Physicians Mutual is seeking a Senior HR Benefits Specialist to play a key role in the design, administration, and continuous improvement of our employee benefit programs. This position partners closely with HR leadership, third-party administrators, and internal stakeholders to ensure our benefits offerings remain competitive, compliant, and aligned with our company strategy.
This role combines analytical expertise, compliance knowledge, and strong communication skills to support both the operational and strategic aspects of benefits administration.
Responsibilities:
Analyze and evaluate current benefit plans, recommending enhancements to improve competitiveness and compliance
Coordinate daily administration of employee benefit programs, including enrollments, terminations, and distributions
Partner with third-party administrators, consultants, and internal teams to ensure smooth plan operations
Monitor and maintain detailed financial and participation records for all benefit plans
Support development and oversight of the annual benefits budget and ongoing financial tracking
Ensure compliance with federal and state regulations (ERISA, ACA, PBGC, etc.)
Assist with audits, Form 5500 preparation, and regulatory reporting
Develop and deliver employee communications, including enrollment materials and benefit education
Generate HRIS reports and leverage data to support decision-making and plan verification
Provide guidance and mentorship to benefits staff and serve as a subject matter expert
Bachelor’s degree in Human Resources, Business Administration, or related field (or equivalent experience)
5–7 years of experience in employee benefits administration
Strong knowledge of benefit plan design, compliance, and administration
Experience with retirement plans and retiree health compliance preferred
Professional certifications such as CBP, SHRM-CP, or PHR preferred
Advanced Excel skills (including VLOOKUP); experience with HRIS systems (ADP preferred)
Strong analytical, organizational, and problem-solving skills
Excellent written and verbal communication skills
Ability to manage sensitive and confidential information with discretion
Health. Life. Retirement. The Physicians Mutual family empowers people from all walks of life to enjoy the financial security they deserve. That’s what Insurance for all of us® is about.
The Physicians Mutual family includes Physicians Mutual Insurance Company, Physicians Life Insurance Company and Physicians Select Insurance Company. Physicians Mutual offers reliable dental and supplemental health insurance, and pet insurance. Physicians Life provides important life insurance, Medicare Supplement insurance and coverage for funeral pre-planning. Physicians Select Insurance Company additionally offers exclusive Medicare Supplement insurance.
Since our start in 1902, our dedication to delivering on our promise has helped make us one of the nation’s leading health and life insurance providers. In fact, we are rated in the top 1% of insurance companies. We consistently maintain some of the highest financial strength ratings in the nation from independent insurance analysts, including A.M. Best Company and Weiss Ratings, ensuring we’ll be there for our policyowners and our employees far into the future.
But the achievement we’re most proud of? We have a 95% customer satisfaction rating — a true sign of a company dedicated to embodying its vision.
Since our start in 1902, Physicians Mutual Insurance Company has held to our founder’s promise — to provide protection to families when they need it most. In 1970, Physicians Life Insurance Company was founded and became a member of the Physicians Mutual family.
Today, we offer health, life and retirement products to millions of people from all walks of life. We’ve been here for them. Listening. Answering questions. Empowering them with the specialized guidance they need to make confident decisions about their insurance.
Over the years, our dedication to delivering on our promise has helped make us one of the nation’s leading health and life insurance providers. In fact, we are rated in the top 1% of insurance companies. We consistently maintain some of the highest financial strength ratings in the nation from independent insurance analysts, including A.M. Best Company and Weiss Ratings, ensuring we’ll be there for our policyowners and our employees far into the future.
Physicians Mutual is headquartered in Omaha, Nebraska.