Sr. Commercial Credit Analyst

Parkside Financial Bank & Trust

  • Clayton, North Carolina
  • 3 days ago

    Highlights

    Today, we’re an independent partner for successful families and privately held businesses, bringing together banking, commercial lending, trust, and family office services in one place. Parkside Financial Bank & Trust started in 2007 with four professionals and one big goal: to make business banking and wealth management more personal, more insightful, and more responsive.

    Numbers & Facts

    LocationClayton, North Carolina
    Websitehttps://www.pfbt.com/working-at-parkside/career-opportunities

    Description

    Parkside Financial Bank & Trust started in 2007 with four professionals and one big goal: to make business banking and wealth management more personal, more insightful, and more responsive. Today, we’re an independent partner for successful families and privately held businesses, bringing together banking, commercial lending, trust, and family office services in one place.
     
    From St. Louis to Denver to Bedford, we’ve grown with our clients to $1.1 billion in Bank assets and approximately $3.9 billion in Trust & Family Office assets under management. We’ve also been recognized as a Top Workplace in St. Louis for five consecutive years thanks to a team that’s Smart, Likeable, Entrepreneurial, and Dependable. If you like doing great work with great people, you’ll fit right in.
     
    WhyParkside? We are a fast-growing, high-trust team where you’ll do real work, learn quickly, and be genuinely valued.
     
    We are seeking a highly motivated and analytical professional to support the commercial lending function for our  banking division, The Sr. Commercial Credit Analyst will focus on underwriting and ongoing credit analysis across CRE, C&I, and private equity-backed transactions, while ensuring compliance with loan policy and regulations. A Bachelor’s degree is required, along with 3 years of experience working in commercial credit.
     
    RESPONSIBILITIES:
    • Perform detailed financial statement analysis and spreading using LoanVantage
    • Evaluate creditworthiness across CRE, C&I and Private Equity-backed transactions
    • Prepare comprehensive credit memos for new loans, renewals and modification requests
    • Collaborate with Relationship Managers on deal evaluation and structuring
    • Monitor loan portfolios, including renewals, covenant compliance and risk ratings
    • Engage appraisers for CRE deals and review appraisals ordered
    • Ensure adherence to loan policy and regulatory requirements; identify and escalate emerging risks proactively
    • Participate in Loan Committee meetings and present analysis as needed
    • Maintain documentation and support credit-related projects and reporting
     
    QUALIFICATIONS:
    • 3 years of commercial credit analysis experience
    • Bachelor’s degree required; finance, accounting or economics majors preferred
    • Experience with CRE, C&I and Private Equity sponsored-backed transactions preferred
    • Proficiency in technology, including Microsoft applications
    • Strong financial statement analysis and cash flow modeling skills
    • Experience preparing credit memos and underwriting recommendations
     
    KEY COMPETENCIES:
    • Strong analytical and critical thinking skills
    • Ability to assess risk and interpret complex financial data
    • High attention to detail and organization
    • Ability to manage multiple priorities and deadlines
    • Strong written and verbal communication skills
    • Demonstrated ownership and independent decision-making
    • Willingness to learn and contribute to company’s financial growth and profitability

    EMPLOYEE BENEFITS:
    Parkside is proud to offer competitive benefits for all our employees, including:
    • Competitive salary with bonus
    • Medical, dental, and vision insurance
    • 401k Plan + Employer Match
    • Employee Stock Options
    • Paid 4 Week Sabbatical Program, including $5,000 for travel, with every 5 years of employment
    • 12-week Paid Maternity Leave
    • Tuition Reimbursement
    • Employee charitable giving support
    • Company-paid parking & more!

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