Title: VP Infrastructure Credit Officer, Power, Energy & Digital Infrastructure
Office Status: Hybrid New York, NY
Base Salary: $152.5k $185k + Discretionary Bonus
ABOUT THE ROLE This Vice President opportunity sits within the Infrastructure Finance Credit group of a well-established global financial institution, offering second-line credit analysis and approval responsibilities across a diversified infrastructure portfolio spanning digital infrastructure, oil and gas, power and transmission, renewable energy, transportation, and water and wastewater. The role combines independent credit assessment (reviewing front office credit applications, preparing executive summaries, and presenting approval recommendations to senior management) with ongoing portfolio monitoring and risk rating oversight. With strong visibility to senior and executive management and exposure to a broad range of infrastructure structures, this is an ideal fit for a credit-trained infrastructure or project finance professional with 5+ years of formalized credit experience and proficient financial modeling skills who can produce well-organized, well-supported credit opinions and engage credibly with syndicate banks, rating agencies, clients, and law firms.
RESPONSIBILITIES- Review and assess credit applications submitted by the front office;provide effective analysis of financial structure, risk-return profile, collateral risk, and key transaction risks across digital infrastructure, oil and gas, power and transmission, renewable energy, transportation, and water and wastewater
- Build projection, recovery, and other financial models;comment on the reasonableness of assumptions in both management and bank sensitivity cases;compare prospective transactions to peer credits and industry trends
- Prepare accurate, clear, well-organized written credit opinions with recommendations for approval or decline;present credit approval recommendations to senior management
- Analyze and recommend appropriate borrower exposure to maximize risk-return;recommend risk ratings for each customer and transaction as required
- Proactively monitor assigned borrowers, industries, and relevant indices;identify potential credit problems early and report findings and portfolio impact to senior management in a timely manner
- Engage directly in external meetings, presentations, and events with syndicate banks, rating agencies, clients, law firms, and other parties, in coordination with coverage bankers and product partners
- Act as liaison between other Credit Departments and senior management on credit applications, monitoring, analysis, standards, and policies;assess credit migration trends and default probability across the assigned portfolio