Position Summary
We are seeking an experienced Personal Lines Manager to lead the development, performance, and profitability of our Personal Lines portfolio. This individual will oversee underwriting operations, manage a team of underwriters, and play a key role in product development, rate and form filings, and carrier relationship management. The ideal candidate brings a strong background in direct homeowners business, regulatory compliance, and leadership within an MGA, carrier, or specialty insurance environment.
Key Responsibilities
- Lead and develop a team of Personal Lines underwriters, fostering a high-performance and collaborative culture.
- Manage the profitability, growth, and underwriting strategy of the Personal Lines portfolio, with a strong focus on Direct Homeowners insurance.
- Oversee and participate in rate, rule, and form filings with state insurance departments.
- Collaborate with actuarial, compliance, product, and executive leadership teams on product enhancements and market expansion initiatives.
- Monitor underwriting performance, loss trends, and market conditions to drive profitable growth.
- Ensure adherence to underwriting guidelines, regulatory requirements, and company standards.
- Maintain and strengthen relationships with carriers, regulatory bodies, and key business partners.
- Support strategic planning and execution of new products, programs, and distribution opportunities.
Qualifications
- 8+ years of Personal Lines underwriting experience, with significant experience in homeowners insurance.
- 2-5 years of leadership or management experience, including oversight of underwriting teams.
- Demonstrated experience with rate, rule, and form filings and interactions with state insurance regulators.
- Strong background in Direct Homeowners insurance programs.
- Experience within an MGA, insurance carrier, or specialty insurance organization preferred.
- Proven ability to manage profitability, portfolio performance, and underwriting strategy.
- Excellent communication, leadership, and relationship-building skills.
- Bachelor's degree preferred; CPCU, AU, AINS, or similar insurance designations are a plus.
Preferred Background
- Experience launching or enhancing Personal Lines products.
- Knowledge of multi-state regulatory environments.
- Strong understanding of pricing, product management, and Personal Lines market trends.
This is an excellent opportunity for a hands-on leader looking to influence underwriting strategy, product development, and profitable growth within a growing MGA platform.