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USA Sr. Specialist, Pricing (Hybrid Role)

Santander US

Dallas, TX

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JOB DETAILS
SKILLS
Analysis Skills, Automation, Automotive Industry, Automotive Repair and Maintenance, Business Analysis, Business Development, Business Skills, Communication Skills, Consumer Loans, Credit Risk, Customer Relations, Customer/Consumer Behavior, Data Analysis, Data Mining, Data Processing, Data Quality, Decision Support, Detail Oriented, Economic Analysis, Establish Priorities, Finance, Financial Services, Investment Management, Management Strategy, Market Share, Market Trend Analysis, Metrics, Microsoft Excel, Microsoft Office, Microsoft Outlook, Microsoft PowerPoint, Microsoft Word, Organizational Skills, Pivot Tables, Presentation/Verbal Skills, Pricing, Problem Solving Skills, Process Improvement, Product Pricing, Profit & Loss, Python Programming/Scripting Language, Risk, Risk Management, SQL (Structured Query Language), Sales, Support Documentation, Time Management, Writing Skills
LOCATION
Dallas, TX
POSTED
8 days ago
It Starts Here:


Santander is a global leader and innovator in the financial services industry and is evolving from a high-impact brand into a technology-driven organization. Our people are at the heart of this journey and together, we are driving a customer-centric transformation that values bold thinking, innovation, and the courage to challenge what’s possible. This is more than a strategic shift. It’s a chance for driven professionals to grow, learn, and make a real difference.


If you are interested in exploring the possibilities We Want to Talk to You!


The Difference You Make:

The Sr. Specialist, Pricing is responsible for analysis, research, and pricing of prime and nonprime products for strategic partners. This position is responsible for developing business proposals based on consistent data reporting/analysis to meet financial objectives of revenue, risk and volume, and seeking opportunities to further improve profitability and competitiveness in market. This position requires an individual capable of taking a "hands-on" approach to data analysis, following through a pricing change delivery, and presenting business stories based on data analysis/business acumen.


This position blends strategic business problem solving with quantitative data analysis expertise. You will work closely with credit risk, finance, sales, dealer management, and model development teams to deliver actionable insights that balance risk, profitability, and market share.


+ Develops clear and concise reporting for key metrics of various portfolios based on multiple data resource.

+ Utilize data mining and data analysis to develop analytic business insights and uncover risk/opportunities relative to portfolio management and originations

+ Develop pricing frameworks that balance yield, risk, and volume objectives. Incorporate credit risk, customer behavior, collateral trend and market data into pricing initiatives.

+ Sets up frequent multi-organizational reviews of key metrics and develop root causes and action plans for trends that are not proceeding within expectations.

+ Encapsulates analytic findings into executive-level summary documents to support senior management decision-making.

+ Work across teams in organization to deliver strategic pricing changes from initiation to final system implementation

+ Contribute to continuous process improvements in data quality, reporting, and automation.

+ Evaluates Pricing/Rebate structure for key customers and significant industry/peer groups identifying opportunities to improve profitability.


What You Bring:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.


Education:


+ Bachelor's Degree or equivalent work experience: Finance, Economics, Business Analytics, Data Analytics or equivalent field. - Required.


Qualifications:


+ 2+ Years Analytics experience in Financial Services Industry or educational equivalent in the relevant fields. - Preferred.

+ 2+ Years Auto Financial Services Industry experience/Pricing for retail lending experience. - Preferred.

+ Demonstrated ability to analyze data and make sound business story.

+ Demonstrated ability to use SQL/SAS/Python to extract/process data from multiple data sources

+ Overall proficiency with MS Office (Excel pivot table, Outlook, Word, PowerPoint).

+ Strong problem solving, Attention to detail, excellent organization, ability to prioritize workload and meet deadlines.

+ Good written and verbal communication skills.

+ Rigorous and focus on results.

+ Customer-focused.

+ Patient, willing to learn new skills.

+ Strong intellectual curiosity and affinity for numbers.

+ Analytical and organized with relentless attention to detail.


Certifications:


+ No Certifications listed for this job.


It Would Be Nice For You To Have:


+ Established work history or equivalent demonstrated through a combination of work experience, training, military service, or education.


Work Authorization & Sponsorship:

Applicants must be legally authorized to work in the United States on a full-time basis without requiring employer sponsorship to commence employment.


What Else You Need To Know:


The base pay range for this position is posted below and represents the annualized salary range. For hourly positions (non-exempt), the annual range is based on a 40-hour work week. The exact compensation may vary based on skills, experience, training, licensure and certifications and location.


Base Pay Range:


Minimum:


$54,375.00 USD


Maximum:


$92,500.00 USD


We Value Your Impact:


Your contribution matters and it’s recognized. You can expect a fair and competitive rewards package that reflects the impact you create and the value you deliver. We know rewards go beyond numbers. Offering more than just a paycheck our benefits are designed to support you, your family and your well-being, now and into the future. Santander Benefits - 2026 Santander OnGoing/NH eGuide (foleon.com) (https://businessolver.foleon.com/santander/2026-santander-eguide/)


Risk Culture:


We embrace a strong risk culture and all of our professionals at all levels are expected to take a proactive and responsible approach toward risk management.


EEO Statement:


At Santander, we value and respect differences in our workforce. We actively encourage everyone to apply. Santander is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, genetics, disability, age, veteran status or any other characteristic protected by law.


Working Conditions:


Frequent minimal physical effort such as sitting, standing and walking is required for this role. Depending on location, occasional moving and lifting light equipment and/or furniture may be required.


Employer Rights:


This job description does not list all of the job duties of the job. You may be asked by your supervisors or managers to perform other duties. You may be evaluated in part based upon your performance of the tasks listed in this job description. The employer has the right to revise this job description at any time. This job description is not a contract for employment and either you or the employer may terminate your employment at any time for any reason.


WhatTo Do Next:


If this sounds like a role you are interested in, then please apply.


We are committed to providing an inclusive and accessible application process for all candidates. If you require any assistance or accommodation due to a disability or any other reason, please contact us at TAOps@santander.us to discuss your needs.


AN EQUAL OPPORTUNITY EMPLOYER M/F/Vet/Disabled/SO

About the Company

S

Santander US

We are Santander Bank, N.A., one of the country's top retail banks by deposits and a wholly owned subsidiary of one of the most respected banks in the world: Banco Santander. Our parent company, Santander Group, serves more than 100 million customers in the United Kingdom, Latin America, and Europe. Here in the Northeast, we are a team of 9,800 individuals all committed to a single mission: to help customers make progress toward their goals. We aim to make banking hassle-free by providing simple ways for customers to spend, save and manage their money.

Santander is recruiting people like you who want to be challenged and strive for something better. At Santander, you'll be rewarded with competitive compensation and market leading benefits. You'll have access to comprehensive career development programs that empower you to grow and advance. You'll discover a company where you can shape a bright future.
COMPANY SIZE
5,000 to 9,999 employees
INDUSTRY
Banking
FOUNDED
1902