Senior Product Owner - Transaction Posting System

Your Opportunity

At Schwab, you''re empowered to make an impact on your career. Here, innovative thought meets creative problem solving, helping us "challenge the status quo" and transform the finance industry together.

We believe in the importance of in-office collaboration and fully intend for the selected candidate for this role to work on site in the specified location(s).

The Trading Application Platform Strategy and Support (TAPSS) group serves as the critical connective layer between Schwab''s trading business and technology organizations. Within TAPSS, the Posting Product Team is one of our largest and most mission-critical product groups, responsible for the accurate, timely, and resilient posting of trading activity across Schwab''s brokerage ecosystem.

The Senior Product Owner, Transaction Posting System is a hands-on, technically fluent Product Owner who lives inside the sprint - grooming the backlog, writing stories, clarifying requirements in real time, partnering through development, driving UAT, and helping engineering resolve issues quickly. This role is the daily bridge between business stakeholders and engineering teams and will play a central role as team pivots toward an AI-Driven Development Life Cycle (AIDLC) operating model.

Key Responsibilities

This Product Owner will serve as the day-to-day voice of the business inside the scrum teams, ensuring every sprint delivers clear, correct, and valuable outcomes. The role is deeply engaged in the mechanics of Agile delivery - backlog, stories, refinement, sprint execution, UAT, defect triage, and release readiness - while also connecting across the broader product group to keep work aligned. The Senior Product Owner will:

• Own and continuously groom the product backlog, keeping it prioritized, refined, and at least 2 sprints ready for engineering
• Write clear, well-structured user stories, acceptance criteria, technical enablers, and definition-of-done that engineering teams can execute against without ambiguity
• Partner daily with engineering, QA, architecture, and SRE teams through sprint planning, backlog refinement, standups, demos, retrospectives, and release readiness reviews
• Serve as the go-to decision-maker for scope, requirement clarifications, and trade-offs during the sprint - available to unblock the team in real time
• Lead and coordinate User Acceptance Testing (UAT), including test planning, scenario design, coordination with business testers, defect triage, sign-off, and readiness for production release
• Triage defects and production issues, work with engineering to reproduce and resolve, prioritize fixes against roadmap work, and communicate status back to stakeholders
• Translate complex trading, clearing, settlement, and posting business flows into clear requirements and stories, ensuring engineering teams understand the "why" behind the "what"
• Partner with business stakeholders, operations, downstream consumers, and upstream feeders to gather requirements, validate designs, walk through mockups/flows, and confirm outcomes
• Coordinate across the broader product group - a large, multi-team organization - to align on shared dependencies, sequencing, integration points, and cross-team stories
• Champion practical and responsible use of GitHub Copilot, Microsoft 365 Copilot, and other approved AI-enabled tools across the SDLC - story authoring, acceptance criteria generation, test case creation, documentation, defect analysis, and release notes - while validating outputs for accuracy and appropriateness
• Help lead the team''s adoption of AIDLC (AI-Driven Development Life Cycle) practices, partnering with engineering to embed AI-enabled tooling into requirements, development, testing, and support workflows
• Maintain product documentation, decision logs, and knowledge artifacts in Confluence/SharePoint so the team, partners, and downstream consumers have a single source of truth
• Drive things to done - remove ambiguity, force decisions, escalate blockers, and hold the line on sprint commitments and quality

What you have

To ensure that we have fulfilled our promise of "challenging the status quo," this role has specific qualifications that successful candidates should have.

Required Qualifications:

• Applicants must be currently authorized to work in the United States on a full-time basis without employer sponsorship now nor in the future
• 6+ years of experience in product ownership, business analysis, application development, or related technology delivery roles
• Demonstrated experience leading UAT cycles - planning, coordinating business testers, triaging defects, and driving sign-off and release readiness
• Strong technology background - prior experience as a developer, engineer, architect, QA, or deeply technical BA/PO - with the ability to engage credibly in system design, APIs, data, and integrations
• Demonstrated business and domain knowledge of trading, brokerage operations, post-trade processing, transaction posting, clearing, or settlement
• Proven track record of driving stories from concept through production in a large, multi-team product organization
• Strong story-writing and acceptance-criteria discipline, backlog grooming rigor, and sprint execution ownership
• Experience partnering with engineering to triage and resolve defects and production issues
• Proficiency with Jira, Confluence, Rally, or equivalent Agile delivery tooling
• Proficiency with Microsoft Office, Teams, SharePoint, Excel, PowerPoint, Word, and Outlook

Preferred Qualifications:

• Bachelor''s degree/master''s degree in computer science, Engineering, Finance, or equivalent work experience
• Hands-on experience applying AIDLC (AI-Driven Development Life Cycle) practices.
• Knowledge of crypto trading, digital assets, or crypto books-and-records is a strong plus - as there will be cross domain intersections within books and records, crypto books and records, and posting.
• Experience with Schwab (or comparable brokerage) trading platforms, transaction posting systems, books-and-records, or downstream trading consumers
• Experience with SQL, APIs, message-based integrations, or reading logs to support requirements and defect triage
• Familiarity with CI/CD, test automation, and observability practices as they relate to Product Owner responsibilities
• Experience working across large product groups with multiple scrum teams, shared services, and platform dependencies
• Exceptional stakeholder management and influencing skills, with the ability to align engineers, business partners, and senior leaders around shared priorities and decisions
• Demonstrated ability to simplify complex technical and business trade-offs and drive decisions in ambiguous, fast-moving environments

In addition to the salary range, this role is also eligible for bonus or incentive opportunities.