Underwriter

Underwriter

Location: In-Office, Deerfield Beach, FL Department: Underwriting

Status: Non-Exempt Position Type: Full Time

Reports to: Underwriting Supervisor Date:

As an Underwriter, you will be responsible for evaluating new business applications, ensuring eligibility based on company guidelines, and reviewing renewal policies to maintain a profitable book of business. You will have the opportunity to work with agents, analyze inspection reports, assess risk, and determine the appropriate course of action.

Essential Duties and Responsibilities:

· Analyze and evaluate new and renewal business to determine eligibility and proper risk selection.

· Review applications, inspections, photographs, and supporting documentation to make underwriting decisions in accordance with company guidelines.

· Communicate directly with agents regarding underwriting decisions, inspections, policy changes, cancellations, and required documentation.

· Manage an assigned underwriting workload while meeting established service levels and production expectations.

· Handle a high volume of underwriting transactions while maintaining accuracy, quality, and service standards.

· Exercise sound judgment when evaluating risk and determining the appropriate underwriting action.

· Perform other duties and special projects as assigned.

Qualifications and Skills:

The requirements listed below are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.

· High school graduate or GED is required; a Bachelor's or Associate's Degree preferred.

· Minimum of two years of Property & Casualty underwriting, agency, or insurance operations experience, or an equivalent combination of education and experience.

· Must possess a 4-40 Customer Service Representative, 2-20 General Lines, or 20-44 Resident Personal Lines License. Professional certifications and designations are beneficial.

· Proficiency with Microsoft Office and the ability to learn and navigate multiple software platforms.

· Desire to contribute to a positive work environment.

· Ability to manage competing priorities in a fast-paced, production-driven environment.

· Strong communication skills both verbally and in writing. Ability to interact on a professional level with agents and policyholders.

· Exhibits critical thinking and analytical skills with high attention to detail.

· Demonstrated ability to work independently and manage workload effectively.

· Strong organizational skills with the ability to manage a high-volume workload while maintaining accuracy and attention to detail.

· Ability to interpret underwriting guidelines and consistently apply sound judgment.

· Maintains the integrity of the company and provides exceptional, best-in-class customer service.

· Availability to work extended/additional hours during storm season, if necessary

** This is an onsite role in Deerfield Beach, so candidates must be local or open to relocating to sunny South Florida!