Title Clerk - Indirect Lending Department

First US Bancshares, Inc.

  • Mobile, AL
  • 30+ days ago

    Highlights

    Primary Responsibilities / Job Duties: Manage and process titles for recreational vehicle purchases in multiple states, including paper titles, electronic titles, and lien statements. Job Summary: Responsible for handling all aspects of recreational vehicle title processing across multiple states, ensuring accuracy, compliance and timely completion of title-related tasks.

    Numbers & Facts

    LocationMobile, AL

    Description

    Job Summary:

    Responsible for handling all aspects of recreational vehicle title processing across multiple states, ensuring accuracy, compliance and timely completion of title-related tasks. Provides superior service in a prompt, courteous, and professional manner.

    Primary Responsibilities / Job Duties:

    • Manage and process titles for recreational vehicle purchases in multiple states, including paper titles, electronic titles, and lien statements.
    • File for duplicate titles when needed and resolve title discrepancies.
    • Work closely with dealerships to ensure titles are properly issued and received in timely manner, with First US Bank listed as lienholder.
    • Ensure all lien perfections are completed by the dealership and state within required timeframes, and proactively follow up on any missing or delayed filings.
    • Handle UCC filings, including initial filings, continuations, and terminations.
    • Maintain organized records and ensure compliance with state regulations and company policies.
    • Communicate effectively with internal teams, dealerships, and state agencies regarding title status and requirements.
    • Manage title processes in non-title holding states, where the title is issued directly to the customer and the lienholder receives a lien statement from the state. Responsible for maintaining these records and properly executing lien releases at the time of payoff.
    • Handle incoming calls to assist dealers, vendors, and customers.
    • Complies with all applicable laws, regulations, guidelines, processes, and procedures.
    • Participates in and complete all required compliance training, including BSA/AML, as well as other internal and external training programs.
    • Participates in training new teammates as needed.
    • Performs other duties as assigned.

    Position Requirements:

    • High School diploma or equivalent required.
    • Minimum of one year previous Title Clerk experience preferred.
    • General knowledge and understanding of finance lending.
    • Excellent verbal and written communication skills.
    • Strong attention to detail.
    • Basic computer skills; proficient in Microsoft Office Suite products.
    • Ability to work in a fast-paced environment and complete tasks within time limits.
    • Ability to work flexible hours, including Saturday, when needed.
    • Ability to work cooperatively in a team environment

    Working Environment / Physical Demands:

    Work is performed in a professional office environment and requires the ability to operate standard office equipment and keyboards. Prolonged periods sitting at a desk and working on a computer. May require the ability to lift files, bend, reach, walk or maneuver around the bank. Must be able to lift up to 25 pounds at times.

    Disclaimer:

    This position description is not intended, and should not be construed, to be an exhaustive list of all responsibilities, skills, efforts or working conditions associated with the job; it is intended to be an accurate reflection of those principal job elements essential to the job.

    Federal Contractor - Equal Opportunity Employer M/F/Disabled/Vets

    Similar Jobs