Retail Real Estate Processor-Closer

Position Summary: The Retail Real Estate Loan Processor/Closer is responsible for all processing steps from origination through closing, and the generation of initial and closing documents of real estate secured loans. This professional is responsible for a pipeline that includes a variety of loan types Construction, Bridge, Cash to Close, First Lien Mortgage, and Home Equity Lines of Credit.

Essential Functions:

• Process and close real estate secured loans which include a variety of loan types, such as Construction, Bridge, Cash to Close, First Lien Mortgage, and Home Equity Lines of Credit.
• Manage daily workflow of real estate loans, including monitoring of disclosure and closing pipelines.
• Understand and anticipate all requirements of the real estate loan cycle from beginning to end. 
• Prepare initial and pre-closing documents within bank and regulatory compliance guidelines.
• Perform initial and pre-closing reviews to ensure loans meet all bank policy requirements, complex regulatory compliance guidelines, and customer service standards.
• Conduct verifications and prepare documentation for Real Estate Loan Amendments submitted to the processing team.
• Understands and applies knowledge of real estate lending regulations including TRID, Adverse Action, and Reg B.
• Provide a high standard of customer service to both internal and external customers in person and by telephone.  
• Understand and adhere to all bank policies, laws and regulations applicable to their role. Complete compliance training and follow internal processes and controls as required.
• Report all compliance issues, violations of law or regulations in accordance with the steps defined in bank policies.
• Performs other job-related duties or special projects as assigned. 
• Regular and reliable attendance is an essential function of this position.

Qualifications:

• Minimum of 2-years of lending experience, real estate loan processing preferred.     
• Minimum of 3-years banking experience preferred. 
• Proficient knowledge of Microsoft Office products, existing bank hardware/software preferred or demonstrated ability to learn quickly.
• Encompass and Fiserv software experience preferred.

Preferred Talents:

• Multi-tasker
• Accurate and detailed
• Deadline driven with good judgment
• Effective communicator
• Positive and people focused 
• Independent with a team orientation

Working Environment:

Indoor work – not exposed to outdoor elements or hazards. 

Some sedentary work and occasional lifting and/or carrying up to 10 pounds.

This role is eligible for hybrid work arrangement opportunity under UBT's hybrid guidelines upon completion of onboarding.

PLEASE VIEW THE APPLICANT TERMS & CONDITIONS BEFORE PROCEEDING WITH YOUR APPLICATION.