Senior Compliance Officer

Investigate compliance concerns, assess regulatory risks, and recommend improvements that strengthen the organization s compliance program, with a primary focus on consumer protection, privacy, and data protection. At least seven years of experience in financial services, consumer protection compliance, internal audit, external audit, financial services operations, or compliance program development and evaluation.

Compliance Advisor


Job Summary

Serve as a trusted second-line compliance advisor, helping ensure adherence to federal and state regulations. Partner with business units to develop, implement, and oversee compliance policies, procedures, and controls. Investigate compliance concerns, assess regulatory risks, and recommend improvements that strengthen the organization s compliance program, with a primary focus on consumer protection, privacy, and data protection.

Responsibilities

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  Monitor and analyze applicable federal and state regulations, including Regulations Z, B, CC, and E, HMDA, ECOA, TILA, RESPA, and TISA.
  
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  Provide second-line advisory and oversight for consumer privacy and data protection requirements, including GLBA, Regulation P, FCRA, and CCPA/CPRA.
  
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  Review privacy notices, opt-out and limitation rights, permissible information sharing, and first-line privacy controls.
  
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  Provide proactive compliance guidance to business units through advisory services, projects, and marketing reviews.
  
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  Analyze new and amended regulations, communicate relevant changes, and provide oversight through the regulatory development process.
  
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  Provide subject matter expertise in developing corporate compliance policies and confirming alignment with business-unit practices.
  
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  Participate in ongoing risk assessments and provide effective challenge and oversight to first-line teams.
  
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  Develop compliance training focused on applicable regulations and areas of elevated risk.
  
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  Review and help resolve complex and high-risk member complaints related to products and services.
  
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  Prepare compliance reports for senior management and regulatory bodies.
  
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  Maintain a strong understanding of business activities, products, and risks to support effective compliance guidance.
  
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  Collaborate with compliance teams to promote consistent approaches, processes, and standards.
  
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  Support regulators during examinations, audits, and other regulatory interactions when assigned.
  
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  Provide guidance on projects and initiatives involving significant compliance risk or complexity.
  

Requirements

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  Bachelor s degree or equivalent work experience.
  
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  At least seven years of experience in financial services, consumer protection compliance, internal audit, external audit, financial services operations, or compliance program development and evaluation.
  
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  At least seven years of experience applying consumer privacy and data protection laws and regulations, including GLBA, Regulation P, FCRA, and CCPA/CPRA.
  
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  Knowledge of consumer protection requirements, applicable state laws, regulatory analysis, and compliance process development.
  

Skill

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  Regulatory analysis and interpretation
  
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  Consumer protection compliance
  
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  Privacy and data protection compliance
  
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  Risk assessment and regulatory oversight
  
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  Policy and procedure development
  
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  Compliance advisory and stakeholder collaboration
  
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  Investigation, reporting, and issue resolution
  
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  Compliance training and communication
  

Summary Qualification

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  Experienced compliance professional with expertise in consumer protection, privacy, and data protection regulations.
  
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  Ability to provide independent second-line oversight and effective challenge.
  
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  Strong understanding of financial services products, operations, regulatory risk, and compliance controls.
  
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  Proven ability to advise business units, interpret regulatory changes, and strengthen compliance programs.
  

Wollborg Michelson Recruiting is an Equal Opportunity Employer and prohibits discrimination of any kind. We ensure job offers are made based of one s employment experience, skills, and qualifications, regardless of race, gender, ethnic origin, or any other classification protected by law. All applicants must furnish proper identification to prove their legal right to work in the US upon a job offer. We participate in E-Verify to confirm one s right to work in the US. Wollborg Michelson Recruiting does not provide sponsorship for an employment-based visa status.