Senior Wealth Planner

The Senior Wealth Planner is a critical member of Allworths Wealth Planning Team, responsible for delivering customized, technically sophisticated planning solutions for high-net-worth and ultra-high net worth clients and families.

This role requires deep experience in estate planning, advanced tax strategies, and multigenerational wealth planning, and wealth stewardship along with the ability to navigate complex family, business, philanthropic, and liquidity planning needs. The Senior Wealth Planner frequently collaborates with Allworth Advisors, the Custodial Referral Program team, and the Head of Private Wealth Strategies to deliver a seamless, high-touch planning experience.

Responsibilities:

1. Strategic Case Planning & Internal Collaboration (30%)

Serve as lead planner on complex engagements requiring multi-disciplinary solutions

Partner with internal stakeholders to design integrated planning strategies across estate, tax, business, philanthropic, liquidity, and legacy planning

Collaborate with Advisors, Custodial Referral Program partners, the Head of Private Wealth Strategies, and advanced planning specialists to ensure cohesive strategy development

Identify planning considerations arising from family dynamics, multi-generational decision-making, beneficiary readiness, business succession, and family governance needs

2. Advanced Tax, Estate Planning, and Investment Expertise (30%)

Design, evaluate, and implement advanced planning strategies (e.g., GRATs, SLATs, IDGTs, FLPs, CRTs/CLTs, charitable strategies, concentrated stock solutions)

Address federal and multi-state tax implications for high-net-worth individuals and families

Support wealth transfer, succession, and liquidity strategies for private business owners and multi-generational wealth structures

Evaluate planning opportunities related to concentrated wealth, business sale liquidity events, asset titling and ownership structures, trust-owned assets, charitable vehicles, and tax-efficient wealth transfer strategies

High level of proficiency with core investment concepts including asset allocation, interpreting risk and return statistics of a portfolio, and identifying opportunities to improve a portfolios diversification or modify to align with a clients goals and objectives

3. Client-Facing Plan Development and Delivery (30%)

Produce tailored financial plans using eMoney and MoneyGuidePro, integrating client-specific goals and technical modeling

Join client meetings as a subject matter expert, providing clear and actionable advice across complex topics

Ensure deliverables are high-quality, timely, and aligned with the Allworth value proposition

4. Mentorship & Thought Leadership (10%)

Mentor junior and mid-level planners within the Wealth Planning Team and Associate Advisors

Contribute to the enhancement of firm-wide planning strategies, tools, and workflows

Stay current with industry trends, regulatory updates, and planning innovations relevant to high net worth and ultra-high-net-worth clients

Qualifications:

Bachelors degree in Finance, Financial Planning, Accounting, or related field

CFP required; CPA, CFA, JD, LLM, or other advanced credentials in tax, estate planning, or investments strongly preferred

Minimum 10 years of financial planning experience, including substantial engagement with high- and ultra-high-net-worth clients

Familiarity with planning for individuals and families with $10M - $50M+ in net worth, including private business owners, executives, concentrated wealth, trust and estate structures, liquidity events, family governance, and business succession strategies

Strong technical knowledge of estate planning structures, tax law, charitable planning, and investment-related considerations

Proficiency with financial planning software such as eMoney and MoneyGuidePro

Bachelors degree in finance, financial planning, economics, or related field (or equivalent work experience).

10+ years of experience in financial services, with exposure to planning support, data entry, and documentation processes.

Familiarity with financial planning software (e.g., eMoney, MoneyGuidePro) is highly preferred.

Demonstrated interest in pursuing professional designations (e.g., CFP, CFA, CPA) is a plus.

Proficiency in Microsoft Office (Word, Excel, PowerPoint); experience with Salesforce or similar CRM is advantageous.

Must be in good compliance standing with all relevant regulations, rules, and internal policies.

Equal Opportunity Employer