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Sr Commercial Banker

Dickinson Financial Corporation

Scottsdale, AZ

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JOB DETAILS
SKILLS
Accounting, Analysis Skills, Bank Management, Banking Regulations, Banking Services, Business Administration, Business Banking, Business Development, Commercial Banking, Commercial Loans, Communication Skills, Computer Software, Continuous Improvement, Corporate Communications, Credit Analysis, Customer Relations, Customer Relationship Management (CRM), Customer Retention/Renewal, Customer Support/Service, Customer/Client Research, Develop and Maintain Customers, Finance, Internet Video, Interpersonal Skills, Investment Management, Legal, Life Insurance, Loan Closing, Loan Documents, Loan Operations, Loan Origination, Loan Portfolio, Loan Review, Loans, Microsoft Office, Negotiation Skills, Presentation/Verbal Skills, Private Banking, Product Management, Project/Program Management, Regulatory Requirements, Risk, Sales, Salesforce.com, Team Player, Time Management, Treasury Management, Videoconferencing, Writing Skills
LOCATION
Scottsdale, AZ
POSTED
30+ days ago
Summary


Dickinson Financial Corporation and its affiliated banks—Academy Bank, N.A. and Armed Forces Bank, N.A.—rely on experienced commercial banking professionals to help clients reach their goals, to positively impact economic development in our communities, and to reach our growth objectives. The Senior Commercial Banker’s primary role will be to develop and grow commercial lending relationships in the assigned region and/or specialty lending group, including offering bank products such as deposit products and treasury management services to support a relationship-based approach. In addition to excellent client service, successful Senior Commercial Bankers have the ability to critically review, analyze, structure, risk rate, negotiate, and document new loans and develop full relationship plans to attract new business to the Bank.


Responsibilities


+ Grows a fully self-sourced portfolio of commercial loans. Minimum annual origination targets, optimal size of lending relationships, and overall portfolio size will vary and be provided to each loan officer based on the banker’s area of expertise and assignment (e.g., National CRE, Middle Market C&I or Regional).

+ Manages calling program and pipeline reporting using Salesforce while maintaining client data as propriety company information.

+ Responsible for ensuring that clients’ entire banking relationship needs are met by making introductions to our experts in private banking, treasury management, deposit products and other applicable bank products.

+ Fosters client relationships in a way that endears clients to bank, not limited individual(s), such as making introductions to broad team of associates, facilitating ownership and senior management client introductions, and maintaining up-to-date client information within the CRM.

+ Solicits, analyzes, structures, risk rates, presents for approval, and negotiates commercial loan requests.

+ Excels at delegating to and working with other professionals--portfolio managers, credit, closing, document preparation, loan operations, legal, and loan review—to maintain a portfolio, efficiently and effectively close loans, provide excellent client service, and develop other associates within the commercial banking and credit areas. Relying on others to complete tasks, responsible for management of portfolio to sound credit quality, overall portfolio return, client retention, and relationship banking.

+ Responsible for continual improvements to cost to close and cost to maintain portfolio by focusing efforts on sales and production while leveraging skills of other professionals to conduct other duties.

+ Develops less experienced commercial banking associates through delegation of duties, oversight of work, and introductions to clients.

+ Understand, communicate, and instill the Company’s mission, vision, and values (Pillars of Success).

+ Complete monthly training in a timely manner to ensure knowledge of bank regulatory requirements, policies, and procedures.

+ Working at the worksite during regular business hours and/or assigned hours.

+ Other specified duties as assigned.


Skills


+ Strong credit analysis skills.

+ Proficient use of standard computer/software programs including but not limited to Microsoft Office Suite of products, Internet, video conferencing; Experience in Salesforce and nCino or other CRM or loan originating system strongly preferred.

+ Must be goal-oriented, self-disciplined, self-motivated, and client-focused with excellent interpersonal, verbal, and written communication skills, including a demonstrated ability to communicate complex data and structural components to a variety of people and work in a team-building environment.

+ Must be willing and able to take team approach to client relationships and work to ensure all associates are providing the highest and best value of their time and talents.


Education & Experience


+ Bachelor’s degree in finance, accounting, or business administration required, MBA or other related graduate degree, preferred.

+ Proven track record of relationship-based business development.

+ Minimum eight years of related commercial lending experience.


Physical Requirements


The work environment is typical of a standard office or retail banking setting. The position is sedentary, involving sitting most of the workday; however, the position will involve moving about the workspace to reach entrances/exits, restrooms, conference rooms, or other areas within the work environment. Reaching may be required involving the ability to move arms in any direction. Office equipment, such as a computer and telephone, will be used requiring the ability to manipulate a keyboard, mouse, and/or keypad. The ability to decipher a computer screen or written documents is necessary. The ability to express or exchange ideas; impart information to clients, coworkers, or the public; or to convey detailed or important instructions; is required. The ability to receive and understand detailed information shared through oral or written communication is required. Position requires lifting and/or the exerting of up to 10 pounds of force.


Compensation & Benefits


The Sr Commercial Banker position pays a minimum of $165,000.


Full‐time associates are eligible for our benefits package:


+ Medical

+ Dental

+ Vision

+ 401(k) plan

+ Company paid life insurance

+ Short and Long-term disability insurance

+ Company paid vacation, paid leave and holidays


This position will remain open until a qualified applicant is hired.
Equal Opportunity Employer/Disabled/Veterans

Academy Bank and Armed Forces Bank provides equal employment opportunities to applicants and employees without regard to race, color, religion, sex, national origin, protected veteran status, disability. Academy Bank and Armed Forces Bank provides affirmative action data on protected veteran status or disability. If you need an accommodation for any part of the employment process, please email humanresources@dfckc.com

About the Company

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Dickinson Financial Corporation