Senior Financial Planning & Investment Strategist

Planning, Investment & Technology Responsibilities

This role serves as a key technical resource to the firm's advisors, bringing together financial planning, investment analysis, tax planning, risk management, estate planning, and client financial data to prepare advisors for sophisticated client conversations.

Financial Planning

• Develop comprehensive and complex financial plans using MoneyGuidePro, with the firm transitioning to RightCapital.

• Analyze client goals, cash flow, liquidity needs, savings, reserves, and other financial considerations.

• Research complex planning questions and develop supporting analysis and recommendations for advisors.

• Provide planning analysis related to executive incentive compensation and other sophisticated client situations.

Investment Management & Portfolio Construction

• Research investment markets, strategies, products, and portfolio solutions.

• Utilize YCharts, Morningstar, and BlackRock resources for investment research and analysis.

• Work with portfolio construction consultants and investment partners to evaluate strategies and portfolio solutions.

• Utilize Morningstar X-Ray to evaluate portfolio composition, diversification, asset allocation, and underlying exposures.

• Prepare investment proposals using Nitrogen and YCharts.

• Participate in internal investment meetings and discussions with external wholesalers, portfolio managers, and investment partners.

• Support model portfolio analysis and trading activities.

Tax Planning

• Utilize Holistiplan to identify and analyze tax-planning opportunities.

• Evaluate strategies including Roth conversions, estimated tax considerations, underpayment issues, and other tax-related planning opportunities.

• Incorporate tax considerations into broader financial and investment recommendations.

Estate & Risk Management Planning

• Utilize Wealth.com as part of the firm's estate-planning analysis and review process.

• Conduct life insurance needs analyses using MoneyGuidePro and other firm-established methodologies.

• Research and evaluate life insurance, annuities, long-term disability insurance, and long-term care insurance.

• Review, summarize, and document existing insurance and annuity contracts.

• Identify risk-management considerations that should be addressed as part of the client's overall financial plan.

Client Meeting Preparation & Analysis

Although this is a non-client-facing role, this individual plays an important part in preparing advisors for client meetings and recommendations.

Responsibilities include:

• Preparing and reviewing Albridge Snapshot and Holdings reports.

• Utilizing Morningstar X-Ray for portfolio and client updates.

• Developing investment proposals using Nitrogen and YCharts.

• Maintaining and analyzing client profile information within Redtail CRM, including:

  • Gross annual income

  • Monthly net income

  • Monthly spending

  • Savings

  • Cash reserves and reserve targets

  • Liquidity needs

  • Financial goals

  • Special planning considerations

• Utilizing Excel to consolidate financial, investment, tax, estate, and risk-management information into clear analysis for the advisory team.

Technology

Experience with wealth management technology is important for this role. The firm's current technology ecosystem includes:

Financial Planning: MoneyGuidePro; transitioning to RightCapital
Investment Research & Analysis: YCharts, Morningstar, BlackRock
Portfolio Analysis: Morningstar X-Ray
Investment Proposals: Nitrogen, YCharts
Tax Planning: Holistiplan
Estate Planning: Wealth.com
Risk Management: MoneyGuidePro
Portfolio Reporting: Albridge
CRM: Redtail
Analysis & Reporting: Excel

Direct experience with every platform is not required; however, candidates should have significant experience with financial planning and investment technology and be comfortable learning new platforms.