Senior Credit Risk Analyst Energy & Commodities

The role offers direct Credit Committee presentation responsibility, active Front Office engagement, and meaningful exposure to both local and international risk governance making it an ideal fit for a seasoned credit professional with sector expertise who combines strong analytical independence with the ability to communicate credit views clearly and persuasively to senior stakeholders across multiple geographies. Prepare comprehensive credit applications and independent risk analyses for new transactions and annual reviews across Power, Oil & Gas, and Commodities Finance sectors including creditworthiness assessment, sector trend analysis, peer comparison, financial statement review, and financial projections as applicable.

Title: Senior Credit Risk Analyst Energy & Commodities

Office Status: Hybrid New York, NY

Base Salary: $160k - $200k + Bonus

ABOUT THE ROLE

This Senior Credit Analyst opportunity sits within the independent risk function of a well-established global financial institution, focused on credit analysis and risk opinion issuance across Power, Oil & Gas, and Commodities Finance transactions. The role offers direct Credit Committee presentation responsibility, active Front Office engagement, and meaningful exposure to both local and international risk governance making it an ideal fit for a seasoned credit professional with sector expertise who combines strong analytical independence with the ability to communicate credit views clearly and persuasively to senior stakeholders across multiple geographies.

RESPONSIBILITIES

• Prepare comprehensive credit applications and independent risk analyses for new transactions and annual reviews across Power, Oil & Gas, and Commodities Finance sectors including creditworthiness assessment, sector trend analysis, peer comparison, financial statement review, and financial projections as applicable
• Assess transaction structure, legal terms and conditions, and assign appropriate Basel risk parameters including internal ratings and LGDs
• Submit credit files to the local Credit Committee and present independent risk opinions;defend recommendations and respond to committee inquiries
• Engage frequently with Front Office teams to manage deal pipeline, discuss transaction risks and mitigants, and align on commercial strategy and profitability
• Coordinate actively with Head Office risk teams to respond to additional information requests, follow up on rating validations, and communicate credit issues and portfolio trends as appropriate
• Monitor covered sectors and portfolios on an ongoing basis;communicate emerging risks and trends to local and Head Office senior management;contribute to and attend Early Warning and Special Asset Review meetings
• Assist in internal and external audit assessments including FRB and SNC reviews;contribute to portfolio reviews, loan reviews, and special projects as needed
• Provide cross-sector credit coverage on other counterparties as workload requires