Senior BSA/AML Analyst

This role will focus on investigating potentially suspicious customer activity, preparing regulatory filings, and conducting enhanced due diligence reviews for higher-risk relationships. A financial institution is seeking an experienced Senior BSA/AML Analyst to support its financial crimes compliance program.

A financial institution is seeking an experienced Senior BSA/AML Analyst to support its financial crimes compliance program. This role will focus on investigating potentially suspicious customer activity, preparing regulatory filings, and conducting enhanced due diligence reviews for higher-risk relationships.

RESPONSIBILITIES

• Investigate customer and account activity for potential money laundering, financial crime, or other unusual behavior.
• Analyze transaction patterns, customer information, and supporting documentation to determine whether activity warrants escalation.
• Prepare and file Suspicious Activity Reports (SARs) with clear, accurate, and well-supported narratives.
• Conduct periodic Enhanced Due Diligence (EDD) reviews of higher-risk customers.
• Perform internal and external research to support investigative conclusions and risk assessments.
• Develop a strong understanding of the institution s products, customer base, transaction activity, and geographic exposure.
• Escalate material findings and potential compliance concerns to appropriate management.
• Support additional BSA/AML compliance and investigative initiatives as needed.

QUALIFICATIONS

• Bachelor s degree or equivalent relevant professional experience.
• At least 5 years of experience in banking operations, BSA/AML compliance, or a closely related area.
• Hands-on experience conducting investigations and preparing/filed SARs.
• Working knowledge of applicable U.S. BSA/AML laws and regulations, along with familiarity with relevant regulatory requirements in China.
• Strong investigative, analytical, and critical-thinking skills with sound professional judgment.
• Excellent written and verbal communication skills.
• Highly organized with strong attention to detail and the ability to manage competing priorities.
• Comfortable working in a fast-paced environment and conducting effective online and database research.

*Open to hiring inChicago, IL;Overland Park, Kansas;and Houston, TX*