Sr. Financial Analyst

About Us

Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.

At Visa, you'll have the opportunity to create impact at scale - tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.

Join Visa and do work that matters - to you, to your community, and to the world. Progress starts with you.

Job Description

Senior Analyst, BioCatch FP&A

Position Summary

The Senior Analyst, BioCatch FP&A will play a key role in supporting the financial planning, forecasting, reporting, and strategic decision-making activities of the BioCatch business. This individual will partner closely with BioCatch leadership, Visa finance teams, and cross-functional stakeholders to deliver actionable financial insights, drive operational excellence, and support growth initiatives.

In addition to core FP&A responsibilities, this role will serve as a critical contributor to the FP&A integration of BioCatch into Visa, helping to align planning processes, reporting frameworks, forecasting methodologies, and performance management practices. The ideal candidate is highly analytical, detail-oriented, proactive, and comfortable operating in a fast-paced, dynamic environment.

Key Responsibilities

Financial Planning & Forecasting

• Support the monthly forecast, annual operating plan, and long-range planning processes for the BioCatch business.
• Build and maintain financial models for revenue, operating expenses, headcount, and investment planning.
• Analyze actual results against forecast and budget, identifying key drivers, risks, and opportunities.
• Support scenario analysis and sensitivity modeling to inform business decisions.

FP&A Integration Leadership

• Serve as a key finance representative supporting the post-close integration of BioCatchs FP&A processes into Visa's finance operating model.
• Lead workstreams related to planning, forecasting, management reporting, and KPI alignment.
• Partner with Corporate Finance, Accounting, HR, Strategy, and other teams to standardize financial reporting and planning processes.
• Help develop and implement new reporting frameworks, forecasting tools, and management dashboards.
• Drive process improvements and identify opportunities to automate and streamline financial reporting activities.
• Support integration-related analyses, synergy tracking, and executive reporting requirements.

Business Performance Analysis

• Monitor business performance across revenue, expenses, profitability, customer growth, retention, and operational metrics.
• Develop insightful analyses and recommendations that help leadership drive business results.
• Create executive-level reports, dashboards, and presentations that clearly communicate financial performance.
• Partner with business leaders to understand performance drivers and emerging trends.

Management Reporting

• Prepare monthly and quarterly business reviews for BioCatch and Visa leadership teams.
• Consolidate financial results and deliver accurate and timely reporting packages.
• Support variance analysis and preparation of executive commentary.
• Ensure consistency and accuracy across all financial reporting deliverables.

Strategic Finance Support

• Support business case development for product investments, strategic initiatives, pricing decisions, and growth opportunities.
• Conduct ROI analysis, investment evaluations, and financial impact assessments.
• Assist with post-acquisition value creation tracking and performance measurement.
• Provide analytical support for leadership reviews and strategic planning discussions.

Cross-Functional Partnership

• Partner with Product, Sales, Operations, HR, Accounting, and Strategy teams to understand business performance and financial implications.
• Act as a trusted finance partner by delivering data-driven insights and recommendations.
• Support finance transformation and continuous improvement initiatives across the organization.

Qualifications

Qualifications

Required Qualifications

• Bachelor's degree in Finance, Accounting, Economics, Business, or a related field.
• 3-6 years of experience in FP&A, corporate finance, investment banking, consulting, accounting, or related analytical roles.
• Strong financial modeling, forecasting, and analytical skills.
• Advanced proficiency in Excel and financial analysis tools.
• Experience preparing management reporting and executive presentations.
• Strong problem-solving and communication skills.
• Ability to manage multiple priorities in a fast-paced environment.

Preferred Qualifications

• Experience supporting software, SaaS, cybersecurity, fraud, risk, identity, fintech, or technology businesses.
• Experience supporting acquisitions, integration efforts, or finance transformation initiatives.
• Familiarity with subscription business models, ARR, retention, and growth metrics.
• Experience with enterprise planning and reporting systems.
• MBA, CFA, CPA, or progress toward a professional finance designation is a plus.

Key Competencies

• Financial Modeling & Analysis
• Forecasting & Planning
• Data-Driven Decision Making
• Process Improvement
• Business Partnership
• Executive Communication
• Problem Solving
• Attention to Detail
• Project & Integration Management
• Intellectual Curiosity

Success Measures (First 12 Months)

• Successfully lead assigned FP&A integration workstreams supporting BioCatch's post-close integration into Visa.
• Deliver accurate and timely forecasts, reporting, and financial analyses.
• Improve visibility into key business drivers, risks, and opportunities through enhanced reporting and analytics.
• Build strong relationships with BioCatch and Visa stakeholders.
• Contribute to the successful implementation of standardized planning and reporting processes.
• Identify opportunities to streamline financial processes and improve decision support.
• Become a trusted finance partner known for analytical rigor, ownership, and business acumen.

Reporting Relationship: Senior Director, BioCatch FP&A

Location: Bay Area (San Francisco or Foster City)

Level: Senior Analyst

This role is an excellent opportunity for a high-performing finance professional who wants broad exposure to strategic finance, business partnership, and post-acquisition integration while helping shape the future growth and operating model of the BioCatch business within Visa.

Information for US Applicants

For roles located in the US, the estimated salary range for this position is $129,200 to $206,700 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.

Work Hours

Varies upon the needs of the department.

Travel Requirements

This position requires travel 5-10% of the time.

Mental/Physical Requirements

This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer

Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law, including the requirements of Article 49 of the San Francisco Police Code.