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Risk Analytics Manager

Hyundai Capital America

Irvine, California

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JOB DETAILS
SKILLS
Analysis Skills, Automotive Industry, Commercial Real Estate, Community Support, Contract Research Organization (CRO), Credit Risk, Data Analysis, Data Collection, Emerging Technology, Finance, Financial Planning and Analysis (FP&A), Financial Reporting, Financial Statements, Forecasting, Industry/Trade Analysis, Insurance, International Financial Reporting Standards (IFRS), Investment Management, Loans, Loss Prevention, Market Research, Market Segmentation, Market Trend Analysis, Performance Analysis, Performance Metrics, Policy Development, Product Support, Product/Service Launch, Real Estate, Reconciliation, Regulations, Regulatory Requirements, Reporting Dashboards, Reporting Skills, Risk, Risk Analysis, Risk Management, Risk Modeling, Sales, Sarbanes-Oxley Act (SOX), Scorecarding, System Integration (SI), Team Player, Time Management, Underwriting, Volunteer Experience
LOCATION
Irvine, California
POSTED
Today
Description

Hyundai Capital America (HCA) helps people move forward. Through Hyundai Motor Finance, Genesis Finance, and Kia Finance, we deliver innovative financing, leasing, and insurance solutions to more than 3 million customers and businesses nationwide.

We're a company driven by growth, innovation, and people. At HCA, you'll find opportunities to build new skills, expand your career, and make a real impact-while working in a diverse, inclusive, and values-driven environment. We're proud to support our communities through volunteerism, philanthropy, and engaged Employee Resource Groups.

If you're looking for a fast-paced, collaborative workplace where your ideas matter, join us as we lead the future of financing freedom of movement. Apply today.

WHAT YOU WILL DO

The Commercial Risk Analytics Manager provides risk analytics and reporting related to the Dealer Finance, Commercial Vehicle Finance and Mobility portfolios. Responsibilities include data gathering, data analytics, reporting, model development/maintenance in support of new products, loss prevention, modeling, forecasting, origination and portfolio management. This role will provide accurate and current information in support of department and business' policies, administration, regulatory (SOX), portfolio management and tracking, and key risk indicators. In addition, this role will investigate, collect, and analyze auto industry and economic information and data impacting credit risk, including but not limited to, information regarding economic trends forecasts, commercial real estate markets, emerging technology, competitor vehicles and sales, commercial vehicle financing and mobility areas

HOW YOU WILL MAKE AN IMPACT

1. Data Collection and Analysis

• Gather, maintain, report, reconcile and analyze data with the most up-to date, accurate and functionally useful information in support of department and business' policies, administration and regulatory requirements

• Build reports, dashboards and monitoring tools and early warning systems to enhance credit decision-making and information reporting to upper management and Risk Control Committee

• Develop and enhance early warning, inventory analysis and risk management reports that can be leveraged by the Commercial and Sales teams to effectively manage risk in the Commercial & Mobility portfolios

• Develop and maintain portfolio risk scorecards and underwriting risk models for Dealer, Commercial Vehicle and Mobility lending products and financial reporting

• Develop Risk subject matter expertise in support of New Market Introductions and New Product Introductions by completing market/product research, Collaborate with Mobility team to assess and build out new markets and new products

• Prepare loss estimates to support new Mobility products, including the development of probability of default and loss given default analyses

• Develop and maintain monthly pre-approval lists in support of Subscription and other Commercial and new Mobility products

• Support Dealer, Commercial Vehicle Finance and Mobility portfolio by developing and monitoring the scorecard performance and other key indicators. Analyze and recommend actions if indicators deviate from expected performance

• Investigate and analyze auto industry, dealer and commercial vehicle financial statements, economic information and data impacting credit risk, including but not limited to economic trends forecasts, commercial real estate markets, Industry segment specific risks competitor vehicles and products and commercial vehicle financing areas

• Ensure the accuracy of key credit assumptions that are inputs into the Pricing, Loss forecast, early warning, risk grading models, and develop tracking and analysis that enables periodic updates made in a systemic process to meet the needs of the business

• Coordinate with the Commercial and Mobility teams to facilitate the integration of new systems, including the development of new and replacement reporting required to meet business needs.

2. Reporting

• Produce reports on Allowance for Loan and Lease Losses (ALLL), IFRS9, CECL for Dealer, Commercial Vehicle Finance and Mobility portfolios

• Support monthly, quarterly, ad hoc and annual OP requests from FP&A and Risk.

• Develop appropriate forecasting tools and provide timely forecast projections for review and approval by Director Commercial Risk, Enterprise Risk Director and CRO.

• Develop and provide reports to support ad-hoc strategic projects and

About the Company

H

Hyundai Capital America

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