisor to the subregion leadership team, translating financial data into actionable business insights to drive sustainable growth and profitability.
Government Proposal Financial Analyst (Senior and Level II) Woodward L'OrangeGovernment Proposal Financial Analyst (Senior and Level II)Niles, IllinoisStakeholder Management: Building and maintaining relationships with internal stakeholders, customers, and government audit personnel to support proposals, pricing, and audit activities. Proposal Related Reporting: Preparing pricing, cost analysis, and audit support reports to provide internal stakeholders with clear visibility into proposal and actual cost data.
Financial Analyst Nortek IncFinancial AnalystILAs a Financial Analyst, you will play a key role in helping drive profitable growth, improve business performance, and support strategic decision-making for cutting-edge cooling technologies that power AI, cloud computing, and next-generation digital infrastructure worldwide. Partner with Commercial, Operations, Engineering, Supply Chain, and Finance teams to analyze gross margin drivers, identify risks and opportunities, and recommend actions to improve profitability.